Desk Aid 56: Income and Income Deductions



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Employee compensation: (wages, salary, tips, bonuses, awards, and fringe benefits) Interest income: (taxable and non-taxable) Count 1040 line 7 Count 1040 line 7 Count 1040 line 7 Count 1040 line 8a and 8b Count 1040 line 8a and 8b Count 1040 line 8a and 8b Ordinary dividends: Count 1040 line 9a Count 1040 line 9a Count 1040 line 9a Taxable refunds, offsets: Count 1040 line 10 Count 1040 line 10 Alimony received: Count 1040 line 11 Count 1040 line 11 Count 1040 line 11 Business income: (sole proprietorship) Count 1040 line 12 (sch. C or C- EZ) Count 1040 line 12 (sch. C or C- EZ) Count 1040 line 12 (sch. C or C- EZ) Capital gains: (sale of non-business assets) Other gains: (sale of assets used in trade or business) as income. Treated as conversion of asset/ property as income. Treated as conversion of asset/ property Count 1040 line 13 (sch. D) Count 1040 line 13 (sch. D) Count 1040 line 14 (form 4797) Count 1040 line 14 (form 4797) IRA distributions: Count 1040 line 15b Count 1040 line 15b Count 1040 line 15b Pension and annuities: Count 1040 line 16b Count 1040 line 16b Count 1040 line 16b 1

Rental real estate: Royalties: Count 1040 line 17 (sch. E) Count 1040 line 17 (sch. E) Count 1040 line 17 (sch. E) Count line 17 (sch. E) Count line 17 (sch. E) Count line 17 (sch. E) Partnerships: Count line 17 (sch. E) Count line 17 (sch. E) Count line 17 (sch. E) S- Corporations: Count line 17 (sch. E) Count line 17 (sch. E) Count line 17 (sch. E) Trusts: Farm income: Count line 17 (sch. E) Count line 17 (sch. E) Count line 17 (sch. E) Count line 18 (sch. E) Count line 18 (sch. F) Count line 18 (sch. F) Unemployment compensation: Count 1040 line 19 Count 1040 line 19 Count 1040 line 19 Social Security benefits: (taxable and non-taxable) Other income: (gambling, winnings, lottery winnings, prizes, cancellation of debt, jury duty pay, foreign earned income) Count 1040 line 20a Note: some programs exempt disability income Count Count 1040 line 20a Count. May consider some sources as lump sum (gambling, lottery winnings, prizes, cancellation of debt) Count 1040 line 20a Count 1040e line 21 2

Other income as Gift : Counted Not Counted Tax exempt foreign earned income: Count non-taxable foreign earnings identified on Form 2555 Count non-taxable foreign earnings identified on Form 2555 Count non-taxable foreign earnings identified on Form 2555 Veteran s disability benefits: Count Exempt aid and attendance Veteran s pension benefit: Count Veteran s education benefit: Various treatments (VEAR, MBIB, 911 MGIB) Worker s compensation: Count Railroad retirement benefits: Count Count Count SSI benefits: Welfare benefits and other public assistance payments: Foster Care and Adoption Assistance payments: Military allowances: (BAH/ BAS). Note: Lump sum retroactive payments are exempt Generally not counted. Count payment to maintain a room for emergency foster care Generally not counted. Count payment to maintain a room for emergency foster care Counted Generally not counted. Count payment to maintain a room for emergency foster care 3

Child support received: Count Income deductions apply Holocaust victims restitution: Lump sum income: (gambling winnings, lottery winnings, prizes, cancellation of debt, surviving spouse receives salary or wages from decedent s employer) Lump sum income: (retroactive Social Security and Railroad Retirement benefits) Education scholarships, awards, fellowship grants: (AI/AN exemptions, page 6) Unemployment Insurance Benefit (UIB): Count in month received Count Railroad Retirement benefits in the month received. 1040 line 20a Note: Lump sum retroactive Social Security benefits are exempt. Count in month received Count in month received 1040 line 20a Count if used for living expenses Count if used for living expenses Counted Count Count Count Count as annual income Count as annual income 1040 line 20a State Disability Insurance (SDI): Count Count if received in lieu of UIB Count if received in lieu of UIB Non-taxable long-term, private disability insurance payments received: Count Count only if taxable Count only if taxable 4

AI/ AN exemptions: Income not counted Income not counted Income counted American Indian/ Alaska Native (AI/ AN) Exemptions: Distributions from Alaska Native Corporations and Settlements Trusts Distributions from any property held in trust, subject to federal restrictions, located within the most recent boundaries of a prior Federal reservation, or otherwise under the supervision of the Secretary of the Interior Distributions and payments from rents, leases, rights of way, royalties, usage rights, or natural resource extraction had harvest from: Rights of ownership or possession in any lands located within the most recent boundaries of a prior Federal reservation, or otherwise under supervision of the Secretary of the Interior Federally protected rights regarding off-reservation hunting, fishing, gathering, or usage of natural resources Distributions resulting from real property ownership interests related to natural resources and improvements: Located on or near a reservation or within the most recent boundaries of a prior Federal reservation; or Resulting from the exercise of federally-protected rights relating to such real property ownership interests Payments resulting from ownership interest in or usage rights to items that have a unique religious, spiritual, traditional, or cultural significance or rights that support subsistence or a traditional lifestyle according to applicable Tribal Law or custom Student financial aid provided under the Bureau of Indian Affairs education programs 5

Income Deduction Source Non- MAGI Medi-Cal MAGI Medi-Cal APTC Moving expenses: Not deducted 1040 line 25 Form 3903 1040 line 25 Form 3903 Deductible part of selfemployment tax: Self-employed SEP, Simple, and qualified deduction: Self-employed health insurance deduction: Penalty on early withdrawal of savings: Not deducted 1040 line 27 Form SE 1040 line 27 Form SE Not deducted 1040 line 28 1040 line 28 Deducted 1040 line 29 1040 line 29 Not deducted 1040 line 30 1040 line 30 Alimony paid: Deducted 1040 line 31a 1040 line 31a Child support paid: Deducted Not deducted Not deducted IRA deduction: Not deducted 1040 line 32 1040 line 32 Student loan interest: Not deducted 1040 line 33 1040 line 33 Tuition and fees: Deducted 1040 line 34 Form 8917 1040 line 34 Form 8917 Domestic production activities: Not deducted 1040 line 35 Form 8903 1040 line 35 Form 8903 Health Savings Account: Not deducted 1040 line 25 Form 8889 1040 line 25 From 8889 Educator expenses: Not deducted 1040 line 23 1040 line 23 Business expenses of reservists, performing artists, etc. : Not deducted 1040 line 24 Form 2106/ 2061 EZ 1040 line 24 Form 2106/ 2061 EZ Child care expenses: Deducted Not deducted Not deducted 6