Kindertons products and services
|
|
- Alicia O’Brien’
- 8 years ago
- Views:
Transcription
1 Kindertons products and services
2 Motor Legal Expenses Insurance In the event of being involved in an accident that is not the policyholders fault, there are certain losses that may be incurred which are not covered by their Insurance Policy; these are termed as Uninsured Losses. This policy provides 50,000 of legal costs per claim. The policy covers:- Legal Advice Legal Costs and Expenses Motoring Criminal Prosecution Defence Uninsured Loss Recovery, which could include:- Provision of a replacement vehicle to suit policyholder s needs Personal injury compensation Out of pocket expenses Policy excess Organising repairs to the vehicle Loss of earnings Loss of use of the vehicle Claims can only be pursued within the jurisdiction of the courts of Great Britain It is unlikely a reasonable settlement will be obtained or the amount in dispute is disproportionate to the time and legal costs involved in its pursuit Any legal costs or expenses incurred without prior written authorisation or incurred as a result of significant default or delay on the policyholders part Such legal costs and expenses for claims which arise from a criminal act or omission Applications for judicial review or in respect of the Human Rights Act or proceedings forming part of a group or multi-party action Prior to the issue of any proceedings the policyholder must use the representative or solicitor nominated and appointed by the insurer In no case will we pay more than 50,000 This policy is underwritten by Ageas Insurance Limited Telephone Kindertons Motor ULR 0113 PG
3 Guaranteed Hire Vehicle Insurance The policy provides cover for a hire vehicle to be provided whilst the customer s is rendered un-driveable or being repaired following a road traffic accident or in the event of their vehicle being stolen, from when the customer notifies us of the claim. can be provided for Class A, Class E, Prestige, MPV, Minibus 12&15 seats, Small Panel Vans, Short and Long Wheel Base Panel Vans for a period of 14 or 28 days which must be chosen at inception of the policy. The following are not covered under this insurance:- Any claims occuring within 14 days of the commencement of this policy. Use of the hire vehicle outside the territorial limits of Great Britain. Any insured vehicle used in any way for hire or reward including courier work The incident that gives rise to a claim on this policy must have been reported to the client s own insurers and the client must actively be pursuing repairs or settlement of the claim Any excess that the hire company apply following an accident, fire or theft involving the hire vehicle All fuel, fares and fines relating to the hire vehicle whilst it is in the client s possession Any claim which has not been reported within 14 days of the incident, accident or theft occurring Any provision of a hire vehicle where a hire vehicle is already provided under another insurance or related product Any charges imposed by the Hire Vehicle Company for additional drivers, car upgrade etc. Any hire vehicle charges for more than 3 days after payment has been issued to the client in settlement of their claim The policy is limited to two claims in any one period of cover. This policy is underwritten by Ageas Insurance Limited. Telephone: Kindertons GHV 0713 G
4 Excess Protection Insurance This is a policy designed to cover the Excess a policy holder would be responsible for following the successful settlement of any physical damage claim for their vehicle by their motor vehicle insurer in respect of claims arising as a result of accidental damage, fire, theft or vandalism. is available to any driver holding a full and current UK driving licence or internationally recognised licence. The insured must be resident in the United Kingdom or a company based in the United Kingdom. Limit of age limits available are:- Single Vehicle Policy 350 in any one period of insurance 500 in any one period of insurance 750 in any one period of insurance 1,000 in any one period of insurance 1,500 in any one period of insurance Commercial Fleet Policy & Motor Trade Policy The level of cover provided is dependent on the fleet size (maximum 20 vehicles) 500 in any one period of insurance (up to 3 Motor Vehicles) 1,500 in any one period of insurance (up to 5 Motor Vehicles) 3,000 in any one period of insurance (up to 10 Motor Vehicles) 5,000 in any one period of insurance (up to 20 Motor Vehicles) Any claim that the main motor insurance policy does not respond to or the excess is not exceeded Any claim notified to the underwriter more than 31 days following the settlement of the claim by the main motor insurer Any claim that has been waived or reimbursed Any claim that is refused by the main motor insurer Any excess claim arising from glass repair or replacement Any claim where the motor vehicle is being used in any competition, trial, performance test, race or trial of speed, including off-road events, whether between motor vehicle(s) or otherwise, and irrespective of whether this takes place on any circuit or track, formed or otherwise, and regardless of any statutory authorisation of any such event The following exclusions and conditions apply only to the Commercial Fleet Policy & Motor Trade Policy Any claim where the motor vehicle is being used primarily as a taxi, courier or roadside recovery vehicle at the time of the incident High performance vehicles unless such vehicles represent only an incidental part of the Motor Fleet or Motor Trade Road Risks Insurance Policy. The maximum amount payable for any one claim under this policy will be the amount of the excess on the insured s Motor Fleet or Motor Trade Road Risks Insurance Policy or 1,000 whichever the lesser subject to the annual aggregate limit. Claim via internet: Or by telephone to: Claimez on T F E claims@kindertons.co.uk Kindertons Excess 1213 PG
