Changing state pension age

Changing state pension age Pensionable ages for men and women A Between 2010 and 2020, state pension age will change from 65 years for men and 60 years for women, to 65 years for both sexes. Any woman born before 6 April 1950 will attain pensionable age when she reaches the age of 60. For women born between 6 April 1950 and 5 April 1955, the date that pensionable age will be attained can be found in Table A6-1. Table A6-1 Period within which woman's birthday falls Day pensionable age attained 6 April 1950 to 5 May 1950 6 May 2010 6 May 1950 to 5 June 1950 6 July 2010 6 June 1950 to 5 July 1950 6 September 2010 6 July 1950 to 5 August 1950 6 November 2010 6 August 1950 to 5 September 1950 6 January 2011 6 September 1950 to 5 October 1950 6 March 2011 6 October 1950 to 5 November 1950 6 May 2011 6 November 1950 to 5 December 1950 6 July 2011 6 December 1950 to 5 January 1951 6 September 2011 6 January 1951 to 5 February 1951 6 November 2011 6 February 1951 to 5 March 1951 6 January 2012 6 March 1951 to 5 April 1951 6 March 2012 6 April 1951 to 5 May 1951 6 May 2012 6 May 1951 to 5 June 1951 6 July 2012 6 June 1951 to 5 July 1951 6 September 2012 6 July 1951 to 5 August 1951 6 November 2012

6 August 1951 to 5 September 1951 6 January 2013 6 September 1951 to 5 October 1951 6 March 2013 6 October 1951 to 5 November 1951 6 May 2013 6 November 1951 to 5 December 1951 6 July 2013 6 December 1951 to 5 January 1952 6 September 2013 6 January 1952 to 5 February 1952 6 November 2013 6 February 1952 to 5 March 1952 6 January 2014 6 March 1952 to 5 April 1952 6 March 2014 6 April 1952 to 5 May 1952 6 May 2014 6 May 1952 to 5 June 1952 6 July 2014 6 June 1952 to 5 July 1952 6 September 2014 6 July 1952 to 5 August 1952 6 November 2014 6 August 1952 to 5 September 1952 6 January 2015 6 September 1952 to 5 October 1952 6 March 2015 6 October 1952 to 5 November 1952 6 May 2015 6 November 1952 to 5 December 1952 6 July 2015 6 December 1952 to 5 January 1953 6 September 2015 6 January 1953 to 5 February 1953 6 November 2015 6 February 1953 to 5 March 1953 6 January 2016 6 March 1953 to 5 April 1953 6 March 2016 6 April 1953 to 5 May 1953 6 May 2016 6 May 1953 to 5 June 1953 6 July 2016 6 June 1953 to 5 July 1953 6 September 2016 6 July 1953 to 5 August 1953 6 November 2016 6 August 1953 to 5 September 1953 6 January 2017 6 September 1953 to 5 October 1953 6 March 2017 6 October 1953 to 5 November 1953 6 May 2017

6 November 1953 to 5 December 1953 6 July 2017 6 December 1953 to 5 January 1954 6 September 2017 6 January 1954 to 5 February 1954 6 November 2017 6 February 1954 to 5 March 1954 6 January 2018 6 March 1954 to 5 April 1954 6 March 2018 6 April 1954 to 5 May 1954 6 May 2018 6 May 1954 to 5 June 1954 6 July 2018 6 June 1954 to 5 July 1954 6 September 2018 6 July 1954 to 5 August 1954 6 November 2018 6 August 1954 to 5 September 1954 6 January 2019 6 September 1954 to 5 October 1954 6 March 2019 6 October 1954 to 5 November 1954 6 May 2019 6 November 1954 to 5 December 1954 6 July 2019 6 December 1954 to 5 January 1955 6 September 2019 6 January 1955 to 5 February 1955 6 November 2019 6 February 1955 to 5 March 1955 6 January 2020 6 March 1955 to 5 April 1955 6 March 2020 B State pension age will then increase progressively from 65 years to 68 years for both men and women between 2024 and 2046. Any person born after 5 April 1955 but before 6 April 1959 will attain pensionable age when he or she reaches the age of 65. For persons born between 6 April 1959 and 5 April 1960, the date that pensionable age is attained is shown in Table A6-2.

Table A6-2 Period within which birthday falls Day pensionable age attained 6 April 1959 to 5 May 1959 6 May 2024 6 May 1959 to 5 June 1959 6 July 2024 6 June 1959 to 5 July 1959 6 September 2024 6 July 1959 to 5 August 1959 6 November 2024 6 August 1959 to 5 September 1959 6 January 2025 6 September 1959 to 5 October 1959 6 March 2025 6 October 1959 to 5 November 1959 6 May 2025 6 November 1959 to 5 December 1959 6 July 2025 6 December 1959 to 5 January 1960 6 September 2025 6 January 1960 to 5 February 1960 6 November 2025 6 February 1960 to 5 March 1960 6 January 2026 6 March 1960 to 5 April 1960 6 March 2026 Any person born after 5 April 1960 but before 6 April 1968 will attain pension age when he or she reaches the age of 66. For persons born between 6 April 1968 and 5 April 1969, the date that pensionable age will be attained can be found in Table A6-3. Table A6-3 Period within which birthday falls Day pensionable age attained 6 April 1968 to 5 May 1968 6 May 2034 6 May 1968 to 5 June 1968 6 July 2034 6 June 1968 to 5 July 1968 6 September 2034 6 July 1968 to 5 August 1968 6 November 2034 6 August 1968 to 5 September 1968 6 January 2035 6 September 1968 to 5 October 1968 6 March 2035 6 October 1968 to 5 November 1968 6 May 2035

