Auto-collateralisation service with payment bank



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Auto-collateralisation service with payment bank Change Review Group meeting 6 February 2015 T2S Programme Office European Central Bank 1

T2S generated auto-collateralisation instructions T2S triggers auto-collateralisation with a payment bank when the external guarantee headroom for the client of a payment bank is insufficient to settle one of the client s settlement instructions T2S generates two instructions for the opening leg of the repo: - one for the collateral receiver as RVP (Receive against payment, debit, COLI*) - one for the collateral provider as DVP (Delivery against payment, credit, COLO*) At the same time, T2S also generates two instructions for the closing leg of the repo (i.e. reimbursement instructions) that are created on hold for the collateral provider: - one for the collateral receiver as DVP (Delivery against payment, credit, COLI) - one for the collateral provider as RVP (Receive against payment, debit, COLO) Auto-collateralisation solution for one ISIN and one providing collateral account: Collateral provider DVP full settlement Opening leg RVP full settlement Opening leg (Credit consumer) Client of Payment Bank RVP full settlement Closing leg DVP full settlement Closing leg Collateral receiver (Credit provider) Payment Bank * COLO Collateral out: 'Relates to a collateral transaction, from the point of view of the collateral giver or its agent' COLI Collateral In: 'Relates to a collateral transaction, from the point of view of the collateral taker or its agent' Client of PB providing account CSD Opening leg Closing leg Payment Bank receiving account 2

Billing data The T2S pricing structure aims at charging for resource usage in most instances There are 3 categories of service items for billing purposes CSDs - Settlement services (e.g. DVP matched, FOP full, fail on intended settlement day ) - Account management services (i.e. charge per active securities account or ISIN) - Information services (e.g. inbound/outbound transmissions, A2A reports, U2A queries ) Central Banks - Settlement services (e.g. internal liquidity transfer, intra-balance movement ) - Account management services (i.e. charge per active T2S Dedicated Cash Account) - Information services (e.g. inbound/outbound transmissions, A2A reports, U2A queries ) The service item Auto-collateralisation service with payment bank falls under the CSD s settlement services category and it is billed The service items related to DVP matched/full etc. stemming from the auto-collateralisation instructions are not billed Further information about billing data can be found in the Framework Agreement Schedule 7 Pricing, UDFS section 1.6.5.7 Invoicing and knowledge-based presentation entitled Insights on T2S billing and invoicing : http://www.ecb.europa.eu/paym/t2s/about/keydocs/html/index.en.html 3

Price CSD s service item Auto-collateralisation service with payment bank is charged to the collateral provider Service item Auto-collateralisation service with payment bank implies: - One auto-collateralisation solution - Four instructions per each pair of ISIN and providing account* The price for the CSD s service item Auto-collateralisation service with payment bank is 75 cents per each pair of ISIN and providing account Examples: 2ISINs 2 service item Auto-collateralisation service with payment bank = 2 * 75 = 150 cents 3ISINs 3 service item Auto-collateralisation service with payment bank = 3 * 75 = 225 cents 1 ISIN and 2 providing accounts 2 service item Auto-collateralisation service with payment bank = 2 * 75 = 150 cents 1 ISIN in a providing account and same (or different) ISIN in a different providing account 2 service item Auto-collateralisation service with payment bank = 2 * 75 = 150 cents * In case auto-collateralisation results in cross-border settlement additional realignment instructions are not charged 4

Thank you for your attention www.t2s.eu 5