5 Breakdown This policy provides three levels of cover for the insured vehicle: includes the following:- Comprehensive Roadside assistance (up to 1 hour s assistance & labour charges) Nationwide recovery Comprehensive + Home Start As above plus assistance at the policy holders registered home address Comprehensive + Home Start + European Comprehensive & Home Start cover plus European roadside assistance and recovery is provided for the following incidents up to a maximum of 6 call outs per year: Mechanical or electrical breakdown Accidental damage Vandalism, fire, theft or attempted theft Nationwide recovery /onward destination service Message service Loss of or breakage of keys Keys locked within a covered vehicle Flat battery Recovery of caravan or trailer attached to the insured vehicle at the time of the breakdown (up to 23 feet) The first 40 of any claim made within 72 hours of cover being purchased Claims caused by careless or deliberate acts Cost of replacement parts Running out of fuel (unless caused by a mechanical or electrical failure) Vehicles that have not been maintained correctly Vehicles in an un-roadworthy condition Winching or specialist recovery equipment charges Vehicles with a laden weight in excess of 3,500 kg (3.5 tonnes) Vehicles more than 5.18 metres (17 feet) long, metres (6 feet 3 inches) wide and 2.44 metres (8 feet) high Vehicles originally manufactured with more than 7 seats This policy is underwritten by Enterprise Insurance Company PLC Telephone ( outside the UK) KIN/BRE9/V1/0811
6 Family Legal Expenses Insurance Standard The policy provides a 50,000 limit of indemnity for legal fees and assistance to exercise legal rights for the following:- Legal Advice Employment Disputes & Personal Injury Claims Jury Service Home Rights (Excluding Boundary Disputes) Legal Costs and Expenses Tax Protection Consumer Disputes Premier The Premier policy provides all the benefits of standard cover with the addition of the following:- Home Rights (including boundary disputes) Criminal Prosecution Defence Education Appeals Probate Disputes Identity Theft Claims can only be pursued within the jurisdiction of the courts of Great Britain It is unlikely a reasonable settlement will be obtained or the amount in dispute is disproportionate to the time and legal costs involved in its pursuit Any legal costs or expenses incurred without prior written authorisation or incurred as a result of significant default or delay on the policyholders part Such legal costs and expenses for claims which arise from a criminal act or omission Applications for judicial review Any claims for clinical or medical negligence or any claim arising from a stress or psychological condition Prior to the issue of any proceedings the policyholder must use the representative or solicitor nominated and appointed by the insurer In no case will we pay more than 50,000 For the first 250 of the policyholders legal costs incurred in employment disputes This policy is underwritten by Ageas Insurance Limited Telephone quoting Master Certificate Number LES/1007/0992 Kindertons Premier Family 0113 PG
7 Home Emergency Solutions This is a home emergency insurance providing cover as detailed below for emergency call out fees and repair costs. The policy covers:- The total failure or breakdown of the main heating system in your home Damage, blockage or breakage of the drains or plumbing system Damage to or failure of external doors, windows or locks Breakage to or mechanical failure of the home s sole toilet unit Failure of the domestic electricity or gas supply Loss of the only available keys to the home Vermin infestation Alternative overnight accommodation costs up to a maximum of 250 should the home be rendered uninhabitable Limit of The limit of cover under this policy is 500 per claim A central heating boiler which a) is more than 15 years old b) has not been subject to an annual service c) over 70 kilowatt Solar heating systems The interruption, failure or disconnection of the mains electricity, mains gas or mains water supply Garages, outbuildings, boundary walls, fences, hedges, cess pits, fuel tanks or septic tanks The property being left unoccupied for more than 30 days consecutively Goods or materials covered by a manufacturer, suppliers or installers warranty The failure of equipment or facilities which is as a result of them not being installed, maintained or serviced in accordance with statutory regulations or manufacturer s instructions, or which is caused by a design fault which makes them inadequate or unfit for use. A property that is not the policy holders main residence or that is rented or let Replacing or adjusting any decorative part of any equipment This policy is administered by Legal Insurance Management and is underwritten by Ageas Insurance Limited. How to claim If you have a claim, please telephone us on quoting Master Certificate number LES/1007/1068 as soon as possible.
