MIDWINTER S DECEMBER 08 FUNDSBASE RELEASE 579 SUPER FUNDS



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MIDWINTER S DECEMBER 08 FUNDSBASE RELEASE 579 SUPER FUNDS A message from James Murphy General Manager, Research and Compliance Midwinter s Reasonable Basis users will be delighted to know over 20 new superannuation platforms were added to sbase for the December 2008 release. In addition to these new platforms over 30% of sbase has been extensively audited during the last two months. We would like to thank our users for their requests this month and trust that you will all continue to leverage off Australia s most comprehensive superannuation and pension platform database making product replacement easier. For more information on Midwinter s Reasonable Basis please call Midwinter on 1300 882 938. Please send any super platform requests to info@midwinter.com.au. Access 121 Personal Super Service Accountants Superannuation Advance Pooled Superannuation Trust Advance Retirement Savings Account Advance Retirement Suite AET Portfolio Management Service AMCOR Superannuation AMG Universal Superannuation AMP CustomSuper (Large Option) AMP CustomSuper (Medium Option) AMP CustomSuper (Small Option) AMP Eligible Rollover AMP Flexible Lifetime Super AMP Retirement Saving Account AMP Signature Super AMP SuperLeader ANZ Corporate Superannuation (below $250k) ANZ Corporate Superannuation (over $250K) ANZ One Answer Personal Super ANZ One Answer Personal Super (DEF) ANZ Personal Superannuation Bond A ANZ Personal Superannuation Bond B ANZ Private Portfolio SuperWrap ANZ Staff Superannuation (Retained Benefits) ANZ Staff Superannuation Current Staff ANZ Staff Superannuation Spouse Account ANZ Super Advantage ANZ Super Advantage NEF ANZ Superannuation Savings Account AON Master Trust Corporate AON Master Trust Personal Division AON Master Trust Corporate Asgard Elements Superannuation Asgard Employee Super M Profiles Asgard Employee Super SMA ( 500k to 5m) Asgard Employee Super SMA ( 5m to 20m) Asgard Employee Super SMA ( More 20m) Asgard Employee Super SMA ( under 500K) Asgard ewrap Super Account Asgard Managed Profiles Asgard Personal Choice ewrap Super Pension Asgard Separately Managed Accounts Asset Super (Employer) Asset Super (Personal) AssetChoice SuperWrap AssetChoice SuperWrap (related accounts) AssetChoice SuperWrap Essentials Australian Enterprise Super (AES) Employer Australian Enterprise Super (AES) Personal Australian Ethical Retail Superannuation Employer Australian Ethical Retail Superannuation Personal Australian Government Employees Superannuation Trust (AGEST) Australian Meat Industry Superannuation (AMIST) AssetChoice Wrap Australian Primary Superannuation AssetLink SuperWrap (Essentials) Astarra Pooled Superannuation Trust Astarra Superannuation Australian Primary Superannuation (Primary Choice) Asteron Optimum Corporate Super (Members after Australian Unity Freedom of Choice Personal Super Dec 2006) Asteron Optimum Corporate Super (Members Australian Unity Freedom of Choice Personal Super before Dec 2006) Asteron Optimum Personal Super (DEF Option A) Australian Unity Freedom of Choice Personal Super Asteron Optimum Professional Superannuation (DEF Option B) Asteron Wealthstar Business Super Asteron Wealthstar Personal Super Asteron Wealthstar Personal Super (DEF) AUSCOAL (COALSUPER QCOS) AUSfund Australian YMCA Superannuation AustralianSuper AustSafe Superannuation Auswide Superannuation Avenue Retirement Service AvSuper for Accumulation Members AUST Q (Allied Unions Superannuation Trust AvSuper Public Offer Account AustChoice Super Individual Portfolios AustChoice Super Ready Made Portfolios AXA AXcess Managed Portfolio Investor Select AXA AXcess Managed Portfolio Summit Select Australia Post Superannuation Scheme Personal AXA Generations Personal Super Choice AXA Generations Personal Super (DEF) Australia Post Superannuation Scheme Post AXA North Superannuation and Pension Financed Benefit Australian Eligible Rollover (ERF) A Australian Eligible Rollover (ERF) B Australian Eligible Rollover (ERF) M Australian Eligible Rollover (ERF) REST AXA North Superannuation and Pension Nil Trail AXA Retirement Security AXA Simple Super AXA Simple Super Rollover AXA Super Directions For Business

