MICHIGAN GUARANTY AGENCY Participating Lender List Lenders Participating in Referral Loan Programs Some lenders are referring ALL student loans to another lender by participating in a loan referral program. Those lenders referring loans to a particular lender (sponsor) are listed in all sections of the lender list under their own institution name. It is important to note that loans will guarantee under the sponsor's name and lender code, rather than the participating lender's name. Listed below are seven such referral programs and their participating lenders. SPONSOR - Comerica Bank - 822660 829421 Alpena County Medical Credit Union# 813126 Besser Credit Union# 832694 Calcite Credit Union# 824644 Central State Bank# 833138 Charlevoix State Bank# 805859 Chemical Bank & Trust Company# 805995 Chemical Bank Shoreline# 805924 Chemical Bank West# 833196 Chief Pontiac Federal Credit Union# 813145 Credit Union One# 805851 CSB Bank# 827202 E & A Credit Union# 813128 Eagle Country Federal Credit Union# 821493 Educational Community Credit Union# 805916 First National Bank of St. Ignace# 822303 First Savings Bank# 831068 Flagship Federal Credit Union# 830339 Graco Federal Credit Union# 826376 Grand Rapids Federal Employees Credit Union# 222001 Greenville Community Bank# 813127 H.P.C. Credit Union# 805980 Hastings City Bank# 826875 Kalamazoo Postal Federal Credit Union# 222002 Keystone Community Bank# 829150 Lake Huron Credit Union# 825214 Lake Michigan Credit Union# 828066 MetroBank# 828686 Midland Area Credit Union# 222005 Old Mission Bank# 813131 Omni Family Credit Union# 222003 Paramount Bank# 825219 Port Austin State Bank# 830110 Rockford Community Fedl Credit Union# 222004 Saginaw County Employees Credit Union# 826109 SOC Credit Union# 829369 Stampers Federal Credit Union# 806108 Thumb National Bank & Trust# 832190 Tri-Cities Credit Union# 832412 United Bank of Michigan# 828731 Warren Bank# SPONSOR - Fifth Third Bank - 806078 806078 Algonac Savings Bank# 806078 Bank of Lenawee# SPONSOR - FNB Taylorsville/IBB - 831825 831825 Bank of Ann Arbor# 831825 Community Central Bank# 831825 Educators and Employees Credit Union# 831825 Lakeside Community Bank# 831825 Onaway Community Federal Credit Union# SPONSOR - LaSalle Bank Midwest, N.A. - 830525 829192 Allied Employers Credit Union# 221002 Assoc Builders & Contractors Credit Union# 222007 ATL Credit Union# 222012 Auto-Owners Associates Credit Union# 813179 baybank# 222014 Brighton Commerce Bank# 805856 Central Savings Bank# 823981 Chelsea State Bank# 822806 Citizens State Bank of Ontonagon# 831876 Citizens State Bank# 222008 Clawson Community Credit Union# 222020 Clinton County Federal Credit Union# 222010 Communications Family Credit Union# 831298 Community First Federal Credit Union# 813133 COPOCO Credit Union# 222016 Craftsman Credit Union# 817422 Dart Bank# 813143 Delta County Credit Union# 221003 Farmers State Bank# 222006 First Area Credit Union# 823792 First Bank of Upper Michigan, N.A.# 827391 First Federal of Northern Michigan# 222018 First Independence National Bank 805934 First National Bank of Crystal Falls# 828391 First National Bank of Gaylord# 823438 First National Bank of Howell# 805923 First National Bank of Iron Mt. 821011 First National Bank of Norway# 805917 First National Bank of Three Rivers# 805835 Firstbank - Alma# 222019 FM Financial Credit Union# Page 1 of 3
(Continued from the previous page.) 222015 Good Shepherd Credit Union# 829941 Grand Rapids Building Trades Credit Union# 830340 Gratiot Community Credit Union# 813144 Great Lakes First Federal Credit Union# 827678 Homestead Savings Bank, FSB# 813136 Hometown Community Credit Union# 829819 Howmet Credit Union# 819767 Huron Community Bank# 827178 Huron National Bank# 805983 Independent Bank# 827330 Independent Bank-East Michigan# 805951 Independent Bank-South Michigan# 822384 Independent Bank-West Michigan# 805996 Ionia County National Bank# 828728 Iosco Community Credit Union# 813153 Iron Mt.-Kingsford Community Fed Credit Union# 813159 Isabella Community Credit Union# 221004 Keebler Credit Union# 221005 Kemba Credit Union# 222011 Kenowa Municipal Federal Credit Union# 806001 Lake Osceola State Bank# 222017 Lakes Community Credit Union# 221009 Macatawa Bank# 221006 Manistique Federal Credit Union# 806010 Mason State Bank# 222013 Mercantile Bank of West Michigan# 831842 Midwest United Federal Credit Union# 824909 Miners State Bank# 829191 Monroe Bank and Trust# 221007 Morton Manistee Federal Credit Union# 828474 Motown First Federal Credit Union# 832636 Municipal & Health Services Credit Union# 805930 North Country Bank & Trust# 805932 North Country Bank# 805900 Northern Michigan Bank# 824866 Northwestern Area Credit Union# 829521 Oak Industrial Park Credit Union# 830155 Owosso Columbus Credit Union# 813175 Pennwalt Employees Credit Union# 829341 Peoples State Bank# 829348 Portland Federal Credit Union# 828405 Public Service Employees Federal Credit Union# 829874 Saginaw Automotive Employees FCU# 830602 Settlers' Co-Operative Credit Union# 830574 Southeast MI State Empl FCU# 829547 Spartan Stores Credit Union# 806145 SSBBank# 831864 State Bank of Caledonia# 828063 Straits Area Federal Credit Union# 827537 T & C Federal Credit Union# 222009 The Private Bank# 825567 Thunder Bay Area Credit Union# 828407 U.P. Trans Comm Federal Credit Union# 829821 Ukrainian Future Credit Union# 221008 United Churches Credit Union# 813182 Valley Ridge Bank# 806144 West Shore Bank# 825244 Western Districts Members Credit Union# SPONSOR - Nelnet Academic Loan - 824573 824573 First State Bank of Decatur# SPONSOR - Sallie Mae Education Trust - 802218 802218 Advantage One Federal Credit Union# 802218 Bell Com Credit Union# 802218 Byron Center State Bank# 802218 Citizens Bank# 802218 Co-Op Services Credit Union# 802218 Farwell State Savings Bank# 802218 First National Bank of Wakefield# 802218 Frankenmuth Credit Union# 802218 Republic Bank# 802218 Republic Bank# 802218 Saginaw Eaton Credit Union# 802218 Signature Bank# 802218 State Employees Credit Union# 802218 Superior National Bank# 802218 TBA Education Credit Union# 802218 The State Bank# 802218 Union Bank# 802218 United Bank & Trust# SPONSOR - Zions Bank ELT for EMT Corp. - 833495 832211 AAC Credit Union# 829101 Aeroquip Employees Credit Union# 829661 Automotive Federal Credit Union# 824216 Bay Port State Bank# 829193 Bay Winds Federal Credit Union# 823185 Berrien Teachers Credit Union# 823069 Best Source Credit Union# 832247 Birmingham/Bloomfield Credit Union# 823997 Blissfield State Bank# 832188 Bloomfield Hills Schools Credit Union# 832219 Brunswick Employees Federal Credit Union# 829243 Capital Area School Employees Credit Union# 831936 Catholic Community Credit Union# 817408 Central Macomb Community Credit Union# 828729 Central Michigan Community Federal CU# 805849 Century Bank & Trust# 832966 Chiropractic Federal Credit Union# 806128 ChoiceOne Bank# 813151 Christian Financial Credit Union# 806137 Citizens Bank Page 2 of 3
