Fire & Security Policy



Similar documents
OPTIMA TRADE PLUS SUMMARY OF COVER

Pollution or contamination unless arising from a defined peril. Malicious damage in Northern Ireland

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

Business Combined Insurance. Summary of cover

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

OFFICE POLICY SUMMARY

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.

27 February To Whom It May Concern. Dear Sirs,

Landlord Insurance. Summary of cover

Please provide details of your claims within the last 5 years Date Incident details Amount paid Amount reserved

Landlord Insurance. Summary of cover. October _ACLD0520ZB_BRO_A5.indd 1 23/10/ :20

WORKING FROM HOME. Summary of Cover

Retailers summary of cover

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package?

policy summary document tradesmen insurance

Includes office contents, furniture, fixtures, teaching and other equipment

Exclusively Security Proposal

An insurance package suitable for small to medium sized businesses in the construction industry with a:-

CAMBERFORD LAW PLC ELECTRICAL, HEATING, VENTILATION, PLUMBING AND AIR CONDITIONING CONTRACTORS INSURANCE PROPOSAL FORM

Cleaning Contractors Policy

To ensure that this Policy continues to meet your needs you should review and update your cover periodically.

The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less.

You should read this Summary of Cover in conjunction with the Policy Schedule and Policy Wording.

CONTRACTORS LIABILITY PROPOSAL FORM

Liability & Construction Construction Quote Form

RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY

Tradesmen Insurance. Summary of cover

Residential Property Owners

Please use a separate sheet for each location Date Notes taken / / By. Name of Company: Tel No: Mobile: Contact at Company: E mail Fax:

COMMERCIAL BUSINESS INSURANCE QUESTIONNAIRE

RESTAURANTS, WINE BARS AND PUBLIC HOUSES INSURANCE

Unoccupied Property Insurance Proposal Form

You should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording.

Unoccupied Property Insurance Proposal Form

A&E A&E. ProSurance TM. Application Form INSURANCE FOR ARCHITECTS & ENGINEERS

How To Cover Your Business Insurance In New Zealand

LIABILITY Fact Finder

Effective Date: Expiry Date: STATEMENT OF FACT

OAK. HIGH VALUE HOME INSURANCE policy summary OAK UNDERWRITING PLC

Policy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses

Coast and Country Insurance Consultants Pty Ltd General Insurance Department

Property Owner s Summary of Cover

Public / Employer Liability Claim Form

Insurer Thistle Underwriting acting in an underwriting capacity on behalf of those Lloyd s Underwriters subscribing to the above policy.

Camberford Law plc COMMERCIAL COMBINED PROPOSAL FORM (EXCLUDING LIABILITIES) Innovative Insurance Solutions Since 1958

Duplicate forms & other stationery are available from our website

CAMBERFORD LAW PLC. RECRUITMENT AGENCY and EMPLOYMENT BUSINESS INSURANCE PROPOSAL FORM

Public and Products Liability Claims Made Insurance (UK) Notice of Change

Kindertons products and services

PROPERTY DAMAGE. Policy summary Chaucer Property Owners Policy. About your policy. Extensions

PRO. ProSurance PRO Application Form INSURANCE FOR PROFESSIONALS

towergate commercial fleet

QBE European Operations Suttons Electrical Contractors Insurance Schedule

Dance Teachers Insurance

Tradesman & Contractors Policy Statement Of Facts

Property Owners Insurance Proposal Form

Professionals Insurance. Summary of cover

Nelson Sport & Leisure Quotation Request

TECH. Esurance TECH Proposal Form INSURANCE FOR TECHNOLOGY COMPANIES

Public and Products Liability

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet:

Tradesman Essential Per Capita Liability Insurance Summary of Cover

MINDER POLICY QUOTE FORM

The policy documentation can also be made available to you in large print, audio or Braille on request via your broker or insurance intermediary.

S C H E D U L E PART G BUSINESS GROUPINGS

Transcription:

NOT INTENDED FOR CUSTOMER USE Fire & Policy Key cover benefits included as standard: Professional Indemnity - 100,000 Fidelity Bonding - Financial Loss (including products) - Vehicle Alarms Service Indemnity - Loss of Keys - Directors & Officers Liability- Loss of Extinguishing Gas - Misuse of Telephones - 5,000 Contact: Broker Network Underwriting Tel: 01423 554 115 Email: bnluw@brokernetwork.co.uk TULaC Fire & Sutton Special Risks & Fire Law Law & & Employers Liability,000 Excluding,000 As per Public & Products Liability section,000,000,000 Public and Products Liability Heat Away,, Airside, Refineries, Bulk Storage Premises in Oil, Gas or Petrochem Industries, Nuclear Installations or Establishments, Work on Railway Track 250 Heat Away, 16 Metre Height Limit,, Hazardous Locations, Airside, Within 5 metres of Railway Track 250 500 Hazardous Locations,, Airside 500 250 Court Attendance Compensation Employees 500 Directors/ Partners 750 Employees 250 Directors/ Partners 500 Employees 100 Directors/ Partners 250 Employees 250 Directors/ Partners 500 Environmental Statutory Liability To limit of indemnity NB: Pollution is only restricted to aggregate limit if arising from products or in rth America Bartoline cover only 1,000,000 in Bartoline cover only