AXA Super Directions Personal Super AXA Super Directions Personal Super (Exit Fee) AXA Super Directions Personal Super (Nil) AXA SuperGuard AXA SuperGuard II AXA SuperGuard Plus AXA Tailored Super AXA Tailored Super Rollover Beacon Managed and Share Service Beacon Managed Profiles Super Beacon Separately Managed Accounts Super Beacon Superannuation Service Beacon Superannuation Service DEF Bendigo Superannuation (Employer ) Bendigo Superannuation (Personal) BHP Billiton Superannuation BluePrint Retirement BluePrint Retirement (DEF1) BluePrint Retirement (DEF2) Blueprint Retirement Superannuation Service Bluescope Steel Super Retained Benefits and Spouse Accounts Bluescope Steel Superannuation Members BNP Superannuation BOC Gas Superannuation bsf Bookmakers Superannuation BT Business Super BT Lifetime Personal Super BT Lifetime Personal Super (NEF) BT Lifetime Super Employer ($250k and below) BT Lifetime Super Employer (below $10m) BT Lifetime Super Employer (below $1m) BT Lifetime Super Employer (below $5m) BT Lifetime Super Employer (over $10m) BT Personal Portfolio Service Superannuation BT Super for Life Savings BT SuperWrap BT SuperWrap (related accounts) BT SuperWrap Essentials Buss(Q) Building Super Personal Buss(Q) Employer Sponsored C wrap SuperWrap C wrap SuperWrap (related accounts) Care Super Personal Catholic Super Catholic Superannuation and Retirement Cbus Industry Superannuation Cbus Personal Super Cbus Self Employed Superannuation Cbus Self Select CEMEX Super CFS First Choice Employer Super (below $1m) CFS First Choice Employer Super (below $5m) CFS First Choice Employer Super (over $5m) CFS First Choice Personal Super CFS First Choice Wholesale Personal Super Challenger Superannuation Choice Christian Super Citicorp Retirement Personal Super (Both Options) Citicorp Retirement Personal Super Cash Investment Option Citicorp Retirement Personal Super Guaranteed Option City Super ClearView Superannuation and Rollovers Club Plus Superannuation Scheme Club Super Coal Industry Superannuation Accumulation Colonial First State Rollover and Superannuation Colonial Select Corporate Superannuation Colonial Select Personal Superannuation (PAYG Over 3 Yrs) Colonial Select Personal Superannuation (PAYG Over 5 Yrs) Colonial Select Personal Superannuation (Upfront Entry) Colonial Self Managed Super Colonial SMSF Combined Comet SuperWrap Comet SuperWrap Essentials Commonwealth Personal Superannuation and Rollover Commonwealth Superannuation Scheme (CSS) Commonwealth SuperOption Commonwealth SuperSelect Compass ewrap Super Pension Concept One Super Connect Super Connelly Temple Employer Super Connelly Temple Super Savings Credit Suisse Pooled Superannuation Trusts Credit Suisse Super and Rollovers CSR Superannuation CUE Super Deakin Smartplan Super DEF Deakin Smartplan Super EF Dimensional Australian Resident Trust Dominion Superannuation Master Trust Dominion Superannuation Master Trust DEF Electricity Supply Industry Superannuation EmPlus Superannuation encircle Superannuation Energy Industries Superannuation Scheme (Future Plus) EquipSuper Corporate Superannuation EquipSuper Personal ESSPLAN Accumulation (Emergency Services) ESSPLAN Beneficiary Account (Emergency Services) Executive Choice Master F I R S T Super FAI Life Personal Superannuation FC One Retirement Builder FC One Retirement Builder (DEF1) FC One Retirement Builder (DEF2) FC One Retirement Builder Super Service (DEF Option 1) FC One Retirement Builder Super Service (DEF Option 2) FC One Retirement Builder Super Service (EF) FC One Retirement Builder Super Service EF Fiducian Corporate Superannuation Service Fiducian Superannuation Service FinSuper (AustralianSuper) FinSuper (AustSuper) First Quest Retirement Service First Quest Retirement Service (DEF) First State Police Blue Ribbon Super First State Private Sector Employer Sponsored First State Public Sector Employer Sponsored First State Super Personal Division Flexible Super FSP Super FSP Super (DEF) FuturePlus Super (Formally Aust Public Super Trust) Galaxy Investment Wrap (EF) Galaxy Investment Wrap (NEF) GESB Retirement Access GESB Super Guildsuper Health Industry Health Super Hesta Super Hillross PortfolioCare Super Service (Non Standard ASR) Hillross PortfolioCare Super