6 November 1968 to 5 December 1968 6 July 2035 6 December 1968 to 5 January 1969 6 September 2035 6 January 1969 to 5 February 1969 6 November 2035 6 February 1969 to 5 March 1969 6 January 2036 6 March 1969 to 5 April 1969 6 March 2036 Any person born after 5 April 1969 but before 6 April 1977 will reach pension age when he or she reaches the age of 67. For persons born between 6 April 1977 and 5 April 1978, the date that pensionable age will be attained can be found in Table A6-4. Table A6-4 Period within which birthday falls Day pensionable age attained 6 April 1977 to 5 May 1977 6 May 2044 6 May 1977 to 5 June 1977 6 July 2044 6 June 1977 to 5 July 1977 6 September 2044 6 July 1977 to 5 August 1977 6 November 2044 6 August 1977 to 5 September 1977 6 January 2045 6 September 1977 to 5 October 1977 6 March 2045 6 October 1977 to 5 November 1977 6 May 2045 6 November 1977 to 5 December 1977 6 July 2045 6 December 1977 to 5 January 1978 6 September 2045 6 January 1978 to 5 February 1978 6 November 2045 6 February 1978 to 5 March 1978 6 January 2046 6 March 1978 to 5 April 1978 6 March 2046 Any person born after 5 April 1978 will attain pensionable age when he or she attains the age of 68. Sources: Pensions Act 1995 Chapter 26 Part II Section 126 and Schedule 4; Pensions Act 2007 Chapter 22 Part I Section 13 and Schedule 3.

Calculation of populations of working age and pensionable age for national population projections From 2004 to 2009, all women aged 60 to 64 are of pensionable age. From 2020 to 2023, all women aged 60 to 64 are of working age. From 2010 to 2019, the number of women aged 60 to 64 who are of pensionable age is calculated using Table A6-5. Table A6-5 Proportion of women aged 60 to 64 taken to be of pensionable age, 2010 to 2019 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 60 309/365 128/365 0 0 0 0 0 0 0 0 61 1 1 309/365 128/366 0 0 0 0 0 0 62 1 1 1 1 310/366 128/365 0 0 0 0 63 1 1 1 1 1 1 309/365 128/365 0 0 64 1 1 1 1 1 1 1 1 309/365 128/365 So, taking the projected number of women aged 60 to 64 in the UK at mid-2015 as an example: From Table A6-5, we see that all women born on or before 5 November 1952 will be of pensionable age at mid-2015. This will include all women aged 63 or 64 at mid- 2015, plus some women aged 62. Of those aged 62 at mid-2015, those born between 1st July 1952 and 5 November 1952 will be of pensionable age, but those born between 6 November 1952 and 30 June 1953 will be of working age. Making the simplifying assumption that there is an even distribution of birthdays for women at these ages, we have taken 128/365 of women aged 62 at mid-2015 to be of pensionable age and the remaining 237/365 to be of working age. Similarly, from 2020 to 2023, all persons aged 65 and over are of pensionable age. From 2046 onwards, all persons aged 65 to 67 are of working age and all persons aged 68 and over are of pensionable age. From 2024 to 2045, the number of men and women aged 65 to 67 who are of pensionable age is calculated using Table A6-6.

Table A6-6 Proportion of persons aged 65 to 67 taken to be of pensionable age, 2024 to 2045 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 65 309/365 128/366 0 0 0 0 0 0 0 0 0 66 1 1 1 1 1 1 1 1 1 1 310/366 67 1 1 1 1 1 1 1 1 1 1 1 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 65 0 0 0 0 0 0 0 0 0 0 0 66 128/365 0 0 0 0 0 0 0 0 0 0 67 1 1 1 1 1 1 1 1 1 309/365 128/365 Taking the projected number of men and women aged 65 to 67 in the UK at mid- 2025 as an example: From Table A6-6, we see that all persons born on or before 5 November 1959 will be of pensionable age at mid-2025. This will include all those aged 66 and 67 at mid- 2025, plus some aged 65. Of those aged 65 at mid-2025, those born between 1st July 1959 and 5 November 1959 will be of pensionable age, but those born between 6 November 1959 and 30 June 1960 will be of working age. Again, making the simplifying assumption that there is an even distribution of birthdays at these ages, we have taken 128/366 of people aged 65 at mid-2025 to be of pensionable age and the remaining 238/366 to be of working age.