8 Landlords Legal Expenses Insurance This policy provides a 50,000 limit of indemnity designed to cover the cost of professional fees charged by a claims handler, or solicitor following a specific occurrence as detailed below. Breach of Tenancy Agreement Pursuit of Rent Arrears Eviction Tax, VAT, PAYE & NIC Investigations Legal Defence Legal Advice & Assistance Optional Rent Guarantee * The jurisdiction and territorial limits of the policy is The United Kingdom Any claim made within 60 days of the first period of insurance An up to date satisfactory tenant reference must have been obtained prior to the granting of the tenancy Where it is considered unlikely a reasonable settlement of the claim will be obtained or the potential settlement amount of the claim is disproportionate compared with the time and expense incurred in pursuing or defending the claim Where it is considered unlikely that we will recover the sums due and or awarded Where it may cost more to handle a claim than the amount in dispute Claims where the Tenancy Agreement commenced more than 31 days after the date of the Tenant Reference. Any Insured Incident arising out of a tenancy agreement which does not fall within the definition of Tenancy Agreement. A dispute relating to service charges or any compensation payment to a tenant. The defence of dilapidation claims that fall within Small Claims limits. The Tenancy Agreement having been granted without first obtaining the requisite consent or licence. Disputes where the Tenant is not aged 18 years or over Where the amount in dispute is less than 250 including VAT This policy is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited. Telephone quoting Master Certificate Number LES/1007/0994 (Residential) LES/1007/1059 (Commercial) * Not applicable to commercial property policy. Kindertons Landlord 0213 PG
9 Landlords Home Emergency Policy This is a home emergency insurance policy covering emergency call out fees and repair costs for let properties as detailed below: The policy covers:- The failure or breakdown of the primary heating system Damage, blockage or breakage of the drains or plumbing system Damage to or failure of external doors, windows or locks Blocked toilet units Failure of the domestic electricity, gas or water supply Loss of the only available keys to the home Pest infestation Limit of The limit of cover under this policy is 300 per claim A central heating boiler which a) is more than 15 years old b) has not been subject to an annual service c) is over 70 kilowatt Solar heating systems The interruption, failure or disconnection of the mains electricity, mains gas or mains water supply Garages, outbuildings, boundary walls, fences, hedges, cess pits, fuel tanks or septic tanks Claims relating to properties being left unoccupied for more than 30 or more consecutive days Goods or materials covered by a manufacturer, suppliers or installers warranty The failure of equipment or facilities which is as a result of them not being installed, maintained or serviced in accordance with statutory regulations or manufacturer s instructions, or which is caused by a design fault which makes them inadequate or unfit for use. A residence having more than 10 rooms Replacing or adjusting any decorative part of any equipment This policy is administered by Legal Insurance Management and is underwritten by Ageas Insurance Limited. Telephone quoting Master Certificate number LES/1007/1078 Kindertons Landlord Home Emergency 0313 PG
10 Commercial Legal Expenses The insurer will indemnify the policyholder against legal expenses incurred by the appointed consultant when undertaking work on the policyholder behalf in respect of an insured event covered by this Policy. Legal Helpline Legal Defence Employment Disputes Employment Awards Employee Restrictive Covenant Legal Defence Data Protection Contract Disputes TAX, VAT, PAYE & NIC Investigations Property Protection Licence Protection Personal Injury Jury Service and Attendance Expenses Debt Recovery Insolvency Fees Wrongful Arrest Motor Consumer Dispute Motor Personal Injury Motor Uninsured Loss Recovery Legal Helpline Any dispute where the Event arises within the first 90 days of the first Period of Insurance. The pursuit continued pursuit or defence of any claim if We consider it is unlikely a reasonable settlement will be obtained or where the likely settlement amount is disproportionate compared with the time and expense incurred. The defence of any offence of violence, or deliberate and wilful criminal acts or omissions. The first 10% of professional fees incurred in a contract dispute or debt recovery claim. Any personal injury claim involving medical or clinical negligence, or pharmaceutical or any related claims (including but not limited to tobacco products). Claims which do not arise in connection with or from the conduct of the Business. Damages, fines or other penalties You are ordered to pay by a Court, tribunals or arbitrator other than as insured under Insured Events Employment Awards. Legal Proceedings outside the United Kingdom and proceedings in constitutional international. or supranational courts or tribunals including the European Court of Justice and the Commission and Court of Human Rights. This policy is underwritten by Ageas Insurance Limited. Telephone quoting Master Certificate Number LES/1007/0993 Kindertons Com 0113 PG