Service (Standard ASR) Holden Employees Superannuation (Contributory Benefit) Holden Employees Superannuation (Retained Benefit) HostPlus Executive HostPlus Superannuation Hunter Hall Ethical Superannuation IAccess Investor Choice Personal Superannuation IAccess Pathways Personal Superannuation IAG and NRMA Superannuation Imagine Wealth Employer Superannuation ($1m $2m) Imagine Wealth Employer Superannuation ($2m $5m) Imagine Wealth Employer Superannuation (Below $1m) Imagine Wealth Employer Superannuation (Over $5m) Imagine Wealth Personal Superannuation Imagine Wealth Superannuation Master Trust Imagine Wealth Superannuation Master Trust DEF ING Corporate Superannuation (above $250k) ING Corporate Superannuation (below $250k) ING Integra Super Employer (1m to 3_5m) ING Integra Super Employer (250k to 500k) ING Integra Super Employer (3_5m to 5m) ING Integra Super Employer (500k to 1m) ING Integra Super Employer (above 5m) ING Integra Super Employer (Below 250k) ING Integra Super Personal ING One Answer Personal Super ING One Answer Personal Super NEF Service Service (Net Option) Service (Option A) Service (Option B) Intrust Core Super Intrust Executive Super Intrust Select Super Intrust Super Investment Exchange Retirement Service Investor Portfolio Service SuperWrap Investor Portfolio Service Wrap Essentials IOOF Flexi Trust (Opt1) EF IOOF Flexi Trust (Opt2) Nill Cont Fee IOOF Life Track Superannuation IOOF LifeTrack Corporate Superannuation IOOF LifeTrack Employer Superannuation IOOF Personal Choice Master IOOF Port Service Corporate Super IOOF Portfolio Service Employee Superannuation IOOF Portfolio Service Personal Superannuation IOOF Portfolio Service Personal Superannuation (DEF)

IOOF Pursuit Core Personal Superannuation IOOF Pursuit Select Personal Superannuation IPAC iselect SuperWrap JR Superannuation Employer Division JRB Superannuation Labour Union Co Operative Retirement (LUCRF) Law Employees Superannuation (LESF) Legalsuper (Legal Industry Superannuation Scheme (LISS)) Legg Mason The Corporate Superannuation Master Trust Legg Mason The Portable Superannuation Lgsuper (Queensland Local Government Superannuation) Local Government Superannuation Scheme Local Super SA NT (Marketlink and Elected Local Super SA NT (Salarylink) Lump Sum Scheme (Super SA) Lutheran Church of Australia Staff Superannuation M SuperWrap M SuperWrap Related Accounts Macmahon Employees Superannuation Macquarie ADF Superannuation Macquarie Super Accumulator Macquarie SuperOptions Macquarie Wrap Super and Pension Manager MakeaChoice Superannuation Mastertrust MakeaChoice Superannuation Mastertrust DEF Masterplan Managers Personal Superannuation MasterSuper MasterSuper Employee Members MasterSuper Personal Members Matrix Superannuation Master Trust Matrix Superannuation Master Trust DEF MAX Super Meat Industry Employees Superannuation (MIESF) Media Super Media Super (ex JUST Super Medical and Associated Professions Superannuation Mentor Employer Superannuation Mentor Personal Superannuation Mentor Superannuation Master Trust Mercer Wealth Solutions Portfolio Service Mercer Wealth Solutions Super Trust Corporate Super Division Mercer Wealth Solutions Super Trust Personal Super Division Military Superannuation Benefits Millennium Master Trust MLC Employee Retirement MLC MasterKey Bus Super (plan size 1m to 2m) MLC MasterKey Bus Super (plan size 2m to 5m) MLC MasterKey Bus Super (plan size 500k to 1m) MLC MasterKey Bus Super (plan size above 5m) MLC MasterKey Bus Super (plan size below 500k) MLC MasterKey Custom Superannuation MLC MasterKey Personal Super MLC MasterKey Super MLC MasterKey Super amentals MLC MasterKey Superannuation MLC MasterKey Superannuation (Five Star) MLC MasterKey Superannuation (Gold Star) Money Management Service SuperWrap MTAA Super My Choice (Personal and Employer ) Mya SuperWrap NAB Staff Superannuation Pool A (Employee) NAB Staff Superannuation Pool A (RBA and Eligible Spouse Member) National Catholic Superannuation National Preservation Trust Nationwide Superannuation (Active Nationwide Superannuation (Retained Navigator Access Super Navigator Business Super Navigator Personal Retirement Navigator Personal Retirement (DEF1) Navigator Personal Retirement (DEF2) Navigator Super Solutions