Fire & Sutton Special Risks & Fire Law Law & & Fidelity Bonding Standard 100,000 increase to Financial Loss including Products Loss of Extinguishing Gas Loss of Keys including consequential loss Misuse of Telephones rth American Products Extension Standard increase to Standard increase to 20,000 Standard increase to 75,000 Standard 5,000 increase to up to Limit of Indemnity Service Indemnity Standard increase to 75,000 500 500 or 10% of claim 250 250 or 10% of claim (max of 2,500) 500 more than one claim per employee 75,000 Within Fidelity Bonding Extension 5,000 1,000,000 Limit 500 500 100,000 500 or 10% of claim Extension 250 500 250 or 10% of claim 500 more than one claim per employee 500 Extension 5,000 500 Extension up to 100,000 any one Employee total in Extension up to 1,000,000 Extension up to 75,000 within Fidelity Bonding 10% Max 2,000 Min 200 10% Max 5000 Min 1000 250 Failure to Secure 500 250 Min 500 Inefficacy 500 Extension Max 2,000,000 limit Prosecution Defence Costs Corporate Manslaughter Prosecution Defence Costs Other 1,000,000 1,000,000 Silent Up to LOI Up to LOI Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Min 1000 750 Products Extension

Fire & SSR & Fire Law Law & & Temporary Work abroad Employers Liability up to 12 months up to 12 months Temporary Cover t defined. Temporary Visits Wrongful Arrest Limit 250 Compensation Payment in event of total loss under n-ferrous metals Employees Tools Continuing Hire Charges Replacement Locks (Construction Plant) Single article limit Own and Hired Plant Commercial Property All Risks Gas or sprinkler fire extinguishment expenses Exhibitions Glass Loss of Metered Gas / Water includes contract works, own plant, hired in plant, Employees tools. 500, 50 employees tools, 1500 limit per employee, theft conditions. includes, Own Plant Hired in plant, Employees Tools 500, 50 employees tools, 1500 limit per employee, theft conditions. 500 250 up to up to Limit per person 1,500. Mobile Phones 500 100,000 limit 2 day 90 day indemnity period Limit per person 1,500. Mobile Phones 500 100,000 limit 2 day 90 day indemnity period 1,000 500 100,000 100,000 including Money, Glass & GIT Fire extinguishing expenses 250, forcible and violent theft, limit for GIT including Money, Glass & GIT 20,000 Fire extinguishing expenses 250, forcible and violent theft, limit for GIT Only grants money cover EU only 5,000 2,500

Fire & SSR & Fire Law Law & & Replacement Locks Immediate replacement. tify within 7 days. 2,000 Damage to Surfaces Extension Any damage caused following an incident. 20,000 Caused by Emergency Services Vehicles only Documents Removal 15% of Contents Sum Insured 10% of Contents Sum Insured Drain Clearance following damage Money Temporary Removal of Contents n-negotiable Negotiable premises/transit 7,500 within business hours Outside business hours in safe 2,000 t in safe 750 Homes 500 n-negotiable Negotiable Premises/transit 5,000 within business hours Outside business hours in safe 1,500 t in safe 500 Homes 500 15% of Sum Insured 15% of Sum Insured Capital Additions 10% of Sum Insured or 500,000 (lowest) 10% of Sum Insured PA Assault Death/Caps TTD 100 pw Med Exp 100 or 15% of weekly benefits paid (highest) 104 weeks TTD 2 week for TTD Death/Caps TTD 100 pw Med Exp 100 or 15% of weekly benefits paid (highest) 104 weeks TTD 2 week for TTD Goods in Transit (Stock and personal effects) Personal effects 1,500 Personal effects 1,500 Breakdown of electronic business equipment and computers Annual tenance Contract Condition Annual tenance Contract Condition

Fire & SSR & Fire Law Law & & Portable Tools and Stock Away From The Premises Portable Tools 5,000 Stock 2,500 750 S.A.L Portable Tools 5,000 Stock 2,500 750 S.A.L Electronic Business Equipment Electronic Business Equipment and Computers at the premises n-ferrous Metals Location of Escape of Water or Fuel Oil Loss of Metered Water or Gas Unauthorised Use of Electricity, Gas or Water Business Interruption Professional Indemnity Directors & Officers Liability 5,000 1,500 S.A.L 5,000 1,500 S.A.L 5,000 Premises Cover only 5,000 Premises Cover only Limit Limit Any One Occurrence including increased cost of working 12 Month indemnity limit 100,000 loss of documents, 2500 Limit Including increased cost of working 12 Month indemnity limit 100,000 loss of documents, 2500 Limit Broker Network Underwriting only deals with blue chip insurers who hold excellent industry security ratings. This is not an independent comparison, we have put together what we consider a fair comparison compiled using information from the internet, and insurer literature. All information correct as of March 2010.

Fire & Policy Key benefits for your client: Extensions in cover provided as standard (see key cover benefits) Market leading limits of Indemnity Secure (A) rated capacity from CNA Inefficacy cover to full Public and Products Liability limit of Indemnity TULaC can consider excess Public and Products Liability layers including Inefficacy Cover Limits Summary Employers Liability Public and Products Liability (including inefficacy) Standard Public and Products Liability extensions include: - Loss and Consequential Loss of Keys - Misuse of Telephones - Loss of Extinguishing Gas - Financial Loss including Products - Fidelity Bonding - Motor Alarm Service Indemnity Professional Indemnity Directors & Officers Liability Cover Limits as Standard s 10m 5m 5,000 100,000 75,000 20,000 75,000 Fire & trades include: Alarm Installers Sprinkler Installers Installers Locksmiths Guards Passive Fire Protection Contractors CCTV Installers Static and Mobile Patrols Central Monitoring Stations Door / Entry Personnel Contact... Tel: 01423 554 115 Email: bnluw@brokernetwork.co.uk Broker Network Underwriting is a division of The Broker Network Ltd. Registered in England and Wales.. 2906084. Registered Office: Hexagon House Grimbald Crag Close St James Business Park Knaresborough HG5 8PJ The Broker Network Limited is authorised and regulated by the Financial Services Authority