CenCal Insurance Services Commercial Lines Manual Classification Table

Transcription

1 ification Table Description Warehouse Cold Individual Storage Lockers Rate Group Limit (1) Warehouse Cold Storage Public (3) Warehouses Warehouses Occupied By Multiple Interests (Lessors Risk Only) Warehouses - Occupied By Single Interest (Lessors Risk Only) (5) (6) (5) (6) (5) (6) Warehouses Mini-Warehouse (5) (6) Warehouses Private t-for- Profit Only Warehouses Private Other Than- t-for-profit Washing Machines Dryers Or Ironers Coin Meter Type (12) (12) * * 4930 * ,000 s (2) (15) (16) 2 5,000 p (15) (16) * p NOC (7) (15) (16) * a (8) (15) (16) * a (15) (16) 2 (9) 5,000 s (2) (9) (15) (16) a (10) (15) (16) a (10) (15) (16) ,000 s (13) Included Comments & Application Coding (k) (p) (q) (k) (p) (q) CCIS-w-z.Doc CCIS 213

2 ification Table (1) If sole occupant and over 15,000 sq. ft., use 0432 and CPP PMA M. Otherwise, use 0532 and CPP PMA M. Also refer to Warehouses. (2) Property entrusted to the insured is excluded. Use Exclusion Property Entrusted Endorsement CG (49763) (18991) (3) Use 1230 and CPP PMA M or S. Also refer to Warehouses private. (4) Portions of premises used for individual cold storage lockers shall be separately classified and rated. (99917) (5) On the premises of manufacturing occupancies, code the same as main building and use CPP PMA IP, except Whiskey and Liquor Warehouses in connection with Distilleries, use 1450 and CPP PMA M. (6) Public Warehouses (occupancies used for the storage of general merchandise where the warehouseman acts as bailee for the general public), code as follows: (a) Cold storage, use 1230 and CPP PMA M or S. (b) Warehouses with household furniture but with no storage of fibers, oils, petroleum products, rags, fireworks, matches or explosives, use 1220 and CPP PMA M or S. (c) Freight terminals, freight depots, including airport, railroad, truck, transfer stations, etc., use 1211 and CPP PMA M or S. (d) Mini-warehousing of personal property, use 1213 and CPP PMA M or S. (e) Public Warehousing other than above, use 1212 and CPP PMA M or S. (f) Storage buildings not mentioned above, classify according to merchandise stored. (7) This classification includes packing or handling household goods away from insured s premises. (99938) The following shall be separately classified and rated: Private warehouse Cold storage warehouses (8) This classification applies to buildings occupied entirely by interests other than the insured for warehousing purposes exclusively or to premises leased to others in buildings occupied exclusively for warehousing purposes by the insured and others. (68702) (9) This classification applies to warehouse operators leasing individual storage compartments within a building. This footnote does not apply to Contents, Fire. (18991) (10) This classification applies to buildings or premises used exclusively for storage purposes by the insured. Private warehouse buildings or premises other than wharf and waterfront property whether or not located on the insured s premises must be assigned to the applicable governing classification if the governing classification is rated on a payroll or gross sales basis. (68707) (68706) (11) If eligible, use and Rate Number of principal occupancy. (12) See appropriate classification according to the type or character of the material stored or the associated occupancy. (13) This classification applies to the ownership, maintenance and operation of washing machines located away from the insured premises. Property damage coverage excludes injury or destruction of laundry. Use Exclusion Laundry And Dry Cleaning Damage Endorsement CG Self-service laundries shall be separately classified and rated. (19007) Refer to company (15) Exclude storage of hazardous materials (16) Attach - Exclusion /Completed Operation Hazard CG2104 CCIS-w-z.Doc CCIS 214

3 Description CenCal Insurance Services ification Table Rate Group Watch Or Watch Case Mfg. (3) (4) Limit 25,000 s Water Bottling - In Siphons ,000 s (16) Water Bottling Spring Or Well t ,000 s (16) Sparkling Or Carbonated Water Bottling Spring Or Well ,000 s (16) Sparkling Or Carbonated Water Companies (16) (16) (16) Water Mains Or Connections Construction Water Softening Equipment Installation, Servicing Or Repair Water Softening Equipment Rented To Others Waterproofing (16) (16) (16) (d1) (12) (16) (10) Waterproofing By Pressure Apparatus (16) (10) Waterproofing By Trowel Exterior (16) (10) ,000 p (13) * 5320 s (15) ,000 (16)(17)(18) (19) NOC ,000 (16)(17)(18) (19) ,000 (16)(17)(18) (19) Included (16)(17) (18)(19) (16)(17) (18)(19) (16)(17) (18)(19) Comments & Application Coding Commercial Work Only (d1) Commercial Work Only (d1) Commercial Work Only (d1) CCIS-w-z.Doc CCIS 215

