S M A L L B U S I N E S S B A N K I N G SMALL BUSINESS BANKING SERVICES
A History of Working Hard for America s Workers Amalgamated Bank is a full-service banking institution that offers a comprehensive range of Small Business solutions designed to help you enhance the efficiency of your business, control cash flow and save money. Amalgamated Bank has been dedicated to serving America s working people since it was founded by the Amalgamated Clothing Workers of America (now part of UNITE HERE) in 1923. Though times have changed, the Amalgamated vision has not. Amalgamated Bank remains firmly committed to its role as a partner to working people and the business community. Providing personalized service and financial solutions to working men and women, as well as to unions and small businesses, is as much a part of our philosophy today as it was in 1923.
Small Business Checking Accounts Free Business Checking is an ideal solution for start-ups and smaller businesses. You pay no monthly maintenance fees on your account and have the benefit of up to 100 free transaction items each month. Business Plus Checking provides flexibility for growing and active businesses. Your business receives up to 300 transaction items each month for a flat monthly fee of only $10. Specialty Interest Checking is an account designed specifically for non-profit organizations, sole proprietors and municipalities/government institutions. Benefits include competitive interest rates, up to 300 free transactions each month and no monthly maintenance fees. All Amalgamated Small Business Checking Accounts Feature No Minimum Balance Mastercard Business Debit Card Commercial Checking is designed for larger businesses with a high volume of monthly transactions. A competitive earnings credit rate based on your balances can help offset service charges and your $20 monthly maintenance fee. Optional Checking Services Extra Checking offers a money-saving package of frequently used services that you can add to your Free Business Checking, Business Plus Checking or Specialty Interest Checking account. For an additional monthly fee of only $10, you will receive 100 additional monthly transactions and higher business CD rates, as well as one free incoming and outgoing wire transfer, one stop payment and one certified check each month.
Small Business Savings and Money Market Accounts Choose from a variety of interest paying accounts to save for both short-term and long-term needs. Small Business Savings provides competitive variable interest rates on funds that you need to have available on a day to day basis, with no monthly maintenance fee. Small Business Savings Plus is a money market account that can help you meet your longer term savings goals while maintaining convenient access to your funds. Your Small Business Savings Plus provides competitive rates of interest and requires a low minimum balance of only $500 to open an account and avoid the $5 monthly maintenance fee. Small Business Certificates of Deposit Amalgamated Bank Small Business Certificates of Deposit offer flexibility and security with competitive rates of interest. Terms range from six months to five years and your interest rate is fixed for the full length of the term you select. There are no monthly maintenance fees.
Small Business Loans and Lines of Credit Lines of Credit 1 feature competitive variable interest rates and provide a convenient way to satisfy short term working capital needs or offset shortfalls caused by seasonal cash flow fluctuations. Term Loans 1 are designed to provide your business with the cash needed to meet longer term capital requirements, upgrade facilities or purchase equipment. Flexible terms are available with fixed or variable rates of interest. Overdraft Protection 1 is available through a line of credit linked to your Amalgamated Bank checking account. If a check, ATM withdrawal or debit card transaction exceeds your checking account balance, the money needed to cover the overdraft is automatically taken from your credit line. 1 Offer limited to qualified applicants who meet applicable credit criteria. All terms subject to change.
Convenience And Accessibility Amalgamated Bank offers a variety of services that provide Small Business customers with convenient access to their Amalgamated accounts wherever they go. FREE ATM Access Nationwide* The Amalgamated Bank ATM card provides FREE access to 32,000 Allpoint ATM's nationwide the country s largest surcharge-free ATM network. Amalgamated Bank ATMs located at each of our branches. Bank-by-Phone Use a touch-tone phone 24/7 to obtain updated information concerning your business account history, account balances and outstanding loans (balances, payments and current rates). *fees may apply for non-amalgamated and non-allpoint ATMs All deposit accounts with Amalgamated aggregating $100,000 or less are fully insured by the FDIC. Deposit assets over $100,000 may also be FDIC insured under certain circumstances. In addition, federal law provides for insurance coverage of up to $250,000 for "self-directed" retirement accounts. Contact an Amalgamated Banker for more information.
Branch Locations Find out more about how Amalgamated Bank s Small Business products and services can help you and your business. Visit or contact an Amalgamated Banker at one of these convenient locations. Manhattan 10 East 14th Street New York, NY 10003 212.823.8708å 1745 Broadway New York, NY 10019 212.245.3200 301 3rd Avenue New York, NY 10010 212.679.5305 564 West 125th Street New York, NY 10027 212.531.9280 52 Broadway New York, NY 10004 212.894.3000 275 7th Avenue New York, NY 10001 212.895.8988 Bronx 2067 Bartow Avenue Bronx, NY 10475 718.671.1800 3770 East Tremont Avenue Bronx, NY 10465 718.828.4949 Queens 158-11 Harry Van Arsdale Jr. Ave. Flushing, NY 11365 718.380.7083 36 16-18 21st Street Long Island City, NY 11106 718.289.7600 New Jersey 734 Ridge Road Lyndhurst, NJ 07071 201.964.0300 California 60 South Los Robles Avenue Pasadena, CA 91101 626.229.2180 Washington, D.C. 1825 K Street, N.W. Washington, D.C. 20006 202.293.9800
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