Financial Institutions I January 2016. Holiday Reference Guide 2016 European banking, trading and settlement holidays



Similar documents
Holiday Reference Guide 2015

Office Rents map EUROPE, MIDDLE EAST AND AFRICA. Accelerating success.

Securities services fees and commissions

Stock Exchange Date Holiday / Event Settlement Information Trading Information Comment Moscow Exchange New Year's Day No Settlement No

SunGard Best Practice Guide

Global Network Access International Access Rates

EMEA Rents map RETAIL Accelerating success.

Crime and Criminal Justice

Mexico Holy Thursday No Settlement No Trading Stockholm Holy Thursday (exch Closed Partial Trading Day

Guide. Axis Webinar User Guide

16 th European Senior Chess Championship 4-14 June 2016 Yerevan Armenia

Credit transfer to Customer account with AS "Meridian Trade Bank" EUR, USD free of charge * Other countries currency information in the Bank

Analysis of statistics 2015

Execution Venues Traiding places provided by UBS Switzerland AG

HSE HR Circular 005/ th February 2010.

SECURITIES SERVICES FEES AND COMMISSIONS (for natural and legal persons)

Discover our combined power

BEST EXECUTION POLICY

International transfers are not always easy to understand.

Group 1 Group 2 Group 3 Group 4

UEFA Futsal EURO 2013/14 Preliminary & Main Rounds Draw Procedure

Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU

Pricelist. Retail Banking

Guide. Axis Webinar. User guide

T R A V E L A N D A C C O M M O D A T I O N E X P E N S E S

Merchant's Default Payout in local currency

Term 1 Assignment AP European History

1. Perception of the Bancruptcy System Perception of In-court Reorganisation... 4

CCBE LAWYERS STATISTICS 2015 Total n of women lawyer members of the Bar Austria 31/12/

Master's in midwifery: challenging the present, protecting the future? Valerie Fleming R.M., Ph.D.

EUROPEAN UNION. Chapter prepared by. Marc Greven

DCA QUESTIONNAIRE V0.1-1 INTRODUCTION AND IDENTIFICATION OF THE DATA CENTRE

Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky

International Call Services

Education at a Glance. OECD Indicators. Annex: UOE Data Collection Sources

Adobe Public Relations (PR) Guidelines

Pan- European region

About us. As our customer you will be able to take advantage of the following benefits: One Provider. Flexible Billing. Our Portal.

GfK PURCHASING POWER INTERNATIONAL

ERASMUS+ MASTER LOANS

INTERCHANGE RATES MASTERCARD AND VISA

TREATY MAKING - EXPRESSION OF CONSENT BY STATES TO BE BOUND BY A TREATY

International Wire Transfers Help Guide Transfer Funds to Overseas Banks

COUNCIL OF EUROPE BRIGHTON CONFERENCE APRIL 2012

Technical & Trade Schools Europe Report

Direct Life Insurance Carrier Lines Europe Report

Architecture. Young Talent. Award Rules. January Organised by:

in Scotland for holidaymakers from overseas

Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women

Funding and network opportunities for cluster internationalization

Terms and Conditions for the EU/EFTA and CEE Non-EU/EFTA Windows Server Hyper-v deployment Cash Back Promotion

NUCLEAR OPERATOR LIABILITY AMOUNTS & FINANCIAL SECURITY LIMITS

Business Mobile Plans

Technical & Trade School Lines Europe Report

No of EU lawyers registered under their home-country professional title (Art. 2 of Directive 98/5/EC) and their origins

RULES FOR FOREIGN PAYMENTS

NUCLEAR OPERATOR LIABILITY AMOUNTS & FINANCIAL SECURITY LIMITS

Replacement Migration

ERASMUS+ MASTER LOANS

Market Performance Report - For Business & Country

The Organisation of the Academic Year in Europe

41 T Korea, Rep T Netherlands T Japan E Bulgaria T Argentina T Czech Republic T Greece 50.

Ready for Take off.

