Market Development Inventory/Project 200. Name: Sales Manager: Agency: Date:



Similar documents
6 Ways to Describe Your Community

Prospecting - The First Step Towards Success

Prospecting Guide. Name : Address : Agency Code No. : Phone No. :

Using your circle of contacts to create job leads

Finding the Right College for You

Job Search. How to make your job search successful

A-A A-B A-C C-A C-B C-C PS-A PS-B PS-C X X X X X X

An Educational Guide for Individuals. Radius. Our Premier Disability Income Insurance Protection. Insurance Strategies NOT FOR USE IN CALIFORNIA.

The Growth of Business Groups and their Impact on Mailing Lists

Take-Off and Grow Program Event Planning/Promotion Strategies:

GOAL SETTING FORM. 1. What are your short term goals? (Within a year or less) 2. What are your long term career goals within the next 5 years?

1. Networking works and is an essential job search tool because the job market (both the advertised and hidden) is decentralized.

100 LAWYER MARKETING TIPS

Elite advisor program

Topic 1: Think Like a

Building Your Prospecting Reservoir. Agent Guide. National Life Insurance Company Experience Life MK1089(0213) TC72281(0213)3

An Educational Guide for Business Owners. MassMutual s QuickClose SM Program. The collateral you need to close on your business loan fast!

Career Opportunities for Financial Services Representatives. Unlimit your potential.

Why Rent When You Can Own?

EXHIBIT A BUSINESS TAX RECEIPT FEE SCHEDULE

Health, Wealth & Happiness In Retirement. The impact of health on retiree lifestyles and satisfaction with life. March 2015

SUGGESTED CAREER CHOICE LIST

250 Places To. Find Leads. Get Your Memory Jogged With These 250 Ideas

Protect your business and preserve your legacy. The 10 questions every business owner should consider.

BUSINESS PLAN OUTLINE

SEMINAR PLANNING GUIDE

Deferred Income Annuity (DIA)

Project 1: Loan Originator Business Plan RES 164 Residential Finance

TITLE: EXAMPLES OF RETAIL SALES AND NUMBER: ES.A.10.3 SERVICE ESTABLISHMENTS SEE ALSO: ES.A.10.1 ES.A.10.2 CHAPTER: RCW (3) ISSUED: 1/2/2002

Small-business prospecting guide

2. What type of job are you seeking? It can help to have a specific objective or use the position to craft a targeted resume.

Steps to a Strategic Marketing Plan

Western Illinois University School of Nursing

U.S. FIGURE SKATING ASSOCIATION

DEVELOPING JOB SEARCH STRATEGIES

Parent Guide Exploring Higher Education with Your Child. The Great College Mystery

POLITICAL SCIENCE. What can I do with this major?

Lesson Plan. Overview: Economic Concepts Covered in the Lesson Plan: Learning Objectives: Estimated Time Required: Materials needed:

I Am Your Realtor and I Want To Know...

ACTIVITY 15 Set Goals and Plan for Action

TIPS FOR PLANNING RETIREMENT FOR GEORGIA EDUCATORS

CONSTRUCTING A COVER LETTER

Together, we can make a difference in the fight against brain tumors!

Small-business prospecting guide

July 2008 Legislature passed SB 1627, which created the North Carolina Certified Retirement Community Program.

46 WAYS TO PROSPECT AND BUILD YOUR BUSINESS TODAY!

TERM LIFE INSURANCE. MassMutual Term PERSONAL GUIDE INVEST INSURE RETIRE

Improve your prospects

Application for Housing

Human Services Careers List

Black Career Coach Resume and Cover Letter Templates Available for Purchase

Our Lady of mt. Carmel Schools Reunion Planning Guide Published by Alumni Relations Office

Ambassadors For Christ Youth Ministries. Mentor Application Please Type or Print

Employment opportunities in local government tend to follow population trends in terms of growth. Develop a network of contacts through referrals and

Tailor-made training programmes in Bulgaria

Relationship Marketing

Financial Planning: Personal Guide & Checklist

POLITICAL SCIENCE What can I do with this major?

