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NSP 3 Referenced Material Home Mortgage Disclosure Act Information (Foreclosure -- Response.org): 2009 Geographic Identifier CT #49 CT #51 CT #52 CT #53 CT #12 CT #5* CT #16* Omaha Median Value of First Lien Home Purchase Loans (1-4 Units), 2009 $92,500 $67,000 $8,500 $49,000 $79,500 $226,000 $109,000 $118,000 Number of First Lien Home Purchase Loans (1-4 Units), 2009 34 12 2 7 6 18 2 4394 Number of First Lien Home Purchase Loans (1-4 Units), 2009, Per 1,000 1-4 Family Units 25.22 14.63 3.75 8.41 7.21 51.43 60.61 35.41 Number of First Lien Investor Home Purchase Loans (1-4 Units), 2009 3 4 2 3 0 6 0 318 Number of First Lien Owner-Occupant Home Purchase Loans (1-4 Units), 2009 31 8 0 4 6 12 2 4076 Percent of First Lien Home Purchase Loans (1-4 Units) that are Investors, 2009 8.8 33.3 100.0 42.9 0 33.3 0.0 7.2 Number of First Lien Investor Home Purchase Loans (1-4 Units), 2009, Per 1,000 1-4 Family Units 2.23 4.88 3.745 3.60 0 17.14 0 2.56 Total Number of Housing Units, 2000 2379 1311 638 881 995 453 533 167,609 Total Number of 1-4 Family Housing Units, 2000 1348 820 534 832 832 350 33 124,079 Number of High-Cost Home Purchase Loans (1-4 Units), 2004-2006 42 37 31 34 27 22 0 3,259 Number of Home Purchase Loans (1-4 Units) with Interest Rate Info, 2004-2006 157 105 52 61 43 117 4 14,666 Percent of Home Purchase Loans (1-4 Units) that are High-Cost, 2004-2006 26.8 35.2 59.6 55.7 62.8 18.8 0 22.2 Number of High-Cost Home Purchase Loans, 2004-2006, Per 1,000 1-4 Family Units 31.16 45.12 58.05 40.87 32.45 62.86 0 26.27 Number of High-Cost Home Purchase Loans, 2004-2006, Per 1,000 Total Housing Units 17.65 28.22 48.59 38.59 27.14 48.57 0 19.44 Number of High-Cost Investor Home Purchase Loans (1-4 Units), 2004-2006 17 14 15 20 16 11 0 771 Number of High-Cost Investor Home Purchase Loans, 2004-2006, Per 1,000 1-4 Family Units 12.61 17.07 28.09 24.03 19.23 31.43 0 6.21 Number of High-Cost Refinance Loans (1-4 Units), 2004-2006 47 63 31 62 46 13 0 5,524 Number of Refinance Loans (1-4 Units) with Interest Rate Info, 2004-2006 142 113 52 93 67 29 0 17,130 Percent of Refinance Loans (1-4 Units) that are High-Cost, 2004-2006 33.10 55.75 59.61 66.67 68.66 44.82. 32.24 Number of High-Cost Refinance Loans, 2004-2006, Per 1,000 1-4 Family Units 34.87 76.83 58.05 74.52 55.29 37.14 0 44.52 Number of High-Cost Refinance Loans, 2004-2006, Per 1,000 Total Housing Units 19.76 48.06 48.59 70.38 46.23 28.70 0 32.96

Home Mortgage Disclosure Act Information (Foreclosure -- Response.org): 2008 Geographic Identifier CT 4900 CT 5100 CT 5200 CT 5300 Ct 1200 CT5* CT16* Omaha Median Value of First Lien Home Purchase Loans (1-4 Units), 2008 $96,000 $75,000 $60,000 $57,000 $73,000 $203,000. $117,000 Number of First Lien Home Purchase Loans (1-4 Units), 2008 27 7 9 18 4 23-3,968 Number of First Lien Home Purchase Loans (1-4 Units), 2008, Per 1,000 1-4 Family Units 20.03 8.54 16.85 21.64 4.81 65.71 0.00 31.98 Number of First Lien Investor Home Purchase Loans (1-4 Units), 2008 3 1 7 7-8 - 467 Number of First Lien Owner-Occupant Home Purchase Loans (1-4 Units), 2008 24 6 2 11 4 15-3,501 Percent of First Lien Home Purchase Loans (1-4 Units) that are Investors, 2008 11.11 14.29 77.78 38.89 0.00 34.78. 