No Nature of services All charges are inclusive of Service Tax. Individuals (Pensioners/Individuals in Rural areas) 1 Cheque book facility MICR `3.00 per cheque leaf `3.00 per cheque leaf Non MICR `2.00 per cheque leaf `2.00 per cheque leaf For SB, 2 cheque books of 20 leaves each free in a calendar year. For issue of more than one cheque book at a time for issue to finance companies /home loan repayment of other bank /institutions etc, ` 6 per leaf would be recovered. No cheque book charges for advance cheques issued for our Bank Home loans/structured l o a n products etc. 2 Issue of pass book / statement of account / issue of balance confirmation Free of charges Free of charges 3 Issue of duplicate pass book /statement `115 with latest balance. Additional `57 with latest balance. Additional `57/-per page for previous entries. `28/-per page for previous entries 4 ATM / Debit cards Charges for Cash Withdrawal transaction Charges for Non Financial Transaction (Balance Enquiry, Mini Statement, PIN change etc) Indian Bank ATMs Free Free Other Bank ATM (Domestic) Metro ATMs**: 3 Free Transaction per month Non Metro ATMs: 5 Free Transactions per month Free* Free* 1
Other Bank ATM (Domestic) a `20/- per transaction `10/- per transaction For transactions exceeding free transactions in a month Master Card (International) `100/- per transaction `20/- per transaction * Free transactions include both Financial and Non-financial transactions. ** Other Bank ATMs located in Bengaluru, Chennai, Delhi, Hyderabad, Kolkatta and Mumbai. 5 6 Stop payment Account closure `57 per instrument, subject to a maximum of `344/. Closure Within 14 days Nil From 15 days 12 Month Charges as under Above 12 Month - Nil `46 per instrument, subject to a maximum of `275/. Ordinary Savings Bank account `68 `46 7 Cheque operated Savings Bank accounts `144 `115 Exemptions: Cheque return inward (cheque received for payment) - Drawn on us presented in clearing and returned by us including ECS returns No Charges for closure of accounts in the following cases: Death of the account holder Pensioner without cheque facility account who is drawing pension in our bank Opening of another account in joint names by the account holder Upto `50000 `115 `91 More than `50000 to less than `5 lakhs `229 `229 More than `5 lakhs to less than ` 10 lakhs `344 `344 `10 lakhs and above `573 `573 2
8 a Signature verification/ Photo attestation/ All certifications `68 per occasion (ECS mandate free) `57 per occasion (ECS mandate free) 9 No dues certificate `115 per certificate for other than weaker section borrowal accounts No charges for weaker section borrowal accounts `57 per certificate for other than weaker section borrowal accounts No charges for weaker section borrowal accounts 10 Demand Drafts Issue Upto `1 lakh 0.311% Minimum `30 Maximum `311 Above `1 lakh 0.271% Minimum `311 Maximum `11464 Free towards remittances for repayment of loan instalments 0.211% Minimum `20 Maximum `211 0.271% Minimum `211 Maximum `11464 Free towards remittances for repayment of loan instalments For non-customers, 50% more than normal charges 11 Demand Draft Cancellation DD value upto `50 Nil Nil DD value upto `51 to `100 `30 `25 DD value above `100 `80 `69 12 Demand Draft Revalidation `80 Revalidation permitted only once `69 Revalidation permitted only once 13 Demand Draft Duplicate Issuance `115 per instrument `115 per instrument 3
14 Payment by Electronic Clearing Services (ECS) Debit /Credit / Centralized `3 per instrument + RBI charges if any when Bank acts as a sponsor Bank for the customers. As a destination branch no charges for ECS credits /debits Inward ECS transactions Free ECS debit return charges - as applicable to cheque return charges 15 Transfer by RTGS / NEFT Individual Special category Upto `50000 `115 `91 More than `50000 to less than `5 lakhs `229 `229 More than `5 lakhs to less `344 `344 than `10 lakhs `10 lakhs and above `573 `573 RTGS `2 lakh to `5 lakh `29 per transaction + applicable time varying tariff subject to a maximum of `34 16 17 NEFT Above `5 lakh `57 per transaction + applicable time varying tariff subject to a maximum of `63 Upto `0.10 lakh `3 per transaction `0.10 lakh to `1 lakh `6 per transaction Above `1 lakh to `2 lakh `14 per transaction Above `2 lakh `29 per transaction Collection of local cheques Free of charges Free of charges Collection of outstation cheques Upto and including `5000 `29 `29 Above `5000 and upto and including ` 10000 `57 `57 4
Above ` 10000 and upto and including `1 lakh `115 `115 Above `1 lakh `170 `170 18 Cheque Return Outward (Cheque deposited for collection) Outstation cheques & local bills and outstation bills 50% of the collection charges Minimum `34 Other bank charges if any has to be collected separately Local cheque deposited by customers `91 `57 50% of the collection charges Minimum `34 Other bank charges if any has to be collected separately 5