(Continued from the previous page.) 830429 Citizens Choice Federal Credit Union# 832155 Citizens Credit Union# 805866 Citizens National Bank of Cheboygan# 820915 Community Bank# 831932 Community Choice Credit Union# 829671 Community Choice Credit Union# 832001 Community Financial Credit Union# 831754 Community Schools Credit Union# 825115 Consumers Choice Credit Union# 831858 Consumers Credit Union# 832574 Credit Union Plus# 829683 Crestwood Community Federal Credit Union# 829589 Dearborn Federal Credit Union# 832042 Dowagiac Area FCU# 828404 Downriver Community Federal Credit Union# 833188 ELGA Credit Union# 826211 Empire National Bank# 832213 Family Financial Credit Union# 831869 Fidelity Bank# 803408 Fifth Third Bank# 829458 Filer Credit Union# 832594 Financial Health Credit Union# 826108 First Community Bank# 822953 First National Bank of America# 805925 First National Bank of Calumet-Lake Linden# 821272 First State Bank# 826782 Flagstar Bank, FSB# 831911 Flint Services Federal Credit Union# 832906 Franklin Bank, N.A.# 805962 G.W. Jones Exchange Bank# 826477 Gerber Employees Federal Credit Union# 831881 Governmental Employees Credit Union# 831963 Grayling State Bank# 832736 Greater Niles Community Federal Credit Union# 822661 Hillsdale County National Bank# 832509 Holland Machine Employees Credit Union# 828243 Honor State Bank# 829763 Huron River Area Credit Union# 805997 Isabella Bank & Trust# 805998 Kalamazoo County State Bank# 806002 Lapeer County Bank & Trust Co.# 826569 Lapeer County Community Credit Union# 823999 LaSalle Federal Savings Bank# 832624 Marshall Savings Bank# 821791 Mayville State Bank# 813164 Menominee County Federal Credit Union# 830111 Metro Credit Union# 833182 Michigan Coastal Credit Union# 831984 Michigan Educational Credit Union# 829394 Michigan Federal Credit Union# 815571 Motor City Co-op Credit Union# 833119 Multi-Products Credit Union# 830342 Muskegon County School Employees Credit Uni 813162 North Central Area Credit Union# 806143 Northeast Catholic Credit Union# 826087 Onsted State Bank# 832516 PAC Federal Credit Union# 832844 Parkside Credit Union# 826164 Preferred Federal Credit Union# 832629 Providence Hospital Credit Union# 830826 Public Service Credit Union# 832445 Research Federal Credit Union# 832581 Rivers Edge Community Credit Union# 831983 Royal Oakland Community Credit Union# 833198 Saginaw VA Hospital Federal Credit Union# 818224 Servitor Credit Union# 832192 Shoreline Federal Credit Union# 832907 SLC Credit Union# 813166 Soo Co-Operative Credit Union# 822663 South Central State Employees Credit Union# 806126 Southern Michigan Bank and Trust# 832220 State Bank of Coloma# 819082 State Bank of Ewen# 826110 Sturgis Bank & Trust# 825181 Sunrise Family Credit Union# 832580 Tandem Federal Credit Union# 833057 Telcom Credit Union# 806143 The State Savings Bank# 831944 Town and Country Family Credit Union# 833778 Traverse City State Bank# 830796 Tri-Pointe Community Credit Union# 831955 TRW Michigan Employees Credit Union# 817411 U.P. State Credit Union# 827231 United Bay City Credit Union# 828071 United Christian Community Credit Union# 821435 United Educational Credit Union# 822114 United Saginaw Credit Union# 813142 Unity Credit Union# 813130 VA & Military Employees Federal Credit Union# 829349 Valley State Employees Credit Union# 832933 VIP Credit Union# 832832 West Michigan Community Bank# 832039 West Michigan Savings Bank# 831688 West Michigan State Employees Credit Union# 828061 Wolverine Bank# 832212 Wyandotte Community Federal Credit Union# 832002 Ypsilanti Area Federal Credit Union# Page 3 of 3
MICHIGAN GUARANTY AGENCY CONSOLIDATION LENDERS If you are a student loan borrower with multiple lenders and/or loans, you may be able to reduce your monthly repayment amounts by consolidating your loans. Some lenders do not participate in the Consolidation Loan Program, so if you are considering the consolidation repayment option you should: 1 2 3 Check to see if your lender(s) is listed below. (If you have loans from more than one lender on the list, you may choose the lender with whom you wish to consolidate.) If your lender is not listed below, you may choose any of the starred (* or **) lenders on the list. (These lenders have indicated their willingness to consolidate student loans with borrowers who do not currently have loans through their financial institution.) After selecting your most appropriate Consolidation loan lender, call and ask them to send you a Consolidation loan application and addendum. If you need help identifying your lender or have further questions regarding loan consolidation, please call the Michigan Guaranty Agency's Customer Services Section at 1-800-MGA LOAN, extension 77009. Lender Code Institution Telephone Number 830868 * ASAP/Union Bank & Trust 866-426-6765 805974 ** Bank One Education Finance Corp. 866-426-6765 808140 * Charter One Bank, N.A. 866-426-6765 821623 * Chela Funding I, LLC 866-426-6765 820192 * Chela Funding I, LLC 877-992-4352 828154 * Citibank, N.A. 800-448-3533 833487 * CollEDGE 800-829-4599 822660 * Comerica Bank 866-426-6765 825230 * Comerica Bank 800-448-3533 830513 Detroit Edison Credit Union 800-635-1867 834051 * Deutsche Bank ELT NextStudent Inc. 800-835-4611 828062 ** Dow Chemical Employees' Credit Union 800-835-7794 833838 EdInvest Company 800-448-3533 833617 * EFSI 800-446-8210 806078 * Fifth Third Bank 800-635-1867 824289 LaSalle Bank Midwest, N.A. 866-426-6765 624289 LaSalle Bank Midwest, N.A. 800-448-3533 828793 ** Metro North Federal Credit Union 800-635-1867 825585 * Michigan Higher Education Student Loan Authority 866-426-6765 834023 * Missouri Higher Education Loan Authority 800-666-4352 * Lenders who will consolidate student loans for anyone not currently in their system. ** Lenders who will consolidate student loans for anyone not currently in their system, if the borrower meets credit union membership eligibility requirments. Page 1 of 2