11.77 Number of First Lien Investor Home Purchase Loans (1-4 Units), 2008, Per 1,000 1-4 Family Units 2.23 1.22 13.11 8.41 0.00 22.86 0.00 3.76 Total Number of Housing Units, 2000 2,379 1,311 638 881 995 453 533 167,609 Total Number of 1-4 Family Housing Units, 2000 1,348 820 534 832 832 350 33 124,079 Number of High-Cost Home Purchase Loans (1-4 Units), 2004-2006 42 37 31 34 27 22-3,259 Number of Home Purchase Loans (1-4 Units) with Interest Rate Info, 2004-2006 157 105 52 61 43 117 4 14,666 Percent of Home Purchase Loans (1-4 Units) that are High-Cost, 2004-2006 26.75 35.24 59.62 55.74 62.79 18.80 0.00 22.22 Number of High-Cost Home Purchase Loans, 2004-2006, Per 1,000 1-4 Family Units 31.16 45.12 58.05 40.87 32.45 62.86 0.00 26.27 Number of High-Cost Home Purchase Loans, 2004-2006, Per 1,000 Total Housing Units 17.65 28.22 48.59 38.59 27.14 48.57 0.00 19.44 Number of High-Cost Investor Home Purchase Loans (1-4 Units), 2004-2006 17 14 15 20 16 11-771 Number of High-Cost Investor Home Purchase Loans, 2004-2006, Per 1,000 1-4 Family Units 12.61 17.07 28.09 24.04 19.23 31.43 0.00 6.21 Number of High-Cost Refinance Loans (1-4 Units), 2004-2006 47 63 31 62 46 13-5,524 Number of Refinance Loans (1-4 Units) with Interest Rate Info, 2004-2006 142 113 52 93 67 29-17,130 Percent of Refinance Loans (1-4 Units) that are High-Cost, 2004-2006 33.10 55.75 59.62 66.67 68.66 44.83. 32.25 Number of High-Cost Refinance Loans, 2004-2006, Per 1,000 1-4 Family Units 34.87 76.83 58.05 74.52 55.29 37.14 0.00 44.52 Number of High-Cost Refinance Loans, 2004-2006, Per 1,000 Total Housing Units 19.76 48.06 48.59 70.38 46.23 28.70 0.00 32.96 Market Strength and Foreclosure Risk Matrix and NSP 3 Need Score Data (Foreclosure.org): September 2010 CT #49 CT #51 CT #52 CT #53 CT #12 CT #5* CT #16* Risk Decile 6 4 1 1 2 2 10 HMI Decile 4 2 1 1 1 9 7 NSP 3 Need Score 11 15 19 18 18 5 1 NSP 3 Minimum Score 14 14 14 14 14 14 14 NSP 3 Eligibility? No Yes Yes Yes Yes No No The two indices were developed by the Local Initiatives Support Corporation (LISC). They make use of the most recent nationally available data that is pertinent to the issue. Index values are presented for all census tracts in U.S. metropolitan areas. Values for census tracts are calculated relative to the metropolitan area in which they are located. You can access all of the data for your metropolitan area, and a description of the source data and methodology, directly on this site. In each case, several separate measures were woven together statistically to form the index. (for further explanation go to the PDF document entitled Setting Priorities for Neighborhood Stabilization: A Guide to Using Foreclosure Response. Org Indexes at: http://www.foreclosure-response.org/maps_and_data/data_for_strategic_targeting.html

