Cost of Living Worksheet



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Career Exploration Project Mrs. Tarver College and Careers STEP 1: We are going to be exploring careers. First, we will begin to determine your personal monthly cost of living. Cost of living items include such things as renting or buying a house, the style of car you wish to drive, electric/gas, phone, and grocery bills. You will be able to?ill in the education loan amount, which is determined by the level of education needed for your career. STEP 2: Second, you will choose a career from your Career Inventory and investigate the following topics: salaries, level of education/training needed, nature of the work, and job outlooks. Try to choose a career that interests you. You will develop up a career brochure for the class. STEP 3: Third, you will determine if your job will be able to provide for your own future cost of living. You will do an individual redlection on what you have learned. Within the re?lection, you need to address whether the career chosen would provide enough money for your monthly cost of living. Also, you need to re?lect on whether or not you would still choose this job or do another career. STEP 4: The Dinal portion of the project will be the career brochure of your chosen career. The following items need to be addressed within the brochure. 1. Job choice 2. Salary range 3. Nature of the work a. What people do in the career b. Work environment c. Positives and negatives of the job 4. Education and training required for the career. 5. Job outlook- What does a typical day look like? 6. Related occupations 7. Average monthly net salary 8. Other information about the job Cost of Living Worksheet 1. What type of home will you live in? a. What will be your monthly payment

Average Monthly Cost Chart Rent Homeowner Type Monthly Payment Type Monthly Payment 1 bedroom- Apartment $600 2 bedroom/ 1 bath ( $116,000) $650 2 bedroom- Apartment 3 bedroom- Apartment $750 3 bedroom/ 1+bath ( $127,000) $850 3 bedroom/ 2 bath ( $155,000) 2 bedroom- House $975 4 bedroom/ 2 bath ( $185,000) 3 bedroom- House $1050 $875 $950 $1030 2. What type of car will you drive? a. What will be your monthly payment? Average Monthly Car Payment? Used Car: (at least 3 years old) New Car: Type Monthly payment Type Monthly Payment Sedan $250 Sedan $430 Sport $315 Sport $575 SUV/Truck $425 SUV/ Truck $610 3. Every car owner must have car insurance to be able to get license plates to drive the vehicle. Determine how much your monthly insurance cost will be according to the style of car you chose in number 2. Unfortunately boys, your insurance rates run higher than girls. Check out the correct chart. NOTE: The insurance is billed by every six months. You MUST determine the cost per month. a. Average monthly car insurance payment: Female: male: Type Monthly payment Type Monthly Payment New $1380 for 6 months New $1572 for 6 months Used $1075 for 6 months Used $1340 for 6 months 4. You need to determine how you will keep your house up and running. Determine if you will have gas and electric or just electricity. a. Cost of Electricity: b. Cost of Gas: (It is OK if you don t have a gas bill) Monthly Payment Electric Bill Electric (with Gas) $175

Electric (without Gas) $ 235 Gas $107 Average Monthly Electric/Gas Bill: 5. The following are bills that MUST be paid monthly. Type Average Monthly payment Water/Sewer/Trash $105 Groceries $450 Phone/Cell $117 Gas for traveling $258 6. STOP!!! You must wait to research your career BEFORE you select this bill. If you went to technical college or university, you will more than likely have a student loan to pay off. Therefore, if you job requires additional schooling, the following chart will give you an average monthly payment for your career according to the level of education. Type of education loan Vocational Training Bachelor s Master s or higher Average Monthly payment $ 108 (cost per month for 15 years) $554 (cost per month for 20 years) $729 (cost per month for 20 years) Type of loan needed for career Amount of Monthly payment for loan. Monthly Budget Worksheet Type of Payment House Payment Car Payment Car Insurance Payment Electric/Gas Water Groceries Phone Gas for traveling Education Loan Amount of Payment Total Cost My monthly cost of living is. According to my career choice, my monthly net salary is. Worksheet 1: Gathering of Information.

1. Select a career from your Career Inventory. 2. Describe the nature of the work for this career. a. What do people in this career do? b. What is the work environment like? c. What would be some positives and negatives of the job? 3. Describe the education and training required for the career. a. What type of degree do you need for this job? (H.S. diploma, bachelor s degree, master s degree, etc) b. IF the job does NOT require a college degree, do you need to get some type of additional training? c. What other type of qualidications or certidications are needed?

4. What is the Job Outlook for this career? Fill out the following information for this section. If there is more than one job listed, choose one for your project. How is the job projected to grow? # of Jobs in 2015: # of projected jobs in 2015-20: Is this an increase or decrease in jobs? What is the lowest 10% earnings? What is the highest 10% earnings? What is the median earnings? Are the earnings hourly or a yearly salary? 5. What are some related occupations? (list at least two other jobs) 6. If your salary is a yearly salary, take your median salary, divide it by 12. Round the amount to the nearest dollar. This is your monthly gross salary.. $ 12 = $ (monthly gross salary) If your job is hourly, take your median hourly salary, multiply it by 8 hours/day and times 20 days/month. OR $ x 8 hours/day x 20 days/month = $ (monthly gross salary) 7. Take the monthly gross salary and multiply by 65%. Round the amount to the nearest dollar. This is your monthly take home salary (monthly net salary). $ x 0.65 = $ (monthly net salary) My Career Choice ReDlection On this page, you will be re?lecting on your career choice. 1. Did your career choice provide you with enough money for your monthly cost of living? 2. What would you change to meet your monthly cost of living? 3. On the next few lines, write at least a 5-7 sentence paragraph re?lecting on the career you chose. Would you still choose this job or would you choose a different career. Explain your reasoning for your decision.

Scoring Guide Topic 4 3 2 0 Cost of Living Worksheet Monthly Budget Worksheet (X 2) Properly transferred and calculated monthly budget cost ONE minor transfer mistake resulting in miscalculation Two to four transfer mistake resulting in a miscalculation of monthly budget Re?lection Degree & College selection, plus Admission Requirements (X 2) Job Choice/Salary Math requirements for Career Nature of Work Education/Training for Career Job Outlook Related Jobs Re?lection states whether they met their budget, identi?ies what would they would change and whether they would still choose this career, explaining why with 3 reasons. Re?lection states whether they met their budget, identi?ies what would they would change and whether they would still choose this career, explaining why with 2 reasons. Career Brochure Identi?ied type of degree Either identi?ied type of required and selected a degree or selected MO MO college or university, college or university, Identi?ied required ACT/ Identi?ied required SAT score, GPA, and all ACT/SAT score and GPA, credit requirements and most of credit requirements States job choice with salary range States the levels and FIVE topics in math used in the job Describes what people do, the work environment, and at least two positives/ negatives of job Describes in detail what type of degree/training needed for job. Described any additional training or certi?ications for career Completely answered #7 in brochure States the levels and FOUR topics in math used in the job Describes all but one of the requirements Describes in detail at least one of the training requirements for the career Addressed all but 2 questions from #7 in brochure States two related occupations. Re?lection states whether they met their budget, identi?ies what would they would change and whether they would still choose this career, explaining why with only 1 reason. Identi?ied required ACT/SAT score and GPA States the levels and at least two topics in math used in the job Describes all but two of the requirements Only addressed half of the questions on question #7 in brochure Must Redo Total Score for Project