FLEET PRIMARY IFICATIONS RATING FACTORS AND STATISTICAL CODES RADIUS SIZE BUSINESS USE Local Up to 50 Miles Intermediate 51-200 Miles Long Distance Over 200 Miles (0-10,000 lbs. BI & PD OTC & Coll BI & PD OTC & Coll BI & PD OTC & Coll 1 1.30 1.20 014-- 014-- 015-- 015-- 016-- 016-- 1.40 1 1.40 1.45 024-- 024-- 025-- 025-- 026-- 026-- 1 1.45 1.25 2 1 034-- 034-- 035-- 035-- 036-- 036-- Medium Trucks (10,001-20,000 lbs. 214-- 224-- 234--.75 214-- 224-- 234-- 215-- 2.60 225-- 235-- 1 215-- 1 225-- 235-- ZONE RATED 216-- 216-- 226-- 226-- 236-- 236-- Heavy Trucks (20,001-45,000 lbs. 314-- 1 324-- 334--.60 314-- 324-- 334-- 315-- 325-- 335--.70 315-- 1.20 325-- 1.30 335-- 316-- 326-- 336-- 316-- 326-- 336-- Extra-Heavy Trucks (Over 45,000 lbs. 1.75 2.60 1.45 404-- 404-- 405-- 405-- 406-- 406-- Heavy Truck- Tractors (0-45,000 lbs. GCW) 344-- 354-- 364--.85 344-- 1 354-- 364-- 1 345-- 2 355-- 2.30 365-- 345-- 1.40 355-- 1 365-- 346-- 356-- 366-- 346-- 356-- 366-- Extra-Heavy Truck-Tractors (Over 45,000 lbs. GCW) 504-- 504-- 2 505-- 505-- 506-- 506-- TRAILER TYPES Semitrailers 674-- 674-- 675-- 675-- 676-- 676-- Trailers 684-- 684-- 685-- 685-- 686-- 686-- or Utility Trailers (0-2,000 lbs. Load Capacity) 694--.30 694-- 695-- 695-- 0 696-- 696-- Last revision date: 11/1/09 Page: R-6 Print date: 11/1/09
NON-FLEET PRIMARY IFICATIONS RATING FACTORS AND STATISTICAL CODES RADIUS SIZE BUSINESS USE Local Up to 50 Miles Intermediate 51-200 Miles Long Distance Over 200 Miles (0-10,000 lbs. BI & PD OTC & Coll BI & PD OTC & Coll BI & PD OTC & Coll 1 1.30 1.20 011-- 011-- 012-- 012-- 013-- 013-- 1.40 1 1.40 1.45 021-- 021-- 022-- 022-- 023-- 023-- 1 1.45 1.25 2 1 031-- 031-- 032-- 032-- 033-- 033-- Medium Trucks (10,001-20,000 lbs. 211-- 221-- 231--.75 211-- 221-- 231-- 212-- 2.60 222-- 232-- 1 212-- 1 222-- 232-- ZONE RATED 213-- 213-- 223-- 223-- 233-- 233-- Heavy Trucks (20,001-45,000 lbs. 311-- 1 321-- 331--.60 311-- 321-- 331-- 312-- 322-- 332--.70 312-- 1.20 322-- 1.30 332-- 313-- 323-- 333-- 313-- 323-- 333-- Extra-Heavy Trucks (Over 45,000 lbs. 1.75 2.60 1.45 401-- 401-- 402-- 402-- 403-- 403-- Heavy Truck- Tractors (0-45,000 lbs. GCW) 341-- 351-- 361--.85 341-- 1 351-- 361-- 1 342-- 2 352-- 2.30 362-- 342-- 1.40 352-- 1 362-- 343-- 353-- 363-- 343-- 353-- 363-- Extra-Heavy Truck-Tractors (Over 45,000 lbs. GCW) 501-- 501-- 2 502-- 502-- 503-- 503-- TRAILER TYPES Semitrailers 671-- 671-- 672-- 672-- 673-- 673-- Trailers 681-- 681-- 682-- 682-- 683-- 683-- or Utility Trailers (0-2,000 lbs. Load Capacity) 691--.30 691-- 692-- 692-- 0 693-- 693-- Last revision date: 11/1/09 Page: R-7 Print date: 11/1/09
Secondary Classification - Special Industry Class. Commonwealth Automobile Reinsurers 1. These classification and codes, but not the rating factors, apply to zone rated automobiles. 2. Where more than one secondary rating factor applies, use the highest rated classification unless 80% of the use is in a lower rated activity. In that case, use the lower rated classification. Secondary Primary IFICATION Manufacturers used to transport raw materials and finished or unfinished goods manufactured, processed or constructed by the insured, except food manufacturers. and Classification a. Chemical Manufacturers - Those insureds manufacturing flammable, explosive, corrosive or poisonous chemicals. b. Furniture Manufacturers - Those insureds manufacturing household or office furniture and heavy appliances such as refrigerators, stoves and televisions. c. Garment Manufacturers - Those insureds in the wholesale manufacturing of outer garments, such as dresses, coats and suits. d. Machinery Manufacturers - Those insureds manufacturing machinery used for industrial purposes. e. Metal Manufacturers - Those insureds manufacturing metal products for industrial or construction utilization, other than structural iron or steel. 0.00-0 11 0.00-0 12 0.00-0 13 0.00-0 14 0.00-0 15 f. Structural Iron or Steel Manufacturers. 0.00-0 16 g. Manufacturers Not Otherwise Classified. 0.00-0 19 Last revision date: 11/1/09 Page: R-8 Print date: 11/1/09