We are an SCUSD Open Enrollment School

Step 1 Self-assessment (Who am I? What do I have to offer?)

Application for Mississippi Medicaid Aged, Blind and Disabled Medicaid Programs

What can I do with a major in Justice Studies: Human Services?

Technical/trade school, two-year, or four-year college? Public (state) or private college? Liberal arts or technical college?

An Educational Guide for Individuals. MassMutual Disability Income Insurance Own Occupation Rider Information. Insurance Strategies

Collecting Cash or Check Donations? Go to to download a mail-in fundraising form.

SAT & PSAT Scores (20-80 range for PSAT scores, range for SAT scores) ACT & PLAN Scores (0-36 range for each score) ACT Composite Score:

Mapping Your Future. All About Money: Financial and Accounting Services. What Is This Field? Who Should Work In This Field?

Please visit iknowican.org and columbus.k12.oh.us for more information and resources. DREAM BIG. WORK HARD. WE LL HELP. TM

2015 Colleges Job Titles

WholeLife Aspirations and Goals

Career Action Plan. Start Now!

YOUR NON-STOCK CORPORATION

Unit 8, Activity 1, Financial Literacy Vocabulary

2016 Polk Private Schools Scholarship Application

Loans. What do you Want to Buy? Overhead 3-A. Beginner & Low-Intermediate Materials

lifestyle reality check

Oregon Legal Framework for Student Activities Funds

ART IN NEW YORK: a resource guide Mid-Manhattan Library Art Collection (third floor)

COMPREHENSIVE HIGH SCHOOL TRANSITION SURVEY TRANSITION ASSESSMENT/INTERESTS, PREFERENCES, STRENGTHS & NEEDS. Full Name: Birthdate: / / Age:

Transcription:

Market Development Inventory/Project 200 Name: Sales Manager: Agency: Date:

As a Financial Services Representative, your number one priority is to find people who will purchase financial services. Contents 3 Keys to identifying market groups 4 Exercises to help identify your market 5 Your guide to the Market Development Inventory/Project 200 Form 7 Next steps: Your market strategy The market for insurance and investments * is extensive. Early in your career, you will contact many different types of potential clients. Concentrating a portion of your sales activity to well-defined markets creates more focus when building your client base leading to more effective sales and growth. This booklet helps you define specific market groups by using the Market Development Inventory/Project 200 Form. There are also a few brief exercises to assist you along the way all geared toward helping you build your client roster. * You must be a Registered Representative of MML Investors Services, LLC, to offer securities products. Securities offered through Registered Representatives of MML Investors Services, 1295 State Street, Springfield, MA 01111-0001. (800) 542-6767. Member NASD/SIPC. Excerpts of the text in this overview were quoted from Markets Are People, LIMRA, Inc., Hartford, CT.

