REQUEST FOR DISBURSEMENT FORM For all EQUI-VEST and EQUI-VEST Express SM Contracts

REQUEST FOR DISBURSEMENT FORM For all EQUI-VEST and EQUI-VEST Express SM Contracts Client: Use this form to request a partial withdrawal or surrender of your contract for all EQUI-VEST and EQUI-VEST Express SM programs. Contact your financial professional, or call our Customer Service Representatives for information toll-free at 1-800-628-6673. (All references to Annuitant & Contract include Participant & Certificate, respectively.) 1. OWNER INFORMATION (Contract number must be provided to process this request.) OWNER JOINT OWNER (IF APPLICABLE) ADDRESS CITY/STATE/ZIP CONTRACT NUMBER DAYTIME PHONE NUMBER FINANCIAL PROFESSIONAL SOCIAL SECURITY NUMBER Is this a change to your address on our records? YES NO Check the appropriate retirement program(s) for the Contract(s) listed above: TRADITIONAL IRA/QP-IRA ROTH IRA NQ SEP/SARSEP SIMPLE IRA TSA CORPORATE TRUSTEED UNINCORPORATED TRUSTEED KEOGH/HR-10 GOVERNMENTAL EMPLOYER EDC TAX EXEMPT EMPLOYER EDC 2. PARTIAL WITHDRAWALS Your contract will not be cancelled. A minimum balance of $500 must remain. If the partial withdrawal amount you are requesting is in excess of the maximum amount which can be withdrawn, we will pay you the amount which can be withdrawn without cancelling your contract. The total amount withdrawn will include applicable withdrawal charges which are deducted, in addition to the partial withdrawal requested, from your total Annuity Account Value. A total dollar amount of $300 or over must be taken. For withdrawals only from the Guaranteed Investment Option (GIO) and/or Investment Funds (excluding the Fixed Maturity Option (FMO)), complete Section 2A. The GIO is not available for EQUI-VEST Express Contracts. For withdrawals only from the Fixed Maturity Option(s), complete Section 2B. For withdrawals from both the GIO and/or Investment Funds, and the Fixed Maturity Option, complete both Sections 2A and 2B. Enter entire withdrawal amount desired if a specific amount is being requested from Section 2A and/or 2B: $. (NOTE: Leave this line blank if a percentage has been selected from either Section 2A or 2B.) A. WITHDRAWALS FROM THE GIO AND/OR INVESTMENT FUNDS ONLY Specific Amount Withdrawn Proportionately from your GIO and Investment Funds. Withdraw $ proportionately from my GIO and Investment Funds. Specific Percent Withdrawn Proportionately from your GIO and Investment Funds. Withdraw % (specify whole percentage) proportionately from my GIO and Investment Funds. Specific Dollar Amount Withdrawn from GIO and/or Specific Investment Funds. Complete below if you wish specific dollar amounts to be taken from the GIO and/or Investment Funds. If you wish to withdraw the entire amount from your GIO or from a specific Investment Fund, you may enter all next to that option. The amount withdrawn will be the amount requested plus any applicable withdrawal charges. $ Guaranteed Interest Option** $ EQ/Equity 500 Index (TE*) $ EQ/AllianceBernstein Growth and Income TG*) $ AXA Premier VIP High Yield (TH*) $ EQ/AllianceBernstein Intermediate Government Securities (TI*) $ EQ/AllianceBernstein International (TN*) $ EQ/AllianceBernstein Small Cap Growth (TP*) $ EQ/AllianceBernstein Quality Bond (TQ*) $ EQ/JPMorgan Core Bond (96*) $ AXA Premier VIP Core Bond (69*) $ EQ/AllianceBernstein Common Stock $ AXA Premier VIP Aggressive Equity $ EQ/Money Market $ EQ/AllianceBernstein Value (89*) $ EQ/JPMorgan Value Opportunities (72*) $ EQ/MFS Emerging Growth Companies (77*) $ EQ/Van Kampen Emerging Markets Equity (78*) $ EQ/FI Mid Cap Value (79*) $ EQ/FI Mid Cap (55*) $ EQ/Mercury Basic Value Equity (81*) $ EQ/AllianceBernstein Large Cap Growth (82*) $ EQ/Evergreen Omega (83*) $ EQ/MFS Investors Trust (85*) $ EQ/Capital Guardian Research (86*) $ EQ/Capital Guardian U.S. Equity (87*) $ EQ/Calvert Socially Responsible (92*) $ EQ/Marsico Focus (94*) * The number in parentheses is shown for data input reasons only. ** The Guaranteed Interest Option is not available for EQUI-VEST Express Contracts. Not available for TSA and EDC. $ EQ/Janus Large Cap Growth (53*) $ EQ/Capital Guardian International (88*) $ EQ/Small Cap Value (91*) $ EQ/Mercury International Value (73*) $ EQ/Capital Guardian Growth (74*) $ EQ/Small Company Index (97*) $ AXA Premier VIP Large Cap Growth (56*) $ AXA Premier VIP Large Cap Core Equity (57*) $ AXA Premier VIP Large Cap Value (58*) $ AXA Premier VIP Mid Cap Growth (59*) $ AXA Premier VIP Mid Cap Value (61*) $ AXA Premier VIP International Equity (65*) $ AXA Premier VIP Technology (67*) $ AXA Premier VIP Health Care (68*) $ AXA Conservative Allocation (15*) $ AXA Conservative-Plus Allocation (16*) $ AXA Moderate Allocation $ AXA Moderate-Plus Allocation (17*) $ AXA Aggressive Allocation (18*) $ U.S. Real Estate (19*) (1) $ EQ/AXA Rosenberg Value Long/Short Equity (22*) / (1) / (2) $ EQ/TCW Equity (32*) $ EQ/Boston Advisors Equity Income (33*) $ EQ/Montag & Caldwell Growth (34*) $ EQ/UBS Growth and Income (35*) $ EQ/Small Company Growth (36*) $ EQ/GAMCO Small Company Value (37*) $ EQ/Caywood-Scholl High Yield Bond (24*) $ EQ/GAMCO Mergers and Acquisitions (25*) $ EQ/International Growth (26*) $ EQ/Long Term Bond (27*) $ EQ/PIMCO Real Return (28*) $ EQ/Short Duration Bond (29*) $ EQ/Lord Abbett Large Growth and Income (04*) $ EQ/Lord Abbett Large Cap Core (05*) $ EQ/Lord Abbett Mid Cap Value (06*) $ EQ/Van Kampen Comstock (07*) $ EQ/Van Kampen Mid Cap Growth (08*) $ EQ/Wells Fargo Montgomery Small Cap (09*) $ EQ/Ariel Appreciation II (45*) $ EQ/Evergreen International Bond (47*) $ EQ/Legg Mason Value Equity (49*) $ EQ/Oppenheimer Global (6A*) $ EQ/Oppenheimer Main Street Small Cap (6B*) $ EQ/Franklin Income (6C*) $ EQ/Templeton Growth (6D*) $ EQ/Franklin Small Cap Value (6E*) $ EQ/Mutual Shares (6F*) $ Target 2015 Allocation (6G*) $ Target 2025 Allocation (6H*) $ Target 2035 Allocation (6I*) $ Target 2045 Allocation (6J*) Not available for participants in public school markets in TX. (1) Not available for EQUI-VEST Strategies. (2) Reflects the investment option s new name that will result from a substitution anticipated on or about November 17, 2006. See the prospectus for details. Form #966-005 1

2. PARTIAL WITHDRAWALS (continued) B. WITHDRAWALS FROM FIXED MATURITY OPTION (FMO) ONLY The amount withdrawn from your FMO will be at the Market Adjusted Amount. SPECIFIC DOLLAR AMOUNT(S) OR PERCENT(S) Complete below if you wish specific dollar amounts or percents to be taken from your FMO. If you wish to withdraw the entire amount from any one Period, you may enter all next to that Period. Be sure to insert the for each Period selection. The amount withdrawn will be the amount requested plus any applicable withdrawal charges. Note: Amounts in this section cannot be withdrawn in both dollars and percents. Amounts must be made either in dollars or percents only. FMO Period $ or % FMO Period $ or % FMO Period $ or % FMO Period $ or % FMO Period $ or % FMO Period $ or % 3. TOTAL SURRENDER Your contract will be terminated and you will receive the total cash value. Applicable withdrawal charges will be assessed. Please return your contract with this form. I would like to surrender my contract. If you are unable to locate your contract, please check here. 4. SPOUSAL CONSENT REQUIREMENT For TSA plans subject to the Employee Retirement Income Security Act of 1974 (ERISA) & all Non-Trusteed Keogh (HR-10) plans and contracts which were formerly trustee owned: If you are a current or former annuitant in one of these plans, your spouse s consent is required for a partial withdrawal or surrender transaction, as your spouse is entitled to benefits under your retirement plan according to the Retirement Equity Act of 1984 (REA). One of the following two statements must be completed and witnessed by a Notary Public or Plan Administrator. 1. I am the current spouse of the above named Annuitant, and I hereby consent, by my signature appearing below, to a partial withdrawal from or surrender of the contract by the Annuitant. I also acknowledge that I understand I have the right to receive a benefit under the terms of the plan in which my spouse is a current or former Annuitant and that I hereby waive such right to the requested distribution. I acknowledge that I understand the consequences of this consent: X 2. I am the above-named Annuitant and certify that I am not married: X State of, County of. On the day of, Year of, before me personally appeared,, to me known to be the person(s) described in and who executed the foregoing instrument, and acknowledges that (s)he