GALLAGHER FOOD & AGRIBUSINESS Risk Management Solutions
We have the food and agribusiness expertise you need; from field to fork. The Food and Agribusiness industries are vital to the viability and sustenance of the United States. You work tirelessly to put food on tables across the nation and around the world. Let us work on your behalf to ensure your risk is properly managed. We recognize that a comprehensive insurance and risk management program is crucial to your overall success and profitability. We also know that new risks are continually emerging in the Food and Agribusiness sector, and government regulation and compliance requirements are constantly shifting. Our team will partner with you to understand your unique organization and its people, the specific risks you encounter and your tolerance for those risks. We will then tailor a solution that accounts for each unique requirement. In fact, as a market leader in food and agribusiness, we drive much of the innovative thinking around the products, services and tools currently used in the industry. Arthur J. Gallagher & Co. s Food & Agribusiness Practice has been working with clients in farming, agribusiness, food processing, food manufacturing, distribution and grocery stores for more than 75 years. Our team of professionals has the specialized knowledge needed to provide the expertise and responsiveness for insurance and risk-financing alternatives needed to stay competitive in today s shifting environment. Our team will help to assess your needs, evaluate alternative solutions and suggest answers that are appropriate for you. Our Food and Agribusiness clients range the full course of the industry menu, including producers, suppliers and warehouses, processors, manufacturers, distributors and retailers. Our team focuses on all aspects of the Food and Agribusiness industry, including: Property engineering and loss control services Enterprise Risk Management Transactional brokerage services Claims advocacy services Employee safety
Our Mission Gallagher s Food & Agribusiness Practice is not only your partner but an industry leader providing food and agribusiness insurance and risk management services. We will identify and manage risks, seen and unseen. Our team will work with you to reduce the overall cost of risk and improve profitability. Our access to global insurance markets will support your insurance and risk management programs for maintaining and improving your success and profitability. We also have the experience and knowledge to work with you to address risk management issues, including general liability, umbrella, auto, workers compensation and property coverage. Our team of professionals has the ability to provide custom coverage for exposures such as management liability, cyber liability, business interruption and trade credit. We also have the expertise to provide solutions for business interruption, supply chain interruptions, equipment failure and environmental liability.
Food & Agribusiness Services Gallagher s Food & Agribusiness Practice services include: Alternative Risk Financing Legal Consulting Services Transactional Brokerage Services (Insurance placement) Claims Advocacy Services Loss Control Services Product Recall FDA Compliance and Consulting Alternative Risk Financing Alternative Risk Financing, such as captives and risk-sharing pools, is an alternative to traditional insurance coverage and can help you control your risk. With Gallagher you will have access to our global network of captive partners to help determine the right alternative risk solution for your unique circumstances. Our team of professionals has extensive experience with captives and alternative risks; our capabilities also include specialty business programs, medical stop-loss programs and access to the Bermuda market. We will design a program that addresses your unique needs. These options will allow you to achieve some control over the risks you encounter. By using positive claims history to your advantage, and covering risks that are not covered by traditional policies, we will help you reduce insurance costs while protecting the bottom line. Legal Consulting Services We know that Food and Agribusiness is a highly-regulated industry that is continually changing. We have attorneys on staff with expertise in Food Manufacturing & Distribution and FDA Regulatory Compliance requirements. Our team has worked with many clients across the Food and Agribusiness industry. We have a global view of the sector; our team will help you to ensure that you are meeting contractual obligations, and confirming that coverages you need are in place. Transactional Brokerage Services We realize that there are risks that must be insured against to ensure the sustainability of your business. Our team of experts actively negotiates coverage and costs on behalf of our clients. But we do more than gather the information and send it to the underwriters; we propose solutions. Many times, our team will draft the policy language to specifically address your unique risks while keeping an eye on costs. We have experienced, former underwriters as part of our group to help us understand how underwriters think, and help us to negotiate the policies more effectively for clients.
Claims Advocacy Services Even with the best safety measures and precautions, claims will occur. We will be there to ensure you get the recovery you are entitled to, and that the insurance companies uphold their end of the commitment. Our brokerage/ engineering team also oversees claims management, so one team will supervise your program from start to finish. The same team that identifies your risk and negotiates your policy are the ones who work with you to get the recovery when the claim occurs. As a result, your claims recovery team is knowledgeable about your business and your policy. The same team that placed the policy and did the legal and engineering due diligence are also your claims advocates. Loss Control Services Effective risk management often involves avoiding risks before they occur. Toward this end, we work with our clients to increase awareness and incorporate the practice of risk management, risk control and loss prevention. The ultimate goal is fewer workplace accidents and a lower cost of risk. Our experienced team of loss control professionals will work with you to determine that appropriate procedures are in place to reduce premiums while ensuring the safety and well-being of your employees. They will also counsel you on additional insurance coverages that may be appropriate for the risks encountered by your business.
Carrier Relationships In addition to our broad experience in food and agribusiness, we also maintain excellent relations with our carrier partners, for the ultimate benefit of our clients. We focus our efforts on both domestic and international relationships. We promote personal/ professional relationships and meetings with carriers and underwriters. Gallagher s Global Alliance allows us to provide coverage and service to clients in more than 140 countries around the world. Wherever you are, we re nearby. This increases the availability of specialized coverage when needed. Put us to work for you. Smarter experts deliver smarter solutions.
Why Arthur J. Gallagher & Co.? Arthur J. Gallagher & Co. is one of the world s leading insurance brokers. With more than 650 offices in 30 countries, Gallagher s capabilities extend throughout the world. We value our clients, partners and employees. We take our commitment to service and integrity; our head of Ethics reports directly to our CEO, J. Patrick Gallagher. But we aren t the only ones who think that we operate at the highest standards seriously; Gallagher was recently named by the Ethisphere Institute as one of the world s Most Ethical Companies, 1 for the fourth consecutive year. This designation is awarded to companies that conduct business at the highest standards. Additionally, Gallagher was recognized as one of America s Best Employers by Forbes magazine. 2
We take smarter care of your risk so you can take better care of your business. Reduce your risk. Contact us today. Gallagher Food & Agribusiness Corporate Headquarters 2 Pierce Place Itasca, IL 60143 630.773.3800 www.ajg.com/agribusiness Arthur J. Gallagher & Co. at a glance Arthur J. Gallagher & Co. has been designing solutions to meet our clients unique needs for more than 85 years. We pioneered many of the innovations in risk management used by businesses in all industries today. We believe that the best environment for learning and growing is one that remembers the past and invents the future. Founded in 1927 by Arthur J. Gallagher and still run by the founding family. A global corporation with a strong heritage and culture, Gallagher is a company with 20,000+ family members. Divisions specializing in retail insurance brokerage operations, benefits and HR consulting, wholesale distribution, and third-party administration and claims processing. More than 650 offices in 30 countries and revenues of $3.6 billion. The Gallagher Global Alliance provides client-service capabilities to clients in more than 140 countries around the world. Wherever you are, we re nearby. Name Title Arthur J. Gallagher & Co. Street Address City, State ZIP Phone number fax number @ 2015 Arthur J. Gallagher & Co. All rights reserved. 1 Arthur J. Gallagher & Co. named one of the world s Most Ethical Companies for 2015. Ethisphere Institute, March 2015. 2 Used with permission 2015 Forbes Media LLC. AG8BSD0715