1) Keys to identifying market groups To begin the identification of your target market, let s first define what a market is. A market is an accessible group of people who meet the following criteria: Common characteristics Specific characteristics help define and focus your market. The more characteristics that members have in common, the more focus you will have in your sales efforts. As an example, compare dentists as a market with professionals earning in excess of $50,000 annually. Since dentists is a more focused and identifiable definition, it would be easier for you to find ways to identify specific people in that market to come up with market-specific product and service offerings and ways to approach these people than would be the case with professionals. Common needs The more similar the financial needs of a member s market, the easier it is for you to match MassMutual products and services to their needs. As you gain experience, you will know whether a particular group of people will be most interested in estate planning, retirement income, an educational fund, business insurance, etc. High level of interaction/communication The more the members of a market interact with each other, the easier it will be for you to find prospects and to build a reputation. Communication within a market may be formal, as in a newsletter or monthly meeting; or informal, with members interacting in a social situation. Not every market you identify fits perfectly with the above criteria. Your definition of a market may often have to consider the size and location of your territory. For example, ophthalmic surgeons may be too narrow in a rural area, but a broader group of medical professionals (doctors, nurse practitioners, hospital administrators, etc.) may better meet the criteria above. The market of ophthalmic surgeons may be the right target in a large metropolitan area instead. Marketing focuses on identifying groups of people who share similarities and communicate on a regular basis. This interrelationship can help you establish a reputation in the community and the given market. Generally, five categories share characteristics, market needs, and a significant level of interaction. (You may think of other market groups once you begin the process.) 1) Geographic groups a particular neighborhood where you are well known a small town where you have good social mobility a city area where a certain industry is concentrated (e.g., New York garment district) business buildings, apartment or housing complexes 2) Social and religious groups alumni clubs hobby clubs country clubs service groups (Kiwanis, Lions, Rotary, etc.) church-affiliated groups 3) Occupational groups a profession in which you already have family or friends an occupation in which you were previously employed 4) Language, cultural, and ethnic groups a society or club related to a specific nationality or culture which you identify with and can be accepted 5) Natural market groups people you already know well and can approach, such as former classmates, friends, and neighbors The next section describes how to take your first steps in identifying potential markets. You will begin to organize the people you currently know into groups similar to those discussed above. 3

2) Exercises to help identify your market Your personal background: Exercise As you complete the Market Development Inventory/Project 200 Form, consider your life experiences and current lifestyle. In the next exercise, think about the following aspects and identify characteristics, interests, and experiences useful in directing you toward various markets. Think more broadly and consider the types of people you have interacted with in the past and continue to associate with now: Family background (parents occupations, community activities, interests, etc.): Educational background (major, favorite subjects, extra-curricular activities): Occupational background (previous jobs, summer jobs, internships, etc.): Outside activities, hobbies, and interests: Professional clubs to which I have belonged: Cities/areas I have lived: Potential market list: Exercise The characteristics of your background should logically direct you toward specific markets. Below are several examples that illustrate potential market groups. Think about your potential markets in this context: Examples: If you were previously a teacher, your markets may be other teachers, school administrators, families in certain neighborhoods with your previous students, school board members, and many others. If your family shares a similar career, such as the medical profession, your markets may be other doctors, associates, and professional colleagues in this field. Other similar attributes they may share would be a medical association or social arenas such as a golf course. If you possess a degree in accounting, you may consider accounting firms, as well as financial officers, auditors, and budget coordinators. Next, complete the following exercise to help you identify specific markets related to your interests and previous experience. Ex. Teacher Ex. Doctors Characteristic Ex. Accountant/Auditor 1. Potential markets School administrators other teachers, families/pta Business owner, professional, hobbies (golf course) Business owner 2. 3. 4

3) your guide to the Market Development Inventory/Project 200 Form Completing this form is very important. You will use this information for the future planning of your market and client-building activities. Your General Agent or Sales Manager will review the results of your Market Development Inventory to assess your market development needs and to assist you in planning a strategy to be effective in your markets. While filling out the form may take some time to complete, it deserves thorough treatment because it is the basis for your marketing plan in your new career. Note: The Market Development Inventory/Project 200 is available in Excel. (Ask your General Agent or Sales Manager for a copy.) You can transfer your prospects information collected in this booklet to the Excel version, which will calculate your data. Specific Market Groups You may wish to reference the following categories when completing the Market Development Inventory Form. (This is a partial list.) Type of businesses/companies with whom you do business Market Groups A & D Auto Dealer Electrician Landscaper Real Estate Baker Florist Lumber Restaurant Banker Grocer Movers Roofer Builder Hardware Newspaper Salesman Clothing Store Heating Nurse Service Station Computer/Technical Hotel Painter Sporting Goods Decorator Jeweler Pharmacist Tailor Dry Cleaner Landlord Plumber Professionals Market Group B (People with advanced education & usually licensed) Accountant Dentist Engineer Attorney Doctor Government employees/officials Market Group C City Council Fireman School Teachers City Gov t./manager Military/Nat l. Guard Urban Planners Court System Police Known from previous work Market Group E Work Associates Previous Competitors Previous Clients Professional/trade associations Market Group H Chamber of Commerce Women of Business Associations Estate Planning Council Trade/Occupation - Specific Associations Civic groups Market Group J Arts Festival Sponsors Museums Theatrical Group Ballet Group Symphony Service clubs Market Group K Church/Temple Groups Red Cross YMCA Kiwanis Rotary YWCA Hobbies Market Group N Art Cards Golf Photography Baseball Country Club Health Club Tennis Bowling Dancing Music 5