11 Drivers Club In the event of being involved in an accident that is not the policyholders fault, there are certain losses that may be incurred which are not covered by their Insurance Policy; these are termed as Uninsured Losses. This policy provides 50,000 of legal costs per claim in addition to a guaranteed replacement hire vehicle for fault accidents. The policy covers Legal Advice Legal Costs and Expenses Uninsured Loss Recovery, which could include:- Provision of a replacement vehicle to suit policyholder s needs Loss of use of the vehicle Organising repairs to the vehicle Policy excess Personal injury compensation Guaranteed replacement hire vehicle (maximum 1 claim in any one period of cover up to a maximum of 14 days in total) Loss of earnings Out of pocket expenses (Motor Legal Expenses Insurance) Claims can only be pursued within the jurisdiction of the courts of Great Britain It is unlikely a reasonable settlement will be obtained or the amount in dispute is disproportionate to the time and legal costs involved in its pursuit Any legal costs or expenses incurred without prior written authorisation or incurred as a result of significant default or delay on the policyholders part Such legal costs and expenses for claims which arise from a criminal act or omission Prior to the issue of any proceedings the policyholder must use the representative or solicitor nominated and appointed by the insurer In no case will we pay more than 50,000 (Guaranteed Hire Vehicle Insurance) Any insured vehicle used in any way for hire or reward including courier work. Use of the hire vehicle outside the territorial limits. Any excess that the hire company applies following an accident, fire or theft involving the hire vehicle. All fuel, fares and fines relating to the hire vehicle whilst it is in the client s possession, including any administration fee which may be imposed by the hire company. Any claim which has not been reported to us within 14 days of the incident or accident giving rise to the claim occurring. Any hire vehicle charges for more than 3 days after payment has been issued to the client in settlement of a claim under their motor insurance policy. Any guaranteed hire vehicle claim arising within 14 days of the commencement date of this policy. Any claim for glass damage only Any claim for vandalism This policy is underwritten by Ageas Insurance Limited Telephone T F E claims@kindertons.co.uk Kindertons Drivers 0713 G
Motor Legal Expenses Insurance
Motor Legal Expenses Insurance Motor Legal Expenses Insurance Policy Document Certificate of Insurance This insurance is underwritten by Inter Partner Assistance SA and managed on their behalf by Arc Legal
More informationtotal landlord emergency cover policy summary
total landlord emergency cover policy summary This summary does not contain the full terms and conditions of this insurance contract; these can be found in the policy document. What Is Total Landlord Emergency
More informationMOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER
Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone
More informationMotor Legal Expenses Policy Wording
3478676865245-0000000 34545323455index,134545323456 34545323455persist,false34545323456 34545323455output_folder,/strata/clients/ukais/live/v53/exports 34545323455document_name,PREVIEW34545323456 34545323455printfile_path,/strata/clients/ukais/live/v53/exports/PREVIEW.ps34545323456
More informationLegal Expenses Insurance
Legal Expenses Express Services - Motor Legal Expenses Policy Summary Some important facts about your Express Services Motor Legal Expenses insurance policy are summarised below. This summary does not
More informationResidential Landlords' Emergency Solutions Policy Summary Let s make it happen with Residential Landlords' Emergency Solutions Take out cover today
Residential Landlords' Emergency Solutions Policy Summary This summary provides an overview of Residential Landlords' Emergency Solutions. The full terms and conditions of this insurance contract can be
More informationH M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce
Motor Legal Holiday Homes Legal Expenses ExpensesInsurance Insurance Motor Legal Expenses Insurance This insurance is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc
More informationYour Van Insurance Motor Legal Protection Policy Booklet
Your Van Insurance Motor Legal Protection Policy Booklet Contents Motor Legal Protection Insurance...3 Motor Legal Expenses...3 Helpline Services...3 Motor Legal Expenses Policy Summary...4 Cancellation
More informationOctagon Insurance Legal Expenses Policy
Octagon Insurance Legal Expenses Policy This insurance has been arranged and is administered by Carpenters Solicitors. It is underwritten by Inter Partner Assistance S.A, and managed on their behalf by
More informationSouth Wales Police Federation Home Emergency Solutions Policy Document
South Wales Police Federation Home Emergency Solutions Policy Document Please read this Policy carefully to familiarise yourself with the terms and conditions, as well as the claim reporting procedures.