executed the same. Title & Signature of Notary Public or Plan Administrator: For TRUSTEED (Corporate & Keogh [HR-10]) plans, the Trustee, by signing as Contract Owner, certifies that either spousal consent will be received by the Trustee prior to distribution, or that the Annuitant is unmarried & that the Notice required by the Internal Revenue Code will be or has been given to the Annuitant, or a former Annuitant of a Qualified Retirement Plan. 5. IMPORTANT TAX NOTIFICATION A. TSA, Annuitant-Owned Keogh/HR-10, or Annuitants of other Qualified Retirement Plans (Non-Transferable Annuities [NTAs] and governmental EDC plans): You must read the Special Tax Notice Regarding Plan Payments (Form #982-4000, Cat. #125859) obtained from your financial professional or the Processing Office. If you want to directly roll over your disbursement, see your financial professional or call 1-800-628-6673 for the required form which applies to your type of plan. In completing this Request for Disbursement form, you acknowledge having received the Special Tax Notice Regarding Plan Payments explaining the federal income tax rules and options which apply to eligible rollover distributions, and acknowledge you are affirmatively electing not to make a direct rollover. If you are receiving a distribution which is not eligible to be rolled over, you must give us a statement explaining why it is ineligible for rollover along with your election regarding tax withholding. See 5B below. In the absence of such a statement, we will do mandatory federal income tax withholding of 20% of the eligible rollover distribution (and any applicable state income tax withholding.) Important Tax Notification is continued on the next page. 2

5. IMPORTANT TAX NOTIFICATION (continued) B. Withholding on Non-Periodic Distributions Complete this section in all cases including NQ contracts. DO NOT COMPLETE THIS SECTION if you are an Annuitant in a tax exempt employer EDC plan or TRUSTEED Plan. For TSAs, Annuitant-Owned Keogh/HR-10 plans, former Annuitants of Qualified Retirement Plans (NTAs) and governmental EDC plans, this section can only be completed if this is not an eligible rollover distribution, and a statement to that effect accompanies this form. Hardship or unforeseeable emergency distributions are not eligible rollover distributions and not subject to the mandatory 20% tax withholding. (See below for tax withholding information for tax exempt employer EDC or TRUSTEED certificates.) We will automatically withhold 10% federal income tax from the taxable portion of your withdrawal unless you check the box below. Some states require us to withhold state income tax if federal income tax is withheld. If this is a TSA, we will withhold 20% and you cannot elect out. Please consult your tax advisor for rules that apply to you. AXA Equitable is required to withhold federal income tax on payments from annuity contracts which may be included in gross income. In the case of distributions from a Roth IRA, we may not be able to calculate the portion of the distribution (if any) subject to tax. We may be required to withhold on the gross amount of the distribution unless you elect out of withholding. This may result in tax being withheld even though the Roth IRA distribution is not taxable in whole or in part. If we withhold income tax, any income tax withheld is a credit against your income tax liability. I do not want federal income taxes (and state, if applicable) withheld from my partial withdrawal or surrender. I have provided my U.S. residence address and correct Taxpayer Identification Number below. I have provided the correct Social Security Number for an individual or Employer Identification Number for a non-natural owner. I understand that I am responsible for the payment of any estimated taxes, and that I may incur penalties if my payments are not enough. Under penalty of perjury, I certify that the following Taxpayer Identification Number is correct: SSN EIN Other If your address of record is not a U.S. residence address, complete the following statement: (Check one): I am a U.S. citizen. I am not a U.S. citizen. I reside in (name of country) If you are foreign, you may need to complete additional tax forms before your transaction can be processed. C. Traditional (including SIMPLE