How to complete the form Begin by reviewing categories A through P of the Market Groups listed in the Market Development Inventory/Project 200 Form. Note the information required for each individual listed. While you may not know the exact information for each person, your estimate should be as accurate as possible. List all the individuals you know in each Market Group then fill in the descriptive information for each person and check off the appropriate Yearly Income, Age, Family Status, etc. It is possible that one person may appear in several Market Group Categories. For example, if you are associated with a doctor, he or she can be a Business Owner (category A), a Professional (Category B), and belong to the same Religious Organization (Category M). Other similar attributes they may share would be a medical association, or social clubs such as a golf course. Note that for Age, five categories are provided. Select the most accurate choice and check off that box, then check off the box titled Within 5 Years+/-Your Age (if applicable). After you have entered the required information, tally the Market Group Categories on the Summary of Market Groups page, or enter the information into the auto-calculating Market Development Inventory/Project 200 spreadsheet found on FieldNet. When you ve finished the Summary of Market Groups, give this completed booklet to your General Agent or Sales Manager. (Keep a copy for yourself. If you ve completed the electronic version, e-mail it instead.) He or she will discuss completion of the Market Identification Exercises and other activities in your Career Sampling process. Once you have completed the Market Development Inventory/Project 200 Form, meet with your General Agent or Sales Manager to confirm your priorities for approaching these markets. 6

4) Next steps: Your market strategy After you have prioritized your potential markets, you will want to prepare for your client-building activities. The next step is to enter each prospect into your database for future contact. If you use OCS cards as your database, transfer the names from your Market Development Inventory to yellow OCS prospect cards. On these cards, indicate the prospect s market in the lower right-hand corner of the card. In this way, after you have begun working with your OCS, you will be able to recall the prospect s original market. If you use an electronic or other database, enter all the information into the database. Be sure to set up your database in a way that you can indicate the market for each name entered. For each potential market, fill out the Market Strategy Worksheet below. By completing this form, you will be able to anticipate the activities to sell effectively to your specific markets. Potential market: Sources of names: Promotional opportunities: What form of pre-approach (if any) will be used? How/when will you ask for referrals in this market? Indicate the approach you think best to create interest: What needs do you think will be uncovered? List products and/or services which may be used to fit their needs: How do you intend to present these solutions? What closing objections would you anticipate? In the delivery process, what service can you perform? When is the best time for the next review? 7

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 1. Name Address City State Zip Code Email Phone Number 2. 3. 4. 5. 6 7. 8. 9. 10. 8

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 9

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 11. Name Address City State Zip Code Email Phone Number 12. 13. 14. 15. 16 17. 18. 19. 20. 10

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 11

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 21. Name Address City State Zip Code Email Phone Number 22. 23. 24. 25. 26 27. 28. 29. 30. 12

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 13

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 31. Name Address City State Zip Code Email Phone Number 32. 33. 34. 35. 36 37. 38. 39. 40. 14

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 15

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 41. Name Address City State Zip Code Email Phone Number 42. 43. 44. 45. 46 47. 48. 49. 50. 16

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 17

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 51. Name Address City State Zip Code Email Phone Number 52. 53. 54. 55. 56 57. 58. 59. 60. 18

