Service Charges (n-advance related) (Including 14.50%) (In S T) (in 1 Charges on Debit Cards (ATM cards)* Debit Card Issuance Charges rmal (Classic/Global) Nil NIL NIL Gold Debit Card Platinum Debit Card 300.00 43.50 343.50 2 Annual Maintenance Charge Classic Debit Card 102.00 14.79 116.79 Silver/Global /Yuva /Gold Debit Card Platinum Debit Card 200.00 29.00 229.00 Pride/Premium Business Debit Card 300.00 43.50 343.50 3 Replacement of damaged / misplaced cards 200.00 29.00 229.00 4 Duplicate PIN / Regeneration of PIN 50.00 7.25 57.25 *The rates on any other type of ATM card may be ascertained from the particular product. Customers may contact the branch for the service charges on these cards 5 Charges for SMS Alerts (per quarter) 6 Outstation cheque collection Up to and including Rs 5000 Above 5000/- to Rs 10000 Above Rs 10000 to Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh 7 Collection through Speed Clearing Up to and including Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh Up to and including Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh 8 Collection of Bills Up to and including Rs 10000 Above Rs 10000/- SB Accounts Others 26.00 3.77 29.77 25.00 3.62 28.62 50.00 7.25 57.25 200.00 29.00 229.00 225.00 32.62 257.62 250.00 36.25 286.25 Nil NIL 175.00 25.38 200.38 200.00 29.00 229.00 225.00 32.62 257.62 20.00 2.90 22.90 175.00 25.38 200.38 200.00 29.00 229.00 225.00 32.62 257.62 Rs 10+ST per Rs 10+ST per Rs 1000 or Rs 1000 or part part thereof thereof Min:-150+ST Min:-150+ST Max:- Max:-13000+ST 13000+ST
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 9 RTGS Transactions (Customers & Banks) Time of receipt of request at branch 9.00 to 11.30 hrs 11.30 to 15.00 hrs (1300 hrs on Saturday) 15.00 to 16.00 hrs After 16.00 hrs (inter bank) Transaction ab Rs 2 lac to Rs 5 lac Above Rs 5 lac Rs 2 lac to Rs 5 lac Above Rs 5 lac Rs 2 lac to Rs 5 lac Above Rs 5 lac Rs 2 lac to Rs 5 lac Above Rs 5 lac 25.00 3.62 28.62 50.00 7.25 57.25 26.00 3.77 29.77 51.00 7.40 58.40 30.00 4.35 34.35 55.00 7.98 62.98 30.00 4.35 34.35 55.00 7.98 62.98 Upto to and Rs.10000/- 2.50 0.36 2.86 10 NEFT / SBGRPT Outward * Above Rs.10000/- to and Rs.1.00 lakh 5.00 0.72 5.72 15.00 2.18 17.18 25.00 3.62 28.62 11 RTGS/NEFT/SBGRPT -Inward Nil Nil 12 Above Rs 1 lac to Rs 2 lac Above Rs 2 lac * Cash can be remitted even by non-customers for funds transfer but max allowed Rs 49999/- (Cash handling charges, if any, extra) RTGS/NEFT/SBGRPT Transfer through Internet Banking 13 Issue of DD / Banker's Cheque As applicable to 9 or 10 As applicable to 9 or 10 By transfer of funds from an account at home br or non-home branch Up to and including Rs 5000 Above Rs 5000 & upto Rs 10000 Above Rs 10000 & upto Rs 1 lac Rate per Rs 1000/- or part thereof With a Minimum of 22.00 3.19 25.19 43.67 6.33 50.00 4.37 0.63 5.00 Above Rs 1.00 lac Rate per Rs 1000/- or part thereof 48.03 6.97 55.00 3.49 0.51 4.00 Minimum 441.05 63.95 505.00 Maximum By deposit of cash In addition to above charges, cash handling charges or Rs 9 + ST per DD, whichever is higher. Max amount for which DD can be taken by payment of cash - Rs 49,999/- (For issue of IOI through Online (INB) requests maximum DD amount is Rs 5 lacs and Courier Charges for delivery Rs. 50/- + ST will be extra) 13100.44 1899.56 15000.00 9.00 1.30 10.30