IRA) or Roth IRA Tax Penalty Amounts you withdraw from your contract may be included in your gross income, and if you are under age 59 1 /2, may also be subject to an early 10% penalty tax. (Your SIMPLE IRA is a form of Traditional IRA and the 10% penalty is increased to 25% if the premature withdrawal is made within the first 2 years of your participation in the SIMPLE IRA plan.) However, exemptions from the 10% or 25% penalty tax may be available for certain qualifying withdrawals or transactions. Please consult your tax advisor. FOR EDC OR TRUSTEED CERTIFICATES: For annuitants under Tax Exempt EDC plans you may not waive tax withholding on partial withdrawals and surrender requests. Withholding is prescribed by law. However, we will pay the employer, as Owner, who in turn is to make distribution, as payor, to the Annuitant as payee. The employer is responsible for tax withholding on distributions made to the Annuitant. For EQUI-VEST TRUSTEED contracts, we will pay partial withdrawal or surrender amounts to the Trustee as owner, who, in turn, is to make distribution, as payor, to the Annuitant, as payee (if applicable). The Trustee is responsible for tax withholding on distributions made to the Annuitant. 6. EXEMPTION UNDER 72(t) OR 72(q) Sections 72(t) and 72(q) of the Internal Revenue Code impose a 10% premature distribution income penalty tax on distributions from non-qualified contracts, qualified plans, TSAs and IRAs respectively, prior to age 59½. This penalty tax is 25% on distributions made from a SIMPLE IRA during the participant s first two years of participation. The first two years of participation commence on the first day that contributions are deposited by the employer into an individual s SIMPLE IRA. This penalty tax is in addition to any ordinary income tax due on the distribution. An exception to the penalty tax is available if this withdrawal is part of a series of Substantially Equal Periodic Payments (SEPP) ; Internal Revenue Code Sections 72(t)(2) (qualified) or 72(q)(2) (non-qualified). EQUI-VEST does not calculate the amount of the SEPP Exception withdrawal; this is your responsibility. You should discuss with your tax advisor which method to use to calculate the SEPP Exception withdrawal as well as any possible tax penalties. If this is a qualified plan or TSA, you may need to meet additional requirements. If you have an outstanding loan on your TSA contract, you cannot elect to receive payments under section 72(t). In order for EQUI-VEST to report your withdrawal properly on Form 1099-R we need to know which IRS approved method you are using to calculate your SEPP Exception withdrawals. We cannot code the distribution for the SEPP Exception unless you check one of the boxes below. Please see IRS Rev. Rul. 2002-62, 2002-42 I.R.B. 710 for more information. You can find this in the Internal Revenue Bulletin dated October 21, 2002. The calculation was based on (check one) Single Life Joint Life Name and Birthdate of Joint Life (If applicable) I have used the following method to calculate my SEPP Exception: Required minimum distribution method Fixed distribution method Fixed annuitization method Name Birth Date Exemption Under 72(t) is continued on the next page. 3

6. EXEMPTION UNDER 72(t) (continued) (For all types of annuity contracts, this SEPP exception may not be available if you modify the series of payments or withdrawals prior to the later of your reaching the age of 59½ or five years after the first scheduled payment.) By your signature below you indicate to us, that this withdrawal comes within the SEPP exception from the 10% penalty tax and if this exception becomes invalid at any time you will advise us of this change in writing. If you use the required minimum distribution method to calculate the withdrawal amount, the amount will be different every year. Therefore, a new Systematic Withdrawal Option (SWO) form, or Request for Disbursement form must be completed and submitted every year. 7. REQUEST FOR CHANGE OF OWNER UNDER EQUI-VEST TRUSTEED CONTRACTS This section may be completed in lieu of the EQUI-VEST Request for Change of Owner Form 982-3011 Cat. #125170 if it is accompanied with a request for a disbursement of funds. If an ownership change is required, the funds will be withdrawn on the business