The Primary Representative for Indiana Manufacturers before the Indiana General Assembly

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2 The Primary Representative for Indiana Manufacturers before the Indiana General Assembly All IMA Sponsored Insurance Products Distributed via Indiana Independent Agents

3 120 year old Mutual Company Financially Strong and Highly Rated Our high A.M. Best rating of A- (Excellent) More than $2.3 Billion in Assets and a Surplus Ratio More than 15yrs of Experience as EXPERTS in Worksite Sales Proven history of STABLE, Competitive Rates

4 Superior Back Office Support intimate and personal customer service for our Employers and Policyholders Calls Answered within 30 seconds by a LIVE Person! Personal Case Managers for Employer Groups provides a one-on-one service experience and a dedicated direct line to the Home Office for HR Departments to assist with New Hires, Terminated Employees, Billing and Claims questions. Streamlined Claims Processing and Quick Payment Easy to Understand Claim Forms, Most claims processed within 5 days and Worksite Policyholders can file Wellness Claims over-the-phone! Exceptional Never Fail Billing

5 Extensive Line of Products Worksite AND Individual with unique and superior product features putting us on the cutting edge of the Market! Highly Competitive Rates allowing for greater flexibility, choice and better VALUE for your Clients! Electronic Applications and Online Enrollment System makes applying for and implementing benefits quick and easy! Industry Leading Commissions & Incentive Trips!

6 - helps replace lost income if employee becomes disabled from an accident or sickness and can t work - pays cash benefits directly to employee for covered accidental injuries - pays benefits to employee for cancer treatment expenses - pays lump sum benefits to employee when struck with a covered illness including Heart Attack, Stroke, Alzheimer's Disease, Organ Failure, Paralysis, Cancer and MORE. - pays benefit to employee when hospitalized for covered accident or sickness. Customizable outpatient benefits available by several riders. - Term, Whole and Universal Life Solutions.

7 Helps cover deductibles, out-of-pocket expenses and time off work Pays a fixed benefit for medical treatment associated with a covered accident over 25 benefits payable Benefits paid directly to Insured Does not coordinate with other insurance Affordable protection Net Cost of $0 a yr after NEW $150 Wellness Benefit!* Accidental Death Benefit up to $100,000 for the employee Easy to explain Easy to issue no health questions Policy is portable

8 Available on the Hospital Indemnity + Plan and NEW Accident Expense PRO

9 The image part with relationship ID rid2 was not found in the file. Covers 15 Specified Conditions including: Heart Attack, Stroke, Cancer, Organ Transplant, Advanced Alzheimer's, Paralysis, Severe Burns, Loss of Independent Living, Bypass, Angioplasty and More! Benefits pay out up to three times Pays lump sum of up to $100,000 per category Spouse can elect up to 100 percent of the employee face amount Benefits are never reduced Guaranteed Renewal for LIFE! Except Loss of Independent Living which terminates at age 75 Return of premium upon death INCLUDED! Policy is Portable at Same Benefit and Same Price! Premiums never increase due to Age or Experience/Utilization Guaranteed Issue available for qualifying groups of 50+

10 Employee NT Benefit Amounts Sample Weekly Rates Issue Ages $5,000 $10,000 $15,000 $20,000 $25,

11 Helps fill in the gaps of insurance plans Daily benefit of $50-$1,000 a day Pays for Illness, Injury and Maternity Highly Customizable 10 available riders First Admission Rider pays up to a $5,000 annual benefit in addition to daily benefit Coverage is available for the employee, spouse and family. Any approved medical doctor or hospital may be used. Benefits paid directly to insured Does not coordinate with other insurance Policy is portable

12 Available Riders

13 One Possible Policy Design Rate Example First Hospital Admission Rider PLUS Daily Benefit Daily benefit is payable for 180 or 365 consecutive days of confinement in addition to First Admission Benefits. Benefits Payable for Illness, Injury and Maternity

