Kerem SENEL, PhD, FRM* kerem.senel@bilgi.edu.tr, keremsenel@gmail.com



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* ACADEMIC EXPERIENCE 2013 Present (FT) ISTANBUL BILGI UNIVERSITY Istanbul, TURKEY 2006 2012 (PT) Professor Executive Board Member, Faculty of Management Director, MA in Banking and (2013 2014) Director, MA in Banking and Online (2013) BAN 501 and EBAN 501 Theory and Banking Applications, BAN 512 and EBAN 512 Advanced Financial Management, required courses for MA in Banking and and MA in Banking and Online INF 503 Applied Corporate, a required course for MS in International FEC 571 Risk Management, FEC 513 Derivative Pricing and Securities, and FEC 521 Corporate, required courses for MS in Financial Economics FEC 510 Portfolio Management, an elective course for MS in Financial Economics INF 301 Introduction to, a required course for BA in International BUS 331 and LBUS 331 Business, required courses for BA in Business Administration and BA in Business Administration (BILGI University of Liverpool/Dual Degree) FM 201 Financial Management I, a required course for BS in Financial Mathematics 2014 (PT) ISTANBUL COMMERCE UNIVERSITY Istanbul, TURKEY 2007 2010 (PT) Professor 2002 2003 (FT) FED 619 Futures and Options, an elective course for PhD in Financial Economics UBF 010 Futures Markets and Risk Management, a required course for MA in International Banking and UBF 701 Portfolio Management and Valuation, an elective course for MA in International Banking and ISL 632 Corporate, a required course for MBA BAN 631 Mathematics of, a required course for MA in Banking and 2012 2013 (FT) DOGUS UNIVERSITY Istanbul, TURKEY 2009 (PT) Professor Executive Board Member, Faculty of Economics and Administrative Sciences FIN 614 Corporate Financial Policy and FIN 613 Applied Computational, elective courses for PhD in Financial Economics FIN 611 Theory of, a required course for PhD in Financial Economics FIN 434 and FINS 434 Investment Banking, an elective course for BA in Economics and FINS 332 Financial Management II and FINS 331 Financial Management I, required courses for BA in Economics and IS 312 Managerial Accounting, a required course for BA in Business Administration * Certified Financial Risk Manager, Global Association of Risk Professionals, November, 2004.

ACADEMIC EXPERIENCE 2012 (PT) KOC UNIVERSITY Istanbul, TURKEY Associate Professor MFIN 515 Investment Management, a required course for MS in 2010 2012 (PT) BOGAZICI UNIVERSITY Istanbul, TURKEY Associate Professor EF 502 Financial Markets, a required course for MA in Economics and 2006 2007 (PT) ISIK UNIVERSITY Istanbul, TURKEY 2003 2006 (FT) Associate Professor Deputy Director, Institute of Social Sciences MAN 605 Managerial, a required course for PhD in Management MIS 523 Decision Making and Financial Analysis, a required course for MS in MIS MAN 504 - FIN 502 Financial Analysis and Tools for Managers, a required course for MBA MAN 321 - FIN 351 Business, FIN 353 Financial Institutions Management, and MAN 322 Corporate, required courses for BA in Management FIN 454 Investment Valuation and Analysis, FIN 473 Issues in International, and MAN 422 International, elective courses for BA in Management 2005 (PT) ISTANBUL TECHNICAL UNIVERSITY Istanbul, TURKEY Assistant Professor HBM 524 Empirical Analysis in, an elective course for MS in Computational Science and Engineering 2002 2003 (PT) GALATASARAY UNIVERSITY Istanbul, TURKEY Assistant Professor G 456 Investment Valuation, an elective course for BA in Management