More informationHome Emergency Solutions Policy Summary Let s make it happen with Home Emergency Solutions Take out cover today Optional
Home Emergency Solutions Policy Summary This summary is designed to provide an overview of Home Emergency Solutions. The full terms and conditions of this insurance contract can be found in the policy
More informationOctagon Insurance Legal Expenses Policy
Octagon Insurance Legal Expenses Policy 1 2 This Octagon insurance policy is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc Legal Assistance Limited. The following
More informationMotor Legal Expenses Policy Summary
1 Motor Legal Expenses Policy Summary Some important facts about your Kwik Fit Insurance Services Motor Legal Expenses insurance policy are summarised below. This summary does not describe all the terms
More informationMotor Legal Protection Insurance
Hyundai Insurance Motor Legal Protection Insurance Policy Document Claims Line Legal Helpline 0844 836 7381 (24 hours) 0843 658 5381 (24 hours) www.hyundaimotorinsurance.co.uk Motor Legal Protection Insurance
More informationspecialist landlords insurance
landlords key facts specialist landlords insurance LetRisks Landlords Insurance Key Facts LetRisks Specialist Landlords Insurance is underwritten by Electrical Contractors Insurance Company Limited (ECIC)
More informationAXA Buy to Let Policy Summary
AXA Buy to Let Policy Summary This policy summary does not contain full details and conditions of your insurance - these are located in your policy booklet. This policy is underwritten by AXA Insurance
More informationYour Motor Legal Protection Insurance Policy Wording
Your Motor Legal Protection Insurance Policy Wording www.debenhamscarinsurance.co.uk Contents Your Motor Legal Protection Insurance Policy Wording... 3 General Exceptions... 10 2 Your Motor Legal Protection
More informationHow To Get A Car From Saffron
www.saffroninsurance.co.uk Motor claims assistance When things don t go to plan, we go to work. Motor claims assistance In the event of a claim, experienced specialists are on hand to ensure that your
More informationLet Property FlexiLet Buildings and Contents Insurance Summary of Cover
Let Property FlexiLet Buildings and Contents Insurance Summary of Cover www.towergate.co.uk Towergate Underwriting Let Property Flexilet Policy Summary Cover under this policy is arranged by Towergate
More informationBusiness Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859
Business Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859 (Monday to Friday, 9am-5pm) This is a summary of the cover available under the Post Office Money Business Legal Guard
More informationMotor Legal Care Terms and Conditions
Motor Legal Care Terms and Conditions The cover provided under this notice is in addition to your Breakdown cover and should be read together with your existing terms and conditions. RAC Motor Legal Care
More informationInsure As U Go Buildings & Contents Insurance
This is a summary of cover highlighting the main features and benefits as well as the general conditions and exclusions of this Policy provided by Ltd. Full terms and conditions can be found in the UKG
More informationBMW HOME INSURANCE POLICY SUMMARY.
BMW HOME INSURANCE POLICY SUMMARY. This is a Policy Summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms
More informationLandlords. assistance. Important information 24-hour Assistance
select & protect Landlords HOME EMERGENCY assistance Policy Wording Important information 24-hour Assistance This is your Landlords Home Emergency policy - it includes everything you need to know about
More informationYour Residential Buy to Let Property Insurance Policy
Your Residential Buy to Let Property Insurance Policy THIS POLICY SUMMARY DOES NOT CONTAIN THE FULL TERMS AND CONDITIONS OF THE CONTRACT. FULL TERMS AND CONDITIONS CAN BE FOUND IN THE POLICY DOCUMENT.
