Welcome to Thistle Professional Indemnity Underwriting Professional advice is about giving guidance and building reputations. Thistle PI provides the confidence to make the decisions that count.
Thistle Professional Indemnity Underwriting Appetite Sheet Accountants Chartered Surveyors Advertising & Media Agents Architects Management s Miscellaneous trades (see attached list) Building Contractors Consulting Engineers Technology s / Contractors Directors & Officers Liability Insurance Important Note: An additional breakdown of these trades is also included in this pack. This provides a broader understanding of what our appetite is within these specified trade sectors by defining the high and low risk areas.
Low Risk Trade / Sector High Risk General Accountancy, Bookkeeping, Payroll, Unquoted Companies Audit Work, Personal Tax, Management / IT Consultancy Graphic Design, Marketing Consultancy, Market Research, Media Spend, Public Relations, Aborted work, A-C Services Only, Expert Witness, Feasibility, Interior Design, Landscape, Residential, Town Planning Electrical, Heating & Ventilation, Building Services, Mechanical, Residential, Access / Private Roads Residential, Electrical, Low Rise Modular Dwellings, Industrial Building Systems (Fast Track) Health & Safety, Organizational, Quality Assurance, Strategic, Training All listed trade sectors (please refer to Miscellaneous Trades list) Project Co-ordination, Quantity Surveying, Expert Witness, Estate Agency, Employees Agent, Land Surveying, Property Management, Letting Agent, Building Surveying Hardware Designed / Manufactured by a Third Party Hardware Installation, Hardware Maintenance, Licenses for Third Party Shrink Wrapped Software, Licenses for their Own Shrink Wrapped Software, Licenses for Third Party Customisable Software, Licenses for their Own Customisable Software, Software Maintenance, Consultancy Services, Training, Domain Name Registration, Colocation Services (light, heat & power) Accountants Advertising & Media Agents (Marketing & Communications) Architects Consulting Engineers Building Contractors Management s Miscellaneous Surveyors Technology s / Contractors Financial Services, Mergers & Acquisitions, PLC Audit Work, Tax Planning, High Profile Entertainment Client Music Composition, Significant Amounts of User Generated Content, Social Networks / Social Network Involvement, TV Work, Games / Competitions / Special Offers and Direct Marketing Golf Course Designers, Swimming Pools, Jetties & Harbours, Cladding, Bridges & Tunnels Civil & Structural, Foundation & Underpinning, Bridges / Tunnels / Mines, Lifts, Bulk Handling. Cladding, Glazing, Flooring, Ground Works, Piling, Tunneling, Bridging. Financial and HR Legal, Investment Advice, Insolvency / Liquidation / Receivership, Mergers / Acquisitions, Pollution, Asbestos, Actuarial Work, Loss Adjusting Valuation for Lending Purposes, Home Buyers Reports, Commercial Rent Reviews Defence / Military / Aerospace Technology, Financial Trading / Banking Software, Games Developers where they are covering the IP, Health Related Diagnostic Software, Internet Service Providers SAP Software Suppliers Please Note: This only shows the very low and high risk aspects for each of the trades and/or sectors. This is just to give an illustration of where the perceived risks are at each end of the spectrum in terms of exposures. Any activities that are not listed in these Low and High Risk areas would be deemed to be Medium Risk.
Excluded Professions / Business Building Societies Corrosion Specialists Credit Card Agencies Financial Institutions Fire Protection (for failure to perform) Independent Financial Advisors Insurance Brokers Lifting Equipment Testers / Certifiers Local Authorities Medical Malpractice Marine Surveyors Nuclear Risks Pension Fund Trustees Tax Avoidance Schemes Timber Treatment s Underwriting Agencies Valuation for Lending Surveyors
Miscellaneous Trades For illustrative purposes only, additional trades not shown here can also be considered Arbitrators Archaeologists Author Of Books / Articles / Manuals Agricultural/ Farming Bailiffs Bat consultant Booking Agent Bookbinding Book keepers Careers Advisory Service Chamber of Commerce Chemist (Consulting Or Analytical) Code breakers Court Reporters Company Registrar / Company Search Agent Design Studios Document Scanning and Administration Draughtsman / Architectural Technician Economic Consultancy Education Advisory Service Embalmer Employment / Recruitment s Energy s Enquiry Agent / Private Investigator Environmental/Ecological Event Organiser Expert Witness Facilities Managers Fire Risk s Food Industry Fraud Investigators Fuel Efficiency s Funeral Directors Genealogists Government Bodies Graphic Designer Graphologists Health & Safety s Information Bureaux Interior designers Investigators Insect Attack Research Interior Designer Immigration s Laboratories Landscape Architect Law Centre s & Legal Departments Law Costs Draughtsman Law Search Agent Leisure s Library & Archive Consultancy Loss Adjuster/Assessor Market Research Management Marketing Museum s Photographer Public Records Search Agents Public Relations Photographic Library Private Investigator Quality Assurance Relocation s Safety / Occupational Health & Safety Secretarial Services Shipping/Forwarding Agents Stocktakers Subtitles and Captioning Testing (e.g. non destructive) Town Planner Tourists Associations Trade Associations Trading Standards Inspectors Training Boards/Advisory s Transcribers Translator Tree Surgeon Wedding s Zoologist
Contact us We have a number of years underwriting Professional Risks and we bring a new appetite to delivering solutions for our existing and new clients as we work with you at Thistle. If you have any questions please give the team or myself a call, we look forward to working with you. Thistle ProfessionaI Indemnity Underwriting General Enquiries 0207 528 4650 ThistlePI@thistleinsurance.co.uk Peter Newson, Managing Director 0207 528 4609 Peter.newson@thistleinsurance.co.uk Mark Richardson, Head of PI Underwriting 0207 528 4163 Mark.richardson@thistleinsurance.co.uk Thistle Professional Indemnity Underwriting 9th Floor, The St Botolph Building, 138 Houndsditch, London. EC3A 7AW. Thistle Professional Indemnity Underwriting is a trading style of Thistle Insurance Services Limited. Lloyd s Broker. Authorised and Regulated by the Financial Conduct Authority. A JLT Group Company. Registered Office: The St Botolph Building, 138 Houndsditch, London EC3A 7AW. Registered in England No. 00338645. VAT No. 244 2321 96.