County of El Paso Policy Period:

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1 Insurance Renewal Presentation Prepared for: County of El Paso Policy Period: Presented by: Jim Brundage, CIC, CSRM Cristy Urquidi, CISR USI Southwest, Inc E. Missouri El Paso, Texas This is a coverage summary, not a legal contract. This summary is provided to assist in your understanding of your insurance program. Please refer to the actual policies for specific terms, conditions, limitations and exclusions that will govern in the event of a loss. Specimen copies of all policies are available for review prior to the binding of coverage. Higher limits and additional coverage may be available. Please contact us if you are interested in additional quotes. USI Southwest, Inc E. Missouri Ave. El Paso, TX

2 About USI THE POWER OF ONE What makes USI different from other traditional brokers and consultants? A single source. One point of contact. One service administrator. One source for all of your insurance and financial services. USI s unique delivery design gives you unparalleled single-source access to a complete array of linked solutions from our nationwide network of strategic partnerships and a corresponding, cohesive service program that is not just convenient, but responsive to your risk management profile.

3 Service Team Sales Executive Your Sales Executive is James E. Brundage Direct Number: Fax Number: Account Manager Your Lead Account Manager is Cristy Urquidi Direct Number: Fax Number: Claims Department Your Claim Specialist is Randy Studdard This number is available 24 hours a day, 7 days a week. Direct Number: Fax Number: [email protected]

4 Premium Summary Coverage Expiring Premium Travelers TPS Scottsdale Ins. OneBeacon Ins. Renewal Premium Travelers TPS Scottsdale Ins. OneBeacon Ins. Property Blanket $142,709 $144,781 Auto $79,412 $81,565 Crime $4,724 $4,874 Special Event General Liability (includes taxes/fees) $3,326 $3,326 TULIP $0 $0 Total Premium $230,171 $234,546 Property Total Insured Values $293,485, Total Insured Values $297,785,939 Auto Automatic coverage on vehicles acquired during policy term subject to annual self-audit All owned, hired and non-owned vehicles for liability, including vehicles under long term lease Quote is based on: 610 units as of 04/29/15 Final Fleet schedule cut-off date is 09/22/15

5 Travelers Insurance - Property Coverage Blanket Limit - Building - Personal Property Extra Expense Valuation Subject of Insurance Limit Deductible $297,785,939 $267,941,761 $29,844,178 $4,515,000 $500,000 Replacement Cost Texas Political Subdivision - Auto Coverage Coverage Limits Deductible Liability Combined Single Limit Liability $400,000 $50,000 Comprehensive n/a Collision n/a Hired Auto Liability Included Non-Owned Liability Included Travelers Insurance Crime Coverage Coverage Limits Deductible Employee Theft Per Loss $1,000,000 $25,000 Claims Expense $5,000 $0 On Premises $1,000,000 $25,000 In Transit $1,000,000 $25,000 Worldwide Coverage Scottsdale Insurance Special Event General Liability Coverage Coverage Limit Deductible General Aggregate Per Policy $2,000,000 n/a Products and Completed Operations $1,000,000 Personal and Advertising Injury $1,000,000 Each Occurrence $1,000,000 Premises Damage $100,000 Medical Expense $5,000

6 OneBeacon Insurance TULIP Coverage Limit Deductible General Aggregate Per Policy None n/a Products and Completed Operations $1,000,000 Personal and Advertising Injury $1,000,000 Each Occurrence $1,000,000 Premises Damage $50,000 Medical Expense Excluded Liquor Liability Each Common Cause $1,000,000 Liquor Liability - Aggregate $1,000,000

7 A.M. Best JUA and Unrated Notification The events of 2001 have brought many changes and challenges to the international insurance market. These changes in the market have affected the ability of all brokers to locate insurance coverage at a scope and cost of insurance placed in prior years. In addition, insurance carriers have suffered significant losses that may jeopardize their financial stability. As a matter of policy, USI endeavors to obtain quotations and indications from insurance companies who meet or exceed the USI minimum guidelines for A.M. Best Ratings of companies. Due to the current insurance market conditions, USI has increased its minimum standard for insurers to A-. A.M. Best s current rating scale is attached. USI bases its guidelines upon ratings issued by A.M. Best company ( Best ). Best is a recognized publisher of information concerning insurer financial conditions. It rates insurers based on many factors, including financial stability. An insurance company s financial condition, can of course, affect its ability to pay claims. You are insured with Texas Political Subdivison. However, Texas Political Subdivison is not rated by Best. We are providing you with this information so you can make an informed buying decision as to whether you wish to place your coverage with State Fund. Please sign below and return to us to acknowledge your agreement to placement with Texas Political Subdivison. If you would prefer to explore possible placement with another carrier, please contact our office immediately. Please be advised that another carrier may have more restrictive terms, increased premium, increased deductibles or other terms not present with your current carrier. AGREED TO: County of El Paso (Title Must be Corporate Officer)

8 A.M. Best Non-Admitted Carrier Notification Events of the past several years have brought many changes and challenges to the international insurance market. These changes in the market have affected the ability of all brokers to locate insurance coverage at a scope and cost of insurance placed in prior years. In addition, insurance carriers have suffered significant losses that may jeopardize their financial stability. As a matter of policy, USI endeavors to obtain quotations and indications from insurance companies who meet or exceed the USI minimum guidelines for A. M. Best Ratings of companies. Due to the current insurance market conditions, USI has increased its minimum standard for insurers to A-. Certain of your insurance coverages are placed with Scottsdale Insurance. We placed these coverages for you with Scottsdale Insurance, which is not admitted to do business in the state of Texas, because the coverages could not be obtained through an insurer licensed to do business here. The Insurance Code permits placement of coverage with such non-admitted or surplus lines carriers, as long as it is in accordance with the conditions set forth in the insurance code for that state. Surplus Lines insurers are not covered by the State s Guaranty Fund, which covers certain losses due to insolvency of insurance companies licensed to do business in our state. We are providing you with the above information so that you can make an informed decision as to whether you wish to continue your coverage with Scottsdale Insurance.. In the event you choose to stay with Scottsdale Insurance, please sign below and return this letter to our office. If we do not hear from you within 10 days, we will assume that you do not request any changes in your coverages. If you do need to request changes, please contact our office. County of El Paso, has reviewed and acknowledged the above. By: Date:

9 Client Authorization to Bind Coverage Important Information: Please keep in mind coverage cannot be bound when severe weather is threatening regardless of the expiration date. After careful consideration of your proposal dated August 03,2015, we accept your insurance program as presented with the following exceptions, changes, and/or recommendations: Travelers Insurance Property Travelers Insurance Crime TPS Insurance - Fleet Scottsdale Insurance Special Event GL OneBeacon - Tulip Comments: Client Signature Date Signed County of El Paso