Youth football. the average age when mixed football ends. WU13 WU15 WU17 age categories with the most organised youth leagues in Europe

INSOL Europe. The professional association for European restructuring and insolvency specialists. Become a member

10TH EDITION MERGER CONTROL VADEMECUM FILING THRESHOLDS AND CLEARANCE CONDITIONS IN THE 29 EUROPEAN JURISDICTIONS

General information about the bank

Price list. Forex trading rates and conditions. Contract for Difference (CFD) trading rates and conditions. Index CFD trading rates and conditions

LANDWELL. Solicitors. Life Sciences Unit

Where science & ethics meet. The EFGCP Report on The Procedure for the Ethical Review of Protocols for Clinical Research Projects in Europe and Beyond

Residential Mental, Health & Substance Abuse Facility Lines Europe Report

ERA-EDTA YOUNG FELLOWSHIP PROGRAMME GENERAL RULES

CEESEG FIX. CEEtrader

Stolen Vehicle Tracking and Monitoring Services

OPEN CALL to participate in ECF s 2014 Idea Camp

Price list. Forex trading rates and conditions Contract for Difference (CFD) trading rates and conditions... 3

your own success? Locate addresses exactly Visualise your company data Analyse connections Make the right decisions Use your full potential

Please join us on the next INCOSE Webinar. When. Topic. Speaker

Higher education in "Erasmus for all : Hopes and fears. Dr. Siegbert Wuttig, DAAD Brussels, 27 March 2012

Our patent and trade mark attorneys are here to help you protect and profit from your ideas, making sure they re working every bit as hard as you do.

Stolen Vehicle Tracking and Monitoring Services

CEE Insurance Services

SEPA. Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments

Global Dialing Comment. Telephone Type. AT&T Direct Number. Access Type. Dial-In Number. Country. Albania Toll-Free

Tariffs & Charges Schedule for Investment Services

Payments via Unitel & Corporate Netbank Request for Transfer Customer tariff effective from 1 September 2016

UNLEASH YOUR CREATIVITY AGAINST POVERTY

EU air routes. Country From To Airline. Page 1 of 6. Department for Environment Food and Rural Affairs / Animal Health

European Research Council

List of Tariffs applicable as of 1 July 2016

Age of players: born from January 1, 1990 and le December 31, Any player born on 1989 and 1992 will not be accepted.

FAO Regional Office (REU) - Budapest

Central Securities Depository Regulation

Stolen Vehicle Tracking. automotive.vodafone.co.uk. Vodafone Power to you

Collaboration Grant. How to APPLY. Contents. Introduction. Eligibility criteria who is eligible and what is eligible? What we don t fund

CMS_LawTax_Negative_ ep. CMS European M & A Study Seventh Edition

Transcription:

Financial Institutions I January 2016 Reference Guide 2016 European banking, trading and settlement holidays

Reference Guide 2016 This holiday guide contains information on European banking, trading and settlement holidays. Note: Only the major stock exchanges are considered in this guide. Specific stock exchange centers may well continue to be operating on the holidays indicated for general trading and settlement. Disclaimer This Reference Guide 2016 is for general information only and is subject to change. As such, the Reference Guide should not be relied upon or interpreted in any way as final, official or confirmed by the relevant regulatory authorities. No representation or warranty of any kind is made regarding the completeness or accuracy of the Reference Guide 2016, and no liability will be accepted by Commerzbank or any of its subsidiaries, affiliates, holding companies and related corporations in relation thereto. Commerzbank AG Commerzbank AG, Financial Institutions, 60261 Frankfurt am Main, Germany www.fi.commerzbank.com Financial Institutions January 2016

Index TARGET2 closing days 2 Latvia 35 Albania 3 Liechtenstein 36 Andorra 4 Lithuania 37 Austria 5 Luxembourg 38 Belarus 6 Macedonia 39 Belgium 7 Malta 40 Bosnia & Herzegovina 10 Moldova 41 Bulgaria 12 Monaco 42 Croatia 13 Montenegro 43 Cyprus 14 Netherlands 44 Czech Republic 15 Norway 47 Denmark 16 Poland 48 Estonia 17 Portugal 49 Faroe Islands 18 Romania 50 Finland 19 Russia 51 France 20 Serbia 53 Germany 21 Slovakia 54 Gibraltar 27 Slovenia 55 Greece 28 Spain 56 Hungary 29 Sweden 58 Iceland 30 Switzerland 59 Ireland 31 Ukraine 64 Italy 32 United Kingdom 65 Financial Institutions I January 2016 1

TARGET2 - EUR non-clearing days Long-term calendar for TARGET2 closing days The TARGET2-system (Trans-European Automated Real-time Gross settlement Express Transfer ) will be closed, in addition to Saturdays and Sundays, on the following days: January 1 New Year's Day X March 25 Good Friday X March 28 Easter Monday X May 1 Labour Day X December 25 Christmas Day X December 26 Christmas X Financial Institutions I January 2016 2

Albania: Tirana* ALL non-clearing days January 2 New Year's X X X March 14 Springs Day X X X March 22 Nevruz X X X March 28 Easter Sunday X X X May 1 Labour Day X X X May 2 Easter Sunday (Orthodox) X X X July 6 Last Day of Ramadan* X X X September 12 Sacrifice Day* X X X October 19 Beatification Day of Mother Teresa X X X November 28 Independence Day X X X November 29 Liberation Day X X X December 8 National Youth Day X X X * Exchange: Tirana Stock Exchange Financial Institutions I January 2016 3

