THE MCGOWAN COMPANIES

THE MCGOWAN COMPANIES The McGowan Companies include McGowan & Company and Statehouse Casualty Managers, which are Managing General Underwriters. By becoming one of our appointed brokers, you gain access to the following programs: COMMUNITY ASSOCIATIONS Umbrella Program COMMUNITY ASSOCIATIONS D&O Program PROPERTY MANAGER E&O Program REAL ESTATE & HOSPITALITY Umbrella Program PUBLIC ENTITIES Umbrella Program NATIONAL RESTAURANT OWNERS Umbrella Program MUSEUMS & CULTURAL / HISTORICAL INSTITUTIONS Umbrella, D&O, EPLI, & Fiduciary Liability Programs NATIONAL AUTO DEALERS Excess Liability Program STATEHOUSE CASUALTY MANAGERS Umbrella & Excess Liability Insurance Founded more than half a century ago, The McGowan Companies have become an unparalleled resource by offering our clients - insurance brokers throughout America - the finest products, premiums, and service in the industry. But, don t take our word for it let us prove it to you. All members of the McGowan corporate family - from the CEO to the receptionist - share one motto: A Common Commitment to Uncommon Service. Uncommon service has allowed us to become a market leader in every program we administer. What is Uncommon Service? Competence - We understand our products, our competitors' products, and our marketplace better than anyone. Quickness Quotes are provided within 24 hours and the same day if necessary. Phone calls and e-mails are returned promptly. Quality Our policies are issued accurately the first time. Courteous & Friendly We couple cutting-edge program administration technology with old-fashioned manners. High Energy Many service personnel in our industry act and sound like morticians. Not ours. They are happy and upbeat. Aggressive Our staff members want to write business. They do not look for ways to say, No. The McGowan Companies Home Office Suzanne Young Director of Marketing syoung@mcgowaninsurance.com Old Forge Centre 20595 Lorain Road Fairview Park, OH 44126 Phone (440) 333-6300 Fax (440) 333-3214 www.mcgowaninsurance.com

COMMUNITY ASSOCIATIONS Umbrella Program Condominium Associations Cooperatives Homeowners Associations (HOAs) Master Associations Planned Unit Developments (PUDs) Property Owners Associations Townhome Associations Available Follow Form Coverages: Special Features & Coverages: Umbrella $1MM $100MM A- / VI (Exceptions Can Be Made) Directors & Officers (Including Employment Practices Liability) Automobile Liability Employers Liability Defense Costs Outside the Limits No Shared Limits Each Insured Receives its Own Policy & Policy Number No Exclusion for Real Estate Manager Aggregates Per Location Beth Lentz National Program Manager blentz@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

COMMUNITY ASSOCIATIONS D&O Program Commercial Associations Common Interest Developments Condominium Associations Cooperatives Homeowners Associations (HOAs) Master Associations Planned Unit Developments (PUDs) Property Owners Associations Rental Pool Associations Timeshares Townhome Associations Directors & Officers Liability (Including EPLI) $1MM $5MM Special Features & Coverages: Defense & Indemnity of Monetary Claims Defense of Non-Monetary Claims Insured Includes Directors & Officers, Entity, Property Manager, Volunteers, Committee Members, Employees & Leased Employees Defense of Breach of Third Party Contract Claims Defense of Failure to Maintain or Obtain Insurance Claims Developers on the Board / Controlled Boards Qualify Third Party Discrimination For Information Pertaining to Crime/Fidelity & Package Policies, Please See our Website. Joel W. Meskin, Esq., V.P. Community Association Products jmeskin@mcgowaninsurance.com Patty Satayathum National Program Manager psatayathum@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

PROPERTY MANAGER E&O Program E&O, Employment Practices & Tenant Discrimination Managers Who Manage Their Own Properties Managers With Both Management Services & Real Estate Sales Residential & Commercial Property Managers Products / Errors & Omissions $1MM $5MM Optional Coverages: Tenant Discrimination $100,000 / $1MM Aggregate Employment Practices $1MM $5MM Special Features & Coverages: Other Available Coverage: A Rated Carriers / Alternative Non-Admitted Products Available Defense Costs Outside the Limits for E&O & EPLI ($500,000 or $1MM if Necessary) Coverage for Property Manager for EPL Claims by Employees of Managed Properties Coverage for Management of Property Owned by the Property Manager Coverage for Claims Arising from Real Estate Sales & Appraisal Exposures Coverage for Claims Involving Diminution of Value Coverage for Administrative & Licensing Actions Automatic Wrongful Eviction Coverage Provided for the Management of Residential Property Additional Insured Status for the Entity to Which The Named Insured Agreed to Provide Services Premises Preferred Package: General Liability $1MM / $2MM Personal Property up to $250,000 Patty Satayathum National Program Manager psatayathum@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