day following the receipt of the disbursement request in the EQUI-VEST Processing Office. This section must be signed by the Trustee of the Plan. The title Trustee should be shown after the signature. You must also sign in the assigned area. Note: The Spousal Consent (Section 4) must be completed by you and your spouse in order to process this surrender or withdrawal. Your Social Security number must be provided in Section 1 of this form. (1) Trustee to Complete: X Signature of Present Owner/Title Date: Month Day Year (2) Signature of New Owner: X Your Signature In signing the above, each party certifies that this information is true, correct and complete. The new owner is verifying his/her understanding that he/she is the payee and recipient of this (and any future) taxable payments which may be subject to 20% federal withholding (refer to Section 5A of this form). Note: In completing this owner change, your status is now referenced on this form as a Former Annuitant of a Qualified Retirement Plan (NTA). 8. SPECIAL INSTRUCTIONS FOR TSA ANNUITANTS The Internal Revenue Code of 1986, as amended ( Code ), places restrictions on certain withdrawals from TSAs. Restricted TSA funds are the following: Employee elective deferral contributions made 1/1/89 and later, together with earnings, and Earnings only on the 12/31/88 TSA account balance. Note: Your 12/31/88 TSA balance is grandfathered and exempt from withdrawal restrictions. EXCEPTIONS: The above restrictions do not apply if you are age 59 1 /2 or over, or disabled, or separated from service, or in the event of your death. Employer contributions and earnings are not restricted. Any amounts in your contract attributable to amounts transferred from a custodial account under Section 403(b)(7) of the Internal Revenue Code, are restricted. NOTE: Hardship withdrawals of elective deferral contributions made 1/1/89 or later (but not earnings on same) are permitted, subject to plan provisions, the Code, and the regulations on hardship. If your request for partial withdrawal or surrender cannot be satisfied from unrestricted funds (i.e., from your December 31, 1988 account balance and any employer contributions made after December 31, 1988, and earnings on such contributions), and provided you are eligible for one of the exceptions indicated above, complete EQUI-VEST TSA Certification Statement, Form #982-3001, Cat. #125015, and attach that form to this request. NOTE: No certification is needed if you are age 59 1 /2 and over. ATTENTION: For TSA Annuitants who have requested withdrawal of restricted TSA funds, but are not eligible for one of the above exceptions and whose request cannot be satisfied from available unrestricted funds; if you sign below, we will pay only the amount available from unrestricted funds. ANNUITANT S SIGNATURE 9. SPECIAL INSTRUCTIONS FOR ROTH ADVANTAGE IRAs If your withdrawal is for higher education expenses, evidence (e.g., tuition bill) must be attached to this form to process your withdrawal request. 4

10. AUTHORIZE THE DISBURSEMENT The information on this form is correct and complete to the best of my knowledge. I authorize AXA Equitable to make a partial withdrawal from or surrender of my contract. I understand that the partial withdrawal or surrender will be effective on the date that this form, properly completed and signed, is received at AXA Equitable s EQUI-VEST Processing Office. I also understand that upon receipt of the properly completed and signed form, AXA Equitable has 5 business days to process this request. ANNUITANT S SIGNATURE SIGNATURE OF OWNER, IF OTHER THAN ANNUITANT SIGNATURE OF JOINT OWNER (IF APPLICABLE) TITLE OF OWNER IF APPLICABLE 11.MAIL THIS FORM If by: Send to: Regular mail (U.S. Postal Service) AXA Equitable, EQUI-VEST Processing Office P.O. Box 4956 Syracuse, NY 13221 If by: Send to: Express mail service AXA Equitable, EQUI-VEST Processing Office Suite 1000 100 Madison St. Syracuse, NY 13202 TERMS AND CONDITIONS Financial transactions will be verified by a confirmation notice. If you do not receive the notice within 14 days of the transaction, please notify us immediately. FOR MORE INFORMATION, SEE YOUR EQUI-VEST OR EQUI-VEST EXPRESS PROSPECTUS AND ANY SUPPLEMENTS, OR CONTACT OUR SERVICE REPRESENTATIVES, TOLL-FREE, AT 1-800-628-6673. 5