Andorra: Andorra-la-vella January 1 New Year's Day X n.a. n.a. January 6 Twelfth Night X n.a. n.a. February 8 Carnival X n.a. n.a. March 14 Constitution Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 26 Holy Saturday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. June 24 St. John Baptist X n.a. n.a. August 15 Assumption Day X n.a. n.a. September 8 Our Lady of Meritxell/National Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. December 31 New Year's Eve X n.a. n.a. Financial Institutions I January 2016 4

Austria: Vienna* January 6 Epiphany X X X March 25 Good Friday X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X May 16 Whitmonday X X X May 26 Corpus Christi X X X August 15 Assumption Day X X X October 26 National X X X November 1 All Saints' Day X X X December 8 Immaculate Conception X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X December 30 New Year's Eve OBS X X * Exchange: Wienerborse - Main market Financial Institutions I January 2016 5

Belarus: Minsk* BYR non-clearing days January 7 Christmas (Orthodox) X X X March 8 International Women's Day X X X May 1 Labour Day X X X May 9 Victory Day & Mother's Day X X X May 10 Radunitsa (Holy Trinity) X X X July 3 Independence Day X X X November 7 October Revolution Day X X X December 25 Christmas (Catholic) X X X * Exchange: Belarusian Currency and Stock Exchange Financial Institutions I January 2016 6

Belgium: Antwerp January 1 New Year's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 6 Day after Ascension X n.a. n.a. May 16 Whitmonday X n.a. n.a. July 11 Flemish Community X n.a. n.a. July 21 National X n.a. n.a. August 15 Assumption Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. November 11 Armistice Day X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Day after Christmas X n.a. n.a. Financial Institutions I January 2016 7

Belgium: Brussels* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 6 Day after Ascension X May 16 Whitmonday X July 21 National X August 15 Assumption Day X November 1 All Saints' Day X November 11 Armistice Day X December 25 Christmas Day X X X December 26 Day after Christmas X X X * Exchange: Euronext Brussels Financial Institutions I January 2016 8

Belgium: Namur January 1 New Year's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 6 Day after Ascension X n.a. n.a. May 16 Whitmonday X n.a. n.a. July 21 National X n.a. n.a. August 15 Assumption Day X n.a. n.a. September 27 French Community X n.a. n.a. November 1 All Saints' Day X n.a. n.a. November 11 Armistice Day X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Day after Christmas X n.a. n.a. Financial Institutions I January 2016 9

Bosnia and Herzegovina: Banja Luka* BAM non-clearing days January 2 New Year's X X X March 1 Independence Day X X March 28 Easter Monday X X May 1 Labour Day X May 2 Labour Day X X X May 3 Labour Day OBS X X July 6 Bajram Ramadan X X September 12 Bajram Kurban X X November 25 Statehood Day X X December 26 Christmas OBS X X * Exchange: Banja Luka Stock Exchange Financial Institutions I January 2016 10

Bosnia and Herzegovina: Sarajevo* BAM non-clearing days January 2 New Year's X X X March 1 Independence Day X X March 28 Easter Monday X X May 1 Labour Day X May 2 Labour Day X X X May 3 Labour Day OBS X X July 6 Bajram Ramadan X X September 12 Bajram Kurban X X November 25 Statehood Day X X December 26 Christmas OBS X X * Exchange: Sarajevo Stock Exchange Financial Institutions I January 2016 11

Bulgaria: Sofia* BGN non-clearing days March 3 National Day X X X March 25 Good Friday X March 28 Easter Monday X April 29 Good Friday (Orthodox) X X X May 1 Labour Day X X X May 2 Easter Monday (Orthodox) X X X May 6 St. George Day X X X May 24 Day of Bulgarian Culture and Slavonic Script X X X September 6 Unification Day X X X September 22 Independence Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: Bulgarian Stock Exchange Financial Institutions I January 2016 12

Croatia: Zagreb* HRK non-clearing days January 6 Epiphany X X X March 25 Good Friday X March 28 Easter Monday X X X May 1 Labour Day X X X May 26 Corpus Christi X X X June 22 Antifascist Struggle Day X X X June 25 Statehood Day X X X August 5 Thanksgiving Day X X X August 15 Assumption Day X X X October 8 Independence Day X X X November 1 All Saints Day X X X December 24 Christmas Eve X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: Zagreb Stock Exchange Financial Institutions I January 2016 13

