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American Conference Institute s 3rd Annual Forum on ADMIRALTY & MARITIME CLAIMS AND LITIGATION The essential forum that shapes the future of defense and risk management strategies for the industry s leading counsel and claims professionals February 27 28, 2014 Hilton Houston Post Oak Hotel Houston, TX Hear from and meet: CDR Scott Herman, J.D., LL.M. U.S. Coast Guard Eighth Coast Guard District CDR Jacqueline Twomey U.S. Coast Guard Robert Kirk Carnival Cruise Lines Frank Gonynor Gard (North America), Inc. George Tsimis American-Club John C. Scalia Gard (North America) Inc. George Tsagaris Liberty International Richard Preston BP Shipping Robin Minturn Chevron Shipping Company Michael F. Vitt E.N. Bisso & Son, Inc. James D. Jones, ARM Markel Service Incorporated Susan M. Dorgan AIG Joseph G. MacDonald Hugh Wood Inc. No other Admiralty & Maritime Law Seminar has ever had a judicial faculty presence like this one. Learn from: Hon. David Hittner U.S. Dist. Ct. S.D. Tex. Hon. Lance M. Africk U.S. Dist. Ct., E.D. La. Hon. F.A. Gossett, III U.S. Dist. Ct., D. Neb. Hon. Mildred Methvin U.S. Dist. Ct., M.D. Pa. (recall) Hon. Juan Ramirez Fla. Ct. of Appeals (retired) Earn CLE Credits Sessions include: Corporate counsel, claims professional and engineer roundtable: insights into the evolution of maritime policies, coverage, litigation management and hiring law firms, and strategies for key issues including charter negotiations, shipyard contracts, Jones Act, cargo letters of indemnity, tankers, and more The implications of recent admiralty & maritime case law (including from the Supreme Court and U.S. Circuit Courts), other emerging trends, and what to expect for 2014 Maritime bankruptcy: constitutional and jurisdictional issues, cross border (and Chapter 15) insolvency issues, Chapter 11 filings and seizure of assets Personal injury and wrongful death claims: defending and managing new and emerging claims including negligent infliction of emotional distress, negligence per se, physical stress, duty to warn, and more Medical expenses, MMI date determination, and the ship owner s obligation to pay maintenance and cure Updates on federal rules, treaties, regulations, sanctions and more, including best practies on interaction between private practice lawyers and the government Procedural issues and considerations: jurisdiction, venue, pleadings, forum selection clauses, removal, juries and beyond Sponsored by: ADR benefits of arbitration and mediation to manage risk in cruise ship and other litigation Register Now 888-224-2480 www.americanconference.com/maritime

This is the highest-level Admiralty & Maritime Law conference that prepares you for what s going on in the industry and provides for maximum networking opportunities with counsel and claims professionals. It s also the only event that goes the extra mile and brings you a national judicial presence. The law governing admiralty and maritime claims is evolving like never before. Several Supreme Court and Circuit Court cases on important maritime issues have created broad sweeping implications for the future of the law. There has never been a more important time to convene and exchange insights and strategies with colleagues and experts in the field. In response, American Conference Institute is proud to bring you its 3rd Annual Forum on Admiralty & Maritime Claims and Litigation. The program has been updated to provide crucial developments and winning strategies to overcome the most current and complex issues surrounding admiralty and maritime litigation. Get effective tactics and insights from an unparalleled faculty of the most experienced in-house counsel, top claims officers & risk managers, insurance professionals, leading outside counsel and renowned federal judges. This year s conference features: A must-see in-house roundtable: corporate counsel and claims professionals speak out on the evolution of maritime policies, coverage, litigation management and hiring law firms and strategies for key issues including charter negotiations, shipyard contracts, Jones Act, cargo letters of indemnity, tankers, and more. Unique insurance nuances: recent trends affecting marine insurance, principal maritime risks and exposures, new developments in hull and machinery and cargo insurance, and pollution coverage issues, just to name a few. Discussions with distinguished jurists: Get valuable insight on recent developments in admiralty & maritime law, judicial perspectives