APAT Real Estate Settlement Services Information Packet



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APAT Real Estate Settlement Services Information Packet Thank you for your interest in APAT Real Estate Settlement Services, Inc. (formerly Statewide Closers, Inc). APAT Real Estate Settlement Services, Inc. located in Winter Garden, FL is owned and operated by Nicole Mickle. APAT Real Estate Settlement Services, Inc provides mobile mortgage closing services catering to realtors, mortgage companies, and title companies. We work with a superior network of notaries, attorneys and title producers guaranteeing your loans will be closed right the first time and taking away any stress the normal real estate process would provide. We consult with all new clients individually so that we can provide a specific service that you design. We coordinate your closing using our APAT Closing Checklist. Real Estate and Title professionals call us first because we get the deal closed right the first time. There is no need to worry when we handle your closing. We have a proven process that was created by a mortgage professional. After each closing we notify all parties that your deal is closed so you rest easy! We close loans nationwide, including Puerto Rico. We are available for closings 24/7. Feel free to forward this information to anyone you feel will benefit from using our services. I look forward to closing your next deal. Getting your loans closed Any Place, Any Time APAT Real Estate Settlement Services Nicole Mickle PO Box 770849 Winter Garden, FL 34777 407.353.0826.cell 321.281.6024.efax

About APAT Real Estate Settlement Services, Inc. Mission Statement APAT Real Estate Settlement Services, Inc. is striving to become the leading mobile closing company in the United States. We show other mortgage professionals and title companies how our virtual services can provide support and increase revenues for their businesses. We are not just mobile notaries. We are business partners that get lenders paid faster by doing our job faster, without compromising quality. APAT Real Estate Settlement Services, Inc. was founded by a mortgage professional that uses a unique approach to the closing process. APAT is currently working with a highly qualified network of attorneys and notaries across the U. S. APAT strives for excellence in every closing we receive. We are well organized and customer service is our top priority. Why Clients Request our Services Reduced Staff: Title companies don t have enough employees to close multiple documents remotely. Their clients may have moved into other markets in the country and are in need of mobile closing team. Smaller Office Space: Not enough room to close multiple closings at the same time. Time Constraints: Last minute documents that need to be closed ASAP. Stress Relief: We coordinate the closing with all parties. Request Referrals: We request referrals on your behalf. That is always the best way to pay a compliment to our customers.

Why You Should Choose APAT Settlement Services Convenience for your clients. We cater to your client s needs when scheduling. The client tells us what time and where and we get it done. Minimizing Time Constraints-i.e. Title Company receives the documents at 4pm and we have a closing scheduled for 6pm. No problem we get it closed. Nationwide Closing Service- We close loans anywhere in the US. 24/7 Closings-We get the loan closed Any Place, Any Time. Benefits of Using a Mobile Closing Service Quality Control: We take the confusion away from your desk. No more calls to the title company, clients, and the lender. We provide the service of getting you organized. Nationwide Coverage: We close loans nationwide, including Puerto Rico. You will no longer need to send closing documents by Federal Express to a client who does not understand what they are signing.(think about the time you will save not having to put the post it notes all over the documents.) Increase Marketability: You can now market your services nationally. We can get your loans closed any place any time. Advertising Advantages: We cross promote your business and services on our websites. We make it easier for customers to find you and hear more about services. Organization: We are organized and pay close attention to all details, so that potential issues are addressed prior to closing and do not hold up funding. Peace of Mind: We make sure all clients are aware of the closing process via email, text message or phone call. It is up to you!

Customer Service: #1 Satisfaction Guarantee or the closing is on us. The closing is the last step in the mortgage process and we want to make sure your customer s are happy. Why waste time coordinating closings when that is not your primary focus? It allows you to work closely with the banks/lenders and organize documents to be prepared for closings. Frequent Asked Questions What are your hours of operation? We are available 24 hours a day, 7 days a week, How can we schedule a closing with your company? You can place an order by website at www.apatsettlementservices.com, email me directly at nmickle@apatsettlementservices.com or call me at 407.353.0826. If we have a closing out of state, what is the process to get my loan closed? Documents are sent via email. The closest notary or attorney that is assigned to handle the closing will download the documents and organize the closing by setting an appointment time and location. The closing is handled just like the local closings. Are the notaries and attorneys you work with reputable? Yes. All notaries and attorneys are prescreened and are required to accept the APAT Closing Requirements. We have been working with this network for many years and they take pride in their work and reputations. What is a mortgage mobile closing company? We close loans remotely per the request of the customer. We schedule and organize closings that fit the schedule of the client. Signing the documents any place, any time.

Who Uses APAT Services? We work with realtors, mortgage and title companies. What Others are Saying Working with Nicole at Statewide Closers (now APAT Real Estate Settlement Services) really has taken the guess work out of mobile closings. Nicole is always available and her dedication goes above and beyond what you might expect from a mobile closing service. Personally I wouldn t use anyone else! Jenny Varrasse at K.E.L. Title Insurance Agency Over the past 5 years I have used Statewide Closers for my loan closings. They have always been professional, organized and on time at all of my closings. I have and would recommend any real estate professional use them for their superior service. Shane Nelson, President at Clear View Home Mortgage APAT Settlement Services is a quality high performance service provider for real estate closing. I now know why it stands for Any Place Any Time. This company is the place to call for closings that are seemingly impossible and for those that are now. Owner Nicole Mickle is a top notch professional in her field. Networking and doing business with Ms. Mickle has actually expanded options in my business that I never considered before. In this industry it is crucial to have quick turn times as to not delay the process for closings. Nicole is quick to respond and offers impeccable service. I fully recommend APAT Settlement Services for your closing needs. Latasha Waters, Mortgage Banker at First Commonwealth Mortgage PMC Lending has been working with Statewide Closers for many years now. Throughout those years our employees, and more importantly our borrowers, have always been treated professionally and with great respect. The work ethic, attention to detail, and commitment to excellent exhibited by the employees of Statewide Closer has

contributed to the success of PMC Lending. We can always count on them to be there for us and our borrowers; any place any time! Richard Cerbasi, President at PMC Lending Contact Us: APAT Real Estate Settlement Services, Inc. PO Box 770849 Winter Garden, FL 34777 Ph: 407.353.0826. Fax: 321.281.6024. Email: nmickle@apatsettlementservices.com