Lease Vs Fancreneurs - Which is Better?

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MONITOR RANKINGS Monitor rankgs compare lease and fance companies by portfolio size, market share, segment leaders, new busess origations, buy/sell-side activity, as well as foreign assets. # 17 Average growth for Top s is 4.5% # 87 # 12 COMPANIES REPORTING CAPTIVE-RELATED ASSETS # 94 TOP LARGEST EQUIPMENT FINANCE/LEASING COMPANIES IN THE U.S # 17 35% Growth # 11 32% Growth # 78 COMPANIES RANKED BY NEW BUSINESS # 91 COMPANIES REPORTING SYNDICATED # 8 38% Growth TOP PRIVATE INDEPENDENTS # 12 # 16 50% Growth 50.1% Growth www.crlease.com fo@crlease.com 909.291.6400

COMPANIES REPORTING CAPTIVE-RELATED ASSETS Monitor #12 Companies Reportg Captive Related New Busess Volume + 31.9% Crossroads Equip. Lease & Fance + 14.8% Trans Lease + 8.0% John Deere + 4.6% Olympus America/Fancial - 53.8% AT&T Capital - 10.0% Boeg Capital - 6.6% IBM Global - 3.8% Volvo Fancial #17 #1 fastest growg at 31.9% Average growth is 0.4% Captive Assets Monitor Companies Reportg Captive-Related Assets RANK NET ASSETS ($ = millions) 14 13 COMPANY VARIANCE +/- % +/- 1 1 John Deere Fancial 34,444.80 31,901.80 2,543.00 8.00% 2 2 Caterpillar Fancial 32,035.50 31,413.10 622.4 2.00% 3 3 IBM Global Fancg 23,327.00 24,982.00-1,655.00-6.60% 4 4 Volvo Fancg 17,701..6 18,392.80-691.2-3.80% 5 5 CNH Industrial Capital 17,580.00 17,420.00 160 0.90% 6 6 Hewlett-Packard Fancial 12,068.70 12,233.10-164.4-1.30% 7 10 Dell Fancial 4,048.00 3,857.00 191 5.00% 8 9 Boeg Capital 3,493.00 3,883.00-390 -10.00% 9 11 Canon Fancial 1,596.80 1,498.10 98.7 6.60% 10 14 Olympus America/ Fancial 596.8 570.4 26.4 4.60% 11 16 AT&T Capital 168 364-196 -53.80% 12 17 Crossroads Equipment Lease & Fance 91 69 22 31.90% 13 18 Trans Lease 62 54 8 14.80% www.crlease.com fo@crlease.com 909.291.6400

LARGEST EQUIPMENT FINANCE / LEASING COMPANIES Monitor #87 Largest Equipment Fance Leasg Companies + 1114.1% Scottrade Bank Equip. Fance + 175.5% Element Fancial + 93.9% BBVA Compass Equip. Fance + 67.8% Fancial Pacific - 53.8% AeroCentury - 10% Boeg Capital - 6.6% IBM Global Fancg - 4.7% California First Natl. Bancorp #94 #17 fastest growg at 34.5% Average growth is 4.5% www.crlease.com fo@crlease.com 909.291.6400

COMPANIES RANKED BY NEW BUSINESS Monitor #78 Companies Ranked by New Busess Volume + 1169% Scottrade Bank Equip. Fance + 14.8% AeroCentury + 122.3% Boeg Capital + 99.8% MUFG - 52.9% Western Alliance Equip. Fance - 35% Pacific Western Equip Fance - 25.4% California Natl. Bancorp - 21.6% Kgsbridge Holdgs #91 #10 fastest growg at 50.1% Average growth is 3.5% www.crlease.com fo@crlease.com 909.291.6400

CROSSROADS COMPANIES RANKED BY TOP PRIVATE INDEPENDENTS Monitor #12 Top Top Private Private Independents Independents + 184.7% Fleet Advantage - 21.6% Kgsbridge Holdgs + 59.8% Ascentium Capital - 18.9% ICON Capital + 57.8% Lease Corp. Of America - 1.2% + 53.3% First Fancial Corporate #16 #3 fastest growg at 50.1% Average growth is 3.5% www.crlease.com fo@crlease.com 909.291.6400 LEAF Commercial Capital

COMPANIES REPORTING SYNDICATED Monitor #11 Companies Reportg Syndicated Volume + 260% Suntrust Equipment Fance & Leasg + 175% Societe Generale Equipment Fance USA + 132% TCF EF/Wthrop Resources + 125% Signature Fancial - 65.75% MUFG - 44.62% DLL Group - 17.20% Regions Equipment Fance #8 Increase Syndicated Volume by 38% Average growth is 69% crease Syndicated Volume Monitor Companies Reportg Syndicated Volume COMPANY SYNDICATED FEE INCOME % OF SYN SYNDICATED FEE INCOME ($ = millions) % OF SYN Fifth Third Equipment Fance 231 12.2 5.3 224 8.4 3.8 Suntrust Equipment Fance & Leasg 193.6 5.3 2.7 53.8 1.6 3 U.S. Bank Equipment Fance 148.7 1.1 0.7 70.2 0.7 1 MUFG 140.5 1.1 0.8 410.2 1.3 0.3 Societe Generale Equipment Fance USA 103.3 1.6 1.5 37.5 0.8 2.1 DLL Group 103 8.4 8.1 186 15.5 8.3 BankUnited 74.4 4.9 6.6 0 0 0 Ascentium Capital 63.9 3.5 5.5 34.1 1.7 5 Regions Equipment Fance 59.2 2.5 4.2 71.5 1.8 2.5 Huntgton Equipment Fance 56.20 2.7 4.8 45.6 3.1 6.8 Crossroads Equipment Lease & Fance 53.3 1.1 2.1 38.7 1 2.6 TCF EF/Wthrop Resources 44.1 0.3 0.7 19 0.4 2.1 BMO Harris Equipment Fance 41.9 0.6 1.5 21.3 0.3 1.6 Nations Equipment Fance 36.3 0.7 1.9 25.9 0.4 1.5 Signature Fancial 36 0.7 1.9 16 0.4 2.5 www.crlease.com fo@crlease.com 909.291.6400