Lump Sum Option (EF) Navigator Super Solutions Lump Sum Option (NEF) Navigator Super Solutions Lump Sum Option (SF) Nestle Australia Group Superannuation Netwealth Multi Manager (DEF) Netwealth Multi Manager (EF) netwealth Super Wrap Employer (DEF) Size $2.5m to $5m netwealth Super Wrap Employer (DEF) Size 0 500k netwealth Super Wrap Employer (DEF) Size 1m to 2 5m netwealth Super Wrap Employer (DEF) Size 500k to $1m netwealth Super Wrap Employer (DEF) Size 5m to 10m netwealth Super Wrap Employer (EF) Size 0 500k netwealth Super Wrap Employer (EF) Size 1m to 2 5m netwealth Super Wrap Employer (EF) Size 2.5m to 5m netwealth Super Wrap Employer (EF) Size 500K to 1m netwealth Super Wrap Employer (EF) Size 5m to 10m netwealth Super Wrap Personal (DEF) netwealth Super Wrap Personal (EF) netwealth Wrap Service (DEF) netwealth Wrap Service (EF) Non Government Schools Superannuation Norwich Union Superannuation Trust Norwich Union Superannuation Trust NEF NSW Electrical Superannuation Scheme O I Superannuation Active Members O I Superannuation Retained Benefit OAMPS Corporate (plan above 5m) OAMPS Corporate (plan below 1m) OAMPS Corporate (plan betweem 1m 2 5m) OAMPS Corporate (plan betweem 2 5m 5m) OAMPS Integrated Super OAMPS Super Industry OAMPS Super Master Officers Superannuation (Ordinary & Spouse Officers Superannuation (Post Employment On Q SuperWrap On Q SuperWrap Essentials OneSteel Superannuation (Defined Contribution) OneSteel Superannuation (Retained Benefits) OptiMix Superannuation OptiMix Superannuation (NEF) Perpetual Cash Management Perpetual Pooled Super Trust Perpetual Select Superannuation Perpetual WealthFocus Super Perpetual Wholesale s Personal Financial Service SuperWrap (Classic Portfolio) Personal Financial Service SuperWrap (Other Managed s and Stocks) B Superannuation (Employer) B Superannuation (Personal) Platform2 SuperWrap Plum Superannuation Police Superannuation Scheme (PSS) Police Superannuation Scheme Deferred Member Portfolio Administrator SuperWrap PortfolioCare Super Service (Non ASR) PortfolioCare Super Service (Standard ASR) Portfoliofocus Essentials Superannuation Master Trust Portfoliofocus Essentials Superannuation Master Trust DEF PremiumChoice Retirement Service PremiumChoice Retirement Service (DEF1) PremiumChoice Retirement Service (DEF2) Prime Super Printing Industry Superannuation (My Choice) Public Sector Superannuation Accumulation Public Sector Superannuation Scheme Qantas Superannuation Qld Coal Oil Shale Mining Industry Superannuation (AUSCOAL) QSuper Accumulation Account Quadrant Investment Choice Quadrant Personal Super Queensland Independent Education and Care Superannuation Trust (QIEC) Recruitment Services Super (Easy Choice) Recruitment Services Super (Easy Super) Recruitment Services Super (SelectSuper) Rei Super Rei Super Elite Rest Industry Superannuation Rest Personal Superannuation Retirement Benefit (RBF) Rio Tinto Staff Superannuation Russell Private Retirement Series Russell SuperSolution Personal Division Savings and Loan Members Superannuation SCM Optimal Choice s Seafarers Retirement SERF Accumulation Standard Plus Basic ShareInvest A Share Market Portfolio Service ShareInvest Separately Managed Accounts Wrap Shell Aust Super (Option 1 2) Shell Aust Super (Option 3 Restricted Skandia Global Retirement Solutions Skandia One Corporate Solutions ($1 m to $5m) Skandia One Corporate Solutions ($10m and above) Skandia One Corporate Solutions ($5 m to $10m) Skandia One Corporate Solutions (Below $1 m) Skandia One Retirement Solutions Skandia Wholesale Retirement Solutions Smart Super SMSF Smartsave Australia First Super Smartsave Employer