on punitive damages, effective approaches to trial and case management and avoiding common mistakes made by litigators from state and federal judges that have presided over these suits. Narrowly tailored panels: Our narrowly tailored, comprehensive panels will shed light on the most effective ways to manage and defend new and emerging theories of liability, use arbitration and settlement to effectively avoid costly litigation, respond to punitive damages claims, and incorporate recent Supreme and Circuit Court cases and lessons learned from recent catastrophes into your defense strategy and much, much more. Register now by calling 888-224-2480 or faxing your registration form to 877-927-1563. You can also register online at www.americanconference.com/maritime. WHO YOU WILL MEET In-house counsel from across the maritime industry Marine insurance professionals including brokers, carriers, adjusters and underwriters Admiralty and maritime counsel Consultants and service products Continuing Legal Education Credits Earn CLE Credits Accreditation will be sought in those jurisdictions requested by the registrants which have continuing education requirements. This course is identified as nontransitional for the purposes of CLE accreditation. ACI certifies that the activity has been approved for CLE credit by the New York State Continuing Legal Education Board in the amount of 13.5 hours. ACI certifies that this activity has been approved for CLE credit by the State Bar of California in the amount of 11.25 hours. You are required to bring your state bar number to complete the appropriate state forms during the conference. CLE credits are processed in 4-8 weeks after a conference is held. ACI has a dedicated team which processes requests for state approval. Please note that event accreditation varies by state and ACI will make every effort to process your request. Questions about CLE credits for your state? Visit our online CLE Help Center at www.americanconference.com/cle

Day 1 Thursday, February 27, 2014 7:30 Registration and Continental Breakfast 8:10 Co-Chairs Welcoming Remarks Christopher R. Nolan Holland & Knight LLP Robin Minturn Senior Counsel Chevron Shipping Company LLC 8:15 Corporate Counsel, Claims Professional and Engineer Roundtable: Insights Into the Evolution of Maritime Policies, Coverage, Litigation Management and Hiring Law Firms, and Strategies for Key Issues Including Charter Negotiations, Shipyard Contracts, Jones Act, Cargo Letters of Indemnity, Tankers, and More Frank Gonynor Senior Claims Adviser, Lawyer Gard (North America), Inc. Robin Minturn Senior Counsel Chevron Shipping Company LLC George Tsimis Senior Vice President - Head of Claims/General Counsel American-Club Susan M. Dorgan Complex Director - Recovery Marine AIG Specialty Lines AIG Richard Preston Managing Counsel BP Shipping Michael F. Vitt Vice President & General Counsel E.N. Bisso & Son, Inc. Joseph G. MacDonald Senior VP, Marine Claims Manager Hugh Wood Inc. Kenneth M. Smith, Jr., P.E. Senior Managing Consultant, Manager of California Operations Engineering Systems Inc. George Tsagaris Vice President Liberty International Underwriters Co-Moderators Robert Kirk VP, Maritime Legal & Medical Services Carnival Cruise Lines Stephen Rible Managing Counsel Mendes & Mount, LLP Assessing recent trend and decisions affecting maritime coverage Principal maritime risks and level of exposure Additional complications in marine insurance Insurance coverage controversies regarding pollution coverage Managing compliance with increased regulatory scrutiny Identifying trends and preventing future lawsuits Weighing when and whether to utilize outside counsel - Working with outside counsel and ensuring proper communication - Perspective on new and emerging defense strategies Policies and procedures that have been implemented to prevent spoliation of evidence claims and preserve of electronic data Handling sensitive client requests and ensuring ethical compliance Managing potential problem employees and whistleblowers 10:30 Morning Coffee Break 10:45 Hot Topics in Admiralty & Maritime Law: The Implications of Recent Case Law (Including from the Supreme Court and U.S. Circuit Courts), Other Emerging Trends, and What to Expect for 2014 Robert B. Hopkins Duane Morris LLP Joseph G. Grasso Wiggin and Dana LLP Patricia A. Krebs Member King, Krebs & Jurgens, PLLC Steven L. Roberts Sutherland Asbill & Brennan LLP US Supreme Court and Circuit Court Cases Examining the Pappadakis case and its implications: Angelex Ltd. v. United States of America, United States Coast Guard, United States Customs and Border Protection Agency - Types of penalties the US Government can levy regarding oil pollution - Oily water separator issues Assessing the Athos I Third Circuit Court case: Frescati v. Citgo - Who is responsible for damage to hull and the resulting oil spill caused by an anchor in the seabed? - Ship owner? Pier owner? Terminal owner? - What is the approach to the berth? - Obligations of the charter party - Safe berth issues