Cyprius: Nicosia* January 6 Epiphany X X X March 14 Shrove Monday (Orthodox) X X X March 25 Greek Independence Day X X X March 28 Easter Monday X X April 1 Cyprus National Day X X X April 29 Good Friday (Orthodox) X X X May 1 Labour Day X X X May 2 Easter Monday (Orthodox) X X X May 3 Easter Tuesday (Orthodox) X X X June 20 Pentecost (Orthodox) X X X August 15 Assumption Day X X X October 1 Cyprus Independence Day X X X October 28 Greek National Day X X X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Boxing Day X X X * Exchange: Cyprus Stock Exchange Financial Institutions I January 2016 14

Czech Republic: Prague* CZK non-clearing days March 25 Good Friday X March 28 Easter Monday X X X May 1 Labour Day X X X May 8 Anniversary of Liberation X X X July 5 Day of Cyril and Metodej X X X July 6 Burning at the Stake of John Hus X X X September 28 Czech Statehood Day X X X October 28 National Day X X X November 17 Freedom and Democracy Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: Prague Stock Exchange Financial Institutions I January 2016 15

Denmark: Copenhagen* DKK non-clearing days March 24 Holy Thursday X X X March 25 Good Friday X X X March 28 Easter Monday X X X April 22 General Prayer Day X X X May 5 Ascension Day X X X May 6 Day After Ascension X X X May 16 Whitmonday X X X June 5 Constitution Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X X * Exchange: OMX Nordic Exchange Copenhagen Financial Institutions I January 2016 16

Estonia: Tallinn* EEK non-clearing days February 24 Independence Day X X X March 25 Good Friday X X X March 28 Easter Monday X X May 1 May Day X X X May 5 Ascension Day X June 23 Victory Day/Midsummer's Eve X X X June 24 St. John's Day/Midsummer's Day X X X August 20 Restoration of Independence X X X December 24 Christmas Eve X X X December 25 Christmas X X X December 26 Boxing Day X X X December 31 New Year's Eve X * Exchange: NASDAQ OMX Tallinn Financial Institutions I January 2016 17

Faroe Islands: Torshavn January 1 New Year's Day X n.a. n.a. March 24 Holy Thursday X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 22 General Prayer Day X n.a. n.a. April 25 Flag Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. July 28 National Day X n.a. n.a. July 29 National X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. December 31 New Year's Eve X n.a. n.a. Financial Institutions I January 2016 18

Finland: Helsinki* January 6 Epiphany X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X June 24 Midsummer Eve OBS X X X June 25 Midsummer Day OBS X X X December 6 Independence Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: OMX Nordic Exchange Helsinki Financial Institutions I January 2016 19

France: Paris* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 8 Armistice Day (1945) X May 16 Whitmonday X July 14 Bastille Day X August 15 Assumption Day X November 1 All Saints' Day X November 11 Armistice Day (1918) X December 25 Christmas Day X X X December 26 Christmas X X X * Euronext Paris Financial Institutions I January 2016 20

Germany: Cologne January 1 New Year's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. May 26 Corpus Christi X n.a. n.a. October 3 National Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. December 31 New Year's Eve X n.a. n.a. Financial Institutions I January 2016 21

Germany: Dusseldorf* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 16 Whitmonday X May 26 Corpus Christi X October 3 National Day X November 1 All Saints' Day X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X * Exchange: Dusseldorf Stock Exchange Financial Institutions I January 2016 22

Germany: Frankfurt* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 16 Whitmonday X X May 26 Corpus Christi X October 3 National Day X X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X * Exchange: German Deutscheboerse Financial Institutions I January 2016 23

Germany: Hamburg* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 16 Whitmonday X October 3 National Day X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X * Exchange: Hamburg Stock Exchange Financial Institutions I January 2016 24

Germany: Munich* January 6 Epiphany X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 16 Whitmonday X May 26 Corpus Christi X August 15 Assumption Day X October 3 National Day X November 1 All Saints' Day X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X * Exchange: Munich Stock Exchange Financial Institutions I January 2016 25

Germany: Stuttgart* January 6 Epiphany X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X May 16 Whitmonday X X May 26 Corpus Christi X October 3 National Day X X November 1 All Saints' Day X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X X * Exchange: Stuttgart Stock Exchange Financial Institutions I January 2016 26

Gibraltar: Gibraltar GIP non-clearing days January 1 New Year's Day X n.a. n.a. March 14 Commonwealth Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 28 Workers Memorial Day X n.a. n.a. May 2 May Day OBS X n.a. n.a. May 30 Spring Bank X n.a. n.a. June 13 Queen's Birthday X n.a. n.a. August 29 Late Summer Bank X n.a. n.a. September 12 National Day OBS X n.a. n.a. December 26 Christmas Day OBS X n.a. n.a. December 27 Boxing Day OBS X n.a. n.a. Financial Institutions I January 2016 27