14 A Division of Assurity Life Insurance Company Pays a monthly benefit when insured is disabled Customizable policy on an Employee by Employee basis Four Policy Options Accident Only Accident Sickness 24 Hour Coverage Off-the-Job Only Coverage 3, 6, 12 or 24 mo Benefit Periods. 0/7, 7/7, 0/14, 14/14, 30/30 most common Elimination Periods Retroactive Benefit Rider Available Same rates for men and women, and no increase cost for tobacco use Guaranteed renewable to age 67 and conditionally renewable to age 70 Partial disability benefit included Policy is portable Does NOT Coordinate with other Disability, Social Security or PTO/Sick Pay For Agent Use Only

15 A Division of Assurity Life Insurance Company Level-benefit, level-premium Term Life policy providing coverage for a 10-year or 20-year term Optional Riders Accelerated Benefits Rider included at no charge Waiver of Premium Rider Spouse Term Insurance Rider Children s Term Insurance Rider Accidental Death Benefit Rider Short-Term Disability Income Rider Critical Illness Benefit Rider Minimum $5,000; maximum $150,000 depending upon group size and underwriting Guaranteed Issue or Simplified Issue No Medical Exams, APS or MIB History For Agent Use Only

16 A Division of Assurity Life Insurance Company Guaranteed Level Premiums to Maturity at Age 121 Minimum $5,000; Maximum $150,000 depending upon group size and level of underwriting Optional Riders Level Term Insurance Rider Waiver of Premium Rider Spouse Term Insurance Rider Children's Term Insurance Rider Accidental Death Benefit Rider Short-Term Disability Income Critical Illness Benefit Rider Guaranteed Issue or Simplified Issue No Medical Exams, APS or MIB History For Agent Use Only

17 Potential First Year Revenue Illustration Assurity Potential First Year Broker Revenue Aflac Potential First Year Broker Revenue Colonial Potential First Year Broker Revenue Number of Groups: Eligible Employees: Assurity Aflac Colonial Broker Enrolls 1 Assurity Enrolls 2 $127,823 $163,875 Broker Enrolls 3 Aflac Enrolls 4 $74,412 $73,149 Broker Enrolls 5 Colonial Enrolls 6 $46,800 $68,100 All compensation projections are for illustrative purposes only. Results will vary based on actual performance levels and other factors such as state, product and sales mix, persistency and timing of premium collections. 1. Source: Voluntary Participation Rates, Spotlight Report, August 2010, Eastbridge Consulting Group, Inc. 2. Source: Assurity Life Data; Product mix includes all of Assurity Life's worksite products, contract level WS80; average annual premium equals $380 per participant. 3. Source: Voluntary Participation Rates, Spotlight Report, August 2010, Eastbridge Consulting Group, Inc.; Product mix includes all of Aflac's group worksite products; Aflac Group Standard Broker Commissions schedule (form M1757, Nov., 2010); Assumed annual premium equals $425 per participant. 4. Source: Voluntary Participation Rates, Spotlight Report, August 2010, Eastbridge Consulting Group, Inc.; Product mix includes all of Aflac's group worksite products; Aflac Group Standard Broker Commissions schedule (form M1757, Nov., 2010); Assumed annual premium 5. Source: Group Enrollment (39% participation) Source: Voluntary Participation Rates, Spotlight Report, August 2010, Eastbridge Consulting Group, Inc. 6. Source: Colonial Life Enrollment Data: Colonial Life data based on top 75% of cases with 1-to-1 working conditions. Assumptions: Product mix includes all of Colonial Life's products; 75% collected premium rate. Enrollment firm net commission after 70% split of gross commission to enrollment firm.

18 Employer/employee relationship must exist. Self-employed, one-person businesses and home-based businesses do not qualify as employer/employee groups Can be employer or employee paid The employer must be in an eligible industry. Assurity requires Pre-Approval for ALL Groups This can be obtained with a simple to your Regional Sales Coordinator with 4 basic pieces of information about the group: 1) Name of the Group & Location 2) Number of Full-Time Employees (30+ hrs week) 3) Industry 4) Products you wish to offer Assurity requires a minimum of 3 applications per product and 30% participation across all lines for groups of >25 and 5 applications per product with a minimum of 20% participation across all lines offered.

19 Regional Sales Manager (636) Regional Sales Coordinator (402)

20 Jeff Goodwin Executive Vice President IMA Keith Robbins Director of Sales IMA