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 19

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 61. Name Address City State Zip Code Email Phone Number 62. 63. 64. 65. 66 67. 68. 69. 70. 20

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 21

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 71. Name Address City State Zip Code Email Phone Number 72. 73. 74. 75. 76 77. 78. 79. 80. 22

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 23

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 81. Name Address City State Zip Code Email Phone Number 82. 83. 84. 85. 86 87. 88. 89. 90. 24

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 25

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 91. Name Address City State Zip Code Email Phone Number 92. 93. 94. 95. 96 97. 98. 99. 100. 26

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 27

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 101. Name Address City State Zip Code Email Phone Number 102. 103. 104. 105. 106 107. 108. 109. 110. 28

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 29

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 111. Name Address City State Zip Code Email Phone Number 112. 113. 114. 115. 116 117. 118. 119. 120. 30

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 31

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 121. Name Address City State Zip Code Email Phone Number 122. 123. 124. 125. 126 127. 128. 129. 130. 32

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 33

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 131. Name Address City State Zip Code Email Phone Number 132. 133. 134. 135. 136 137. 138. 139. 140. 34

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 35

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 141. Name Address City State Zip Code Email Phone Number 142. 143. 144. 145. 146 147. 148. 149. 150. 36

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 37

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 151. Name Address City State Zip Code Email Phone Number 152. 153. 154. 155. 156 157. 158. 159. 160. 38

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 39

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 161. Name Address City State Zip Code Email Phone Number 162. 163. 164. 165. 166 167. 168. 169. 170. 40

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 41

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 171. Name Address City State Zip Code Email Phone Number 172. 173. 174. 175. 176 177. 178. 179. 180. 42

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 43

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 181. Name Address City State Zip Code Email Phone Number 182. 183. 184. 185. 186 187. 188. 189. 190. 44

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 45

Market Development Inventory/Project 200 Form Market Group Categories Once you ve filled in the information below on your prospective clients, choose the category that best describes them and place that letter in the Market Group Letter column. Occupational/Business Related: A. B. C. Business Owners (Include Self-employed) Professionals (MDs, Dentists, Attorneys, CPAs, etc.) Government Employees/Officials (Federal, State, Local, Military) D. E. People with whom you do business People known from your previous work (Co-workers, Customers, Competitors) F. G. H. People in the office building where you work People known from significant other s work Members of professional/trade associations Market Development Inventory Mailing List 191. Name Address City State Zip Code Email Phone Number 192. 193. 194. 195. 196 197. 198. 199. 200. 46

Social/Civic/Avocational: I. J. Alumni Groups Civic Groups K. L. Service Clubs Parent Teacher Association M. N. Religious Organizations Hobbies O. P. School Friends Neighbors/Relatives Occupation Employer Yearly Income Age Family Status Contact Frequency Familiarity Business Type/ Occupation Business/ Employer Name Market Group Letter Under $35,000 $35,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 Over $100,000 Under 25 Years 25-34 35-44 45-54 55 And Over Within 5 Years +/- Your Age Single, No Children Single, Children Married, No Children Married, Children More Than 5 Times 1-5 Times Not At All Close Friend or Relative Speaking Acquaintance 47

Summary of Market Groups Market Development Inventory Name: Agency: Date: Letter Assigned to Each Market Group A B C D E F G H I J K L M N O P Total Number of Names Listed in Each Market Group Yearly Income Age Family Status How Often Spoken To In Last Year How Well Known Under $35,000 $35,000-49,999 $50,000-74,999 $75,000-99,999 Over $100,000 Under 25 Years 25 34 35 44 45 54 55 And Over Within 5 Years +/- Your Age Single, No Children Single & Children Married, No Children Married & Children More Than 5 Times 1 5 Times Not At All Close Friend or Relative Speaking Acquaintance 2013 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved. www.massmutual.com. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. RC1026 713 CRN201507-173611