Lender Code Institution Telephone Number 832260 * Montana Higher Ed Student Assistance Corp 800-223-2914 830293 * Montrose State Bank 800-635-1867 808877 * National City Bank 800-635-1867 803674 * National City Bank, Indiana 800-448-3533 830628 National Education/IDAPP 800-345-4325 833500 Nelnet Education Loan Funding, Inc 866-426-6765 833285 * Pecos Student Fin. Corp/Trustee U.S. Bank 800-446-8210 819769 ** Peninsula Federal Credit Union 888-547-2732 809921 * PNC Bank 800-448-3533 834101 * School Loans Corporation 800-404-4616 830630 * Southwest Student Services Trust, WFB ELT 800-874-3742 831245 * Southwest Student Services Trust, WFB ELT 800-874-3742 834064 * Student Assistance Foundation 800-852-2761, ext. 9750 833405 Student Loan Finance Corporation 800-592-1270 811353 * SunTrust Bank 800-552-3006 833732 * U.S. Bank, N.A. ATF Amerifund Education Corp. 800-448-3533 833228 * U.S. Bank, N.A. ATF Brazos Educational Assistance 800-448-3533 808543 * Union Bank & Trust Company 866-426-6765 833770 * USEFC/US Bank N.A. as Trustee 800-283-6221 833961 * Wells Fargo Bank Texas NA/ATF Bosque HEA 800-446-8210 807176 * Wells Fargo Education Financial Services 800-658-3567 * Lenders who will consolidate student loans for anyone not currently in their system. ** Lenders who will consolidate student loans for anyone not currently in their system, if the borrower meets credit union membership eligibility requirments. Page 2 of 2
MICHIGAN GUARANTY AGENCY Participating Lenders LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 832211 AAC Credit Union# 802218 Advantage One Federal Credit Union# 829101 Aeroquip Employees Credit Union# 806078 Algonac Savings Bank# 829192 Allied Employers Credit Union# 829421 Alpena County Medical Credit Union# 833079 AMS Education Loan Trust c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 833067 AMS Education Loan Trust, Wilmington Trust Co 833471 AMS Education Loan Trust/Bank One NA as Trustee c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 827371 ARC Credit Union 18720 Thirteen Mile Road Roseville MI 48066 586-773-9112 830868 ASAP/Union Bank & Trust 221002 Assoc Builders & Contractors Credit Union# 222007 ATL Credit Union# 829661 Automotive Federal Credit Union# 222012 Auto-Owners Associates Credit Union# 831495 Bank of America, N.A. c/o MOHELA, 633 Spirit Drive Chesterfield MO 63005 800-666-4352 831825 Bank of Ann Arbor# 823584 Bank of Lake Mills/Student Loan Xpress c/o LoanStar Systems, Inc., P.O. Box 4940 Bryan TX 77805-4940 800-829-4599 806078 Bank of Lenawee# 808732 Bank One Education Finance Corp 803538 Bank One Education Finance Corp. Page 1 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 803634 Bank One Education Finance Corp. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 805974 Bank One Education Finance Corp. 808857 Bank One Education Finance Corp. 811925 Bank One Education Finance Corp. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 824216 Bay Port State Bank# 829193 Bay Winds Federal Credit Union# 813179 baybank# 802218 Bell Com Credit Union# 823185 Berrien Teachers Credit Union# 813126 Besser Credit Union# 823069 Best Source Credit Union# 832247 Birmingham/Bloomfield Credit Union# 823997 Blissfield State Bank# 832188 Bloomfield Hills Schools Credit Union# 834059 BONY ELT Collegiate Fund Srv R1/CFO c/o SunTech, 6510 Old Canton Road Ridgeland MS 39157 800-489-5005 222014 Brighton Commerce Bank# 832219 Brunswick Employees Federal Credit Union# 802218 Byron Center State Bank# 832694 Calcite Credit Union# 829243 Capital Area School Employees Credit Union# 833810 Carnegie Insurance Company-A+Funds/Medfunds 831936 Catholic Community Credit Union# 824919 Catholic Federal Credit Union 6180 State Street, P.O. Box 6338 Saginaw MI 48608 800-798-2328 817408 Central Macomb Community Credit Union# Page 2 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 828729 Central Michigan Community Federal CU# 805856 Central Savings Bank# 824644 Central State Bank# 805849 Century Bank & Trust# 833138 Charlevoix State Bank# 808140 Charter One Bank, N.A. 807807 Chase - JPMorgan Chase Bank, N.A. 833953 Chela Education Funding, Inc. through Union Bank and Trust Co. as ELT 820192 Chela Funding I, LLC 388 Market Street, STE 1250, 12th Floor San Francisco CA 94111 866-792-4352 821623 Chela Funding I, LLC c/o National Education Servicing, 2412 W. Lawrence A Chicago IL 60625-1920 800-345-4325 823981 Chelsea State Bank# 805859 Chemical Bank & Trust Company# 805995 Chemical Bank Shoreline# 805924 Chemical Bank West# 833196 Chief Pontiac Federal Credit Union# 832966 Chiropractic Federal Credit Union# 806128 ChoiceOne Bank# 813151 Christian Financial Credit Union# 826878 Citibank, N.A. P.O. Box 6128 Sioux Falls SD 57117-6128 800-967-2400 828154 Citibank, N.A. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 830548 Citibank, N.A. as ELT for the Student Loan Corp. P.O. Box 6128 Sioux Falls SD 57117-6128 800-967-2400 806137 Citizens Bank 802218 Citizens Bank# 807745 Citizens Bank, N.A. Page 3 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 830429 Citizens Choice Federal Credit Union# 832155 Citizens Credit Union# 805866 Citizens National Bank of Cheboygan# 822806 Citizens State Bank of Ontonagon# 831876 Citizens State Bank# 222008 Clawson Community Credit Union# 222020 Clinton County Federal Credit Union# 833487 CollEDGE c/o LoanStar Systems, Inc., P.O. Box 4940 Bryan TX 800-829-4599 830310 College Credit Trust 833733 College Loan Corp/JPMCB as Trustee c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 834091 Collegiate Funding Services c/o MOHELA, 633 Spirit Drive Chesterfield MO 63005 800-666-4352 805979 Comerica Bank 822660 Comerica Bank 825230 Comerica Bank c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 805885 Commercial National Bank of L'Anse 222010 Communications Family Credit Union# 820915 Community Bank# 831825 Community Central Bank# 829671 Community Choice Credit Union# 