More informationwww.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording
www.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording Contents ecar - Prestige Hire Car Policy Summary...4 Your Prestige Hire Car Policy Terms and Conditions...6 Notice to
More informationHome Emergency Solutions
Home Emergency Solutions Page 1 Why you need Home Emergency Solutions If you have an unexpected home emergency such as a burst pipe or boiler break-down, you want to put things right as quickly as possible
More informationHome insurance. A summary of your cover
Home insurance A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part of the contract between
More informationMotor Excess Protect Insurance Policy Wording
Motor Excess Protect Insurance Policy Wording www.cvd-insurance.co.uk Motor Excess Protect Insurance Policy Wording Introduction Thank You for choosing Motor Excess Protect Insurance. The information in
More informationSPECIALIST VEHICLE LEGAL PROTECTION INSURANCE DOCUMENT
Carole Nash Insurance Consultants Limited Trafalgar House, 110 Manchester Road, Altrincham, Cheshire, UK WA14 1NU Tel: 0800 458 2614 Fax: 0161 927 2404 www.carolenash.com email: specialistvehicles@carolenash.com
More informationHome Emergency Cover Policy Document
Home Emergency Cover Policy Document Please read this policy carefully to familiarise yourself with its terms and conditions, as well as the claim reporting procedures. If you are unsure about anything
More informationHome insurance. A summary of your cover
Home insurance A summary of your cover A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part
More informationDASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on
DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor
More informationHire Car Policy Summary and Policy Wording
Hire Car Policy Summary and Policy Wording www.debenhamscarinsurance.co.uk Contents Hire Car Insurance Policy Summary... 4 Your Hire Car Policy Terms and Conditions... 6 Notice to the Policyholder/Insured
More informationFleet Legal Guard. Policy Wording
Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13
More informationOnline Motor Excess Protect Insurance. Policy Wording
Online Motor Excess Protect Insurance Policy Wording Motor Excess Protect Insurance Policy Wording Introduction Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording
More informationAsda Value Car Insurance. Hire car. money
Asda Value Car Insurance Hire car money Contents page number Hire Car Insurance Policy Summary...4 Your Hire Car Policy Terms and Conditions... 7 Notice to the Policyholder/Insured Person... 10 page 2
More informationCENTRAL. Hire Car Cover Comprehensive
ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been
More informationScottish Police Federation Home Emergency Solutions Policy
Scottish Police Federation Home Emergency Solutions Policy Please read this document carefully to familiarise yourself with our terms and conditions, and how the Beneficiary can contact us if they have
More informationCar Hire Cover. Third Party Fire and Theft Cover
Car Hire Cover Third Party Fire and Theft Cover Demands and Needs Statement This product meets the demands and needs of a driver whose vehicle has been rendered a total loss in a Road Traffic Accident
More informationOptima Property Blocks of flats (all risks)
Optima Blocks of flats (all risks) This document is a guide to the cover provided under your Optima Blocks of Flats (All Risks) policy. It is only a summary and does not contain the full terms and conditions
More informationwww.startrescue.co.uk 01
INTRODUCTION This policy summary provides key information about the Uninsured Loss Recovery Policy, which you should read. For full terms and conditions of the policy please refer to the policy document
More information1 ST CENTRAL Hire Car policy summary
My Hire Car Cover... 1 ST CENTRAL Hire Car policy summary This is a summary of your Hire Car policy. It does not contain the full terms and conditions, which can be found in the Policy Document that follows
More informationHome insurance. A summary of your cover
Home insurance A summary of your cover A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part
More informationVan Insurance Summary of cover
Van Insurance Summary of cover About this document This document is a summary of the insurance provided by our Van insurance policy. Therefore it does not contain the full terms and conditions of your
More informationAsda Value Car Insurance. Excess Protection. money
Asda Value Car Insurance Excess Protection money Contents page number Motor Excess Protection Policy Wording... 3 Introduction... 3 Regulatory Information... 3 Your Insurer... 3 What Makes up this Policy?...4
More informationHome Emergency Assistance Policy Document
Protect Home Emergency Assistance Policy Document Provided by Policy Number: TS3/6688483 ridiculouslysensible insurance. 1 1 Home Emergency Assistance Policy Words Home Emergency Assistance Policy Document
More informationReplacement Vehicle Van Insurance Policy
Replacement Vehicle Van Insurance Policy Express Insurance Services - Replacement Vehicle Policy Summary Express Insurance Services - Replacement Vehicle Insurance Policy Policy Summary This is a summary
More informationLegal Expenses Insurance Policy
Legal Expenses Insurance Policy Some important facts about the Legal Expenses policy are summarised below. This summary does not describe all of the terms and conditions of the policy, so please take time
More informationHome Insurance. Important information. Just ask. including your Policy Summary
Home Insurance Important information including your Policy Summary Just ask Demands and Needs This product meets the demands and needs of someone wishing to insure their home and contents for events such
More informationCongratulations... ...and thank you for buying a Motoring First policy.
2 Congratulations......and thank you for buying a Motoring First policy. This document explains exactly what is covered by Licence Shield, how to make a claim, important contact details and much more.
More informationAudi Ensurance Cover Booklet
Audi Ensurance Cover Booklet 7/13 v1.0 Welcome Welcome to Ensurance your three year Accident and Repair Cover, designed to help you if your car is damaged in an accident or stolen. This document contains
More informationMotor Excess Protection Insurance
Motor Excess Protection Insurance For Private Cars, Motorcycles and Commercial Vehicles. Questor Insurance Services Limited First Floor Suite West A Orchard House, Station Road Rainham, Kent ME8 7RS United
More informationResidential Park Home Policy Summary
Residential Park Home Policy Summary Leisuredays Residential Park Home Insurance is underwritten by Royal & Sun Alliance Insurance plc. The Legal Expenses cover is provided by Inter Partner Assist SA,
More informationBMW HOME INSURANCE POLICY SUMMARY.