Greece: Athens* January 6 Epiphany X X X March 14 Shrove Monday (Orthodox) X X X March 25 National X X X March 28 Easter Monday X X April 29 Good Friday (Orthodox) X X X May 1 Labour Day X X X May 2 Easter Monday (Orthodox) X X X June 20 Whitmonday (Orthodox) X X X August 15 Assumption Day X X X October 28 National Day X X X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Athens Stock Exchange Financial Institutions I January 2016 28

Hungary: Budapest* HUF non-clearing days March 14 Bridge 1 X X X March 15 Anniversary of 1848 Revolution X X X March 25 Good Friday X X March 28 Easter Monday X X X May 1 Labour Day X X X May 16 Whitmonday X X X August 20 St. Stephen's Day X X X October 23 Anniversary of 1956 Revolution X X X October 31 Bridge 2 X X X November 1 All Saints' Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Budapest Stock Exchange Financial Institutions I January 2016 29

Iceland: Reykjavik* ISK non-clearing days March 24 Maundy Thursday X X X March 25 Good Friday X X X March 28 Easter Monday X X X April 21 First Day of Summer OBS X X X May 1 Labour Day X X X May 5 Ascension Day X X X May 16 Whitmonday X X X June 17 National Day X X X August 1 Bank X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Boxing Day X X X December 31 New Year's Eve X * Exchange: OMX Nordic Exchange Iceland Financial Institutions I January 2016 30

Ireland: Dublin* March 17 St. Patrick's Day X March 25 Good Friday X X X March 28 Easter Monday X X X May 2 May Day X X X June 6 Summer X X August 1 Autumn X October 31 Halloween Day X December 26 Christmas Day OBS X X X December 27 St. Stephen's Day OBS X X X December 28 Christmas OBS X * Exchange: Irish Stock Exchange Financial Institutions I January 2016 31

Italy: Milan* January 6 Epiphany X March 25 Good Friday X X March 28 Easter Monday X X X April 25 Liberation Day X May 1 Labour Day X X X June 2 Republic Day X August 15 Assumption Day X X November 1 All Saints' Day X December 8 Immaculate Conception X December 24 Christmas Eve X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: Borsa Italia MTA (Equities) Financial Institutions I January 2016 32

Italy: Rome January 1 New Year's Day X n.a. n.a. January 6 Epiphany X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 25 Liberation Day X n.a. n.a. May 1 Labour Day X n.a. n.a. June 2 Republic Day X n.a. n.a. June 29 Sts. Peter & Paul X n.a. n.a. August 15 Assumption Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. Financial Institutions I January 2016 33

Italy: Turin January 1 New Year's Day X n.a. n.a. January 6 Epiphany X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 25 Liberation Day X n.a. n.a. May 1 Labour Day X n.a. n.a. June 2 Republic Day X n.a. n.a. August 15 Assumption Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. Financial Institutions I January 2016 34

Latvia: Riga* LVL non-clearing days March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 4 Restoration of Independence Day X X X May 5 Ascension Day X June 23 Midsummer Eve X X X June 24 St. John's Day X X X November 18 Independence Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Boxing Day X X X December 31 New Year's Eve X X X * Exchange: NASDAQ OMX Riga Financial Institutions I January 2016 35

Liechtenstein: Vaduz For CHF non-clearing days, see Switzerland January 1 New Year's Day X n.a. n.a. January 2 St. Berchtold's Day X n.a. n.a. January 6 Epiphany X n.a. n.a. February 2 Candlemas X n.a. n.a. February 9 Shrove Tuesday X n.a. n.a. March 19 St. Joseph's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. May 26 Corpus Christi X n.a. n.a. August 15 Assumption/National Day X n.a. n.a. September 8 Nativity of Our Lady X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 St. Stephen's Day X n.a. n.a. December 31 New Year's Eve X n.a. n.a. Financial Institutions I January 2016 36

Lithuania: Vilnius* LTL non-clearing days January 1 New Year's Day X n.a. n.a. February 16 Independence Day X n.a. n.a. March 11 Restoration of Lithuania's Statehood X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. June 24 Jonines (St. John Day) X n.a. n.a. July 6 Day of Statehood X n.a. n.a. August 15 Assumption Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 25 Christmas X n.a. n.a. December 26 Boxing Day X n.a. n.a. * Exchange: NASDAQ OMX Vilnius Financial Institutions I January 2016 37