831932 Community Choice Credit Union# 832001 Community Financial Credit Union# 831298 Community First Federal Credit Union# 831754 Community Schools Credit Union# 818223 Community State Bank 207 South Saginaw Street St. Charles MI 48655 989-865-9945 Page 4 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 824246 Connecticut Student Loan Foundation 825115 Consumers Choice Credit Union# 831858 Consumers Credit Union# 802218 Co-Op Services Credit Union# 813133 COPOCO Credit Union# 222016 Craftsman Credit Union# 813145 Credit Union One# 832574 Credit Union Plus# 829683 Crestwood Community Federal Credit Union# 805851 CSB Bank# 817422 Dart Bank# 829589 Dearborn Federal Credit Union# 813143 Delta County Credit Union# 830513 Detroit Edison Credit Union 834051 Deutsche Bank ELT NextStudent Inc. c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 833923 Deutsche Bank Trust ELT for College Loan Corp c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 828634 Dort Federal Credit Union 828062 Dow Chemical Employees' Credit Union P.O. Box 1649 Midland MI 48641-1649 800-835-7794 832042 Dowagiac Area FCU# 828404 Downriver Community Federal Credit Union# 827202 E & A Credit Union# 813128 Eagle Country Federal Credit Union# 831453 edamerica c/o EdFinancial Services, 298 N. Seven Oaks Drive Knoxville TN 37922 800-337-6884 833838 EdInvest Company c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 Page 5 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 833930 Education Loan Resources c/o MOHELA, 633 Spirit Drive Chesterfield MO 63005 800-666-4352 833820 Education Solutions/Zions FNB as ELT 821493 Educational Community Credit Union# 831825 Educators and Employees Credit Union# 833617 EFSI c/o American Education Services, 1200 N. 7th Street Harrisburg PA 17102 800-446-8210 833188 ELGA Credit Union# 826211 Empire National Bank# 827952 Exchange State Bank P.O. Box 68 Carsonville MI 48419 888-488-9300 832213 Family Financial Credit Union# 221003 Farmers State Bank# 802218 Farwell State Savings Bank# 831869 Fidelity Bank# 806078 Fifth Third Bank 808780 Fifth Third Bank c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 803408 Fifth Third Bank# 829458 Filer Credit Union# 832594 Financial Health Credit Union# 813132 FinancialEdge Community Credit Union 222006 First Area Credit Union# 823792 First Bank of Upper Michigan, N.A.# 826108 First Community Bank# 827391 First Federal of Northern Michigan# 222018 First Independence National Bank 822953 First National Bank of America# Page 6 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 805925 First National Bank of Calumet-Lake Linden# 805934 First National Bank of Crystal Falls# 828391 First National Bank of Gaylord# 823438 First National Bank of Howell# 805923 First National Bank of Iron Mt. 821011 First National Bank of Norway# 805916 First National Bank of St. Ignace# 805917 First National Bank of Three Rivers# 802218 First National Bank of Wakefield# 822303 First Savings Bank# 824573 First State Bank of Decatur# 821272 First State Bank# 805835 Firstbank - Alma# 831068 Flagship Federal Credit Union# 826782 Flagstar Bank, FSB# 831911 Flint Services Federal Credit Union# 222019 FM Financial Credit Union# 831825 FNB Taylorsville/IBB# 802218 Frankenmuth Credit Union# 832906 Franklin Bank, N.A.# 805962 G.W. Jones Exchange Bank# 826477 Gerber Employees Federal Credit Union# 827162 Gleaner Life Insurance Society 5200 West US 223, P.O. Box 1894 Adrian MI 49221 800-992-1894 834119 Goal Financial, LLC c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 Page 7 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 222015 Good Shepherd Credit Union# 831881 Governmental Employees Credit Union# 830339 Graco Federal Credit Union# 829941 Grand Rapids Building Trades Credit Union# 826376 Grand Rapids Federal Employees Credit Union# 830340 Gratiot Community Credit Union# 831963 Grayling State Bank# 813144 Great Lakes First Federal Credit Union# 832736 Greater Niles Community Federal Credit Union# 222001 Greenville Community Bank# 813127 H.P.C. Credit Union# 805980 Hastings City Bank# 822661 Hillsdale County National Bank# 832509 Holland Machine Employees Credit Union# 827678 Homestead Savings Bank, FSB# 813136 Hometown Community Credit Union# 828243 Honor State Bank# 829819 Howmet Credit Union# 819767 Huron Community Bank# 827178 Huron National Bank# 829763 Huron River Area Credit Union# 805983 Independent Bank# 827330 Independent Bank-East Michigan# 805951 Independent Bank-South Michigan# Page 8 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 822384 Independent Bank-West Michigan# 805996 Ionia County National Bank# 828728 Iosco Community Credit Union# 813153 Iron Mt.-Kingsford Community Fed Credit Union# 805997 Isabella Bank & Trust# 813159 Isabella Community Credit Union# 808037 JPMorgan Chase Bank, N.A. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 805998 Kalamazoo County State Bank# 826875 Kalamazoo Postal Federal Credit Union# 221004 Keebler Credit Union# 221005 Kemba Credit Union# 222011 Kenowa Municipal Federal Credit Union# c/o Nelnet, Inc., P.O. Box 82596 Lincoln NE 68201-2596 877-804-3603 826688 Kentucky Higher Education Student Loan Corp. c/o KHESLC, 10180 Lynn Station Road, Suite C200 Louisville KY 40223 888-250-6401 813760 KeyBank NA c/o Title IV Dept., 745 Atlantic Ave., Suite 300 Boston MA 02111-2735 800-539-5363 222002 Keystone Community Bank# 829150 Lake Huron Credit Union# 825214 Lake Michigan Credit Union# 806001 Lake Osceola State Bank# 222017 Lakes Community Credit Union# 831825 Lakeside Community Bank# 831964 Lansing Community Credit Union 806002 Lapeer County Bank & Trust Co.# 826569 Lapeer County Community Credit Union# 624289 LaSalle Bank Midwest, N.A. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 Page 9 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 824289 LaSalle Bank Midwest, N.A. 830525 LaSalle Bank Midwest, N.A.