This is a Policy Summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms can be found in the Policy Wording,
More informationOAK. HIGH VALUE HOME INSURANCE policy summary OAK UNDERWRITING PLC
OAK HIGH VALUE HOME INSURANCE policy summary OAK UNDERWRITING PLC High Value Home Insurance Policy Summary This document is an overview providing key information about our product. Please see our wording
More informationBell does not make personal recommendations as to the suitability of the Policy to individual circumstances.
Car Hire Cover Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been rendered a total loss in a road traffic accident or stolen recovered incident or had
More informationCANDIS LEGAL CARE POLICY SUMMARY
Summary of Cover This summary does not contain the full terms and conditions of the Policy, The full terms, conditions and exclusions that apply to the Policy can be found in the Policy document. You have
More informationHow To Pay Professional Fees Under A Life Insurance Policy
MF MOTOR FLEET ULR POLICY MOTOR UNINSURED LOSS RECOVERY POLICY SUMMARY Some important facts about the Professional Fees policy are summarised below. This summary does not describe all of the terms and
More informationPollution or contamination unless arising from a defined peril. Malicious damage in Northern Ireland
Owners This document is a guide to the cover provided under your Owners policy. It is only a summary and does not contain the full terms and conditions of the contract. For full of your cover please read
More informationLoan Car Legal Cover Terms and Conditions
Loan Car Legal Cover Terms and Conditions As a Loan Car Driver, you also benefit from legal expenses cover. Legal expenses cover pays the legal costs and expenses of any legal proceedings to recover uninsured
More informationPrivate Car Insurance
Private Car Insurance Policy Document Emergency Helpline: We are here to help you 24 hours a day, 365 days a year We are committed to providing our customers with an exceptional level of service, especially
More informationHome Sweet Home. Home Insurance. Your cover
Home Sweet Home Home Insurance Your cover A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part
More informationFleet Legal Guard. Policy Wording
Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13
More informationHome Emergency Cover. Customer Services Helpline 0345 519 4960 Home Emergency Claims Helpline 0800 917 1644
Home Emergency Cover Customer Services Helpline 0345 519 4960 Home Emergency Claims Helpline 0800 917 1644 HOME EMERGENCY COVER Introduction This is your home emergency policy document. This policy, any
More informationIncludes office contents, furniture, fixtures, teaching and other equipment
This summary is intended as a simple guide to explain the main types (or classes) of insurance cover available to academies. We have included brief descriptions of the cover together with suggestions about
More informationTouchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance
Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationAn Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.
OFFICE INSURANCE Summary of Cover June 2005 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices
More informationVolkswagen Ensurance Cover Booklet
Volkswagen Ensurance Cover Booklet 03/14 V2.0 Welcome Welcome to Ensurance your free three year Accident and Repair Cover, designed to help you if your car is damaged in an accident or stolen. This document
More informationReplacement Vehicle Car Insurance Policy
Replacement Vehicle Car Policy Express Services - Replacement Vehicle Policy Summary Express Services - Replacement Vehicle Policy Policy Summary This is a summary of available under the Express Services
More informationAn Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.
Office Insurance Summary of Cover September 201 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices
More informationOFFICE POLICY SUMMARY
Of OFFICE POLICY SUMMARY This is a summary of the standard cover available under the UK General Office Policy. The summary does not include all the policy benefits, limits and exclusions; full terms and
More informationMarine Legal Costs Policy Summary
Marine Legal Costs Policy Summary Some important facts about your Marine Legal Costs insurance Policy are summarised below. This summary does not describe all the terms and conditions of your policy, so
More informationproperties Policy Summary
properties Policy Summary 2 Properties Policy Summary Properties Policy Summary Your RSA Properties Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.
More informationLandlord Insurance. Summary of cover
Landlord Insurance Summary of cover March 2013 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for a variety of customers, from individuals who own
More informationAbout Your Simple Insurance Policy. Landlords Buildings & Contents Legal Expenses Rent Guarantee Home Emergency Cover
About Your Simple Insurance Policy Landlords Buildings & Contents Legal Expenses Rent Guarantee Home Emergency Cover About Your Simple Insurance Policy The Financial Conduct Authority The FCA is the independent
More informationLandlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20
Landlord Insurance Summary of cover October 2013 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for
More informationSupporting the work of. Minibus Insurance. Policy summary. Don t drive off without Unity s minibus cover
Supporting the work of Minibus Insurance Policy summary Don t drive off without Unity s minibus cover Specialist Minibus Insurance Cover includes: Accidental damage to the vehicle Our minibus policy goes
More informationPolicy Summary. Keep this wording safe.