PROFESSIONAL EXPERIENCE 2006 2012 (FT) ELGINKAN GROUP Istanbul, TURKEY 2005 2006 (PT) Chief Financial Officer Oversaw and coordinated investment and financial decisions of all group companies. Elginkan is a leading manufacturer of building materials with 3,000 employees and USD 600 million revenue in 2012. Managed a portfolio of funds in excess of USD 100 million. Established a new asset liability management system for interest rate and currency risks. Implementation of the system contributed over USD 10 million to the bottom-line of the Group during the global crisis in 2008. Advised the board on all strategic and financial aspects of current or potential strategic partnerships and other M&A activity. Launched an in-house company valuation system, which drastically reduced the need for help from investment banks. Designed and implemented a new performance evaluation and value-based management system for measuring the values of holding companies and the impact of executive decisions on company valuations. Improved return on investment by increasing the focus on cash flow generation rather than classical measures such as accounting profit or revenue. 2002 2004 (PT) IL-KE CONSULTING Istanbul, TURKEY 2001 2002 (FT) Founding Partner Rendered management consulting services on risk management issues under special regulatory constraints, investment decisions, feasibility studies, financial valuation techniques, and equity financing, specifically public offerings and private equity. Advised Turkish Education Foundation on optimization of its treasury operations. Developed a risk management model for allocation of liquid assets among different financial instruments, given the constraints due to regulations binding foundations in Turkey. Served as the designated consultant of Gayrimenkul Ekspertiz ve Degerlendirme A.S., one of the first two companies recognized by the Capital Market Board for portfolio valuation of Real Estate Investment Trusts, which is periodically required by the Capital Market Board. 2000 2001 KENT YATIRIM Istanbul, TURKEY Director, Head of Corporate Marketing Department Advised Suzer Real Estate Investment Trust on all matters regarding international and domestic marketing of the company s proposed Initial Public Offering. Developed marketing strategies for prospective IPOs to be brought to market by Kent Yatirim.

PROFESSIONAL EXPERIENCE 1999 2000 IKTISAT YATIRIM Istanbul, TURKEY Vice President, Head of Corporate Department Established Corporate Department. Lead Managed IPO Ersu 1997 1998 KORFEZ YATIRIM Istanbul, TURKEY Director, Head of Corporate Department Managed all phases of the following Initial Public Offerings and Mergers and Acquisitions transactions brought to market by Korfez Yatirim and Korfezbank. Lead Managed IPOs EGS Real Estate Investment Trust, Gumussuyu, EGS Egeser, Kipa, Bisas Tekstil Co-Lead Managed IPOs Park Tekstil, Cimbeton M&A Transactions Serel (Asset Sale) Led marketing effort by presentations on strategic aspects of equity financing and evaluated prospective IPO and M&A candidates. Completed company valuations and developed domestic and international marketing strategies. 1994 1997 KORFEZBANK Istanbul, TURKEY Associate Director, Head of Research Department Established International Capital Markets and Equity Research Departments of the Investment Banking Group. Created and implemented new risk management tools for the Bank's proprietary portfolio. Managed selection of stocks to be included in the Bank s proprietary portfolio. Provided liaison consulting to Investment Management Group on sophisticated products. Performed fundamental analyses on major ISE (Istanbul Stock Exchange) companies for foreign institutional investors.

EDUCATION ISTANBUL UNIVERSITY Istanbul, TURKEY Institute of Social Sciences PhD in Management, August 2001 Thesis on Consumption-Based Model and the Equity Premium Puzzle CARNEGIE MELLON UNIVERSITY Graduate School of Industrial Administration (Tepper School of Business) MS in Industrial Administration, May 1994 Emphases in and Corporate Strategy Awarded Turkish Education Foundation Scholarship Pittsburgh, PA, USA BILKENT UNIVERSITY Ankara, TURKEY Faculty of Engineering BS in Electrical & Electronics Engineering, June 1992 Emphases in Control Engineering & Digital Signal Processing Achieved #6 ranking among 800,000 in university entrance examination Awarded Bilkent University Scholarship Department Honors, Dean s List ADDITIONAL Member, Global Association of Risk Professionals (GARP) Founded Bilkent University Bridge Club