# 823999 LaSalle Federal Savings Bank# 813150 Latvian Credit Union 504 Grand Avenue NE Grand Rapids MI 49503 616-454-8012 221009 Macatawa Bank# 813148 Macomb Schools & Government Credit Union 40400 Garfield Road Clinton Twp MI 48038 866-674-2848 221006 Manistique Federal Credit Union# 832624 Marshall Savings Bank# 806010 Mason State Bank# 821791 Mayville State Bank# 709535 Mellon Bank# CAP c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 830447 Mellon Bank, N.A. c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 828388 Members First Credit Union P.O. Box 2165 Midland MI 48641-2165 888-835-5151 813164 Menominee County Federal Credit Union# 222013 Mercantile Bank of West Michigan# 830111 Metro Credit Union# 828793 Metro North Federal Credit Union 828066 MetroBank# 833182 Michigan Coastal Credit Union# 831984 Michigan Educational Credit Union# 829394 Michigan Federal Credit Union# 825585 Michigan Higher Education Student Loan Authority 822648 Michigan Rural Rehabilitation Corp. 18625 Centennial Rd, P.O. Box 188 Marshall MI 49068 800-835-0650 805818 Mid Am Bank Page 10 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 828686 Midland Area Credit Union# 831842 Midwest United Federal Credit Union# 824909 Miners State Bank# 834023 Missouri Higher Education Loan Authority c/o MOHELA, 633 Spirit Drive Chesterfield MO 63005 800-666-4352 829191 Monroe Bank and Trust# 817409 Monroe County Community Credit Union 830344 Montana Higher Ed Student Assistance Corp c/o Student Asst Foundation of MT, 2500 Broadway Helena MT 59620 800-852-2761 832260 Montana Higher Ed Student Assistance Corp c/o Student Asst Foundation of MT, 2500 Broadway Helena MT 59620 800-852-2761 830293 Montrose State Bank 221007 Morton Manistee Federal Credit Union# 815571 Motor City Co-op Credit Union# 828474 Motown First Federal Credit Union# 833119 Multi-Products Credit Union# 832636 Municipal & Health Services Credit Union# 827603 Muskegon Co-op Federal Credit Union 830342 Muskegon County School Employees Credit Union# 808877 National City Bank 803674 National City Bank, Indiana c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 805943 National City Bank, Michigan-Illinois c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 826947 National City Bank, Michigan-Illinois 833669 National Education Loan Network/Union Bank & Trust 830628 National Education/IDAPP c/o NES, 2412 West Lawrence Chicago IL 60628 800-345-4325 829076 Nellie Mae 824573 Nelnet Academic Loan Page 11 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 833500 Nelnet Education Loan Funding, Inc 833907 Nelnet Student Loan Funding/ Zions FNB as ELT 833702 Nelnet Student Loan II/ Zions FNB as ELT 833934 Nelnet Student Loan Trust/Zions FNB as ELT 833895 Nelnet Student Loan Warehouse-1/Zions FNB as ELT 833457 Nelnet Student Loan-I/Zions FNB as ELT 831300 Nelnet Super Loan 833670 NHELP III/Wells Fargo ELT 833456 NHELP Il/Zions FNB as ELT 813162 North Central Area Credit Union# 805930 North Country Bank & Trust# 805932 North Country Bank# 806143 Northeast Catholic Credit Union# 805900 Northern Michigan Bank# 177116 Northland Area Federal Credit Union# 813171 Northwest Consumers Federal Credit Union 2948 Garfield Road North Traverse City MI 49686 800-343-1015 824866 Northwestern Area Credit Union# 829521 Oak Industrial Park Credit Union# 829743 Oakland County Credit Union 1220 County Center Drive West Waterford MI 48328-1904 800-815-6237 222005 Old Mission Bank# 813131 Omni Family Credit Union# 831825 Onaway Community Federal Credit Union# 826087 Onsted State Bank# 830155 Owosso Columbus Credit Union# Page 12 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 832516 PAC Federal Credit Union# 222003 Paramount Bank# 832844 Parkside Credit Union# 833285 Pecos Student Fin. Corp/Trustee U.S. Bank c/o American Education Services, 1200 N. 7th Street Harrisburg PA 17102 800-446-8210 833666 Pecos Student Finance Corp/Trustee Wells Fargo c/o American Education Services, 1200 N. 7th Street Harrisburg PA 17102 800-446-8210 806089 Peninsula Bank 100 South Main Street Ishpeming MI 49849 906-485-6333 819769 Peninsula Federal Credit Union P.O. Box 717 Escanaba MI 49829 888-547-2732 828924 Pennsylvania Higher Education Assistance Agency 1200 N Seventh Street Student Loans 4th floor Harrisburg PA 17102-1444 800-233-0577 813175 Pennwalt Employees Credit Union# 829341 Peoples State Bank# 177114 Peoples Trust Credit Union# 809921 PNC Bank c/o American Education Services, 1200 N. 7th Street Harrisburg PA 17102 800-446-8210 825219 Port Austin State Bank# 829348 Portland Federal Credit Union# 826164 Preferred Federal Credit Union# 832629 Providence Hospital Credit Union# 830826 Public Service Credit Union# 828405 Public Service Employees Federal Credit Union# 802218 Republic Bank# 802218 Republic Bank# 832445 Research Federal Credit Union# 832581 Rivers Edge Community Credit Union# 830110 Rockford Community Fedl Credit Union# 830343 Royal Oak Schools Credit Union Page 13 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 831983 Royal Oakland Community Credit Union# 829874 Saginaw Automotive Employees FCU# 222004 Saginaw County Employees Credit Union# 802218 Saginaw Eaton Credit Union# 833198 Saginaw VA Hospital Federal Credit Union# 802218 Sallie Mae Education Trust# 834101 School Loans Corporation c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 825495 SEE & A Credit Union 818224 Servitor Credit Union# 830602 Settlers' Co-Operative Credit Union# 828871 Shiawassee Community Credit Union 898 West Corunna Avenue Corunna MI 48817 800-292-2196 832192 Shoreline Federal Credit Union# 802218 Signature Bank# 832907 SLC Credit Union# 826109 SOC Credit Union# 813166 Soo Co-Operative Credit Union# 822663 South Central State Employees Credit Union# 830574 Southeast MI State Empl FCU# 806126 Southern Michigan Bank and Trust# 830630 Southwest Student Services Trust, WFB ELT c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 831245 Southwest Student Services Trust, WFB ELT c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 829547 Spartan Stores Credit Union# 806145 SSBBank# 817414 St. Pauls Latvian Federal Credit Union P.O. Box 3377 Farmington Hills MI 48333 248-477-5955 Page 14 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 829369 Stampers Federal Credit Union# 831864 State Bank of Caledonia# 832220 State Bank of Coloma# 819082 State Bank of Ewen# 802218 State Employees Credit Union# 809081 Stillwater National Bank 828063 Straits Area Federal Credit Union# 834064 Student Assistance Foundation 2500 Broadway Helena MT 59620-3101 800-852-2761 833405 Student Loan Finance Corporation c/o Student Loan Finance Corp, 105 First Ave, SW Aberdeen SD 57401 