The Kukla/Schick Team Your Family CFO 1
Welcome Welcome to the Kukla/Schick Team of Moneta Group! Thank you for your interest in learning more about our Family CFO services. Our responsibility is to advise you, the Family CEO, on how best to manage, grow and protect your family s assets. Each family has unique goals and objectives. We look forward to exploring these with you and creating a customized Financial Action Plan. Please contact us with questions or to set up a time when we can sit down together to talk more about how the Kukla/Schick Team can best serve you and your family. 1
Our Mission Moneta Group strives to be the premier planning organization for successful families. We seek to accomplish this mission by: Why the Kukla/Schick Team? con ti nu i ty: the state or condition of being smoothly continuous. Our team is focused on your family s financial future. By design our team s succession plan includes advisers in their 60s, 50s and 30s. As your Family CFO, we know the complexities of your family s plan. Our advisers will always be there to handle the details, even in the event of a death or disability. helping our clients make good financial decisions developing comprehensive, value-added solutions for clients preserving client trust by offering independent, objective advice providing financial expertise maintaining lifetime and multi-generational relationships The five professionals have more than 80 years at Moneta Group and collectively possess ten professional designations CFP, CFA, CPA, PFS, CLU, MBA. Our client administrative staff has more than 95 years at Moneta Group. 2 3
The Family CFO The complexities of investment management, tax planning, philanthropy, estate planning, business succession and risk management require a wide range of expertise. Moneta Group relies on the skills and backgrounds of more than 200 employees to deliver world-class advice to successful families across the country. Family CFOs must be specialists across all financial planning disciplines, although we recognize that no single person could be an expert in all of these areas. That is why our Principals and Professional Consultants have diverse backgrounds as accountants, bankers, small business owners, insurance experts, attorneys, and trust officers. Each has an area of expertise to share with Moneta clients. 4 5
Managing the Total Process Our goal is to provide you and your family with a comprehensive financial planning and investment strategy. The action items listed below are integral components of the ongoing financial strategy. Multi-Generational Planning Action: We help facilitate family meetings which will assist you in communicating the family philosophy and succession plan. Investment Management Action: Coordinate a long term strategy that is specific to your unique goals and objectives. We will continually monitor your strategy and adapt it as circumstances change. Retirement Planning Action: Review models with you that will provide a realistic sense of your financial future. Insurance Planning Action: Review your current insurance program and assess the financial impact of possible catastrophic events. Estate and Philanthropic Strategies Action: Help you create a well-thought-out plan that is aligned with your family values and philanthropic desires in a clear and tax efficient manner. Trust Administration Action: Provide continuity to future generations through the use of Moneta Trust. Our team will coordinate the details and work with the Trust company to ensure efficient execution of your wishes as written in your documents. Tax and Accounting Services Action: Consider your tax situation in everything we do. We will coordinate the preparation of your tax return with your accountant or our internal tax department. Bill paying service is an option that is available, if desired. 6 7
Financial Documents Our Process Since we will be discussing your financial situation, some people ask which documents they should provide to us. The following is a suggested list: Recent tax returns Investment account statements Bank account information Existing wills and/or trusts Initial Interview Data Discovery Financial Action Plan Implement Plan Ongoing Interaction Personal balance sheet, if available Insurance policies: life, disability, health, long term care and property and casualty Company provided benefits (pension, medical, disability, life insurance, profit sharing) Any other financial data you feel is pertinent 8 9
Our Company Founded in St. Louis in 1869, Moneta Group is an independent privately-held organization. The company is owned by the current Principals. Awards & Accolades 2013 Awards Financial Advisor magazine ranked Moneta Group as No. 4 in the nation, 2013 RIA Ranking (ranked on total assets under management) Don Kukla and Patrick McGinnis were recipients of the FIVE STAR Wealth Manager Award. AdvisorOne.com ranked Moneta Group No. 1 in the nation, Top Wealth Managers (ranked by total assets) 2011 Awards Moneta Group was ranked No. 10 in Registered Rep magazine s Top 50 Wealth Management RIAs. Moneta Group was the recipient of a BBB Torch Award for exceptional ethical business practices and customer service from the Better Business Bureau Serving Eastern Missouri and Southern Illinois. 2012 Awards Financial Advisor magazine ranked Moneta Group as No. 3 in the nation in their 2012 RIA Ranking (ranked on total assets under management). Don Kukla and Patrick McGinnis were recipients of the FIVE STAR Wealth Manager Award. 2010 Awards Financial Advisor magazine identified Moneta Group as No. 4 in the nation in their 2010 RIA Ranking. (ranked by total assets) Moneta Group was ranked No. 73 in Wealth Manager magazine s 2010 Top Wealth Manager rankings when ranked by average AUM per client. Don Kukla and Peter Schick were recipients of the FIVE STAR Wealth Manager Award. 10 Moneta Group maintains relationships with approximately 2,300 clients and advises on $14.9 billion in assets under management as of December 31, 2012. The Kukla/Schick Team s compensation structure provides a level of objectivity not frequently found in today s market. Our team advises families in over 30 states. Moneta Group was listed as a Top Human Capital Firm in Moss Adams Adviser Compensation and Staffing Study for its ability to manage, develop and maintain top talent. Don Kukla and Peter Schick were recipients of the FIVE STAR Wealth Manager Award. 11
Our Team s Advisers Our Administrative Team Jane Heine, RP Operations Manager Sarah Hays Marci Blumhorst Ingrid Lee Donald T. Kukla, CPA, PFS, CFP Principal and Chairman of Moneta Group (314) 244-3223 dkukla@monetagroup.com Peter G. Schick, CLU, CFP Principal and Chairman Emeritus (314) 244-3213 pschick@monetagroup.com Carolyn Duggan /Marketing Assistant Alicia Faerber, CFP Stephanie Martin Rebecca Staed Sean Follis Hunter R. Brown, MBA, CFP Professional Consultant (314) 244-3381 hbrown@monetagroup.com Patrick J. McGinnis, CFA, CFP Professional Consultant (314) 244-3288 pmcginnis@monetagroup.com Laura A. Pupillo, CFP Professional Consultant (314) 244-3322 lpupillo@monetagroup.com 12 13
14 100 South Brentwood Blvd. Suite 500 Clayton, MO 63105