Luxembourg: Luxembourg* March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X May 16 Whitmonday X X X June 23 National X X X August 15 Assumption Day X X X November 1 All Saints' Day X X X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Luxembourg Stock Exchange Financial Institutions I January 2016 38

Macedonia FYROM: Skopje* MKD non-clearing days January 6 Christmas Eve (Orthodox) X X X January 7 Christmas (Orthodox) X X X January 19 Epiphany (Orthodox) X X X April 29 Good Friday (Orthodox) X X X May 2 Labour Day OBS X X X May 3 Easter Monday (Orthodox) X X X May 24 Sts. Cyril and Methodius Day X X X June 17 Friday before Duhovden (Orthodox Pentecost) X X X July 6 Ramazan Bajram X X X August 2 Ilinden (St. Elijah's Uprising) X X X August 28 Dormition of the Virgin X X X September 8 Independence Day X X X October 11 People's Uprising Against Fascism X X X October 24 Macedonian Revolutionary Struggle OBS X X X December 8 St. Clement of Ohrid Day X X X December 30 New Year's Eve OBS X * Exchange: Macedonian Stock Exchange Financial Institutions I January 2016 39

Malta: Valletta* January 2 New Year's X X February 10 Feast of St. Paul's Shipwreck X X X March 19 St. Joseph's Day X X X March 25 Good Friday X X X March 28 Easter Monday X X X March 31 Freedom Day X X X May 1 Labour Day X X X June 7 Commemoration of 1919 Uprising X X X June 29 Sts. Peter & Paul Day X X X August 15 Assumption Day X X X September 8 Our Lady of Victory Day X X X September 21 Independence Day X X X December 8 Immaculate Conception X X X December 13 Republic Day X X X December 24 Christmas Eve X December 25 Christmas Day X X X December 26 Christmas X X X December 31 New Year's Eve X * Exchange: Malta Borza Financial Institutions I January 2016 40

Moldova: Chisinau* MDL non-clearing days January 7 Orthodox Christmas X X X January 8 Orthodox Christmas X X X March 8 International Women's Day X X X May 1 Labour Day X X X May 2 Easter Monday (Orthodox) X X X May 9 Victory Day X X X August 27 National Day X X X August 31 Language Day X X X October 14 Chisinau City Day (Chisinau only) X X X December 25 Christmas Day (Catholic) X X X * Exchange: Moldova Stock Exchange Financial Institutions I January 2016 41

Monaco: Monaco January 1 New Year's Day X n.a. n.a. January 27 Sainte- Devote Day X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 2 Labour Day OBS X n.a. n.a. May 5 Ascension X n.a. n.a. May 8 Victory Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. May 26 Fete Dieu - Corpus Christi X n.a. n.a. May 27 (Fermeture Collective) X n.a. n.a. July 14 French National Day X n.a. n.a. August 15 Assumption X n.a. n.a. September 3 Liberation of Monaco X n.a. n.a. November 1 All Saints' Day X n.a. n.a. November 11 Armistice Day X n.a. n.a. November 19 Fete du Prince X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 24 Christmas Eve X n.a. n.a. December 26 Christmas Day OBS X n.a. n.a. Financial Institutions I January 2016 42

Montenegro: Podgorica* January 2 New Year's X X X January 3 New Year's 3 X X January 4 New Year's 4 X X January 5 New Year's 5 X X January 6 New Year's 6 X X January 7 Christmas X X April 29 Good Friday (Orthodox) X X May 2 Labour Day X X X May 3 Labour Day OBS X X X May 21 Independence Day X X X May 23 Independence Day OBS X X X July 13 Montenegro National Day X X X July 14 Montenegro National Day X X X * Exchange: Montenegro Stock Exchange Financial Institutions I January 2016 43

Netherlands: Amsterdam* March 25 Good Friday X X X March 28 Easter Monday X X X April 27 King's Birthday X May 1 Labour Day X X May 5 Ascension Day X May 16 Whitmonday X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Euronext Amsterdam Financial Institutions I January 2016 44

Netherlands: Rotterdam January 1 New Year's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 27 King's Birthday X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. Financial Institutions I January 2016 45

Netherlands: The Hague January 1 New Year's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. April 27 King's Birthday X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. December 25 Christmas Day X n.a. n.a. December 26 Christmas X n.a. n.a. Financial Institutions I January 2016 46

Norway: Oslo* NOK non-clearing days March 24 Holy Thursday X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X May 16 Whitmonday X X X May 17 Constitution Day X X X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Boxing Day X X X December 31 New Year's Eve X X * Exchange: Oslo Bors Financial Institutions I January 2016 47