Lozman v. City of Riviera Beach - Examining the U.S. Supreme Court s decision regarding the status of a vessel 5th Circuit Court in Deepwater Horizon certifying two questions to the Texas Supreme Court - How does additional insurance fit within the indemnity scheme? - Indemnity between contractor and employer - Allocating risks in drilling contracts Economic loss rule in maritime law - Examining the implications of the rule set forth in State of Louisiana ex rel. Guste v. M/V TESTBANK Inland navigation rules in the 5th Circuit Court s decision in Mike Hooks Dredging Company v. Marquette Transportation Gulf-Inland, LLC Estis Rig 23 case (recoverability of punitive damages under maritime law) Emerging Trends Latest Developments in the BP oil spill litigation Anticipating the opening of the Panama Canal - Increase in number of container shipping, vessels - Anticipating increase in casualty - Dealing with ports which may not have the infrastructure for bigger ships - Increased activity on the east coast Explanation of the decline in piracy - Role of government officials Salvage - Dealing with wrecks - Recent developments on right to treasure - How ships are rescued - Reviewing the 2nd Circuit Court s decision in Northeast Research LLC v. One Shipwrecked Vessel - Costa Concordia salvage and avoiding environmental disaster Examining the rise in public/private port partnerships Development of technology and use of AIS 12:30 Networking Lunch for Speakers and Delegates 1:35 Maritime Bankruptcy: Constitutional and Jurisdictional Issues, Cross Border (and Chapter 15) Insolvency Issues, Chapter 11 Filings and Seizure of Assets Christopher R. Nolan Holland & Knight LLP Stewart F. Peck Senior Lugenbuhl, Wheaton, Peck, Rankin & Hubbard The complex jurisdictional relationship between Admiralty and Bankruptcy - U.S. Constitutional problems - Bankruptcy Stay of arrest proceedings - In rem vessel sales Companies filing bankruptcy overseas and filing for Chapter 15 in the US - United Nations Commission on International Trade Law model rules - Border insolvency issues - Ancillary support proceedings STX Pan Ocean bankruptcy - Attachment of assets - How creditors can find a way to get assets before a company goes bankrupt - Filing the foreign equivalent of Chapter 11 - Creditors prevented from seizing assets of a bankrupt company Chapter 11 filings - Ranking of maritime mortgages and liens - Charters and vessel construction and repair contracts as executing contracts - Valuation issues/what is a vessel - Classification of Claims/Plan of Reorganization Taiwanese Marine Transportation (TMT) bankruptcy and limited contacts with bankruptcy forum Seizing assets - Significance of arbitration clauses - Acquiring security for your claim 2:40 Afternoon Break Recent Developments in the Law of Seamen 2:55 Personal Injury and Wrongful Death Claims: Defending and Managing New and Emerging Claims Including Negligent Infliction of Emotional Distress, Negligence Per Se, Physical Stress, Duty to Warn, and More Pamela L. Schultz Special Counsel Severson & Werson Philip C. Brickman Fowler Rodriguez W. Brett Mason Breazeale, Sachse & Wilson, L.L.P Grady S. Hurley Jones Walker LLP

James W. Bartlett, III Vice Chairman Semmes, Bowen & Semmes Recent trends and updates in personal injury litigation Determining whether the Jones Act or the Longshore Act applies - Crew member status issues - Attributes of a crew member for purposes of the Jones Act - Determination of a vessel in order to be a seaman under the Jones Act - How a seaman can sue for negligence in federal court or workers compensation dependent on the determination of a vessel - Proving that a claim should be handled under the Jones Act - When an employer can still be sued if the injured party files a suit under the Longshore Act Vessel owners and limitations of liability Defending against personal injury claims arising from oil spills and pollution based occurrences 4:30 Medical Expenses, MMI Date Determination, and