Personal Banking. Hancock Connect Checking



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Personal Banking Hancock Connect Checking

More Than A Checking Account. Peace Of Mind. With a Hancock Connect Checking account, you get access to many convenient banking channels, enhanced security features and other added services that provide peace of mind. All this from a bank founded over 100 years ago with an unwavering commitment to provide dedicated service, financial strength and money management services. It s all about giving you what you need to succeed. As a Hancock Connect Checking customer, you can expect more. More Benefits Enhanced security features Link to Silver Savings account Convenient access to your accounts with Online or Mobile Banking Increased Visa Debit Card limits The monthly service charge on this account is $12.00 and will be waived when you maintain one or more of the following: A minimum daily balance of $1,500 or more Combined deposits (excluding CDs and IRAs) or outstanding consumer loans (excluding mortgages) or credit card balances of $5,000 or more A Connect Checking account cannot be linked to any other Connect, Priority or Private Banking Checking account.

More Security Benefits uucomplimentary Identity Fraud Expense Reimbursement Coverage¹ Up to $10,000 Identity Fraud Expense Reimbursement Coverage: This coverage reimburses you for expenses associated with clearing your name and repairing damaged credit (such as attorney fees, long distance phone calls, certified mail charges and lost wages from missed work). Consumer Fraud Specialist Assistance: Should you become victim of identity theft, you will be assisted by a single consumer fraud specialist who is dedicated to working with you until your credit and identity are completely restored. 1 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Insurance Products: NOT A DEPOSIT OF THE BANK OR AN AFFILIATE OF THE BANK NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY uucomplimentary Identity And Credit File Monitoring NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK IDProtect Identity and Credit File Monitoring: This service will continuously monitor your identity by searching over 1,000 databases, including credit file headers, social security and utility databases, public records and more. Your Equifax, Experian, and TransUnion credit reports are monitored on a daily basis and if a key change is detected you will be promptly notified. Registration and Activation for these services is required. Access to Credit Reports and Current Credit Score: On a quarterly basis, you can request a free 3-in-1 credit report and single bureau credit score. Should you have a credit alert you will have the opportunity to get an updated credit report. Registration and activation for these services is required. uudebit And Credit Card Registration IDProtect: This service allows you to register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards and your liability is limited should your cards become lost or stolen. Registration and activation for these services is required. uucellular Telephone Protection When you auto-pay your monthly cell phone bill with your Visa Debit card, you qualify for Cellular Telephone Protection. This service provides you with the security of knowing that your device is covered up to $250 if your phone is ever stolen or damaged.² You will also enjoy the convenience and security of knowing that payment for your wireless bill is automatically debited from your Hancock Connect Checking account each month.³ 2 Only cell phones purchased by the eligible cardholder are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional or supplemental lines as listed on your wireless provider s billing statement for the billing cycle preceding the month in which the theft or damage occurred. Certain types of personal digital assistants (PDAs) that are also cell phones are included in this plan when the terms and conditions of the offer are met. Certain terms, conditions and exclusions apply. For further details, please refer to your Guide to Benefits, included with your new Hancock Visa Debit Card. 3 If a cardholder fails to make a payment using their covered Hancock Visa Debit Card in a particular month, the benefit is suspended until the first day of the calendar month following the date of any future bill payment with the covered card.

More Convenience uua Hancock Visa Debit Card With Increased Withdrawal Limits Your Visa Debit Card will be accepted everywhere Visa is accepted. Plus, enhanced daily limits for purchases up to $5,000 and $750 for ATM withdrawals. uuconvenient Branches And ATMs Bank at hundreds of Hancock Bank and Whitney Bank branches and ATMs located throughout the Gulf South region. uuenhanced Online Banking And Free Bill Pay Online Banking is an easy way to securely manage your money at your convenience. Check balances, transfer funds, schedule and pay bills all with ease. With a Hancock Connect Checking account you will get free Bill Pay and the benefit of enhanced Online Banking, which allows three free monthly account-to-account external transfers and discounted transfers of $1 thereafter. uumobile Banking With Mobile Check Deposit Easily access your account right from the palm of your hand. Plus, with the Hancock Mobile App you can use Mobile Check Deposit to snap a photo of your check and submit it for deposit within minutes. It s quick and easy, and saves you a trip to the bank. While Hancock Bank does not charge for Mobile Banking, please check with your wireless carrier for any data or usage charges that may apply. Deposits are not available for immediate withdrawal. Your deposit limits can be found on your Mobile Banking profile page. To access your profile page, log on to Online Banking and select the Mobile Banking tab. Other limitations and restrictions apply. Please refer to the Mobile Check Deposit Terms & Conditions for more information. uufree Online Statements Electronic statement delivery is secure, fast and easy. Statements are archived for up to 84 months and are simple to view, print and save to your computer. uuno Monthly Service Charge On Any Linked Silver Savings Account Link your Hancock Connect Checking account to any Silver Savings account and establish a recurring savings routine. More Branch Services Free basic checks or a 10% discount on other check styles A 25% discount on a safe deposit box No-Fee Domestic Travelers Cheques with Single Signature No issuance fee on up to five Money Orders, Cashier s Checks or combinations thereof Find Out More We re here and ready to help you learn more about the right solutions to fit your needs. Call, click or come in today for guidance you can trust.

CALL 800-448-8812 CLICK hancockbank.com COME IN any of our convenient branches Hancock Bank is the trade name used by Whitney Bank in offering banking products and services in MS, AL and FL. Whitney Bank, Member FDIC, is a wholly owned subsidiary of Hancock Holding Company. Subject to credit approval. 7134HB 5/15