Secondary Primary IFICATION Truckers used to haul or transport goods, materials or commodities for another, other than automobiles used in moving operations. and Classification a. Common Carriers Local 0.00 +0 21 Intermediate 0.00 +0 21 Long Distance 0.00 +0.00 21 b. Contract Carriers Local 0.00 +0 22 (Other than Chemical, Iron and Intermediate 0.00 +0 22 Steel or Petroleum Haulers) Long Distance 0.00 +0.00 22 c. Contract Carriers Local 0.00 +0 23 Hauling Chemicals Intermediate 0.00 +0 23 Long Distance 0.00 +0.00 23 d. Contract Carriers Local 0.00 +0 24 Hauling Iron and Steel Intermediate 0.00 +0 24 Long Distance 0.00 +0.00 24 e. Contract Carriers Local 0.00 +0 27 Hauling Petroleum or Intermediate 0.00 +0 27 Petroleum Products Long Distance 0.00 +0.00 27 f. Exempt Carriers Local 0.00 +0 25 (Other Than Livestock Haulers) Intermediate 0.00 +0 25 Long Distance 0.00 +0.00 25 g. Exempt Carriers Local 0.00 +0 26 Hauling Livestock Intermediate 0.00 +0 26 Long Distance 0.00 +0.00 26 h. Local 0.00 +0 29 Intermediate 0.00 +0 29 Long Distance 0.00 +0.00 29 Food Delivery used by food manufacturers to transport raw and finished products or used in wholesale distribution of food. a. Canneries and Packing Plants 0.00 +0 31 b. Fish and Seafood 0.00 +0 32 c. Frozen Food 0.00 +0 33 d. Fruit and Vegetable 0.00 +0 34 e. Meat or Poultry 0.00 +0 35 f. 0.00 +0 39 Last revision date: 11/1/09 Page: R-9 Print date: 11/1/09
Secondary Primary IFICATION Specialized Delivery used in deliveries subject to time and similar constraints. Light Trucks and Classification a. Armored Cars 0.00 +0.40 41 b. Film Delivery 0.00 +0.40 42 c. Magazines or Newspapers 0.00 +0.40 43 d. Mail and Parcel Post 0.00 +0.40 44 e. 0.00 +0.40 49 Waste Disposal transporting salvage and waste material for disposal or resale. a. Automobile Dismantlers 0.00 0.00 51 b. Building Wrecking Operators 0.00 0.00 52 c. Garbage 0.00 0.00 53 d. Junk Dealers 0.00 0.00 54 e. 0.00 0.00 59 Farmers owned by a farmer, used in connection with the operation of his own farm occasionally used to haul commodities for other farmers. Trailer Types and Classification a. Individually Owned or Family 0.00-0 61 Corp. (Other Than Livestock Hauling) b. Livestock Hauling 0.00-0 62 c. 0.00-0 69 Last revision date: 11/1/09 Page: R-10 Print date: 11/1/09
Secondary Primary IFICATION Dump and Transit Mix Trucks and Trailers (Use these factors and codes only when no other secondary classification applies.) Light Trucks and Classification a. Excavating 0.00-0.20 71 b. Sand and Gravel 0.00-0.20 72 (Other Than Quarrying) c. Mining 0.00-0.20 73 d. Quarrying 0.00-0.20 74 e. 0.00-0.20 79 Contractors (Other Than Dump Trucks) All a. Building - 0.00 81 b. Building - Private Dwellings 0.00 82 c. Electrical, Plumbing, Masonry, 0.00 83 Plastering and Other Repair or d. Excavating 0.00 84 e. Street and Road 0.00 85 f. 0.00 89 Not Otherwise Specified a. Logging and Lumbering 0.00 91 b. Petroleum Business - automobiles 0.00 92 used to transport petroleum and petroleum products such as gasoline and fuel oil. c. 0.00 99 Last revision date: 11/1/09 Page: R-11 Print date: 11/1/09