RESEARCH INTERESTS Financial Risk Management ML Estimation of Distribution Parameters for VaR Calculation Using Evolutionary Algorithms, WSEAS Transactions on Business and Economics, Issue 3, Vol. 2, 109 115 (2005). (with G. Uludag, S. Etaner-Uyar, and H. Dag) Comparison of Evolutionary Techniques for Value-at-Risk Calculation, Applications of Evolutionary Computing, eds. M. Giacobini et al., 218 227, Springer, 2007. (with G. Uludag, S. Etaner-Uyar, and H. Dag) Hedging Scenarios under Competition, manuscript submitted for publication (2014). (with G. Fas) Asset Management Using Neuro-Genetic Algorithms for Prediction of Financial Asset Prices: Evidence from the Istanbul Stock Exchange, International Journal of Software and Information Technologies, Vol. 1, No. 2, 152 159 (2004). (with A. Alkan and S. Celebi) Kelly vs. Naive: A Comparison in Real Time Testing, working paper (2014). (with H. Yener and C. Ozyildirim) Pension Fund Management Alternative Investment Strategies on Defined Contribution Pension Schemes when Asset Returns and Salary Growth Rates are not Independent, Proc. 7 th International Congress on Insurance: Mathematics & Economics [WWW document]. URL http://isfa.univ-lyon1.fr/cd-rom/ime2003/papers/senel%20- %20Tuncer.pdf (2003). (with R. Tuncer) Optimal Investment Allocation Decision in Defined Contribution Pension Schemes with Time-Varying Risk, Proc. 8 th International Congress on Insurance: Mathematics & Economics [WWW document]. URL http://www.ime2004rome.com/fullpapers/senel%20pape.pdf (2004). (with R. Tuncer) Using Genetic Algorithms for Optimal Investment Allocation Decision in Defined Contribution Pension Schemes, Proc. 10 th International Congress on Insurance: Mathematics & Economics [WWW document]. URL http://www.kuleuven.be/ime2006/full/85.pdf (2006). (with A.B. Pamukcu and S. Yanik) "An Evolutionary Approach to Asset Allocation in Defined Contribution Pension Schemes", Natural Computing in Computational Economics and, eds. A. Brabazon and M. O Neill, 25 52, Springer, 2008. (with A.B. Pamukcu and S. Yanik) A Comparative Study for Multi-Period Asset Allocation of Defined Contribution Schemes: Evidence from Turkey Istanbul Ticaret Universitesi Sosyal Bilimler Dergisi, 11(1): 289 304 (2012). (with A.B. Pamukcu) An Evolutionary Algorithm for Deriving Withdrawal Rates in Defined Contribution Schemes, manuscript submitted for publication (2014). (with J. West) Reinsurance and Catastrophic Bonds Securitization of Catastrophic Risks: May Cat-Bonds Be a Viable Alternative for Traditional Reinsurance in Turkey?, Proc. Traditional Symposium Financial Integration in International Markets 2004, SPK Yayinlari No: 178, 2005. (with S. Yanik)

RESEARCH INTERESTS Value-Relevance of Accounting Information Is Capital Structure a Significant Determinant for Value-Relevance? Evidence from the Istanbul Stock Exchange, Proc. AFFI International Conference 2004 [WWW document]. URL http://www.ucergy.fr/affi_2004/img/pdf/nural.pdf (2004). (with I. Nural and A.B. Pamukcu) Inflation Adjustments and Investor Illusion, Proc. American Society of Business and Behavioral Sciences 12 th Annual Meeting, Vol. 12, No. 1, 1951 1962 (2005). (with A.B. Pamukcu) Real Options Real Options: The New Valuation Paradigm, Istanbul Commerce University Journal, No. 3, 105 119 (2003). Valuation Sirketlesen Futbol Kuluplerinin Halka Arz Degerlemesi: Turkiye Uzerine Bir Inceleme, Iktisat Dergisi, 461-462 No lu Arsadan Borsaya Futbol baslikli Kasim 2005 ozel sayisi (2005). Distance Learning Investment Decision Process for e-learning Applications: The Net Present Value Method, Proc. First International Conference on Innovations in Learning for the Future: e-learning, Istanbul University Rectorate Publication No: 4551, 145 160 (2004). (with S. Yanik) "Dilemma of the HR Manager: An Optimization for Training and Development Budgets Using Integer Programming A Case Study from an International Firm", Proc. The 9 th World Multi-Conference on Systemics, Cybernetics and Informatics, Vol. 7 (2005). (with S. Yanik and S. Yazici) "Finans Egitiminde Teknoloji Kullanimi", E-Ogrenme Insan Kaynaklari Egitiminde Stratejik Donusum (E-Learning), ed. Dr. Selim Yazici, 369 391, Alfa Yayinlari, 2004.