Banks, Markets and Financial Innovation



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Banks, Markets and Financial Innovation Discussion of «Financial Contagion During Lehman Default and Sovereign Debt Crisis» by Monica Gentile and Luca Giordano Paolo Colla Bocconi University CAREFIN/CENTRO BAFFI CONFERENCE Friday, May 24, 2013

Contagion (and interdependence) Disentangle interdependence (long run, fundamentals) from contagion (short run, behavioral) in (financial) markets, with application to recent turmoil in European equity & bond markets. Popular approaches: Correlation analysis (Forbes and Rigobon (2002), Corsetti,Pericoli,Sbracia (2005),Rigobon(2002)). Contagion is excess correlation. Simple and intuitive, but no economic mechanisms underlying contagion; moreover, does not establish direction need to identify origin country of contagion ex ante. Parametric approach (Bekaert,Harvey,Ng (2005)). Contagion is excessive sensitivity to fundamentals. Easy to interpret, problem with omitted variables/factors. Paolo Colla Banks, Markets and Financial Innovation 2

The approach in this paper This paper: reduced form approach (Gilmore and McManus (2002), Sander and Kleimer (2003), Kalbaska and Gatkowski (2012)). Caveats: no economic mechanisms behind contagion and hinges on linearity (see next paper).» (directional) cointegration analysis: (long run) interdependence» Granger causality: (short run) contagion Unlike other papers, dispenses with identifying crisis period and origin country ex ante.» Crisis: distribution/changes in long run interdependence» Leader follower: bivariate causality analysis Paolo Colla Banks, Markets and Financial Innovation 3

Other results Gilmore and McManus (sample: US, 3 Central European countries from 1995 to 2001, equity): no interdependence between markets; shortrun dependence from Hungary to Poland. Sander, Kleimer (sample: Asian countries from 1996 to 2000, bond): Paolo Colla Banks, Markets and Financial Innovation 4

Other results Kalbaska, Gatkowski, 2012 (sample: European countries from Aug 2005 to Aug 2007 (pre crisis) and Nov 2007 to Sep 2010 (crisis), CDS) Paolo Colla Banks, Markets and Financial Innovation 5

This paper: Main results/1 Increase in short run dependence(s) during crisis vs tranquil periods: Paolo Colla Banks, Markets and Financial Innovation 6

This paper: Main results/2 Equity markets: Lehman crisis: core to periphery; sovereign crisis: periphery to periphery Paolo Colla Banks, Markets and Financial Innovation 7

This paper: Main results/3 Sovereign: Lehman crisis: Ireland Portugal; sovereign crisis: periphery to periphery (plus Germany) Paolo Colla Banks, Markets and Financial Innovation 8

Comments/1 A crises missed? Detecting tranquil vs. crises (p. 19). Based on cross country connections, the number of cointegrating relations (out of 28). More connections or is it changes in cross country connections?» Crisis: cross country connections above 75% perc» Tranquil: cross country connections below 15% (or 25%?) perc (or median, equity) Useful ex post, a bit subjective? Also, long run dependence strengthens, should it be signal of short run dependence increasing? Paolo Colla Banks, Markets and Financial Innovation 9

Comments/2 Liquidity or credit risk? Bond spreads reflect liquidity and credit component. Does contagion take place through the former or the latter? CDS spreads vs. bond spreads? ` (source: Bai, Julliard, Yuan, 2012) Paolo Colla Banks, Markets and Financial Innovation 10

Comments/3 Any information lost? Bi variate causality attractive: leader follower directionality. Information lost in looking at all countries and at the interaction between bond and equity markets? CDS (bps) 0 100 200 300 Germany CDS (bps) 0 100 200 300 400 Spain 2008w1 2009w1 2010w1 2011w1 2012w1 2008w1 2009w1 2010w1 2011w1 2012w1 ` Paolo Colla Banks, Markets and Financial Innovation 11

Comments/3 Any information lost? (1) (2) (3) (4) (5) Dlog(CDS jt ) 0.045*** 0.045*** 0.047*** 0.046*** 0.051*** (0.006) (0.006) (0.011) (0.010) (0.011) Dlog(iTraxx t ) 0.642*** (0.020) DVDAX t 0.052** (0.023) log(cds j,t-1 ) 0.004** (0.002) Dlog(CDS jt )x log(cds j,t-1 ) 0.040** (0.017) Week FE N N Y Y Y ` Firm FE N Y N Y Y Interactions N Y N N N Observations 27,625 27,625 27,625 27,625 27,492 Adj R-squared 0.369 0.418 0.446 0.446 0.447 Paolo Colla Banks, Markets and Financial Innovation 12