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 14 15 Revalidation / cancellation & issuance of duplicate DD/BC 100.00 Account closure (a/c transfer not included) # 14.50 114.50 A/c closure within 6 months Individuals 500.00 72.50 572.50 Companies 1000.00 145.00 1145.00 16 After 6 months but before 12 months Individuals # If the account is closed for dissatisfactory service within 14 days without any collection of cheques, service charges collected, if any, will have to be refunded to the customer. Cash handling charges (for CA/CC accounts- other than P Segment (P segment free) 300.00 43.50 343.50 Companies 500.00 72.50 572.50 a) Up to one bundle b) More than one bundle NIL Nil Free upto 1 bundle, Thereafter Rs. 15/- per packet of 100 pieces or Rs. 150/- per bundle. Maximum Rs 20000/- (all rates are inclusive of Service tax) 17 Cheque returned charges a. Cheque drawn on us i) For insufficient funds Cheques up to and including Rs 1 lakh Cheques above Rs 1 lakh ii) For technical reasons ( charges if customer is not at fault) b. Cheques / bills deposited with us but returned unpaid by others other than outward clearing (other bank's charges, if any, extra) 300.00 43.50 343.50 400.00 58.00 458.00 Outstation of pocket expenses extra) Local (out of pocket expenses extra) c. Returned in Outward Clearing Individuals n-individuals (out Up to Rs.1.00 lac Above Rs.1.00 lac Up to Rs.1.00 lac Above Rs.1.00 lac Cheque upto Rs.50000/- Cheque above Rs.50000/- Cheque upto Rs.50000/- Cheque above Rs.50000/- 250.00 36.25 286.25 250.00 36.25 286.25 0.00
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 18 Issue of duplicate passbook With latest balance 102.00 14.79 116.79 For each additional page of 40 entries or part thereof 19 Statement of Account 102.00 14.79 116.79 1. Monthly Free Free With latest balance 2.Duplicate Statement (if passbook is issued each statement is to be treated as duplicate and each page is chargeable) For each additional page of 40 entries or part thereof 101.00 14.64 115.64 101.00 14.64 115.64 20 Issue of cheque book Savings Bank Account ( Rate per leaf) Avg Quarterly Balance < Rs 25000 First 20 leaves free Avg Quarterly Balance >= Rs 25000 First 50 leaves free 3.00 0.44 3.44 2.00 0.29 2.29 Emergency cheque books of 10 leaves issued at branches 5.00 0.72 5.72 21 Current A/c & Cash Credit A/c Postal charges (Actual or minimum which ever is higher) per leaf 3.00 0.44 3.44 Ordinary 20.00 2.90 22.90 Registered/ Courier 50.00 7.25 57.25 22 Stop payment Up to 3 cheque leaves (for each instrument) 50.00 7.25 57.25 23 Range of cheques 300.00 43.50 343.50 Ledger Folio charges (Account Keeping Charges) (Charges per annum- charge for P&SB Accounts) Current Account 550.00 79.75 629.75 500.00 72.50 572.50 Limit > Rs 25000 to Rs 2 lac Cash Credit & OD > Rs 2 lac to Rs 10 lac 775.00 112.38 887.38 > Rs 10 lac 1475.00 213.88 1688.88 24 Minimum Balance Charges Savings Bank -Personal Segment Nil NIL Savings Bank - Other than P&SB Segment -Minimum Balance Charges per quarter Metro / Urban Semi-urban 500.00 72.50 572.50 500.00 72.50 572.50 500.00 72.50 572.50 Current A/c Minimum Balance Charges CA - Individual 500.00 72.50 572.50 per quarter CA- Others 544.00 78.88 622.88 te: Quarterly Average Balance to be maintained is given below: 1)SB (n-personal): (a) Without cheque Book Rs.500/ (b) With cheque Book Rs.1000/- 2)Current Account (a) Rs.3000/- (b) n-- Rs.5000/-
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 25 Payment of deposit receipt to another bank Local Outstation 26 Safe Custody charges (per annum) a. Scrip Rate per annum for each scrip or part thereof Same rate as DD issue rate Same rate as for DD or RTGS / NEFT, whichever is higher Minimum 300.00 43.50 343.50 b. Sealed cover Rate per annum for each cover or part thereof 300.00 43.50 343.50 c. Bank's own deposit receipt charge Nil NIL 27 Safe deposit articles a. One Time Charge 600.00 87.00 687.00 b. Annual Charge Envelope (per annum) 150.00 21.75 171.75 Package (p.a.) 687.00 600.00 87.00 Large package / box (p.a.) 1200.00 174.00 1374.00 Subject to a maximum total dimension I.e length + breadth + height should not exceed 