the Ship Owner s Obligation to Pay Maintenance and Cure John Scalia Senior Claims Adviser Gard (North America) Inc. Michael J. Daly Pierce Atwood LLP Charles G. De Leo De Leo & Kuylenstierna P.A. Kathleen K. Charvet Lewis Brisbois Bisgaard & Smith LLP Can medical costs be managed/contained? - When does responsibility for payment of M & C begin? - When does it end? - What are the criteria for determining MMI? Under what circumstances can an employer deny M & C benefits? - Do contracts of indemnity that cover M & C also cover punitive damages? - Can an employer recover M & C payments? - If so, what are the conditions for recovery? Examining case law: - Boudreaux v. Transocean - McBride - Manderson v. Chet Morrison Contractors 5:45 Conference Adjourns Day 2 Friday, February 28, 2014 7:30 Continental Breakfast 8:00 Updates on Federal Rules, Treaties, Regulations, Sanctions and More, Including Best Practies on Interaction Between Private Practice Lawyers and the Government CDR Scott Herman, J.D., LL.M. Deputy Staff Judge Advocate Eighth Coast Guard District CDR Jacqueline Twomey Chief, Prevention Department United States Coast Guard Gina M. Venezia Freehill Hogan & Mahar LLP Gordon D. Schreck Senior Womble Carlyle Sandridge & Rice, LLP Laurie J. Sands Counsel Riker Danzig Scherer Hyland & Perretti LLP OFAC Sanctions - Prohibiting trading with countries such as Iran - Recovering assets Jones Act - Requirement of having certain crew members as American if trading in the US - Preventing inter coastal trade by foreign flag vessels - Controversy of re-flagging EPA - Emission Control Act - General permit for all incidental discharges for any vessels - Record keeping US Coast Guard - Recent US Coast Guard enforcement priorities - Violations of environmental law - Inspection of regulations for towing vessels - Oily water separator investigation/prosecution Federal Maritime Commission priorities Rotterdam Rules - Application of the Rotterdam Rules - Carriage of transportation - Limitations on ship owners with respect to cargo damage - Determining whether US will become a signatory to the Rotterdam Rules - Changes in the liability regime

The New Maritime Labour Convention: Implementation and Implications International Safety Management - Having a certificate in place - Subject to Coast Guard s inspection if conditions are substandard 9:30 Morning Coffee Break 9:40 View From the Bench: Judicial Perspectives on the Latest Plaintiff s Theories, Emerging Defense Strategies, Recent Developments in the Law, Damages, Settlement Considerations, and More Honorable David Hittner United States District Court Southern District of Texas Honorable Lance Africk United States District Court Eastern District of Louisiana Honorable F.A. Gossett, III United States District Court District of Nebraska Honorable Mildred Methvin United States District Court Middle District of Pennsylvania (recall) Honorable Juan Ramirez Florida Third District Court of Appeal (retired) Moderator Michael J. Frevola Holland & Knight LLP 11:10 Procedural Issues and Considerations: Jurisdiction, Venue, Pleadings, Forum Selection Clauses, Removal, Juries and Beyond James N. Hurley Shareholder Fowler White Burnett, P.A. Kenneth G. Engerrand President and Director Brown Sims, P.C. Douglas W. Truxillo Shareholder Onebane Law Firm Pamela A. Palmer Morris Polich & Purdy How and when do you get a jury? - Luera v. Samos Shipping Federal Rules of Civil Procedure on removal - Removal based on separate issues of jurisdiction Venue considerations Ensuring a favorable jurisdiction for your case Pleading requirements Forum selection clauses - Atlantic Marine Construction Co. v. USDC 12:25 ADR Benefits of Arbitration and Mediation to Manage Risk in Cruise Ship and Other Litigation Bruce G. Paulsen Seward & Kissel LLP James F. Moseley Sr. Shareholder Moseley Prichard Parrish Knight & Jones Katie Matison Shareholder Lane Powell PC Assessing the growing trend in seaman s contract to require arbitration - Arbitration of crew personal injury claims - Countering plaintiff attorney s opposition to ADR Procedure during arbitration: contractual considerations, limited statutory right of appeal, single arbiter, limited discovery Contractual arbitration provisions - Contractual arbitration provisions - Perceptions and realities of the perception of benefits of arbitration and the cost - Enforceability 1:30 Conference Ends Global Sponsorship Opportunities With more than 500 conferences in the United States, Europe, Asia Pacific, and