1. What are the three types of business organizations? Define them

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Written Exam Ticket 1 1. What is Finance? What do financial managers try to maximize, and what is their second objective? 2. How do you compare cash flows at different points in time? 3. Write the formulas for calculating EAR when APR is given and vice versa. How the formulas change in the case of continuous compounding? 4. Define NPV and PI 5. What is equity stock? What types of stock exist and what is the difference between them? 6. Describe the concept of short-selling 7. What is Foreign Exchange Risk? 8. What happens to Bond price when time reaches its maturity? 9. Explain the limits to the use of debt 10. What is factoring in credit management? Ticket 2 1. What are the three types of business organizations? Define them 2. What is Future Value/Present Value of an investment? 3. What is effective annual rate (EAR)? What is the difference between EAR and APR quote? 4. Why financial analysts are interested in the cash flows and not in the accounting incomes? Why only incremental cash flows are considered in the valuation of investment projects? 5. State the criterion for accepting or rejecting independent projects under each rule: Payback Period, IRR, PI, NPV 6. What is the difference between a public and private corporation? 7. What is the required yield for bond? How can it be calculated? 8. How the changes in capital structure affect the overall value of a firm? Show on the pie diagram 9. Is it possible for a firm to have too much cash? Why would shareholder care if a firm accumulates large amounts of cash? What options are available to a firm if it believes it has too much cash? How about too little? 10. What are Derivative Instruments? Why are they called Derivatives? Ticket 3 1. List several examples of agency problem and the costs associated with them. What forms of managerial compensation do you know? 2. What is perpetuity? Give example and write a formula for present value of perpetuity 3. What is the risk/return trade-off principle?

4. What is the difference between capital expenditures and current expenses? 5. Describe money market instruments 6. List Financial System Clients 7. What is the Market Risk? 8. How are the Coupon rate and Yield Related to each other? What influence does their relationship have on price of bond? 9. Graph the balance sheet model of the firm. What questions does corporate finance study? Define each of them 10. What is the opportunity cost of capital? How do you determine Cost of Equity in practice? Ticket 4 1. What is financial planning? 2. What are discount rates? Discount Factors? Write formula for Discount Factor 3. Define holding period return (HPR) 4. Define risk. How can risk be measured? 5. Define the Payback Period. Why it is and it is NOT recommended? Which method is superior: NPV or payback period? Why? 6. List the categories of financial assets 7. Explain why the bid-ask spread is a transaction cost 8. What are Zero-Coupon bonds? What is its Yield to Maturity? 9. Define MM Propositions I & II with and without Taxes. Show the results graphically 10. Explain the concept of Forward Contract Ticket 5 1. State the importance of accounting and statistics for financial managers 2. What is Annuity? What is Annuity Due? What is the difference between them? 3. What is measured by covariance and correlation? How do they differ? 4. How incremental cash flows are calculated? 5. Formulate Capital Asset Pricing Model? How can the Capital Asset Pricing Model be used in valuation methods? 6. Why does the value of a share of stock depend on dividends? Define dividend growth mode 7. What is the definition of investment? 8. What is Credit Risk? 9. What is bond? 10. How do firms interact with financial markets? Show on the graph how the cash is generated

Ticket 6 1. What are the advantages and disadvantages of organizing a business as a corporation? 2. What is time value of money? List and explain two main reasons why money changes itsvalue through time 3. What is diversification? Define market and firm-specific risks 4. List depreciation methods known to you. Write formulae 5. What information do you need to determine the value of the following assets? 6. Describe long term debt securities instruments 7. What is meant by short position and long position? 8. How can the yield on investment be calculated for single cash flow investment? Multiple cash flow investment? 9. Define the optimal capital structure for a firm 10. What are Future Contracts? What is the difference between Forwards and Futures Contracts? Ticket 7 1. Describe the triple tax of a corporation 2. How does the change in the number of compounding per year affect PV and FV calculations? 3. What is the future value and present values of ordinary annuity? Annuity Due? 4. What is meant under term Simple Interest and how it is calculated for fractional time periods? 5. Define IRR 6. Define the concept of inflation in capital budgeting 7. Write the general formula for bond valuation 8. What is the Yield to Maturity of a Bond? 9. Why P/E ratio is important? What does it measure? 10. What costs are associated with the financial distress? Ticket 8 1. List several examples of agency problem and the costs associated with them. What forms of managerial compensation do you know? 2. How do you calculate the present value of annuity, perpetuity, growing annuity, and growing perpetuity? 3. What is Arbitrage and Speculation? 4. What is the general definition of the value of an asset? List the steps of calculating value of an asset 5. What is the practice of capital budgeting? If NPV is the superior method of investment valuation, why are other methods still used?