Housing and Economic Indicators: 2005 to 2009 American Community Estimates (and 2000 Census where noted) CT #49 CT #51 CT #52 CT #53 CT #12 CT #5* CT #16* Omaha Owner -occupied units 667 394 133 299 350 219 0 106,591 Renter -occupied units 1,418 664 314 468 503 248 112 68,471 Owner-occupied in percent 32.0% 37.2% 29.8% 39.0% 41.0% 46.9% 0.0% 60.9% For sale only 31 0 6 6 0 61 34 Sold, not occupied 0 0 0 30 20 0 0 Owner-Occupied 667 394 133 299 350 219 0 Homeowner Vacancy Rate 4.4% 0.0% 4.3% 1.8% 0.0% 21.8% 100.0% 2.4% O-occ. median hsng value, 2000 Census $71,000 $50,100 $33,400 $37,900 $51,800 $24,800 $100,001 $93,300 O-occ. median value, 2005 09ACS Est. $106,900 $77,900 $71,400 $63,000 $73,200 $78,200 NA 131,500 % Change from 2000 to 2009 50.6% 55.5% 113.8% 66.2% 41.3% 215.3% NA 40.9% Median HH. Income, 2000 Census $28,213 $24,651 $17,667 $21,290 $22,715 $20,924 $7,833 $40,006 Median HH. Income, 2005-09 ACS Est. $27,900 $32,063 $20,170 $19,139 $30,589 $36,397 $3,889 $47,184 % Change from 2000 to 2009-1.1% 30.1% 14.2% -10.1% 34.7% 73.9% -50.4% 17.9% Unemployment Rate 4.9% 10.5% 32.3% 31.0% 15.8% 3.9% 0.5% 6.6% * Nearby census tract only, does not contain part of targeted area. Homeowner Vacancy Rate The homeowner vacancy rate is the proportion of the homeowner inventory that is vacant for sale. It is computed by dividing the number of vacant units for sale only by the sum of the owner-occupied units, vacant units that are for sale only, and vacant units that have been sold but not yet occupied, and then multiplying by 100. Demographics and Housing: 2000 Census Clark Villas Target Area Habitat Rehab. Resale Target Area Omaha # % # % # % Population and Ethnicity Total: 659 3,361 390,007 One Race 627 95.1% 3,270 97.3% 382,529 98.1% White 94 14.3% 591 17.6% 305,745 78.4% African American 488 74.1% 2,542 75.6% 51,917 13.3% Native American 8 1.2% 53 1.6% 2,616 0.7% Asian 6 0.9% 10 0.3% 6,773 1.7%

Clark Villas Target Area Habitat Rehab. Resale Target Area Omaha # % # % # % Native Hawaiian and Other Pacific Islander 0 0.0% 0 0.0% 228 0.1% Some other race 31 4.7% 74 2.2% 15,250 3.9% Two Races 32 4.9% 91 2.7% 7,478 1.9% Hispanic 34 5.2% 158 4.7% 29,397 7.5% Age Under 5 107 16.2% 373 11.1% 28,249 7.2% 5 to 17 186 28.2% 944 28.1% 71,698 18.4% 18 to 21 39 5.9% 236 7.0% 23,776 6.1% 22 to 29 107 16.2% 417 12.4% 51,096 13.1% 30 to 39 91 13.8% 429 12.8% 58,537 15.0% 40 to 49 58 8.8% 386 11.5% 57,085 14.6% 50 to 64 43 6.5% 331 9.8% 53,544 13.7% 65 to Up 28 4.2% 245 7.3% 46,022 11.8% Households Total 229 1,125 156,738 Family 166 72.5% 808 71.8% 94,933 60.6% Housing Total Units Units 240 1,220 165,731 Vacant 11 4.6% 95 7.8% 8,993 5.4% Tenure Owner-Occupied 29 12.7% 439 39.0% 93,449 59.6% Renter-Occupied 200 87.3% 686 61.0% 63,289 40.4% Clark Villas Target Area Habitat Rehab. Resale Target Area Area Total Acres 62 340 Housing Density (2007 housing unit estimate) 4.0 3.6

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