800-592-1270 831455 Student Loan Funding c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 833860 Student Loan Xpress, 5/3 Bank as ELT c/o Citibank, 99 Garnsey Road Pittsford NY 14534-4532 800-967-2400 833890 Student Loan Xpress, Fifth Third Bank as ELT c/o MOHELA, 633 Spirit Drive Chesterfield MO 63005 800-666-4352 833908 Student Loan Xpress, Fifth Third Bank as ELT 834011 Student Loan Xpress, Fifth Third Bank as ELT c/o LoanStar Systems, Inc., P.O. Box 4940 Bryan TX 77805-4940 800-829-4599 834160 Student Loan Xpress, Fifth Third Bank as ELT c/o Education Loan Servicing Corp., 1500 W. 3rd St., Suite 1 Columbus OH 44113 888-811-7101 826110 Sturgis Bank & Trust# 825181 Sunrise Family Credit Union# 811353 SunTrust Bank 819873 SunTrust Bank c/o Sallie Mae-LFM, P.O. Box 59012 Panama City FL 32412 888-272-5543 820564 SunTrust Bank 802218 Superior National Bank# 833548 Surety Loan Funding Corp. c/o Student Loan Finance Corp, 105 First Ave, SW Aberdeen SD 57401 800-592-1270 827537 T & C Federal Credit Union# 832580 Tandem Federal Credit Union# Page 15 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 802218 TBA Education Credit Union# 833077 TCF National Bank 813169 Team One Credit Union 833057 Telcom Credit Union# 222009 The Private Bank# c/o Nelnet, Inc., P.O. Box 82596 Lincoln NE 68201-2596 877-804-3603 802218 The State Bank# 806143 The State Savings Bank# 806108 Thumb National Bank & Trust# 825567 Thunder Bay Area Credit Union# 831944 Town and Country Family Credit Union# 833778 Traverse City State Bank# 832190 Tri-Cities Credit Union# 830796 Tri-Pointe Community Credit Union# 831955 TRW Michigan Employees Credit Union# 817411 U.P. State Credit Union# 828407 U.P. Trans Comm Federal Credit Union# 833946 U.S. Bank, N.A. ATF 1st Student Financial c/o BHESC-CA, P.O. Box 3058 Mission Viejo CA 92690-1058 800-523-7446 833732 U.S. Bank, N.A. ATF Amerifund Education Corp. c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 833228 U.S. Bank, N.A. ATF Brazos Educational Assistance 829821 Ukrainian Future Credit Union# 808543 Union Bank & Trust Company 802218 Union Bank# 802218 United Bank & Trust# 832412 United Bank of Michigan# Page 16 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 827231 United Bay City Credit Union# 828071 United Christian Community Credit Union# 221008 United Churches Credit Union# 821435 United Educational Credit Union# 177115 United Federal Credit Union# 822114 United Saginaw Credit Union# 813142 Unity Credit Union# 830227 USA Federal Credit Union 833770 USEFC/US Bank N.A. as Trustee c/o ACS, 2277 East 220th Street Long Beach CA 90810-1690 800-835-4611 813130 VA & Military Employees Federal Credit Union# 813182 Valley Ridge Bank# 829349 Valley State Employees Credit Union# 832933 VIP Credit Union# 802445 Wachovia Education Finance Inc. 826415 Wanigas Federal Credit Union 4026 Shattuck Road Saginaw MI 48603 800-675-2285 828731 Warren Bank# 833961 Wells Fargo Bank Texas NA/ATF Bosque HEA c/o American Education Services, 1200 N. 7th Street Harrisburg PA 17102 800-446-8210 833501 Wells Fargo Education Fin. Services 807176 Wells Fargo Education Financial Services 301 East 58th Street North Sioux Falls SD 57104 800-658-3567 832832 West Michigan Community Bank# 832039 West Michigan Savings Bank# 831688 West Michigan State Employees Credit Union# 806144 West Shore Bank# 825244 Western Districts Members Credit Union# Page 17 of 18
LENDER CODE INSTITUTION CITY, STATE, AND ZIP CODE TELEPHONE NUMBER 828639 Wexford Community Credit Union 1021 North Mitchell, P.O. Box 610 Cadillac MI 49601 231-775-2081 828061 Wolverine Bank# 832212 Wyandotte Community Federal Credit Union# 832002 Ypsilanti Area Federal Credit Union# 829489 Zions Bank as ELT for Nelnet 833495 Zions Bank ELT for EMT Corp Number of lenders in this report: 411 Page 18 of 18
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 177114 177115 177116 221002 221003 221004 221005 221006 221007 221008 221009 222001 222002 222003 222004 222005 222006 222007 222008 222009 222010 222011 222012 222013 222014 222015 222016 222017 222018 222019 222020 624289 709535 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 802218 Peoples Trust Credit Union# Southfield MI United Federal Credit Union# Buchanan MI Northland Area Federal Credit Union# Oscoda MI Assoc Builders & Contractors Credit Union# Wyoming MI Farmers State Bank# Munith MI Keebler Credit Union# Wyoming MI Kemba Credit Union# Livonia MI Manistique Federal Credit Union# Manistique MI Morton Manistee Federal Credit Union# Manistee MI United Churches Credit Union# Dearborn MI Macatawa Bank# Holland MI Greenville Community Bank# Greenville MI Keystone Community Bank# Kalamazoo MI Paramount Bank# Farmington Hills MI Saginaw County Employees Credit Union# Saginaw MI Old Mission Bank# Sault Ste. Marie MI First Area Credit Union# Saginaw MI ATL Credit Union# Wyoming MI Clawson Community Credit Union# Clawson MI The Private Bank# Bloomfield Hills MI Communications Family Credit Union# Saginaw MI Kenowa Municipal Federal Credit Union# Wyoming MI Auto-Owners Associates Credit Union# Lansing MI Mercantile Bank of West Michigan# Comstock Park MI Brighton Commerce Bank# Brighton MI Good Shepherd Credit Union# Lincoln Park MI Craftsman Credit Union# Detroit MI Lakes Community Credit Union# Lake Orion MI First Independence National Bank Detroit MI FM Financial Credit Union# Flint MI Clinton County Federal Credit Union# St Johns MI LaSalle Bank Midwest, N.A. Chicago IL Mellon Bank# Pittsburgh PA Advantage One Federal Credit Union# Southgate MI Bell Com Credit Union# Grand Rapids MI Byron Center State Bank# Byron Center MI Citizens Bank# Flint MI Co-Op Services Credit Union# Livonia MI Farwell State Savings Bank# Farwell MI First National Bank of Wakefield# Wakefield MI Frankenmuth Credit Union# Frankenmuth MI Republic Bank# Hancock MI Republic Bank# Hancock MI Saginaw Eaton Credit Union# Saginaw MI Sallie Mae Education Trust# Killeen TX Signature Bank# Bad Axe MI State Employees Credit Union# Lansing MI Superior National Bank# Hancock MI TBA Education Credit Union# Traverse City MI The State Bank# Fenton MI # Participates in a Referral Loan Program Page 1 of 9