Poland: Warsaw* PLN non-clearing days January 6 Epiphany X X X March 25 Good Friday X X March 28 Easter Monday X X X May 1 State /Labour Day X X X May 3 Constitution Day X X X May 26 Corpus Christi X X X August 15 Assumption Day X X X November 1 All Saints' Day X X X November 11 Day of Independence X X X December 24 Christmas Eve X X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Warsaw Stock Exchange Financial Institutions I January 2016 48

Portugal: Lisbon* February 9 Carnival X March 25 Good Friday X X X March 28 Easter Monday X X April 25 Liberty Day X May 1 Labour Day X X X June 10 Portugal Day X June 13 St. Anthony's Day X August 15 Assumption Day X December 8 Immaculate Conception X December 24 Christmas Eve X December 25 Christmas Day X X X December 26 Christmas X X * Exchange: Euronext Lisbon Financial Institutions I January 2016 49

Romania: Bucharest* RON non-clearing days January 2 New Year's X X X May 1 Labour Day X X X May 2 Easter Monday (Orthodox) X X X June 20 Pentecost Monday (Orthodox) X X X August 15 Assumption Day X X X November 30 St. Andrew's Day X X X December 1 National X X X December 25 Christmas Day X X X December 26 Boxing Day X X X December 31 New Year's Eve X * Exchange: Bucharest Stock Exchange Financial Institutions I January 2016 50

Russian Federation: Moscow* RUB non-clearing days January 3 New Year's 3 X X X January 4 New Year's 4 X January 5 New Year's 5 X January 6 New Year's 6 X January 7 Russian Orthodox Christmas X X X January 8 New Year's OBS X X X February 22 Public 1 X February 23 Defense of the Fatherland X X X March 7 Public 2 X March 8 International Women's Day X X X May 2 International Labour Day OBS X X X May 3 Public 3 X X X May 9 Victory Day X X X June 13 Declaration of Russian Sovereignty OBS X X X November 4 National Unity Day X X X December 30 New Year's Eve X X * Exchange: Russian System Financial Institutions I January 2016 51

Russian Federation: St. Petersburg* RUB non-clearing days January 1 New Year's Day X n.a. n.a. January 3 New Year's 3 X n.a. n.a. January 4 New Year's 4 X n.a. n.a. January 5 New Year's 5 X n.a. n.a. January 6 New Year's 6 X n.a. n.a. January 7 Russian Orthodox Christmas X n.a. n.a. January 8 New Year's OBS X n.a. n.a. February 22 Public 1 X n.a. n.a. February 23 Defense of the Fatherland X n.a. n.a. March 7 Public 2 X n.a. n.a. March 8 International Women's Day X n.a. n.a. May 2 International Labour Day OBS X n.a. n.a. May 3 Public 3 X n.a. n.a. May 9 Victory Day X n.a. n.a. June 13 Declaration of Russian Sovereignty OBS X n.a. n.a. November 4 National Unity Day X n.a. n.a. * Exchange: St. Petersburg Stock Exchange Financial Institutions I January 2016 52

Serbia: Belgrade* RSD non-clearing days January 2 New Year's X X X January 7 Christmas X X X February 15 Serbian National Day X X X February 16 Serbian National Day X X X April 29 Good Friday (Orthodox) X X X May 2 Labour Day X X X May 3 Labour Day OBS X X X November 11 Armistice Day X X X * Exchange: Belgrade Stock Exchange Financial Institutions I January 2016 53

Slovakia: Bratislava* January 1 Founding of Slovak Republic X X X January 6 Epiphany X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 8 V- E Day X X X July 5 Sts. Cyril and Methodius Day X X X August 29 Anniversary of Slovak National Uprising X X X September 1 Constitution Day X X X September 15 Our Lady of Sorrows X X X November 1 All Saints' Day X X X November 17 Freedom and Democracy Day X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Boxing Day X X X * Exchange: Bratislava Stock Exchange Financial Institutions I January 2016 54

Slovenia: Ljubljana* February 8 Slovenian Culture Day X X X March 25 Good Friday X X March 28 Easter Monday X X X April 27 Resistance Day X X X May 1 Labour Day X X X May 2 Labour Day X X X June 25 National Day X X X August 15 Assumption Day X X X October 31 Reformation Day X X X November 1 All Saints' Day X X X December 24 Christmas X December 25 Christmas Day X X X December 26 Independence Day X X X December 30 New Year's Eve OBS X * Exchange: Ljubljana Stock Exchange Financial Institutions I January 2016 55