100 cm. Rs 50/- for every excess cm + ST (subject to availability of space) 28 Safe Deposit Lockers a. One time registration charge 500.00 72.50 572.50 b. Annual Rental $ Locker Type/ Dimension Type-A (125*179*502)- 682 cu.inches Type-B (159*215*502) - 1047 cu inches Type-C (125*360*502)- 1379 cu.inch Type-D (189*270*502)-1563 cu.inch Type-E (159*434*502)-2114 cu.inch Type-H1 (322*215*502)-2120 cu.inch Type-F (278*360*502)-3066 cu.inch Type-G (189*544*502)-3150 cu.inch Type-H (322*434*502)-4281 cu.inch Type-L(K) (405*434*502)- 6750 cu.inches 1st Quarter 2nd Quarter 4rth Quarter Category SMALL MEDIUM LARGE EXTRA LARGE $ For existing customers, the revised rates will be effective from 01/04/2016 and for the new customers, the revised rate will be with immediate effect. c. Loss of locker key (Actual cost of locker replaced plus the charges given here to be recovered) d. Locker rent over due charge 3 rd Quarter More than 1 yr - locker to be broken open e) Locker visits per financial year (where visits exceed the stipulated free visits 12 visits free per year) Free visits per year reduced from 24 to 12 Metro & Urban Semi Urban & Metro & Urban Semi Urban & Metro & Urban Semi Urban & Metro & Urban Semi Urban & 1135.37 960.70 2620.09 1746.72 5240.17 164.63 139.30 379.91 253.28 759.83 1300.00 1100.00 3000.00 2000.00 6000.00 5240.17 759.83 6000.00 7860.26 1139.74 9000.00 7860.26 1139.74 9000.00 10% of annual rent 25 % of annual rent 40 % of annual rent 50 % of annual rent Locker to be broken open 750.00 108.75 858.75 10% of annual rent 25 % of annual rent 40 % of annual rent 50 % of annual rent Locker to be broken open Rate per Visit (beyond 12 visits per year)
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 29 Standing Instructions (SI) 30 DD purchase - outstation cheque 50.00 7.25 57.25 50.00 7.25 57.25 250.00 36.25 286.25 31 Photo attestation charges 32 Signature verification 33 Record copy of the cheque 34 Interest certificate - Rate per certificate (First Certificate free.charge for extra copy) 35 Balance certificate 36 ECS Debit - Return For insufficient funds Value up to Rs1 lakh 91.00 13.20 104.20 Value above Rs 1 lakh 181.00 26.24 207.24 For technical reasons 70.00 10.15 80.15 37 Presentation of Usance bills 110.00 15.95 125.95 38 Solvency Certificate n-commercial 300.00 43.50 343.50 Commercial- Rate per lakh 300.00 43.50 343.50 Minimum 1233.00 178.78 1411.78 Maximum 17999.00 2609.86 20608.86 39 due certificate / Semi-urban 9.00 1.30 10.30 40 41 Setting up SI (Other than Intra Bank Transfers) Processing of SI (other than Bank transfers) - SC + remittance charges, if any Failed Standing Instruction (on EMI transactions only) Metro / Urban 135.00 19.58 154.58 Addition or Deletion of Names in Joint Accounts, Change /modification in mination /operational instructions Allowing operation in account through Power of Attorney/ Mandate holder Allowing operation in account through Power of Attorney/ Mandate holder 42 Change in authorised signatory including reconstitution of account (other than individuals) 43 ATM Cards/ PINs / Kits returned by courier due to wrong address 44 Home Branch change (SB / CA) - including postal charges 45 Enquiries relating to old records upto 2 years Interest @ 50 paise % + collection charges + out of pocket expenses. In case of cheque returned unpaid, interest at 16 % p.a after adjusting the amount collected @ 50 paise % 45.00 6.52 51.52 Yearly Individuals 500.00 72.50 572.50 charges nindividuals Yearly charges 1000.00 145.00 1145.00 For every change 225.00 32.62 257.62 101.00 14.64 115.64 Thereafter, additional charge per year 101.00 14.64 115.64
