PERSONAL FINANCIAL MANAGEMENT TOOLS



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PERSONAL FINANCIAL MANAGEMENT TOOLS YOUR FINANCES AT YOUR FINGERTIPS THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY (NORTHWESTERN MUTUAL) 63-0262-08

MANAGE YOUR FINANCIAL FUTURE SIMPLY & SECURELY Northwestern Mutual has been helping clients take control of their financial futures for nearly 160 years. Now we re making it easier, with online access that gives you more visibility into your financial picture so you can make decisions today that will help you reach your financial goals. Log in from any device to discover enhanced financial planning tools to help you create and maintain a budget, monitor cash flow, and see your complete portfolio of assets and liabilities all in one place. Personal Insurance & Investments Log In GETTING STARTED IS SIMPLE TO CREATE YOUR ONLINE ACCOUNT: Visit www.northwesternmutual.com Click LOG IN Select PERSONAL INSURANCE & INVESTMENTS Under client registration, click REGISTER FOR ONLINE ACCESS Complete registration and follow the step-by-step instructions CUSTOMER SERVICE If you have questions, please call one of our service representatives at 1-866-950-4644 between 7:30 a.m. and 5:00 p.m. Central Time or contact your financial representative. 2

YOUR COMPLETE FINANCIAL PICTURE ALL IN ONE PLACE The new financial tools on NorthwesternMutual.com let you manage your Northwestern Mutual and other accounts in one place, providing a total view of your finances and making it easier to work with your Northwestern Mutual financial representative to develop and maintain a comprehensive financial plan: FINANCIAL DASHBOARD An easy way to review your accounts, planning, and savings potential ACCOUNT AGGREGATION Consolidates everything from credit cards to retirement accounts, letting clients see their complete financial portfolio in one place BUDGETING TOOLS Simplifies setting goals and managing accounts through alerts and streamlined reporting SELF-SERVICE & BILL PAY Self-service options make it easy for clients to go paperless and make EFT payments on an ISA 3

ACCOUNT AGGREGATION YOUR COMPLETE FINANCIAL PICTURE Integrating your non-northwestern Mutual assets and liabilities into the site enhances your financial planning experience by giving you a more complete picture of your finances. This account aggregation capability also allows you to efficiently use the other financial tools, including tracking toward your budget. More visibility into your accounts for your financial representative means more comprehensive financial planning for you plus the added convenience of no longer needing to track down up-to-date statements for your meetings. Accounts Overview Easily add your non-northwestern Mutual accounts, including retirement accounts, bank accounts, credit cards and even auto or home loans. Any account with a secure log in can be added and its values will be automatically updated in your secure site. Add accounts automatically by choosing from thousands of financial institutions listed OR Manually add an account TIP: Don t forget to include assets such as the value of your automobile or real estate holdings to see your total net worth. Adding a New Account ADDING YOUR NON-NORTHWESTERN MUTUAL ACCOUNTS COULDN T BE EASIER: To get started, simply follow the steps outlined on the site to add your external bank accounts, credit cards, investments, loans, mortgages, rewards, and real estate accounts. Once added, you ll be able to use your Accounts Overview to see your total assets, your total liabilities, and even your overall net worth. CUSTOMER SERVICE If you have questions, please call one of our service representatives at 1-866-950-4644 between 7:30 a.m. and 5:00 p.m. Central Time or contact your financial representative. 4

BUDGETING TOOLS TAKE CONTROL OF YOUR FINANCES Creating and maintaining a budget is a key part of staying on track toward achieving your financial goals. Our suite of budgeting tools help you set spending and savings goals, monitor spending and help you analyze where you could be heading off course. BUDGETING MADE EASY: 1. Create your budget to set per-day, per-week, or per-month spending and savings goals. 2. Monitor your spending and accounts and track monthly progress toward your goals. 3. Review your detailed transactions. Customize with sub-categories, or re-categorize based on what s important to you. 4. Identify opportunities for saving or investing using a current snapshot of your weekly, monthly or total net cash flow. NET WORTH PLAN FOR FUTURE GOALS Knowing your total net worth is an important part of planning for your future because it lets you clearly see where you re headed. Are you paying down debt and starting to save more, or are you increasing your liabilities more than you d like? How are you tracking toward the following goals? Significant purchases (home, auto, etc.) Planning for a family Funding wealth/income protection Education planning Retirement planning Estate planning Business planning You can see your current net worth, with all your assets and liabilities, under the Financial Position tab in the Financial Tools. Zoom into the graph for a closer view of the dollar value of each. Net Worth WE RE HERE TO HELP. If you have questions, please call one of our service representatives at 1-866-950-4644 between 7:30 a.m. and 5:00 p.m. Central Time or contact your financial representative. Portfolio Allocation Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities) and its subsidiaries. 63-0262-08