Latin America, American Conference Institute (ACI) provides a diverse portfolio devoted to providing business intelligence to senior decision makers who need to respond to challenges spanning various industries in the US and around the world. As a member of our sponsorship faculty, your organization will be deemed as a partner. We will work closely with your organization to create the perfect business development solution catered exclusively to the needs of your practice group, business line or corporation. For more information about this program or our global portfolio of events, please contact: Wendy Tyler Head of Sales, American Conference Institute Tel: 212-352-3220 x5242 w.tyler@americanconference.com

American Conference Institute: The leading networking and information resource for counsel and senior executives. Each year more than 21,000 in-house counsel, attorneys in private practice and other senior executives participate in ACI events and the numbers keep growing. Guaranteed Value Based on Comprehensive Research ACI s highly trained team of attorney-producers are dedicated, full-time, to developing the content and scope of our conferences based on comprehensive research with you and others facing similar challenges. We speak your language, ensuring that our programs provide strategic, cutting edge guidance on practical issues. Unparalleled Learning and Networking ACI understands that gaining perspectives from and building relationships with your fellow delegates during the breaks can be just as valuable as the structured conference sessions. ACI strives to make both the formal and informal aspects of your conference as productive as possible. Here are just some of the organizations who have attended our past Admiralty & Maritime Summits: Allianz Global Corporate & Specialty Baker & Hostetler LLP Baldwin Haspel Burke & Mayer Banning LLP Bell, Ryniker & Letourneau, P.C. Benckenstein & Oxford LLP Blank Rome LLP Boa Marine Services BP Shipping Legal Breazeale, Sachse & Wilson, L.L.P. Brown Sims, P.C. Canal Barge Company, Inc. Carnival Cruise Lines Caterpillar Inc. Charleston School of Law Chartis Marine Adjusters ConocoPhillips Cox Wootton Griffin Hansen & Poulos LLP Danielson Harrigan Leyh & Tollefson Davidson Meaux Sonnier & McElligott LLP Duane Morris LLP E.N. Bisso & Son, Inc. Eastham Watson Dale & Forney LLP Eni US Operating Co. Inc. Federal Maritime Commission Fowler Rodriguez LLP Fowler Rodriguez Valdes-Fauli Fowler White Burnett, P.A. Freehill Hogan & Mahar LLP Freeman Freeman & Smiley LLP Frost Brown Todd LLC Galloway Johnson Tompkins Burr & Smith Gard (North America), Inc. Geraghty Suarez LLP GJTBS Glencore Ltd Gould & Lamb Hall Maines Lugrin, P.C. Hamilton Miller & Birthisel Hayden Milliken & Boeringer PA Hill Betts & Nash LLP Holland & Knight LLP Ingram Barge Company Inc Intermarine, LLC Jones Osteen & Jones Jones Walker Kean Miller, LLP Keller & Bolz LLP King, Krebs & Jurgens, PLLC Legge Farrow Kimmitt McGrath & Brown LLP Lennon Murphy Caulfield & Phillips Lewis, Kullman, Sterbcow & Abramson Lipcon Margulies Alsina Winkleman PA Liskow & Lewis Looper Reed & McGraw, P.C. Loyola University New Orleans College of Law Mahtook & Lafleur Marine Spill Response Corporation Maritime Compliance International, LLC Markel Corporation Marshall Dennehey Warner Coleman & Goggin Martin, Ottaway van Hemmen & Dolan, Inc. McAlpin Conroy Mendes & Mount, LLP Moran Transportation Industries Moseley Prichard Parrish Knight & Jones MR & Associates, LLC Nicoll Black & Feig PLLC Noble Drilling Services Inc Onebane Law Firm Petrobras Phelps Dunbar LLP Platinum Underwriters Reinsurance Inc Porteous, Hainkel & Johnson, LLP Regan & Kiely LLP Rimkus Consulting Group Inc Robert Hazlehurst International Legal Consulting Robson Forensic, Inc. Rogers Towers PA Royston Rayzor Vickery & Williams LLP Sands Anderson PC SBM Atlanta Inc Sedgwick LLP Semmes Bowen & Semmes PC Sher Garner Cahill Richter Klein & Hilbert SKULD North America Inc. Spencer Crain Cubbage Healy & McNamara PLLC Sutherland Asbill & Brennan LLP Swiss Re America Corporation The American Club The Spencer Company - JSSUSA.com Thomas Degrood Witenoff Thomas Miller Thompson & Bowie LLP Total Terminals International Troutman Sanders LLP USI Insurance Services, Inc. Waits Emmett & Popp & Teich LLC Welch & Harris Welder Leshin LLP Wiggin and Dana Wilson Elser Moskowitz Edelman & Dicker LLP Womble Carlyle Sandridge & Rice, LLP Zurich Global Marine Zurich Insurance Company American Conference Institute, 2013