4 ification Table (1) Use 1400 and CPP PMA M or S. Also refer to Junk Dealers, Recycling Collection Centers and Sewage Treatment Plants. (2) ify by type of materials. (3) Use 6900 for watches only. ify watch cases according to material used. (4) E, H Watches, including cases, and movements. Include importers and distributors. Dealers and Stores, see jewelry. This footnote does not apply to Contents, Fire. (5) Use 0701 and CPP PMA 1 for office only. ify other buildings according to occupancy. Also refer to Water Treatment Plants. (6) Refer to Businessowners Office rates of CLM Division Nine Multiple Lines Businessowners Policy Subdivision. (7) This classification includes maintenance of water mains or connections. This classification excludes injury or damage resulting from a failure to supply. Use Exclusion Failure To Supply Endorsement CG The following shall be separately classified and rated: Existence hazard of dams, reservoirs, dikes and levees Installation, servicing or repair of appliance Construction of aqueducts, buildings, dams and reservoirs Store operations Fixtures or appliances rented to others For premium computation purposes include the payroll of outside salespersons, collectors and meter readers. (99943) (8) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (9) Contents, Fire NA. (10) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (11) This is an N.P.D. classification with Water Companies. All tunneling other than at street crossings shall be separately classified and rated. (99946) (12) Sales and/or storage, no repair, use 0567 and CPP PMA M. Repair, with or without sales or storage, use 0922 and CPP PMA S. Vehicle storage or repair, refer to Automobile classifications. (13) This classification includes: (99948) Incidental plumbing Sales of water softening equipment to be used in connection with the insured s installation, service or repair operations The following shall be separately classified and rated: Sales of water softening chemicals Sales of Water Softening Equipment which is not to be used in connection with the insured s installation, service or repair operations, as Plumbing Supplies and Fixtures Dealers and Distributors Contractors storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, Use 0702 and CPP PMA O or S. Vehicle storage or repair, refer to Automobile classifications. (15) Installation, servicing or repair shall be separately classified and rated. (19051) (16) Refer to company (17) Attach Pre Existing Damages Exclusion SL-63 (18) Attach Contractors Supplemental Application NAA-110 (19) Attach Residential Projects Exclusion EAA-148 CCIS-w-z.Doc CCIS 216

5 ification Table Description Waterproofing By Trowel Interior Or Insulation Work (1l) (1) 2350 Rate Group Wax Or Wax Mfg (4) Wax, Wax, Or Polish Mfg Floor Limit 1 5,000 p (11)(12)(13) ,000 s NOC (4) (11)(12) (13) (11) ,000 s (11) Welding Or Cutting (6) ,000 p (7) (11) Comments & Application Coding Commercial Work Only (d1) (d1) CCIS-w-z.Doc CCIS 217

6 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) Water Treatment Plants, pumping stations, water tanks and auxiliary building, use 1070 and CPP PMA 1. Water life pumps enclosed (not in buildings) or open, use 1190 and CPP PMA*. (3) Refer to Water Companies classification. (4) This classification includes shoe, stove, harness, furniture, automobile or metal wax, polish or dressing. Candle manufacturing shall be separately classified and rated. (59931) (5) This classification includes mending or repacking of damaged containers. Warehouse operations shall be separately classified and rated. (99963) (6) Welding shops, use 6850 and CPP PMA IP or S. Contractors equipment storage, use 0567 and CPP PMA C (including incidental welding). Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (7) This is an N.P.D. classification except for the following: (99969) Work under air pressure shall be separately classified and rated as Caisson Work Work in connection with demolition jobs shall be separately classified and rated as Wrecking Work in connection with the erection of iron or steel frame structures or bridges shall be separately classified and rated (8) Use 1200 and CPP PMA M or S. Docks Commercial marinas, use 1190 and CPP PMA S. (9) Stevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated. For premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated. (49800) (49802) (49801) (49803) (10) The following shall be separately classified and rated: (59941) Automobile wheels Aircraft wheels Railroad wheels (11) Refer to company (12) Attach Pre Existing Damages Exclusion SL-63 (13) Attach Contractors Supplemental Application NAA-110 Attach Residential Projects Exclusion EAA-148 CCIS-w-z.Doc CCIS 218

7 Description Wicker, Rattan, Willow Or Twisted Fiber Mfg. CenCal Insurance Services ification Table (1) Wigs Or Hair Pieces Mfg. (3) 3395 Window Cleaning (5) 5617 Window Decorating (6) * 5617 Rate Group Limit ,000 s (13) (2) 3 15,000 s (13) 1 5,000 p Included (d1) s Included (d1) Wine Mfg. Sparkling ,000 s (13) (7) Wine Mfg. Still ,000 s (13) (7) Wire Cloth Mfg (8) s (13) Wire Drawing (8) s (13) (9) Wire Goods Mfg (8) s (13) NOC Wire Rope Or Cable Mfg. Metal (13) 3320 (13) Comments & Application Coding CCIS-w-z.Doc CCIS 219