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 46 Transfer of funds from Home Branch Nil Nil Nil 47 Transfer of funds from n Home Branch (only using cheque) from own account Nil Nil Nil 48 Collection of SBT cheques at any n Home Branch Nil Nil Nil 49 Same as Same as Same as Collection of other Bank cheques at n Collection Collection Collection Home branches charges charges charges 50 Encashment of cheques at n Home Branches (Maximum Rs.50000/- by drawer Nil Nil Nil only) 51 Encashment of cheques at n Home Branches (More than Rs.50000/-) t permitted t permitted t permitted 52 KYC Deficient Account per annum 101.00 14.64 115.64 53 Cash Deposit at n Home Branch (maximum amount permitted is Rs. 49999/- per day per account) Upto and inclusive of Rs. 20,000/- per day per account P segment Free 0.00 Free Upto and inclusive of Rs. 20,000/- per day Other than P per account segment 9.94 5.06 15.00 Greater than Rs 20000/- per day per account All segments 38.10 1.90 40.00 54 IMPS outward (Interbank trns) NIL NIL 55 Debit Card dehotlisting NIL NIL 56 Reissue of Internet ID or Password 18.00 2.61 20.61 57 IRCTC Fee(on SBI Payment gateway) 10 1.45 11.45 58 Online Air ticket booking 50 7.25 57.25 59 Income Tax, Service Tax and Excise duty payment Nil NIL NIL 60 On line Custom Duty payment, Central Railway Freight Collection, Collection Nil NIL NIL Module
Service Charges (n-advance related) (Including 14.50%) (In S T) (in 61 Cash Deposit in CDM/ Cash Recyclers Deposit through Debit card (card linked account) P Segment Deposit through Debit card (Third party account) 22 3.19 25.19 22 3.19 25.19 Business Card 22 3.19 25.19 62 Service Charges on ATM & Debit Transactions in SB Accounts Charge Monthly limit on number of Free Transactions Average Monthly Balance At Branch INB/Mob. <= Rs. 1,000 4 Unlimited > Rs. 1,000 up to Rs. 25,000 4 Unlimited > Rs 25,000 up to Rs 50,000 10 Unlimited > Rs 50,000 up to Rs 1,00,000 15 Unlimited > Rs 1,00,000 Unlimited Unlimited Charges for financial transactions beyond the above stipulated limits for transactions at Branch (Rs per transaction) b) MONTHLY LIMIT ON NUMBER OF FREE ATM TRANSACTIONS (Domestic) Both Financial and n Financial Average Monthly Balance <= Rs. 1,000 > Rs. 1,000 up to Rs. 25,000 > Rs 25,000 up to Rs 50,000 > Rs 50,000 up to Rs 1,00,000 > Rs 1,00,000 Charges for transactions beyond the above stipulated limits for transactions at Branch (Rs per transaction) Own ATM (State Bank Other Bank ATMs @@ Group ATM) Other In 6 Metros $ Centres 3 5 5 3 5 5 3 5 Unlimited 3 5 Unlimited 3 5 Unlimited 20.00 2.90 22.90 i. Financial Transactions (Other Bank ATM) 20.00 2.90 22.90 ii. n Financial Transactions (Other Bank ATM) 8.00 1.16 9.16 iii. Financial Transactions (State Bank Group ATM) 5.00 0.72 5.72 iv. n Financial Transactions (State Bank Group ATM) 5.00 0.72 5.72 c) ATM Transaction decline due to insufficient balance (per transaction) 20.00 2.90 22.90 d) Cardless Cash withdrawal at ATMs ii) International Transactions (ATM) a Balance Enquiry 25.00 3.62 28.62 b c ATM Cash Withdrawal POS / E commerce 100+ 3.50% of transaction amount +ST 3% of transaction amount + ST (including Service Tax) (in 100+ 3.50% of transaction amount +ST 3% of transaction amount + ST @@ This charge will not be applicable to Staff Accounts and small / no frill / Basic Savings Bank Deposit (PMJDY) Account holders. These customers will continue to get 5 free transactions, irrespective of the centre, as hitherto. # Staff exempted from this charge. $ Namely Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad One way inter-changeability allowed between branch transaction and ATM transaction. It means a customer will be allowed 9 free transactions at our Group ATMs if he does not visit the branch at all during a month or 8 free ATM transaction if he visit the branch once and so on.