ACCEPT MORE ORDERS, FROM MORE PEOPLE, IN MORE PLACES.

ACCEPT MORE ORDERS, FROM MORE PEOPLE, IN MORE PLACES.

Kount s fraud prevention platform helps you maximize sales. Now you can sell more, to more people, and in more markets than ever before. SELL MORE Kount offers a proactive, comprehensive fraud protection solution for merchants selling goods and services of all types: > Digital Goods > Shippable Goods > Virtual Goods > Money Transfers > Free Trials > Prepaid > Gift Cards > New Accounts Kount manages transactions from over 200 countries everyday and evaluates orders in 180 different currencies, including dozens of alternative payment methods, such as PayPal and BillMeLater. TO MORE PEOPLE s spend lots of money every year driving sales to their websites, only to discover too many orders are declined due to the suspicion of fraud. Don't allow fraudsters to limit your company s opportunities for growth. Whether your customers shop online, over the phone or through the mail, Kount makes it easy to accept more valid orders and maximize sales. IN MORE PLACES International orders are rejected at a rate three times higher than domestic orders, leaving behind missed sales opportunities. Affiliate networks often introduce higher levels of fraud, crippling an entire sales channel. Whether internationally or through affiliate networks, businesses using Kount can expand with confidence and security. Kount s peerless review process separates valid orders from fraudulent orders so the highest level of sales and fraud protection is maintained. You don t need to block entire countries, block IP ranges or reduce affiliate programs. Confidently accept more legitimate orders with Kount.

CONSUMER TRANSACTIONS INCLUDE: Payments Logins Free Trials New Accounts Phone Orders Mail Orders MERCHANT BANK TRANSACTION SCREENING Every transaction, whether it s a payment, new application or login, undergoes a complete fraud screening, which analyzes hundreds of variables and creates an exceptionally accurate prediction of fraud, called the Kount Risk Score. With this score, variable data information and customized merchant rules, the Risk Decision Rules Engine approves, declines or forwards each transaction for further review all done in real-time, within 250-350 milliseconds. KOUNT S INTEGRATED DEFENSE PERFORMS SEAMLESSLY TO PROTECT YOUR BUSINESS. AUTO REVIEW When a transaction s details trigger review rules and a second look is required, Kount s AutoAgent goes to work. Kount s AutoAgent speeds up the review process by seamlessly performing many functions automatically, such as querying additional 3rd party resources, merchant-supplied positive/negative lists, etc., to help validate the transaction. And within a mere 1-3 seconds, Kount s AutoAgent approves, declines or forwards the transaction to a live agent for review. WORKFLOW EFFICIENCY Manual reviews can be costly and time consuming. But with Kount, manual reviews can be reduced to 1-2% of all transactions. Kount s Workflow Queue Manager filters transactions to the most appropriate agent based on criteria established by the merchant. From the Kount Agent Web Console, the review agent has single-view access to all data, third-party information, and Kount Risk Score information to resolve transactions in a fast, efficient and effective manner. Manual Review 1-3 seconds Multi-Layer Device Fingerprinting Transaction Velocity 250-350 ms Workflow Queue Manager Shopping Cart Affiliate Fraud Signals Proxy Piercer Proxy Piercer REAL-TIME ANALYTICS Persona Technology Mobile Device Signals Geolocation Cross- Linking Auto Agent Rules Engine Geolocation Dynamic Scoring Dynamic Monitoring 3rd Party Kount RISK SCORE Variable Supplied Auto Agent Risk Decision Rules Engine

Merely REACTING to suspicious transactions leaves most merchants one step behind fast-moving fraudsters and exposes them to potential losses. Kount provides a PROACTIVE, strategic approach to fraud management that helps you prevent fraud before it occurs. Kount s platform empowers clients to easily create, manage, and execute a custom fraud strategy for their unique business needs, giving them the ability to generate new revenue and expand confidently into new markets, without fear of fraud losses. > Steve Rouse, COO Kount FRAUD DETECTION Analyze hundreds of variables associated with each transaction to detect fraud and risky behavior before losses like chargebacks occur. Real-time response means the checkout process is undisturbed. FRAUD DETECTION KOUNT FRAUD SCORE ORDER LINKING STRATEGY Develop and manage a fraud strategy that dovetails with your business needs. Process transactions based on your specific business rules and tolerance for risk. STRATEGY CREATE RULES SHOPPING CART DATA OPERATIONAL Comprehensive support and best practices maximize operational efficiency. Easily manage the flow of transactions through the system, interact with risk managers and connect with critical business systems such as logistics and accounting. OPERATIONAL MANUAL REVIEW AUTO AGENT 3RD PARTY DATA CALLOUTS DEVICE FINGERPRINTING PERSONA TECHNOLOGY MANAGE RULES CUSTOM SCORES CASE AGENT TOOLS PROXY PIERCING DYNAMIC SCORING & RESCORING AFFILIATE MONITORING AUTO DECISIONING BANK INFORMATION VERIFICATION & AUTHENTICATION GEOLOCATION MOBILE DEVICE ANALYSIS VELOCITY LIMITS MULTI-CHANNEL STRATEGIES REPORTING ENTERPRISE WEB SERVICES

CONTACT KOUNT TODAY: E: sales@kount.com T: 208.489.2701 Visit www.kount.com for additional information, case studies, videos, white papers and solution briefs. LET KOUNT TAKE CARE OF FRAUD, SO YOU CAN GET BACK TO BUSINESS. KOUNT IS AN INTEGRATED, SOFTWARE-AS-A-SERVICE (SAAS) PRODUCT, THAT DRAMATICALLY REDUCES LOSS FROM FRAUD AND CHARGEBACKS AND CAN BE IMPLEMENTED WITHIN DAYS. > Boost Sales Increase top line revenue in 60 days or less > Beat Fraud Reduce chargebacks, lost revenue, lost time > Eliminate Complexity Easy to implement, easy to use > Lower Cost One solution, no hidden fees > Easy Decision 60-day money-back guarantee 2012 Kount Inc. All rights reserved. Kount, Kount Complete, Multi-layer Device Fingerprinting, Proxy Piercer, Dynamic Scoring, and other names, logos, icons and marks identifying the Company s products and services are trademarks and/or registered trademarks of the Company and may not be used without the prior written permission of the Company. Other product or company names referred to may be trademarks of their respective owners. January 2012