Comprehensive Financial Management

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Comprehensive Financial Management

Our Hallmark: Communication & Accountability

Columbia Financial Advisors Comprehensive Financial Management Columbia Financial Advisors is committed to helping clients meet their financial needs and goals through a strategy of long-term growth. Although we explore and take advantage of prudent, short-term opportunities when appropriate, the cornerstone of our philosophy is that a patient, well-diversified, long-range investment strategy yields the best results. We recognize that each investor will have unique risk tolerance levels, time horizons, income requirements and retirement objectives. One size doesn t fit all. Accordingly, we begin each client relationship with a thorough discussion of your individual situation and then help you build a custom-tailored investment portfolio. Depending upon your targeted return and personal risk profile, your portfolio may include a mix of equity securities, options and cash equivalents as well as an appropriate balance of fixed-income securities. Your personalized strategy will fit your own comfort level for risk, with the goal of building and protecting equity through long-term appreciation with above-average returns. Comprehensive financial management is one of our strengths, and we encourage clients to take a consolidated perspective of their resources, including real estate holdings, savings accounts, IRA s, pension or profit-sharing plans, trusts for children, etc. Drawing upon our many years of experience providing tax, accounting and investment services, we can help develop an integrated plan to maximize your after-tax income and total wealth. Columbia Financial Advisors has a strong team that regularly conducts fundamental research on selected securities both equity and fixed-income. Our research focuses on company products, services and competition. We review corporate financial statements and SEC filings and we receive research from almost every major Wall Street investment firm. Our clients portfolios are continuously monitored and are reviewed on a weekly basis by our investment committee. When market conditions and changes affecting certain asset classes warrant, we contact our clients with advice and recommendations for rebalancing their portfolios to meet their investment guidelines and goals.

Columbia Financial Advisors Family Office Services Columbia Financial Advisors provides many families with complete financial management services. Our services include the basic financial and personal needs including tax preparation and compliance, bill paying, concierge services, and asset and portfolio management. Family offices by their very nature are unique structures either specifically designed to meet the objectives and constraints of the family, or have evolved over time to accommodate family needs or members along the way. Columbia s Family Office Services manages a wide variety of assets, often substantially illiquid, hard-to-value assets such as private businesses or non-financial assets such as real estate, artwork and other collectibles. Long-term trusted employees or family members often maintain informal information processes and internal control mechanisms. Columbia believes it is critical for members of a family to have easily accessible, accurate, up-to-date financial information. e information and reports produced by Columbia s Family Office Services are the basis for making decisions about investment management, tax, gift and estate planning, and distributions and expense management. Lack of quality, timely information can lead to poor planning decisions or missed opportunities. Columbia s Family Office Services provide accounting and reporting solutions that are a family office s heartbeat.

Columbia Financial Advisors Family Office Services Include: Prepare and coordinate individual and business tax filings Investment Management Reconcile bank accounts and credit cards Prepare monthly/quarterly income and expense analysis Prepare net worth analysis showing assets and liabilities (i.e. investment portfolios, other assets, mortgages, auto loans, etc) Prepare tax filings for household employees Investment analysis, asset allocation and transaction reconciliations Trust and Estate Administration Monitoring of cash balances Loan applications and sourcing Columbia's Family Office Services approach each client as a unique professional entity. Our professionals provide vision and strategy, supported by stringent internal controls and processes. Our client portfolio management follows strict business practices and use integrated technology platforms, which speed up the data gathering, reconciliation and consolidation processes. We recommend families evaluate their needs, objectives and constraints. Jointly, we will design an effective reporting framework based on a clients requests, and regularly review and update this framework. e financial requirements of tomorrow will be different from those of today. Columbia Financial Advisors can assist families and investors plan for those changes. We look forward to working with you and your family.

Columbia Financial Advisors is an independent, privately owned investment advisory, management and consulting firm based in Washington, DC, providing comprehensive investment, tax and financial planning services to individuals, corporations, pension funds and foundations. Our experienced professional team offers leading-edge services including: Investment Guidance and Management Individually Managed Portfolios Mutual Fund Consultation and Management IRA Rollover Management Family Office Services Tax Planning and Preparation Financial and Retirement Planning Estate Planning and Administration

About Our CEO Brian McQuade, CPA, is the founder and CEO of Columbia Financial Advisors. Brian also serves as the Managing Partner of McQuade Brennan, LLP, a certified public accounting and consulting firm. With over 25 years of experience, he is regarded as one of the leading tax and financial planning specialists in the metropolitan Washngton, DC area. He is an advisor to many prominent individual investors, pension plans and corporations. Brian s major responsibilities at Columbia Financial Advisors include review of investment recommendations and implementation of portfolio strategies, and helping our clients meet their financial goals.

1730 Rhode Island Avenue, NW, Suite 800, Washington, DC, 20036, 202.296.3306