EMVCo Letter of Approval - Contact Terminal Level 2



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February 14, 2014 Marat Serpokrylov Closed joint stock company - CENTER OF FINANCIAL TECHNOLOGIES 35, Koltsovo Koltsovo, vosibirsk Region 630559 Russia Re: EMV Application Kernel: Approval Number(s): EMVCo Letter of Approval - Contact Terminal Level 2 CFT_POSEMV Version 1.1 2-02730-1-1S-FIM-0214-4.3.c 2-02730-1-1OS-FIM-0214-4.3.c The EMV Application Kernel has been tested on the following terminal Terminal: Verifone Vx520 PinPad: n/a Operating System: 1OS = Verix Version QT520104 Renewal Date: Report ID 14-Feb-2017 Session 1: C13RAP12-24-1 - FIME Europe Test Centre Approved Configurations: Config Vendor Config ID Terminal Checksum 1S 22 6A08D61623299A8E55AE67A66675E40F Page 1 of 6

Dear Marat Serpokrylov: EMVCo, LLC ("EMVCo"), a Delaware limited liability company, has received your request for Level 2 terminal type approval for the EMV Application Kernel (hereafter refered to as Application) identified above. In connection with your request, we have reviewed all test file number(s) listed above. After assessing such file(s), EMVCo has found reasonable evidence that the submitted samples of the above referenced Application Kernel sufficiently conform to EMV Integrated Circuit Card Specifications for Payment Systems, Version 4.3 of vember 2011 and all the applicable specification bulletins at the date of the test session. EMVCo hereby (a) grants your Application EMVCo Type Approval for Terminal Level 2, based on the requirements stated in the EMV 4.3 Specifications, and (b) agrees to include your Application Kernel in EMVCo's approved Application list. EMVCo's grant to your Application Kernel is subject to and specifically incorporates (i) the General Terms and Conditions to the Letter of Approval enclosed as Exhibit A, and (ii) the Specific Terms and Conditions to the Letter of Approval attached hereto as Attachment 1. Because EMVCo's grant is subject to such limitations, including certain events of termination, you and any third parties should confirm that such approval is current and has not been terminated by referring to the list of approved Application Kernels published on the EMVCo website (www.emvco.com). Closed joint stock company - CENTER OF FINANCIAL TECHNOLOGIES This Letter of Approval is valid while the approval number is posted on the EMVCo website. EMVCo, LLC, a Delaware limited liability company By: Name: Title: Arnaud du Chéné EMVCo Terminal Type Approval Page 2 of 6

Terminal Capabilities Card Data Input Capability Manual Key Entry Magnetic Stripe IC with Contacts CVM Capability Plaintext PIN for ICC Verification Enciphered PIN for online Verification Signature (Paper) Enciphered PIN for offline Verification CVM Required Security Capability Static Data Authentication and Dynamic Data Authentication Card Capture Combined Dynamic Data Authentication / Application Cryptogram Generation Transaction Type Capability Cash Goods Services Cash Back Inquiry Transfer Payment Administrative Cash Deposit Terminal Data Input Capability Does terminal have keypad Numeric Keys Alphabetic and Special Character Keys Command Keys Function Keys Terminal Data Output Capability Print, Attendant (Mandatory for terminals supporting signature) Print, Cardholder Display, Attendant (Mandatory for Attended terminals) Display Cardholder Code Table 10 Code Table 9 Code Table 8 Code Table 7 Code Table 6 Code Table 5 Code Table 4 Code Table 3 Code Table 2 Code Table 1 Value Supported Mode 1 Page 3 of 6

Terminal Capabilities Application Selection Support PSE selection Method Support Cardholder Confirmation Does Terminal have a preferred order of displaying applications Does terminal perfom partial AID selection Does the terminal have multi language support Does the terminal support the EMV Language Selection method Does the terminal support the Common Character Set as defined in Annex B table 20 Book 4 Selectable Kernel Configurations Is your Multi-Configuration Kernel capable of dynamically selecting a configuration at the time of transaction Data Authentication What is the maximun supported Certificate Authority Public Key Size (Mandatory for terminals supporting Data Authentication with minimal support for 248 bytes) What exponents does the terminal support (Mandatory for terminals supporting Data Authentication, 3 and 2^16+1) During data authentication does the terminal check validity for revocation of Issuer Public Key Certificate When supporting certificate revocation, what is the Certificate Revocation List format? Does the terminal contain a default DDOL (Mandatory for terminals supporting DDA) Is operator action required when loading CA Public Key fails CA Public Key verified with CA Public Key Check Sum Cardholder Verification Method Terminal supports bypass PIN Entry Terminal supports Subsequent bypass PIN Entry Terminal supports Get Data for PIN Try Counter Terminal supports Fail CVM Are amounts known before CVM processing Terminal Risk Management Floor Limit Checking (Mandatory for offline only terminals and offline terminals with online capability) Random Transaction Selection (Mandatory for offline terminals with online capability, except when cardholder controlled) Velocity Checking (Mandatory for offline only terminals and offline terminals with online capability) Transaction Log Exception File Performance of Terminal Risk Management irrespective of AIP setting (expected behavior) Value Supported 248 3 and 2^16+1 Page 4 of 6

Terminal Capabilities Value Supported Terminal Action Analysis Does the terminal support Terminal Action Codes Can the values of the Terminal Action Codes be changed Can the Terminal Action Codes be deleted or disabled? If yes what are the default TAC values supported? (according to Book 3 Section 10.7) How does Offline Only Terminal process Default Action Codes prior to First Generate AC? (Offline Only Terminal shall support one option) How does online only terminal process TAC/IAC-Default when unable to go online? (Online Only Terminal shall support one option) Device capable of detecting CDA failure before Terminal Action Analysis Completion Processing Transaction Forced Online Capability Transaction Forced Acceptance Capability Does terminal Support advices Does the terminal support Issuer initiated Voice Referrals Does the terminal support Batch Data Capture Does the terminal support Online Data Capture Does the terminal support a Default TDOL Exception Handling What is the POS Entry Mode value when IC cannot be read and the transaction falls back using Magstripe (Mandatory for attended terminals) Miscellaneous Is the terminal equipped with a PIN Pad Is the amount and PIN entered at the same keypad Is the ICC/Magstripe Reader combined If Combined ICC/Magstripe reader is supported, is Magstripe read first Does the terminal support account type selection Does the terminal support 'on fly' script processing (not recommended behavior) Is the Issuer Script device limit greater than 128 bytes If the Issuer Script device limit is greater than 128 bytes, what is the value supported 275 Does the terminal support Internal Date Management Checksum TAC Denial: TAC Online: TAC Default: Does the product comply with the Checksum rules as defined in Contact Terminal Level 2 administrative process This is an Initial submission or Subsequent submission or renewal of the original approved product prior to the effective date of checksum rules (cf Terminal Type Approval Bulletin. 134) Configuration Checksum (Static Kernel only) 80 n/a 6A08D61623299A8E55AE 67A66675E40F Page 5 of 6

Attachment 1 Specific Terms and Conditions to the Letter of Approval Restriction: ne Page 6 of 6