Policy Summary Keep this wording safe. Covéa Insurance Private Car This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your
More informationSummary of exclusions and limits Your policy will not pay for the following if caused by any paying guest or tenant: What is covered
A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part of the contract between us. The Sainsbury's
More informationLandlord s Residential Property Insurance Policy Summary
Landlord s Residential Property Insurance Policy Summary Landlord s Residential Property Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each
More informationYour policy summary Buy to Let
Buildings and contents insurance for landlords Your policy summary Buy to Let February 2014 edition Contents How much cover do I need? 3 Features and benefits 4 Policy summary 6 Features and benefits 7
More informationMARINE LEGAL EXPENSES INSURANCE
MARINE LEGAL EXPENSES INSURANCE Marine Legal Expenses Policy Summary Some important facts about Your Marine Legal Expenses insurance policy are summarised below. This summary does not describe all the
More informationHome Emergency Solutions Policy Document
Home Emergency Solutions Policy Document Please read this document carefully to familiarise yourself with our terms and conditions, and how you can contact us if you have a home emergency. The first part
More informationFleet Excess Protect
Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible
More informationTowergate Underwriting Household Thatch Home Insurance Policy Summary
Towergate Underwriting Household Thatch Home Insurance Policy Summary Some important facts about your Towergate Underwriting Household Thatch Home insurance are summarised below. This policy summary does
More informationVehicle Replacement. Policy Summary & Policy Wording
Vehicle Replacement Policy Summary & Policy Wording Vehicle Replacement Policy Summary Duration Of Policy: 12 months Introduction This policy summary provides key information about the Vehicle Replacement
More informationYOUR LEGAL ASSISTANCE POLICY
OFFICIAL TITLE SPONSOR YOUR LEGAL ASSISTANCE Insurance POLICY In the event of a claim please call 0871 222 79 10 LegalAssist_Policy_Booklet V4.0 This document should be read by all Clients as this will
More informationCERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF.
CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES DEFINITIONS Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. Defendant The person, company or partnership
More informationClaims Breakdown Assistance Legal Expenses. autoline.co.uk. Number one for all your insurance needs
Claims Breakdown Assistance Legal Expenses autoline.co.uk Number one for all your insurance needs Claims Helpline 0845 672 8007 Your guide to making a claim You must report ALL claims by contacting our
More informationcorporate overview where customers come first www.alpsltd.co.uk
corporate overview where customers come first www.alpsltd.co.uk 1 Welcome to ALPS This Corporate Overview is designed to give you an insight into ALPS and an overview of the range of products and services
More informationOctagon Insurance Replacement Vehicle Policy
Octagon Insurance Replacement Vehicle Policy 1 This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited, is administered by Motorplus Limited (trading as Motorplus and ULR)
More informationMy Legal Expenses Cover...
My Legal Expenses Cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued client. Please take time to read your policy and contact us
More informationMotor Vehicle Excess Protection Policy Wording
Motor Vehicle Excess Protection Policy Wording www.greeninsurancecompany.co.uk Contents Demands and Needs Statement 2 Insurer 2 What makes up this policy? 2 Changing your mind Your right to cancel 2 Definitions
More informationGeneral Insurance. AMP Landlord Plan Policy
General Insurance AMP Landlord Plan Policy June 2010 Landlord Plan Policy Document Thank you for choosing us to provide you with your insurance cover. Arranging insurance means you are making a legal contract
More informationYOUR MOTOR EXCESS INSURANCE POLICY
YOUR MOTOR EXCESS INSURANCE POLICY MCE_MotorXS_Protection_001 Excess Protection - Focus Insurance Co. For policies incepted 1st July 2014 to 4th January 2015 with Focus Insurance Co. Exclusions 1. Vehicles
More informationA summary of your cover. Section 1 Buildings cover
A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part of the contract between us. The NatWest
More informationCo-operative Insurance Motor Legal Expenses and Legal Helpline
Co-operative Insurance Motor Legal Expenses and Legal Helpline Welcome to The Co-operative Insurance Motor Legal Expenses cover, which is included as standard as part of the Van Insurance from The Co-operative
More informationImportant Information
Home Emergency Insured Domestic Emergency Service Important Information 24 hour Emergency Assistance This is your Home Emergency wording it includes everything you need to know about the emergency cover
More informationSpecimen. Insurance for your Seat Ibiza
Insurance for your Seat Ibiza This cover is applicable only if the Schedule shows that Motor Legal Protection cover is included. The Motor Legal Protection Policy provides 4 independent sections of cover:-
More information