Smartsave Personal Super and Smart Pensions SMF Eligible Rollover SMSF AssetChoice SMSF AssetLink SMSF BT Wrap SMSF BT Wrap (related accounts) SMSF Comet Wrap SMSF Investor Portfolio Service Wrap SMSF MLC MasterKey Custom Investment Services SMSF Navigator Access Investment SMSF Navigator Personal Investment SMSF On Q Wrap SMSF On Q Wrap Essentials SMSF Platform2 Wrap SMSF Portfolio Administrator Investment SMSF Skandia One Investment Solutions SMSF Solar Investment Wrap SMSF Solar Investment Wrap (related accounts) SMSF Strategy Portfolio Service SMSF wealth e account Wrap SMSF wealth e account Wrap Essentials Solar SuperWrap Solar SuperWrap (related accounts) Solar SuperWrap Essentials Southern State Superannuation Scheme (Super SA) Southern State Superannuation Scheme (Super SSS) Spectrum Super Spectrum Super (DEF) State Authorities Super Scheme (SASS) State Authorities Super Scheme Deferred Member (SASS) State Super Personal Retirement State Superannuation Scheme (SSS) State Superannuation Scheme Deferred Member (SSS) Statewide Superannuation Trust (Employer) Statewide Superannuation Trust (Public Offer) Strategy Employer Superannuation Strategy Personal Superannuation Strategy Retirement Strategy Retirement DEF Summit (Investor Select) Employer Sponsored Super Summit (Investor Select) Employer Sponsored Super (Exit Fee) Summit (Investor Select) Personal Superannuation Summit (Investor Select) Personal Superannuation (Exit Fee) Summit (Select) Employer Sponsored Super Summit (Select) Employer Sponsored Super (Exit Fee) Summit (Select) Personal Superannuation Summit (Select) Personal Superannuation (Exit Fee) SunCorp Easy Personal Super (CF) SunCorp Easy Personal Super (NCF) SunCorp Easy Super Employer Sunsuper Personal Sunsuper Solutions Sunsuper Superannuation Super SA Lump Sum Scheme Super Synergy Superannuation For Electrical Contractors Queensland (Personal) Superannuation For Electrical Contractors Queensland (Select) SuperChoice Personal Superannuation and Pension SuperTrace Eligible Rollover Symetry Lifetime Super Symetry Lifetime Super DEF Synergy Retirement Service Synergy Retirement Service (DEF) Tasplan Super Telstra Super Personal Plus text.txt The Aviation Industry Superannuation Trust (TAIST) The Portfolio Service Super Accumulation The Portfolio Service Superannuation The Victorian Indepentent Schools Super Top Quartile Superannuation Trust 150k to 250k) 400k to 1m) below 150k) greater 1m) Tower Arc MT Personal Superannuation Tower Preferred Choice Corporate Super Tower Preferred Choice Super Tower Prestige Superannuation Bond EF Tower Prestige Superannuation Bond NEF Tower Superannuation Bond EF Tower Superannuation Bond NEF TransPersonal Transuper TWUSUPER Unilever Super UniSuper Accumulation Super (1) Members UniSuper Accumulation Super (2) Members Uniting Church Superannuation Van Eyk Blueprint Retirement Vanguard Personal Superannuation VicSuper Scheme Victorian Bar Superannuation Victorian Independent Schools Superannuation Virgin Super For Business Virgin Super Personal Vision Super Vision Super Saver WA Local Government Superannuation wealth e account SuperWrap wealth e account SuperWrap Essentials Wealthtrac Employer Superannuation (Below 1m) Wealthtrac Employer Superannuation ( between 1m & 2m) Wealthtrac Employer Superannuation ( between 2m & 3m ) Wealthtrac Employer Superannuation ( between 2m & 5m ) Wealthtrac Employer Superannuation ( over 5 mill) Wealthtrac Personal Superannuation Wealthtrac Superannuation Master Trust Wealthtrac Superannuation Master Trust DEF WealthWrap SuperWrap West State Super (GESB) Westpac Lifetime Superannuation Service Westpac Lifetime Superannuation Service (DEF) Westpac Staff Super Accumulation Westscheme Westscheme Accumulation Zurich i_super_invest Superannuation Zurich Superannuation Zurich Superannuation (DEF)

Contact Details Midwinter Financial Services Pty Ltd Level 11, 99 Elizabeth St Sydney NSW 2000 www.midwinter.com.au info@midwinter.com.au Tollfree 1300 882 938 ACN 121 020 620 To access your free trial of Midwinter s Reasonable Basis please click on this link Reasonable Basis Free Trial and call 1300 882 938 for your access code. This is intended as general advice only and does not have regard to an investor s objectives, financial situation or needs. Before acting, investors should consider the advice in light of their own circumstances. Midwinter Financial Services (Midwinter) ABN 94 610 697 565, AFSL No. 300688 has endeavoured to ensure that the information contained in this communication is accurate, but to the maximum extent permitted by the Law, disclaims all liability for errors or omissions. All superannuation and taxation information is based on our understanding, and the continuation, of current taxation and superannuation legislation. The case studies included have been created to illustrate a specific concept only.