Morgan White Administrators International, Inc. Strength Innovation Service International Division Corporate Profile
An innovative leader in International Life, Dental & Vision, Critical Illness, Medical and Disability Insurance Morgan White Administrators International, Inc. located in Miami, Fl, is the group s Third Party Administrator for Latin America and the Caribbean. MWAII is recognized nationally and internationally as one of the most efficient and trusted third party claims administrators in the international health insurance arena. With highly-qualified medical doctors as part of the team, claims are processed quickly. An extensive hospital network of first rate medical facilities in Latin America, the Caribbean and the USA allows customers to find exceptional medical care all over the world. MWAII continues to meet the ever-growing challenges and demands for quality and cost-effective major medical health insurance in the Latin American and Caribbean market with innovative products that provide quality benefits, competitive prices, stable reinsurance, and unparalleled service to our clients. (L to R) Rick Eaton - CFO, David White - CEO, and Johnny Morgan - Vice President Meet the Principals Morgan White Group was founded in 1987 by Johnny Morgan and David White as a marketer and provider of worker s compensation insurance, group medical, and supplemental health insurance products. MWG has offices in Jackson, Ms; Oxford, Ms; Miami, Fl; Bakersfield, Ca; and Utica, NY in addition to affiliates in Nassau, Bahamas and Hamilton, Bermuda. Due to aggressive marketing efforts, innovative product development, and unparalleled customer service, MWG has grown to be recognized in the insurance industry as one of the premier providers of employee benefits and medical insurance services. As the ever-increasing need for quality and cost effective employee benefit and medical programs has evolved, MWG has risen to meet these challenges with propriety product development in six strategic operational divisions to better serve our clients and the health insurance industry.
AMFIRST INSURANCE COMPANY, LTD. is a Bermudabased insurer. In January 2005, AmFirst, Ltd. was licensed and sanctioned by the Bermuda Monetary Authority. For over 10 years AmFirst has stood strong, stable and secure in both good and difficult economic times, ready to meet the needs of its policy holders. AmFirst continues to make outstanding strides in the supplemental market and has increased market share year after year. We are excited about what our future holds and look forward to continuing to serve our policy holders with superior customer service. our customers, brokers, and business partners with innovative insurance products and creative ideas backed by superior personal service and cutting edge technology, which together allow us to provide valuable and affordable healthcare solutions for everyone. Honesty, integrity, optimism, and politeness will form the basis of our dealings with our clients, brokers, staff, and business partners. We have a long-term commitment to this mission and it will not be changed unless it can be improved. CORPORATE VISION: AmFirst is committed to providing In the 17th century, London s importance as a trade center led to increasing demand for ship and cargo insurance. Edward Lloyd s coffee house became recognized as the place to go for marine information and soon for insurance, too and it s here that the Lloyd s we know today began. Since then, Lloyd s has been a pioneer and has grown to become the world s leading market for specialist insurance. Recently celebrating 325 years in business, Lloyd s is now home to 52 managing agents and 85 syndicates who offer an unrivalled concentration of specialist underwriting expertise and talent. Lloyd s is the world s best known, but probably the least understood insurance brand. This is because Lloyd s is not an insurance company but a society of members, both corporate and individual, who underwrite in syndicates on whose behalf professional underwriters accept risk. Lloyd s covers the world s most complex and specialist risks, from oil rigs to celebrity body parts, major airlines to the world s biggest banks, and sporting events. Insurance is underwritten by its members. These members provide financial backing, which acts as security for Lloyd s policies to ensure that claims are paid.
New Providence Life Insurance Company, Limited is a new Bahamian Insurance Company that offers life, medical, dental and vision, critical illness, cancer and disability products. NPL was formed for the express purpose of providing insurance options from a local carrier that may not be available from other carriers. We look forward to serving our fellow Bahamians! LEVEL TERM-LIFE INSURANCE Protect Your Future by investing in Term-Life Insurance with consistent premiums. Why is life insurance so important? What would happen if you weren t around to ensure that your family s daily needs are being met? Life Insurance can help make sure the ones you love are financially secure well into the future. We re making it easier for you to plan your financial future by avoiding surprises. Traditional term life and whole life policies can be complicated, with rate increases every year after the term. We re breaking that mold. New Providence Life offers several options to choose from: 10 year term 25 year term Term to age 80 Compare our plans to other life products on the market. You ll find our plans to be incredibly afforable, with dependable protection ranging from $50,000 to $1,000,000. This could be the simplest life insurance policy on the market! You can obtain up to $1,000,000 of coverage, and it s designed to have level premiums for the life of the policy. Enhance your life insurance policy by adding the Cash Value Benefit. This affords a return of a percentage of premiums paid once the policy has been in effect for a minimum of ten consecutive years. For example, after the 10th anniversary of the policy, one could expect to receive 40% of premiums paid, less claims paid. What makes this plan different? Speedy underwriting. The Death Benefit remains level for the specified term of the policy. When the term ends, instead of an increase in premium, the policy remains active with a decreasing Death Benefit amount.
