title insurance company April 2005 Pursuant to Article 23 of the Insurance Law, TIRSA has been duly designed as the New York Insurance Department s statistical agent for collecting, compiling and furnishing loss or expense statistics pertinent to title insurance in the State of New York. TIRSA was directed to develop the Title Insurance Agency Remittance Form which contains data which conforms to the data collection methods and requirements of the approved Statistical Plan. This Remittance Form Coding List is intended to be used by all title insurance agents of TIRSA members. To ensure complete title insurance statistics and prompt, efficient and accurate compliance with the Statistical Plan, the TIRSA Agency Remittance Form and this Remittance Form Coding List is to be used immediately by all Stewart Title Agents operating in the State of New York. In the event that you have any question concerning this matter, kindly contact your local Stewart Title Office. John F. Welling President and Chief Operating Officer Julie A. Curlen Chief Financial Officer -1-
CODING LIST OWNER S RATES 120% OF FULL RATE Commercial Contract Issued Alone 29B 125 TOEPP Issued Alone 34 131 TOEPP Issued Simultaneously with 34 132 Mortgage Policy FULL RATE Fee Policy Issued Alone 5 111 Fee Policy Issued Simultaneously with 13A 112 Mortgage Policy Fee Policy Issued Simultaneously with 18 113 Leasehold Policy Leasehold Policy Issued After Construction 7 114 Leasehold Policy Issued Before Construction 8 115 Leasehold Policy Assigned 9 116 Construction Loan Issued Alone 12 225 Policy Residential Contract Issued Alone 29A 123 Optionee Issued Alone 33B 129 84% OF FULL RATE TIRSA Owner s Initial Condo or Subdivision Outsale 20A1 133 Extended Policy 70% OF FULL RATE Fee Policy Initial Condo or Subdivision Outsale 20A1 118 Leasehold Policy Initial Condo or Subdivion 20A1 119 Outsale Not Issued Simultaneously with Fee Policy Cooperative Leasehold 11B & C 120 Policy Owner s Policy to 15 121 Foreclosing Lender 50% OF FULL RATE Modified Construction 16A (8/94) 122 Loan Policy -2-
OWNER S RATES 30% OF FULL RATE Leasehold Policy Issued Simultaneously with 18 311 Fee Policy Construction Loan Policy Simultaneously with Fee Policy 13B 312 Modified Construction Public Benefit Corp. or 16B (8/94) 322 Loan Policy Non-Profit Org. Residential Contract Simultaneously with Leasehold 29C 124 or Coop Policy Commercial Contract Simultaneously with Leasehold 29C 126 or Coop Policy Optionee Simultaneously with Leasehold 33C 130 or Coop Policy 21% OF FULL RATE Leasehold Policy Initial Condo or Subdivision 20A4 313 Outsale Issued Simultaneously with Fee Policy 0% OF FULL RATE Fee Policy With credit for prior Contract 29 127 Policy Leasehold Policy With credit for prior Contract 29 128 Policy MORTGAGE RATES FULL RATE Mortgage Policy Issued Alone 6 211 Mortgage Policy Construction Loan Takeout with 12D 212 Change in Fee Interest 70% OF FULL RATE Mortgage Policy Construction Loan Takeout with 12C 213 New Lender but no Change in Fee Interest Refinance With Liability Above $250,000 14B 214 Subordinate Loan With Liability Above $250,000 14B 215 Loan on Initial Condo Not Simultaneous with Fee or 20A2 216 or Subdivision Outsale Leasehold Policy Limited Liability Policy 21 217 50% OF FULL RATE Refinance With Liability $250,000 or Less 14A 218 Subordinate Loan With Liability $250,000 or Less 14A 219 Modified Loan 16A 226 CODING LIST -3-