8 ification Table (1) Manufacturing, use 3959 and CPP PMA IP. Sales outlets, use 0567 and CPP PMA M. (2) This classification includes upholstering. (59947) (3) Manufacturing, use 2800 and CPP PMA IP. Sales outlets, use 0570 and CPP PMA M. (4) Wigs, retail, use 59993, Rate Number 3, Rate Group 4. (5) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (6) Sales and/or storage, use 0567 and CPP PMA M. Office, use 0702 and CPP PMA M or O. (7) C Rate Group 2. SBF, SBR Rate Group 3. This footnote does not apply to Contents, Fire. (8) Refer to Metal Goods Mfg.. (9) Wire rope or cable manufacturing shall be separately classified and rated. (59973) (10) This classification includes wire drawing. Electrical cable manufacturing shall be separately classified and rated. (59977) (11) This classification includes yard or incidental woodworking operations. Saw or planing mills shall be separately classified and rated. (59984) (12) Excluding Electrical wire and cable. This footnote does not apply to Contents, Fire. (13) Refer to company Refer to company if over 3 stories CCIS-w-z.Doc CCIS 220

9 Description CenCal Insurance Services ification Table Rate Group Limit Wood Mfg. (8) 3210 (8) (8) Wood Turned Mfg. (8) 3210 (8) (8) Wool Pulling ,000 s (8) Comments & Application Coding CCIS-w-z.Doc CCIS 221

10 ification Table (1) Charcoal manufacturing, use 5000 and CPP PMA IP. Excelsior mills, use 3809 and CPP PMA IP. Plywood, laminated wood, veneer manufacturing, wood floor mills and wood preserving plants, use 3809 and CPP PMA IP. Other Wood Mfg. NOC, use 3959 and CPP PMA IP. Storage buildings on premises, code the same as the manufacturer and CPP PMA IP. (2) Wood products NOC Retail, use 50943, Rate number 4, Rate Group 1. (3) This classification includes woodenware. (59986) (4) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. See also Junk Dealers and Recycling Collection Centers. (5) The sale of salvaged merchandise shall be separately classified and rated. This footnote does not apply to Contents, Fire. (99986) (99987) (99988) (6) For premium computation purposes include the payroll of clerical at the site of wrecking and salespersons. (99986) (7) This classification includes salvage operations. (99988) (8) Refer to company CCIS-w-z.Doc CCIS 222

11 ification Table Description Rate Group Limit Comments & Application Coding THERE ARE NO X CLASSIFICATIONS AT THIS TIME. CCIS-w-z.Doc CCIS 223

12 Description CenCal Insurance Services ification Table Rate Group YMCA, YWCA Or Similar Institutions (5) Youth Recreation Programs t-for- Profit-Only Youth Recreation Programs Other- Than-t-For-Profit (5) (7) (5) (7) Limit 5,000 Comments & Application Coding (8) (8) n-admitted Only 5,000 (8) (8) n-admitted Only 5,000 (8) (8) n-admitted Only CCIS-w-z.Doc CCIS 224

13 ification Table (1) Building Supply Yards, Lumber Yards, Coal Yards, use 1650 and CPP PMA M or S. Mill Yards, use 1700 and CPP PMA IP. Cotton and Cotton Seed Storage Yards, use 1300 and CPP PMA M or S. Waste and Reclaiming Material Yards, use 1400 and CPP PMA M or S. Other Yard Storage including property in the open, use 1190 and CPP PMA*. (2) Included in the governing classification. (3) ify according to type of material. (4) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (49870) The following shall be separately classified and rated: Athletic games away from insured s premises Amusement devices Camps Restaurants (5) C Rate Group 3. SBF, SBR Rate Group 2. This footnote does not apply to Contents, Fire. (6) Athletic Programs amateur shall be separately classified and rated. Basis of premium is each registrant. (49891) (49890) (7) Excluding narcotics. Rate Group 1, Limit $5,000. This footnote does not apply to Contents, Fire. (8) Refer to company CCIS-w-z.Doc CCIS 225

14 ification Table Description Rate Group Zoos t-for-profit-only (1) (3) (4) Zoos Other Than t-for-profit (1) (3) (4) Limit 15,000 15,000 t+ (5) Included t+ (5) Included Comments & Application Coding CCIS-w-z.Doc CCIS 226

15 ification Table (1) Use 0844 and CPP PMA S. Animal shelters and other buildings to be classified according to occupancy. (2) The following shall be separately classified and rated: Amusement devices Restaurants Basis of premium is each zoo. (49903) (49902) (3) C Rate Group 3. SBF, SBR Rate Group 2. This footnote does not apply to Contents, Fire. (4) Excluding narcotics. Rate Group 1, Limit $5,000. This footnote does not apply to Contents, Fire. (5) Refer to company CCIS-w-z.Doc CCIS 227