FIRST DIAGNOSIS CANCER PLAN Allowing you to focus on what matters most if you are diagnosed. New Providence Life Insurance Company, Limited is a new Bahamian Insurance Company that offers life, medical, dental Why was the First Diagnosis Cancer Plan developed? and vision, By 2030, critical 1 in illness, 2 men cancer and 1 and in 3 disability women will products. be diagnosed with cancer in their lifetime. Meanwhile, treatment costs are projected to increase 40% by the year 2020. No matter what precautions you take, cancer NPL can was still formed affect you. for the The express emotional, purpose physical of providing and financial insurance tolls of this disease are devastating. To make matters worse, options approximately from a local carrier 65% of that cancer may related not be expenses available from are not other covered by regular health insurance. carriers. We look forward to serving our fellow Bahamians! How does the First Diagnosis Cancer Plan work? After the initial 90-day waiting period, if you receive a first diagnosis (based on pathological proof from a physician) of cancer (internal cancer or malignant melanoma), we pay $10,000, $25,000, or $50,000 directly to you. You may use this lump sum income replacement for items not covered by regular medical plans such as travel expenses associated with treatment, co-insurance and deductibles, and living expenses. The policy is available to those who are less than 75 years old. Cancer Income Replacement Plan Features at a Glance: We pay $10,000, $25,000, or $50,000 directly to you when you receive a first diagnosis of cancer Lump Sum may be used as income replacement for items not covered by regular medical plans Available to those less than 75 years old Our increasing benefit rider protects you even if your purchasing power declines as prices rise Maintain this policy for 10 years and receive 40% of your premium back (upon policy surrender) with our Cash Value Rider Maintain this policy for 25 years and receive all of your money back (upon policy surrender) either from the policy or Cash Value Rider Allowing you to FIRST DIAGNOSIS CANCER PLAN F O CUS on what matters most if you are diagnosed.
OUR PLANS Each of our products is specifically designed to serve a niche market. If you want a health insurance plan that pays claims promptly, as per the benefits offered, our policies are the international policies that you need and deserve. Morgan White Administrators International, Inc., is the Third Party Administrator that manages these products. With over 20 years of experience, Morgan White is the most efficient, fast, and professional enterprise in the international health insurance market. The Emerald Plan Medical Plans available in the Caribbean: The Worldwide Medical Trust Plan The Caribbean American Plan The New World Plan The Silver Plan The Bahamian American Plan The Emerald Plan Medical Plans available in Latin America: The British American Plan The Worldwide Medical Trust Plan The New American Plan The New World Medical Plan The Medic-Care Individual Plus Plan The Preferred Medical Plan The Silver Medical Plan The Professional Disability Plan Other Products available: Pilots Loss of License Disability Plan Critical Illness Disability Plan The Cash-Value Disability Plan Term Life Plans Pilots Critical Illness Policy First Diagnosis Cancer Plan Dental, Vision & AD&D Plan
CLAIMS CONCIERGE SERVICE Every year thousands of people travel to Florida for specialized medical care that is often not available in their home country. Traveling internationally for medical treatment can be a daunting task and it is important for the patient to focus on fighting the illness. Avoid the added stress of navigating through the US medical system by utilizing the Morgan White Claims Concierge Service, now available to all policy holders. Claims Concierge Service Benefits Priority medical appointments VIP escort to medical appointments Transport from airport to local hotels Discount travel arrangements Discount hotel arrangements Discount car rental arrangements Priority diagnostic imaging and results Priority arrangements for admission to hospital Medical review or second opinion Medical records transfer to CD or USB memory stick Women s Imaging The concierge service offers an inclusive service just like that of a concierge at a fine hotel. We will facilitate and coordinate your visit to South Florida for your medical needs. By matching the right doctors and specialists for your treatments, scheduling doctors appointments, and picking you up upon arrival at the airport, the Morgan White Claims Concierge service makes a difficult time significantly less stressful.
MEET OUR TEAM Raul Pozo, President of MWAII has been in the insurance business for over 40 years. Following his military career, Raul became an insurance man and to this day enjoys his position and responsibilities at the helm of the Morgan White International Division.For twenty years Raul was a Producer and also a member of the Life Insurance President s Cabinet for ten years. He served as Sales Director for U.S. Life Insurance Company in Latin America and as Marketing Director for Corporate Life Insurance Company. Mr. Pozo is an experienced lecturer in the Life and Health insurance business. During his twenty years as President of MWAII, he has developed valuable relationships which remain intact today. Ramon Arcay International Marketing Director ramon.arcay@morganwhiteintl.com Raquel Garcia Marketing Executive Caribbean Islands Market raquel.garcia@morganwhiteintl.com Katie Hughes International Marketing Executive Caribbean Islands Market katie.hughes@morganwhiteintl.com Luyen Vivar General Manager Latin American Market luyen.vivar@morganwhiteintl.com Morgan White Administrators International, Inc. 3191 Coral Way, 7th Floor Miami, FL 33145 P (305) 442-0899 F (305) 442-0961 www.morganwhiteintl.com