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 802218 802218 802445 803408 803538 803634 803674 805818 805835 805849 805851 805856 805859 805866 805885 805900 805916 805917 805923 805924 805925 805930 805932 805934 805943 805951 805962 805974 805979 805980 805983 805995 805996 805997 805998 806001 806002 806010 806078 806078 806078 806089 806108 806126 806128 806137 806143 806143 806144 806145 807176 Union Bank# Lake Odessa MI United Bank & Trust# Tecumseh MI Wachovia Education Finance Inc. Sacramento CA Fifth Third Bank# Cincinnati OH Bank One Education Finance Corp. Indianapolis IN Bank One Education Finance Corp. Indianapolis IN National City Bank, Indiana Cleveland OH Mid Am Bank Toledo OH Firstbank - Alma# Alma MI Century Bank & Trust# Coldwater MI CSB Bank# Capac MI Central Savings Bank# Sault Ste Marie MI Chemical Bank & Trust Company# Midland MI Citizens National Bank of Cheboygan# Cheboygan MI Commercial National Bank of L'Anse L'Anse MI Northern Michigan Bank# Marquette MI First National Bank of St. Ignace# St. Ignace MI First National Bank of Three Rivers# Three Rivers MI First National Bank of Iron Mt. Iron Mountain MI Chemical Bank West# Lake City MI First National Bank of Calumet-Lake Linden# Lake Linden MI North Country Bank & Trust# Manistique MI North Country Bank# Ontonagon MI First National Bank of Crystal Falls# Crystal Falls MI National City Bank, Michigan-Illinois Cleveland OH Independent Bank-South Michigan# Leslie MI G.W. Jones Exchange Bank# Marcellus MI Bank One Education Finance Corp. Indianapolis IN Comerica Bank Detroit MI Hastings City Bank# Hastings MI Independent Bank# Ionia MI Chemical Bank Shoreline# St. Joseph MI Ionia County National Bank# Ionia MI Isabella Bank & Trust# Mt. Pleasant MI Kalamazoo County State Bank# Schoolcraft MI Lake Osceola State Bank# Baldwin MI Lapeer County Bank & Trust Co.# Lapeer MI Mason State Bank# Mason MI Algonac Savings Bank# Algonac MI Bank of Lenawee# Adrian MI Fifth Third Bank Grand Rapids MI Peninsula Bank Ishpeming MI Thumb National Bank & Trust# Pigeon MI Southern Michigan Bank and Trust# Coldwater MI ChoiceOne Bank# Sparta MI Citizens Bank Standish MI Northeast Catholic Credit Union# Harper Woods MI The State Savings Bank# Manistique MI West Shore Bank# Ludington MI SSBBank# Stockbridge MI Wells Fargo Education Financial Services Sioux Falls SD # Participates in a Referral Loan Program Page 2 of 9
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 807745 807807 808037 808140 808543 808732 808780 808857 808877 809081 809921 811353 811925 813126 813127 813128 813130 813131 813132 813133 813136 813142 813143 813144 813145 813148 813150 813151 813153 813159 813162 813164 813166 813169 813171 813175 813179 813182 813760 815571 817408 817409 817411 817414 817422 818223 818224 819082 819767 819769 819873 Citizens Bank, N.A. Albany NY Chase - JPMorgan Chase Bank, N.A. Columbus OH JPMorgan Chase Bank, N.A. Columbus OH Charter One Bank, N.A. Norwood MA Union Bank & Trust Company Lincoln NE Bank One Education Finance Corp Indianapolis IN Fifth Third Bank Cincinnati OH Bank One Education Finance Corp. Indianapolis IN National City Bank Cleveland OH Stillwater National Bank Stillwater OK PNC Bank Pittsburgh PA SunTrust Bank Richmond VA Bank One Education Finance Corp. Indianapolis IN Besser Credit Union# Alpena MI H.P.C. Credit Union# Alpena MI Eagle Country Federal Credit Union# Crystal Falls MI VA & Military Employees Federal Credit Union# Battle Creek MI Omni Family Credit Union# Battle Creek MI FinancialEdge Community Credit Union Bay City MI COPOCO Credit Union# Bay City MI Hometown Community Credit Union# Novi MI Unity Credit Union# Warren MI Delta County Credit Union# Wells MI Great Lakes First Federal Credit Union# Escanaba MI Credit Union One# Ferndale MI Macomb Schools & Government Credit Union Clinton Twp MI Latvian Credit Union Grand Rapids MI Christian Financial Credit Union# Roseville MI Iron Mt.-Kingsford Community Fed Credit Union# Kingsford MI Isabella Community Credit Union# Mt. Pleasant MI North Central Area Credit Union# Houghton Lake MI Menominee County Federal Credit Union# Powers MI Soo Co-Operative Credit Union# Sault Ste Marie MI Team One Credit Union Saginaw MI Northwest Consumers Federal Credit Union Traverse City MI Pennwalt Employees Credit Union# Riverview MI baybank# Gladstone MI Valley Ridge Bank# Kent City MI KeyBank NA Ann Arbor MI Motor City Co-op Credit Union# Clinton Twp MI Central Macomb Community Credit Union# Mt. Clemens MI Monroe County Community Credit Union Monroe MI U.P. State Credit Union# Escanaba MI St. Pauls Latvian Federal Credit Union Farmington Hills MI Dart Bank# Mason MI Community State Bank St. Charles MI Servitor Credit Union# Roseville MI State Bank of Ewen# Ewen MI Huron Community Bank# East Tawas MI Peninsula Federal Credit Union Escanaba MI SunTrust Bank Richmond VA # Participates in a Referral Loan Program Page 3 of 9
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 820192 820564 820915 821011 821272 821435 821493 821623 821791 822114 822303 822384 822648 822660 822661 822663 822806 822953 823069 823185 823438 823584 823792 823981 823997 823999 824216 824246 824289 824573 824573 824644 824866 824909 824919 825115 825181 825214 825219 825230 825244 825495 825567 825585 826087 826108 826109 826110 826164 826211 826376 Chela Funding I, LLC San Francisco CA SunTrust Bank Richmond VA Community Bank# Caro MI First National Bank of Norway# Norway MI First State Bank# Richmond MI United Educational Credit Union# Battle Creek MI Educational Community Credit Union# Kalamazoo MI Chela Funding I, LLC San Francisco CA Mayville State Bank# Mayville MI United Saginaw Credit Union# Bridgeport MI First Savings Bank# Three Rivers MI Independent Bank-West Michigan# Rockford MI Michigan Rural Rehabilitation Corp. Marshall MI Comerica Bank Detroit MI Hillsdale County National Bank# Hillsdale MI South Central State Employees Credit Union# Jackson MI Citizens State Bank of Ontonagon# Ontonagon MI First National Bank of America# East Lansing MI Best Source Credit Union# Waterford MI Berrien Teachers Credit Union# St. Joseph MI First National Bank of Howell# Howell MI Bank of Lake Mills/Student Loan Xpress Lake Mills WI First Bank of Upper Michigan, N.A.