27 February To Whom It May Concern. Dear Sirs,

Transcription

1 27 February 2012 To Whom It May Concern Telephone Fax Website Direct Line +44(0) (0) (0) Dear Sirs, We act as Insurance Brokers to the above client, and are pleased to confirm that they have the following cover: Employers Liability Period Limit of Indemnity QBE Insurance (Europe) Limited Y009253QBE0112A 50,000,000 any one occurrence Does the policy include work at height or depth? Does the policy include Contractual Liability? Corporate Risk Solutions 33 Park Place LS1 2SP

2 Public and Products Liability QBE Insurance (Europe) Limited Y009253QBE0112A Period Limit of Indemnity 10,000,000 any one occurrence, unlimited any one period in respect of Public Liability 10,000,000 any one occurrence and in the aggregate in respect of Products Liability 1,000,000 any one occurrence and in the aggregate in respect of Financial Loss Does the policy include work at height or depth? Does the policy include Contractual Liability? The following inner limits apply:- Asbestos 1,000,000 Financial Loss 1,000,000 Legionella Bacteria 5,000,000 This cover contains a Use or Application of Heat - Fire Precautions (attached) Bailey Ltd Water Damage Claims 50,000 Bailey Ltd all other Third Party Property Damage claims 25,000 All other Third Party Property Damage claims 10,000 Excess Public and Products Liability Liberty Mutual Insurance Europe Limited and ACE European Group Limited To Be Advised Period Limit of Indemnity 40,000,000 any one occurrence in respect of Public Liability in excess of the primary 10,000,000 40,000,000 any one occurrence and in the aggregate in respect of Products Liability in excess of the primary 10,000,000 Cover is in accordance with the underlying policy terms and conditions

3 Use of Application of Heat Fire Precautions This policy excludes liability arising from or caused by the use or application of heat away from the Insured s premises unless the Insured a) When using oxyacetylene, electric arc or similar welding and cutting equipment takes all reasonable precautions to prevent Damage. Where the use of such equipment is subcontracted the insured shall require the subcontractor to also take all reasonable precautions. The term reasonable precautions in relation to the use of such equipment shall include but not be limited to the following i) Before Starting Work ii) iii) I) A person shall be made responsible for fire safety and for ensuring that reasonable precautions are taken II) III) All persons shall be made aware of the location of the site s fire alarms and fire fighting equipment The responsible person shall examine all property within a radius of six metres from where the heat is being applied and where possible remove all combustible materials or otherwise cover and protect by overlapping sheets or screens of non-combustible material During the Process of Work I) A person shall work alongside the operator of the equipment to look out for an outbreak of fire and there shall be available for immediate use II) III) a) at least two buckets of dry sand b) a hose connected to the nearest hydrant with water turned on and controllable at the nozzle of the hose. If water is not available or unsuitable then two fully charged fire extinguishers must be available. The lighting of equipment shall be in accordance with manufacturers instructions and no piece of lighted equipment shall be left unattended Gas cylinders not required for immediate use shall be kept at least six metres from where the heat is being applied After Ceasing Work a continuous examination for thirty minutes shall be made of the area within a radius of six metres from where the heat has been applied to ensure that there is no risk of fire b) when using or applying heat in any other way takes all reasonable precautions to prevent damage

4 Contractors All Risks Limit of Indemnity Allianz Insurance plc NT/ ,000,000 in respect of any one contract site Does the policy include Testing & Commissioning? Maximum Contract Period Maintenance Period 10,000 each and every loss 48 Months 24 Months Hired in Plant Limit of Indemnity Allianz Insurance plc NT/ ,000 in respect of any one item (including continuing hire charges) 10,000 each and every loss Professional Indemnity Insurance Underwriters at Lloyd s and various insurance companies 10078P12 Limit of Indemnity Not less than GBP 5,000,000 any one claim and in the aggregate This cover contains a Collateral Warranties Extension (attached) 250,000 each and every loss, subject to an aggregate of 750,000 and reducing to 75,000 each and every claim

5 Collateral Warranties Extension The provisions of this extension apply only to claims made in respect of Deeds of Collateral Warranty, Duty of Care Agreements or similar agreements executed by you prior to 28 February This policy is extended to include liability assumed by you under any Collateral Warranties, Duty of Care Agreements or similar agreements subject to the following exclusions:- a) Any Warranty or Agreement which provides greater or longer lasting benefit than that given to the party with whom you originally contracted. b) Any express guarantee, contractual penalty or liquidated damages. c) Any Warranty or Agreement or Assignment thereof which provides benefit to:- a b c d More than three party subsequent to each initial purchaser. More than three party subsequent to each initial tenant. For the purpose of this sub clause each initial tenant shall be deemed to include the first tenant of each unit of a building which is let having been initially in owner occupancy. More than three parties subsequent to the Employer. Where Fitness for Purpose or any phrase which imposes the same duty upon you appears as an express item within any collateral warranty, cover will only apply provided the use or purpose is specifically stated and cover is only in respect of claims arising from Fitness for Purpose as a result of breach of professional duty. A quarterly bordereau of warranties signed containing Fitness for Purpose to be provided for calculation of any additional premiums that may be required. Furthermore Underwriters may extend this policy to include increased liability assumed by you under any Warranty or Agreement which goes beyond the above exclusions, subject to any additional information as may be required and at terms and conditions to be agreed by Underwriters. Nevertheless, in the event that you give a Warranty or Agreement beyond the above exclusions, Indemnity hereunder shall be limited to the extent of such exclusions. None of the foregoing limitations or exclusions shall apply to liability which would be attached to you in the absence of any such Warranties or Agreements

6 Motor Third Party Liability QBE Insurance (Europe) Limited Y009065FLT0112A Limits of Indemnity Private Cars Third Party Injury Unlimited Third Party Property Damage NB1 20,000,000 Commercial Vehicles Third Party Injury Unlimited Third Party Property Damage NB1 5,000,000 Does the Cover include Any Authorised Driver? Does the policy include Unauthorised movement of TP vehicles? Cover in respect of Use of vehicles airside is limited to 100,000 2,500 each and every loss NB1 Excess Liability Cover is provided under the Public and Products Liability and the Excess Public and Products Liability policies which increase the Third Party Property Damage limit to 50,000,000 for both Private Cars and Commercial Vehicles Excess Airside Motor Liability Chartis Europe Limited 12934A12 Limit of Indemnity 50,000,000 In respect of any airside incident including the underlying limit of 100,000 Yours faithfully, Alan Stockdale, Corporate