PRIORITY SERVICE CODE S American Conference Institute s 3rd Annual Forum on ADMIRALTY & MARITIME CLAIMS AND LITIGATION The essential forum that shapes the future of defense and risk management strategies for the industry s leading counsel and claims professionals February 27 28, 2014 Hilton Houston Post Oak Hotel Houston, TX REGISTRATION FORM ATTENTION MAILROOM: If undeliverable to addressee, please forward to: Counsel, Maritime/Admiralty Law Attorney Hear from judges, leading outside counsel from around the nation, as well as speakers from: U.S. Coast Guard American-Club Carnival Cruise Lines E.N. Bisso & Son Markel AIG Gard North America Liberty International BP Shipping Chevron Shipping Company Hugh Wood Inc. and many more Registration Fee The fee includes the conference all program materials continental breakfasts lunches and refreshments. Payment Policy Payment must be received in full by the conference date. All discounts will be applied to the Conference Only fee (excluding add-ons), cannot be combined with any other offer, and must be paid in full at time of order. Group discounts available to individuals employed by the same organization. Cancellation and Refund Policy You must notify us by email at least 48 hrs in advance if you wish to send a substitute participant. Delegates may not share a pass between multiple attendees without prior authorization. If you are unable to find a substitute, please notify American Conference Institute (ACI) in writing up to 10 days prior to the conference date and a credit voucher valid for 1 year will be issued to you for the full amount paid, redeemable against any other ACI conference. If you prefer, you may request a refund of fees paid less a 25% service charge. No credits or refunds will be given for cancellations received after 10 days prior to the conference date. ACI reserves the right to cancel any conference it deems necessary and will not be responsible for airfare hotel or other costs incurred by registrants. No liability is assumed by ACI for changes in program date content speakers or venue. CONFERENCE CODE: 811L14-HOU YES! Please register the following delegate for ADMIRALTY & MARITIME CLAIMS AND LITIGATION CONTACT DETAILS NAME APPROVING MANAGER ORGANIZATION ADDRESS POSITION POSITION CITY STATE ZIP CODE TELEPHONE EMAIL FAX TYPE OF BUSINESS I would like to receive CLE accreditation for the following states:. See CLE details inside. FEE PER DELEGATE Register & Pay by Dec 13, 2013 Register & Pay by Jan 31, 2014 Register after Jan 31, 2014 Conference $1795 $1895 $1995 I cannot attend but would like information on accessing the ACI publication library and archive Hotel Information American Conference Institute is pleased to offer our delegates a limited number of hotel rooms at a preferential rate. Please contact the hotel directly and mention ACI s Admiralty & Maritime Conference OR ACI Rate to receive this rate. Venue: Hilton Houston Post Oak Hotel Address: 2001 Post Oak Blvd., Houston, TX 77056 Reservations: 713-961-9300 or 800-245-7299 Incorrect Mailing Information If you would like us to change any of your details please fax the label on this brochure to our Database Administrator at 1-877-927-1563, or email data@americanconference.com. 5 Easy Ways to Register MAIL American Conference Institute 45 West 25th Street, 11th Floor New York, NY 10010 PHONE 888-224-2480 FAX 877-927-1563 ONLINE www.americanconference.com/maritime EMAIL CustomerService@AmericanConference.com PAYMENT Please charge my VISA MasterCard AMEX Discover Card Please invoice me NUMBER CARDHOLDER EXP. DATE I have enclosed my check for $ made payable to American Conference Institute (T.I.N. 98-0116207) ACH Payment ($USD) Please quote the name of the attendee(s) and the event code 811L14 as a reference. For US registrants: Bank Name: HSBC USA Address: 800 6th Avenue, New York, NY 10001 Account Name: American Conference Institute UPIC Routing and Transit Number: 021-05205-3 UPIC Account Number: 74952405 Non-US residents please contact Customer Service for Wire Payment information CONFERENCE PUBLICATIONS To reserve your copy or to receive a catalog of ACI titles go to www.aciresources.com or call 1-888-224-2480. SPECIAL DISCOUNT We offer special pricing for groups and government employees. Please email or call for details. Promotional discounts may not be combined. ACI offers financial scholarships for government employees, judges, law students, non-profit entities and others. For more information, please email or call customer service.