# Gladstone MI Chelsea State Bank# Chelsea MI Blissfield State Bank# Blissfield MI LaSalle Federal Savings Bank# St. Joseph MI Bay Port State Bank# Bay Port MI Connecticut Student Loan Foundation Rocky Hill CT LaSalle Bank Midwest, N.A. Chicago IL First State Bank of Decatur# Decatur MI Nelnet Academic Loan Indianapolis IN Central State Bank# Beulah MI Northwestern Area Credit Union# Cadillac MI Miners State Bank# Iron River MI Catholic Federal Credit Union Saginaw MI Consumers Choice Credit Union# Saginaw MI Sunrise Family Credit Union# Bay City MI Lake Michigan Credit Union# Grand Rapids MI Port Austin State Bank# Port Austin MI Comerica Bank Detroit MI Western Districts Members Credit Union# Grand Rapids MI SEE & A Credit Union Monroe MI Thunder Bay Area Credit Union# Alpena MI Michigan Higher Education Student Loan Authority Lansing MI Onsted State Bank# Onsted MI First Community Bank# Harbor Springs MI SOC Credit Union# Troy MI Sturgis Bank & Trust# Sturgis MI Preferred Federal Credit Union# Greenville MI Empire National Bank# Traverse City MI Grand Rapids Federal Employees Credit Union# Grand Rapids MI # Participates in a Referral Loan Program Page 4 of 9
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 826415 826477 826569 826688 826782 826875 826878 826947 827162 827178 827202 827231 827330 827371 827391 827537 827603 827678 827952 828061 828062 828063 828066 828071 828154 828243 828388 828391 828404 828405 828407 828474 828634 828639 828686 828728 828729 828731 828793 828871 828924 829076 829101 829150 829191 829192 829193 829243 829341 829348 829349 Wanigas Federal Credit Union Saginaw MI Gerber Employees Federal Credit Union# Fremont MI Lapeer County Community Credit Union# Lapeer MI Kentucky Higher Education Student Loan Corp. Louisville KY Flagstar Bank, FSB# Jackson MI Kalamazoo Postal Federal Credit Union# Kalamazoo MI Citibank, N.A. North Attleboro MA National City Bank, Michigan-Illinois Cleveland OH Gleaner Life Insurance Society Adrian MI Huron National Bank# Rogers City MI E & A Credit Union# Port Huron MI United Bay City Credit Union# Bay City MI Independent Bank-East Michigan# Caro MI ARC Credit Union Roseville MI First Federal of Northern Michigan# Alpena MI T & C Federal Credit Union# Pontiac MI Muskegon Co-op Federal Credit Union Muskegon MI Homestead Savings Bank, FSB# Albion MI Exchange State Bank Carsonville MI Wolverine Bank# Midland MI Dow Chemical Employees' Credit Union Midland MI Straits Area Federal Credit Union# Cheboygan MI MetroBank# Farmington Hills MI United Christian Community Credit Union# Troy MI Citibank, N.A. Pittsford NY Honor State Bank# Honor MI Members First Credit Union Midland MI First National Bank of Gaylord# Gaylord MI Downriver Community Federal Credit Union# Ecorse MI Public Service Employees Federal Credit Union# Escanaba MI U.P. Trans Comm Federal Credit Union# Escanaba MI Motown First Federal Credit Union# Hamtramck MI Dort Federal Credit Union Flint MI Wexford Community Credit Union Cadillac MI Midland Area Credit Union# Midland MI Iosco Community Credit Union# Oscoda MI Central Michigan Community Federal CU# Clare MI Warren Bank# Warren MI Metro North Federal Credit Union Waterford MI Shiawassee Community Credit Union Corunna MI Pennsylvania Higher Education Assistance Agency Harrisburg PA Nellie Mae Braintree MA Aeroquip Employees Credit Union# Jackson MI Lake Huron Credit Union# Saginaw MI Monroe Bank and Trust# Monroe MI Allied Employers Credit Union# Wyoming MI Bay Winds Federal Credit Union# Charlevoix MI Capital Area School Employees Credit Union# Lansing MI Peoples State Bank# Warren MI Portland Federal Credit Union# Portland MI Valley State Employees Credit Union# Saginaw MI # Participates in a Referral Loan Program Page 5 of 9
MICHIGAN GUARANTY AGENCY Participating Lenders by Lender Code 829369 829394 829421 829458 829489 829521 829547 829589 829661 829671 829683 829743 829763 829819 829821 829874 829941 830110 830111 830155 830227 830293 830310 830339 830340 830342 830343 830344 830429 830447 830513 830525 830548 830574 830602 830628 830630 830796 830826 830868 831068 831245 831298 831300 831453 831455 831495 831688 831754 831825 831825 Stampers Federal Credit Union# Walker MI Michigan Federal Credit Union# Flint MI Alpena County Medical Credit Union# Alpena MI Filer Credit Union# Manistee MI Zions Bank as ELT for Nelnet Indianapolis IN Oak Industrial Park Credit Union# Grand Rapids MI Spartan Stores Credit Union# Wyoming MI Dearborn Federal Credit Union# Dearborn MI Automotive Federal Credit Union# Ypsilanti MI Community Choice Credit Union# Livonia MI Crestwood Community Federal Credit Union# Garden City MI Oakland County Credit Union Waterford MI Huron River Area Credit Union# Ann Arbor MI Howmet Credit Union# Whitehall MI Ukrainian Future Credit Union# Warren MI Saginaw Automotive Employees FCU# Saginaw MI Grand Rapids Building Trades Credit Union# Comstock Park MI Rockford Community Fedl Credit Union# Rockford MI Metro Credit Union# Warren MI Owosso Columbus Credit Union# Owosso MI USA Federal Credit Union Auburn Hills MI Montrose State Bank Montrose MI College Credit Trust New York NY Graco Federal Credit Union# Alma MI Gratiot Community Credit Union# Alma MI Muskegon County School Employees Credit Union# Muskegon MI Royal Oak Schools Credit Union Royal Oak MI Montana Higher Ed Student Assistance Corp Helena MT Citizens Choice Federal Credit Union# Greenville MI Mellon Bank, N.A. Pittsburgh PA Detroit Edison Credit Union Detroit MI LaSalle Bank Midwest, N.A.# Chicago IL Citibank, N.A. as ELT for the Student Loan Corp. North Attleboro MA Southeast MI State Empl FCU# Southfield MI Settlers' Co-Operative Credit Union# Bruce Crossing MI National Education/IDAPP Deerfield IL Southwest Student Services Trust, WFB ELT Gilbert AZ Tri-Pointe Community Credit Union# Grand Blanc MI Public Service Credit Union# Detroit MI ASAP/Union Bank & Trust Tempe AZ Flagship Federal Credit Union# Port Huron MI Southwest Student Services Trust, WFB ELT Gilbert AZ Community First Federal Credit Union# Lakeview MI Nelnet Super Loan Portland ME edamerica Knoxville TN Student Loan Funding Wilkes-Barre PA Bank of America, N.A. Worcester MA West Michigan State Employees Credit Union# Grand Rapids MI Community Schools Credit Union# Rochester MI Bank of Ann Arbor# Ann Arbor MI Community Central Bank# Mt. Clemens MI # Participates in a Referral Loan Program Page 6 of 9