REAL ESTATE & HOSPITALITY Umbrella Program Apartments Hotels / Motels Light Industrial Office Buildings Office Condominiums Shopping Centers Strip Malls Timeshares Warehouses Available Follow Form Coverages: Special Features & Coverages: Applications: Umbrella $1MM to $100MM B++ / VI Or Better Automobile Liability Employers Liability Employee Benefits Liability Liquor Liability Defense Costs Outside the Limits No Shared Limits Each Insured Receives its Own Policy & Policy Number No Exclusion for Real Estate Manager Aggregates Per Location Christina Limpert National Program Manager climpert@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

PUBLIC ENTITIES Umbrella Program Cities, Towns, and Villages with Populations Under 100,000 Counties with Populations Under 250,000 Special Purpose Districts (Water, Sewer, Park, Tax & Fire Districts) Available Follow Form Coverages: Umbrella Up to $20MM A Rated Carriers / Admitted Carriers A- / VI Employee Benefits Liability Employers Liability Employment Practices Liability EMT Liability Fire Department Liability Fire Department Errors & Omissions Liability Hired & Non-Owned Automobile Liability Law Enforcement Liability Owned Automobile Liability Public Officials Errors & Omissions Liability Terry Phelan VP Municipal Risk Division tphelan@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

NATIONAL RESTAURANT OWNERS Umbrella Program Cafeterias Caterers Family Style Restaurants Fast Food Restaurants Fine Dining Restaurants Franchise Restaurants Institutional Food Services Private Dining Clubs Sit-Down Restaurants Take Out Restaurants Special Features & Coverages: Available Follow Form Coverages: Applications: Umbrella $1MM to $25MM A- / VI No Shared Limits Each Insured Receives its Own Policy & Policy Number Aggregates Per Location General Liability Automobile Liability Employers Liability Employee Benefits Liability Liquor Liability Wendy Steinbrunner National Program Manager wsteinbrunner@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

MUSEUMS & CULTURAL/HISTORICAL INSTITUTIONS Umbrella, D&O, EPLI, & Fiduciary Liability Programs Aquariums Arboretums Art Galleries Botanical Gardens Children s Museums General Museums Historical Societies & Museums Natural History Museums Nature Centers Orchestras Planetariums Theater Groups Products / Umbrella $1MM $25MM D&O $1MM EPLI $1MM Fiduciary Liability $500,000 A- / VI (Umbrella) Available Umbrella Follow Form Coverages: General Liability Automobile Liability Employee Benefits Liability Directors & Officers Liability Employers Liability Liquor Liability Special Features & Coverages: D&O Defense Costs Outside the Limits Monetary & Non-Monetary Claims Personal Injury Offense Coverage Third Party Discrimination Defense of Breach of Third Party Contract Claims EPLI Insured Includes Organizations, Executives, Employees, & Volunteers Publishers Liability Coverage Nicole Rickett National Program Manager nrickett@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

NATIONAL AUTO DEALERS Excess Liability Program Franchised Auto Dealers Franchised Light Truck Franchised New Car Dealers Franchised SUV Dealers Available Follow Form Coverages: Excess Liability $10MM x/s $5MM Lead Umbrella $20 MM x/s $5MM Lead Umbrella A- / VI Follow Form Lead Umbrella Nicole Rickett National Program Manager nrickett@mcgowaninsurance.com Toll Free (800) 545-1538 Phone (440) 333-6300 Fax (440) 333-3214

STATEHOUSE CASUALTY MANAGERS Umbrella & Excess Liability Insurance We Can Write: Automobiles Contractors Distributors Manufacturers Non-Profits Real Estate Retailers Service Organizations Here Are Some Classes In Which We Excel: Excess Auto on Non-Trucking Fleets Excavators, Demolition, General Contractors, Grading, Salvage, Sewer & Water Auto Parts, Building Materials, Equipment, Food & Machinery Concrete Products, Machine Shops, Metal/Plastic Goods, Millwrights & Recycling Churches, Community Centers & Schools Agriculture, Foreclosures, Mobile Home Parks, Public Facilities & Vacant Buildings/Land Convenience Stores, Liquor Stores, Hardware, Nurseries & Service Stations Educational, Health Clubs, Janitorial & Landscaping Commercial Umbrella Liability Follow Form Excess Liability (We Can Follow Over Both Occurrence & Claims Made Coverages) Umbrella: $1MM (Up to $100MM Available) Excess: We Can Write Excess Layers Over Lead Umbrellas from $1MM $100MM Minimum Premiums: A+ / XV (Admitted & Non-Admitted) A- / VII (Exceptions May be Made for EL Carriers) $1,000 $2,500 Per Million Depending on Class Minimum Attachment: General Liability: $1MM / $2MM / $2MM Auto Liability: $1MM CSL Employers Liability: $500K / $500K / $500K Garage Liability: $1MM Other Capabilities: ACORD Applications We Can Write Excess GL, Products, AL, & OCP Chris Longo clongo@statehousecasualty.com Concord Center Building #2 1301 State Highway 36, Suite #5 Hazlet, New Jersey 07730 Phone (732) 335-8470 Fax (732) 335-8479 www.statehousecasualty.com