6. List and describe the stock indexes known to you 7. What types of bond exist and why are the US Treasury-bills special? 8. How do firms interact with financial markets? Show on the graph how the cash is generated 9. What advantage does a stock market provide to corporate investors? What stock markets do you know? 10. The book value of a company s assets usually does not equal the market value of those assets. What are some reasons for this difference? Ticket 9 1. What are the advantages and disadvantages of organizing a business as a corporation? 2. What is time value of money? List and explain two main reasons why money changes itsvalue through time 3. What is capital budgeting? What methods are used in Capital Budgeting? 4. In practice, how do you find the beta of a project? 5. What types of dividends do you know? Which type is more preferable? Why? 6. List the discount instruments that you know? Why are they called Discounts? 7. Define primary and secondary markets 8. What is a firm worth with outstanding stock issued and without it? 9. What is Current Yield? How is it calculated? What interdependence it has with Yield to Maturity and Coupon Rate? 10. Explain the concept of Call / Put Option. List their characteristics and draw graph for long and short positions. What is the difference between American and European Options? Ticket 10 1. What are the three types of business organizations? Define them 2. What is Future Value/Present Value of an investment? 3. What is the practice of capital budgeting? If NPV is the superior method of investment valuation, why are other methods still used? 4. What is the difference between real assets and financial assets? 5. What main characteristics have municipal bonds? 6. Graph and explain the relationship between Bond Price and Required Yield 7. What is the Yield to Maturity of a Bond? 8. What is Beta of a security? 9. Define MM Propositions I & II with and without Taxes. Show the results graphically 10. What is Credit Risk?

Verbal Exam Ticket 1 What are the three types of business organizations? Define them Define risk. How can risk be measured? List and describe the stock indexes known to you Ticket 2 What is Future Value/Present Value of an investment? Define NPV and PI What types of bond exist and why are the US Treasury-bills special? Ticket 3 What is Annuity? What is Annuity Due? What is the difference between them? Graph and explain the relationship between Bond Price and Required Yield How the changes in capital structure affect the overall value of a firm? Show on the pie diagram Ticket 4 What is effective annual rate (EAR)? What is the difference between EAR and APR quote? State the criterion for accepting or rejecting independent projects under each rule: Payback Period, IRR, PI, NPV Is it possible for a firm to have too much cash? Why would shareholder care if a firm accumulates large amounts of cash? What options are available to a firm if it believes it has too much cash? How about too little? Ticket 5 What is meant under term Simple Interest and how it is calculated for fractional time periods?

List Financial System Clients What is the opportunity cost of capital? Ticket 6 How does the change in the number of compounding per year affect PV and FV calculations? Formulate Capital Asset Pricing Model? How can the Capital Asset Pricing Model be used in valuation methods? What is Credit Risk? Ticket 7 Define holding period return (HPR) What is the difference between a public and private corporation? What are Zero-Coupon bonds? What is its Yield to Maturity? Ticket 8 List several examples of agency problem and the costs associated with them. What forms of managerial compensation do you know? What is capital budgeting? What methods are used in Capital Budgeting? Write the general formula for bond valuation Ticket 9 What is perpetuity? Give example and write a formula for present value of perpetuity Define the Payback Period. Why it is and it is NOT recommended? Which method is superior: NPV or payback period? Why? What are Derivative Instruments? Why are they called Derivatives? Ticket 10

What is time value of money? List and explain two main reasons why money changes itsvalue through time? What types of dividends do you know? Which type is more preferable? Why? Describe the concept of short-selling Ticket 11 What are discount rates? Discount Factors? Write formula for Discount Factor What is the difference between real assets and financial assets? Define MM Propositions I & II with and without Taxes. Show the results graphically Ticket 12 What is Arbitrage and Speculation? What is equity stock? What types of stock exist and what is the difference between them? What is the Market Risk? Ticket 13 Write the formulas for calculating EAR when APR is given and vice versa. How the formulas change in the case of continuous compounding? Why financial analysts are interested in the cash flows and not in the accounting incomes? Why only incremental cash flows are considered in the valuation of investment projects? Explain the concept of Forward Contract Ticket 14 What is Finance? What do financial managers try to maximize, and what is their second objective? Define IRR What happens to Bond price when time reaches its maturity?

Ticket 15 What is the risk/return trade-off principle? Explain why the bid-ask spread is a transaction cost What costs are associated with the financial distress? Ticket 16 What is diversification? Define market and firm-specific risks Why are financial institutions important? How do firms interact with financial markets? Show on the graph how the cash is generated Ticket 17 What is the general definition of the value of an asset? List the steps of calculating value of an asset Describe money market instruments How are the Coupon rate and Yield Related to each other? What influence does their relationship have on price of bond? Ticket 18 What is the difference between capital expenditures and current expenses? What is the Yield to Maturity of a Bond? Graph the balance sheet model of the firm. What questions does corporate finance study? Define each of them. Ticket 19 In practice, how do you find the beta of a project? What is bond? What are Future Contracts? What is the difference between Forwards and Futures Contracts?

Ticket 20 What is the practice of capital budgeting? If NPV is the superior method of investment valuation, why are other methods still used? What is Foreign Exchange Risk? What is a firm worth with outstanding stock issued and without it? Ticket 21 What advantage does a stock market provide to corporate investors? What stock markets do you know? Why does the value of a share of stock depend on dividends? Define dividend growth mode Define the concept of inflation in capital budgeting Ticket 22 How do you compare cash flows at different points in time? What is measured by covariance and correlation? How do they differ? How can the yield on investment be calculated for single cash flow investment? Multiple cash flow investment? Ticket 23 What information do you need to determine the value of the following assets? What is meant by short position and long position? Explain the concept of Call / Put Option. List their characteristics and draw graph for long and short positions. What is the difference between American and European Options? Ticket 24 How do you calculate the present value of annuity, perpetuity, growing annuity and growing perpetuity? What is meant by short position and long position?

Explain the limits to the use of debt Ticket 25 Define primary and secondary markets List the discount instruments that you know? Why are they called Discounts? Define the optimal capital structure for a firm