CODING LIST MORTGAGE RATES 30% OF FULL RATE Mortgage Policy Issued Simultaneously with 11C 314 Cooperative Leasehold Policy Mortgage Policy Issued Simultaneously with 13A 315 Fee Policy Mortgage Policy Construction Loan Takeout with 12B 222 Same Lender and No Change in Fee Interest Mortgage Policy For Public Benefit Corporation or 16B 223 Non-Profit Organization Loan Assumption 17 224 21% OF FULL RATE Mortgage Policy Initial Condo Subdivision Outsale 20A3 316 Issued Simultaneously with Fee or Leasehold Policy $200 & $225 RATE $200 Junior Loan Policy Face Amount $100,000 or Less 31A1 317 $225 Junior Loan Policy Face Amount Above $100,000 31A2 318 to $150,000 ENDORSEMENTS COVERAGE SPECIAL RISK ALTA 9 (Restrictions, Encroachments, Minerals) (10%) 25 401 Survey Endorsement (Loan Policy) (10%) 25 402 Fairway Endorsement (20%) 25 403 Non-Imputation Endorsement (20%) 25 416 RCE-1 Residential (10%) 25 406 RCE-2 Commercial, Less than $3,000,000 (10%) 25 417 RCE-3 Commercial, Limited Term (20%) 25 418 RCE-4 Commercial, $3,000,000 or More (10%) 25 419 Market Value Policy Rider Endorsement (10%) 25 408 Market Value Policy Rider Endorsement TOEPP (5%) 25 446 Joint & Several Liability Endorsement (See Section 3B) 25 409 TIRSA Swap Endorsement 25 410 Additional Interest Endorsement 25 411 First Loss Endorsement 25 412 Last Dollar Endorsement 25 413 TIRSA Partial Release of Mortgaged Premises Endorsement 25 414 TIRSA Mezzanine Financing Endorsement (30%) 25 447-4- SECTION CODE
FLAT$25.00 RATE COVERAGE SECTION CODE ALTA 6 (Variable Rate Mortgage) III-4 420 ALTA 7 (Manufactured Housing Unit) III-4 421 FNMA Balloon Mortgage Endorsement III-4 422 TIRSA 4 (Condominium) III-4 423 TIRSA 5.1 (Planned Unit Development) III-4 424 ENDORSEMENTS FLAT$25.00 RATE COVERAGE SECTION CODE Land Same as Survey Endorsement III-4 425 NYC Air Rights Endorsement III-4 426 VRM Endorsement (Fixed Rate Conversion) III-4 427 TIRSA 6.2 (VRM - Negative Amortization) III-4 428 TIRSA 8.1 EPL III-4 429 Waiver of Arbitration Endorsement (Owner s Policy) III-4 430 Waiver of Arbitration Endorsement (Loan Policy) III-4 431 Successor in Ownership of Indebtness Endorsement III-4 432 Reverse Mortgage Endorsement III-4 433 TIRSA 8.1 EPL (New York City Only) III-4 434 TIRSA 8.1 EPL (Governmental Agencies) III-4 435 Residential Mortgage Endorsement III-4 436 TIRSA Cluster Endorsement III-4 437 TIRSA Limited Liability Company & Limited Liability III-4 438 Partnership Endorsement TIRSA Junior Loan Policy Endorsement 1 III-4 439 IDA Endorsement III-4 440 Access Endorsement III-4 441 TIRSA Contiguity Endorsement III-4 442 TIRSA Mortgage Tax Endorsement III-4 443 TIRSA Tax Parcel Endorsement Single Tax Lot III-4 444 (Loan Policy Only) TIRSA Tax Parcel Endorsement More than One Tax Lot III-4 445 (Loan Policy Only) CODING LIST COVERAGE OTHER RATES Special Risks - Affirmative Coverage 1G 511 Affirmative Covenant Insurance - Existing Construction 22 512 Construction Loan Continuations Beyond 5 12 513 Mortgage Foreclosure Guarantee 23 514 Recorded Document Certificate with Open Order 24A 515 Recorded Document Certificate with NO Open Order 24B 516 Commercial Contract Searches Beyond 5 29 517 Option Continuation Searches 33 518-5- SECTION CODE
COUNTY CODES Counties in Zone 1 COUNTY ABBR. CODE COUNTY ABBR. CODE COUNTY LIST ALLEGANY AL 3 MONTGOMERY MO 57 BROOME BR 7 NIAGARA NI 63 CATTARAUGUS CA 9 ONEIDA OE 65 CAYUGA CH 11 ONONDAGA OD 67 CHAUTAUQUA CY 13 ONTARIO ON 69 CHEMUNG CM 15 ORLEANS OR 73 CHENANGO CN 17 OSWEGO OS 75 CLINTON CL 19 OTSEGO OT 77 CORTLAND CO 23 SARATOGA SA 91 DELAWARE DE 25 SCHENECTADY SC 93 ERIE E 29 SCHOHARIE SH 95 ESSEX ES 31 SCHUYLER SY 97 FRANKLIN F 33 SENECA SE 99 FULTON FL 35 ST LAWRENCE SL 89 GENESEE GE 37 STEUBEN ST 101 HAMILTON H 41 TIOGA TI 107 HERKIMER HE 43 TOMPKINS TI 109 JEFFERSON J 45 WARREN WR 113 LEWIS L 49 WASHINGTON WS 115 LIVINGSTON LV 51 WAYNE WN 117 MADISON MA 53 WYOMING WY 121 MONROE M 55 YATES Y 123 Counties in Zone 2 COUNTY ABBR. CODE COUNTY ABBR. CODE ALBANY A 1 PUTNAM P 79 BRONX B 5 QUEENS Q 81 COLUMBIA C 21 RENSSELAER RE 83 DUTCHESS D 27 RICHMOND R 85 GREENE G 39 ROCKLAND RO 87 KINGS K 47 SUFFOLK S 103 NASSAU N 59 SULLIVAN SU 105 NEW YORK NY 61 ULSTER U 111 ORANGE O 71 WESTCHESTER W 119-6-
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