Spain: Barcelona* January 6 Epiphany X February 12 Local X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 16 Whitmonday X June 24 San Juan X August 15 Assumption Day X September 11 Cataluna National Day X September 24 La Merce X October 12 Hispanity Day X November 1 All Saints' Day X December 6 Constitution Day X December 8 Immaculate Conception X December 25 Christmas Day X X X December 26 St. Steven's Day X X X * Exchange: Barcelona Stock Exchange Financial Institutions I January 2016 56

Spain: Madrid* January 6 Epiphany X March 24 Holy Thursday X March 25 Good Friday X X X March 28 Easter Monday X X May 1 Labour Day X X May 2 Labour Day OBS X May 15 San Isidro Day X July 25 San Jose/Santiago X August 15 Assumption Day X September 9 Our Lady of Cabeza X October 12 Hispanity Day X November 1 All Saints' Day X November 9 Our Lady of Almudena X December 6 Constitution Day X December 8 Immaculate Conception X December 25 Christmas Day X X X December 26 Christmas X X X * Exchange: Madrid Stock Exchange Financial Institutions I January 2016 57

Sweden: Stockholm* SEK non-clearing days January 6 Epiphany X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X June 6 National Day X X X June 24 Midsummer Eve OBS X X X December 24 Christmas Eve X X X December 25 Christmas Day X X X December 26 Boxing Day X X X December 31 New Year's Eve X X X * Exchange: OMX Nordic Exchange Stockholm Financial Institutions I January 2016 58

Switzerland: Basle CHF non-clearing days January 1 New Year's Day X n.a. n.a. January 2 Berchtoldstag X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. August 1 National Day X n.a. n.a. December 25 Christmas X n.a. n.a. December 26 St. Stephen's Day X n.a. n.a. Financial Institutions I January 2016 59

Switzerland: Berne* CHF non-clearing days January 2 Berchtoldstag X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X May 5 Ascension Day X X X May 16 Whitmonday X X X August 1 National Day X X X December 24 Christmas Eve X December 25 Christmas X X X December 26 St. Stephen's Day X X X December 31 New Year's Eve X * Exchange: Berne Stock Exchange Financial Institutions I January 2016 60

Switzerland: Geneva CHF non-clearing days January 1 New Year's Day X n.a. n.a. January 2 Berchtoldstag X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. August 1 National Day X n.a. n.a. September 8 Geneva Local X n.a. n.a. December 25 Christmas X n.a. n.a. December 26 St. Stephen's Day X n.a. n.a. December 31 New Year's Eve X n.a. n.a. Financial Institutions I January 2016 61

Switzerland: Lugano CHF non-clearing days January 1 New Year's Day X n.a. n.a. January 6 Epiphany X n.a. n.a. March 19 St. Joseph's Day X n.a. n.a. March 25 Good Friday X n.a. n.a. March 28 Easter Monday X n.a. n.a. May 1 Labour Day X n.a. n.a. May 5 Ascension Day X n.a. n.a. May 16 Whitmonday X n.a. n.a. May 26 Corpus Christi X n.a. n.a. June 29 Sts. Peter and Paul X n.a. n.a. August 1 National Day X n.a. n.a. August 15 Assumption Day X n.a. n.a. November 1 All Saints' Day X n.a. n.a. December 8 Immaculate Conception X n.a. n.a. December 25 Christmas X n.a. n.a. December 26 St. Stephen's Day X n.a. n.a. Financial Institutions I January 2016 62

Switzerland: Zurich* CHF non-clearing days January 2 Berchtoldstag X X X March 25 Good Friday X X X March 28 Easter Monday X X X May 1 Labour Day X X X May 5 Ascension Day X X X May 16 Whitmonday X X X August 1 National Day X X X December 24 Christmas Eve X December 25 Christmas X X X December 26 St. Stephen's Day X X X December 31 New Year's Eve X * Exchange: SIX Swiss Exchange Financial Institutions I January 2016 63

Ukraine: Kiev* UAH non-clearing days January 4 New Year's OBS X X X January 7 Christmas Day (Orthodox) X X X March 8 International Women's Day X X X May 2 Labour Day X X X May 3 Labour Day OBS X X X May 9 Victory Day X X X June 20 Trinity Day (Orthodox) X X X June 28 Constitution Day X X X August 24 Independence Day X X X October 14 Defenders of Ukraine Day X X X * Exchange: PFTS First Securities System Financial Institutions I January 2016 64

United Kingdom: London* GBP non-clearing days March 25 Good Friday X X X March 28 Easter Monday X X X May 2 Early May Bank X X X May 30 Late May Bank X X X August 29 Summer Bank X X X December 26 Christmas OBS X X X December 27 Boxing Day OBS X X X * Exchange: London Stock Exchange Financial Institutions I January 2016 65

Commerzbank AG Financial Institutions www.fi.commerzbank.com