JCB Finance Toolkit
Introduction Options This JCB Finance Toolkit has been put together to give some handy practical tips about how to keep your asset finance in peak performance, just like you would look after your machines. We hope you will find some interesting ideas all designed to provide you with competitive, cost effective and tax efficient finance packages that will help your business thrive. Remember, our finance facilities are available to help you purchase all types of construction plant, access equipment, commercial vehicles, cars and a whole lot more. Take a Break take payment holidays at short notice Unlock tied up cash from your existing plant Operating Lease payments 100% tax allowable Reduce existing monthly finance payments by 50% Experience the JCB Finance difference award winning services RTI Advanced new Return to Invoice insurance Extended warranty on your new JCB JCB Insurance Services
Skip some payments Take a Break On your next finance agreement ask about Take a Break. It is a flexible three year finance agreement that, by giving us 15 working days notice, allows you to select the months where you would like to have an unplanned payment holiday, up to two months per year. (not available for regulated agreements) If you currently have a Flexibuy / VIP agreement, you can upgrade this to Take a Break. Call 0800 150 650 for more details
Unlock tied up Cash Trade-up to a new JCB and release cash from your part-exchange. We will then add the cash released to the amount we finance on the new machine. This could prove to be a welcome boost to working capital or provide cash to invest in other parts of the business. Sale & Lease Back Just bought that machine but something else has cropped up? There are cases when we can help by purchasing the machine and leasing it back to you again freeing up cash to invest in your business.
Operating Lease No mystery here, many of our customers, including some of the largest UK businesses, already enjoy the benefits of operating our machines without needing to own them. No big finance debt on your balance sheet, improvements in key accounting ratios and lease payments that are 100% tax deductable. At the end of a three to five year lease, upgrade with a new machine and leave us to dispose of the old one. This facility can be combined with service, repair and maintenance contracts to offer total peace of mind.
SAVE UP TO 50% ON EXISTING PAYMENTS Need to cut your existing monthly payments? For existing customers there are cases when it is possible to cut current monthly payments by extending the term of the finance agreement. This can ease pressure on cash flow and is far safer than relying on an expensive and easily withdrawn bank overdraft. Equally it can free up working capital. Whatever your requirement, we will try to help. Call our Customer Services Department on 01889 594149.
AWARD WINNING DEAL HANDLING Experience the JCB Finance difference When you are in the market for a piece of plant, let us show you the kind of speed and efficiency that saw us pick up finance industry awards in 2007. These awards were for our innovative services using master agreements and email delivery of finance documents. During the last postal strike this new service allowed finance documentation to be emailed for customer signature and returned by fax. Dealers could then be paid and machines released to commence work on sites within hours. Without this system postal delays would have prevented machine delivery for days or even weeks.
MORE New PRODUCTS New insurance product RTI Advanced JCB Finance continues to develop new products for example an innovative insurance product, previously unavailable for plant in the construction industry. It will combine financial shortfall GAP insurance and Return to Invoice insurance. The GAP element will cover any shortfall between the amount received from your comprehensive plant insurance policy in the event of a total loss and the amount owed on a finance agreement. This GAP is usually at its greatest in the early part of the agreement. The RTI element protects the latter part of the agreement because it covers the shortfall between the comprehensive insurance settlement and the amount originally paid for the plant hence Return to Invoice. The maximum payout on this policy is 25,000. JCB Finance is an appointed representative of The Royal Bank of Scotland plc, which is authorised and regulated by the Financial Services Authority. Call 0800 150 650 to register your interest in RTI Advanced and we will make sure we will offer it to you first.
EXTENDED COVER Warranty on your new JCB Depending on the model, annual hours and number of years cover required it is possible to extend the original JCB warranty by choosing JCB machinery protection plan. JCB Finance can help spread the cost by adding it to your finance agreement. Total peace of mind can be more affordable than you thought.
JCB Insurance Services JCB Insurance is a team of friendly insurance experts, highly trained to provide you with an Insurance package tailored to your business at the right price. We provide a full specialist Insurance Broking service to the Plant Hire, Groundworks, Civil Engineering, Construction and Waste and Recycling Industries. With over 20 years experience, our specialist focus gives us a greater understanding of your business, offering innovative insurance policies for: Plant Insurance Liability Insurance Van / Truck Contractors All Risks Goods in Transit Performance Bonds Motor Fleet Insurance JCT 21.2.1 Insurance Fill in our Get A Quote form on our website www.jcbinsurance.com and one of our experienced and friendly team will contact you to discuss your requirements, or call us on 01889 590219 INSURANCE SERVICES JCB Insurance Services Ltd. is Authorised and Regulated by The Financial Services Authority and is a member of the British Insurance Brokers Association
FREE Toolkit Talk to us to see how you can receive a free JCB 60-Piece Toolkit 60 Piece Screwdriver Set In A Fold Out Carry / Storage Case 10 Chrome Vanadium Screwdrivers with Soft Grip Handles (Slotted: 8 x150mm, 6x150mm, 5x125mm, 4x100mm, 3x75mm, 3x75mm (milled) (Phillips: PH2 x100mm, PH1 x 75mm, PH0 x75mm, PH2x38mm) 4 Chrome Vanadium Precision Screwdrivers (Slotted: 2.4mmx50mm, 3mmx50mm) (Phillips: PH00x50mm, PH0x50mm) 1 Socket Holder Adaptor (1/4 x 50mm) 9 Carbon Steel Sockets in Metric Sizes - Heat Treated to increase Strength (5mm, 6mm, 7mm, 8mm, 9mm, 10mm, 11mm, 12mm, 13mm) 9 Carbon Steel Sockets in Imperial Sizes - Heat Treated to increase Strength (3/16, 1/4, 9/32, 5/16, 11/32, 3/8, 7/16, 15/32, 1/2 ) 1 Magnetic Bit Holder 25 Chrome Vanadium Screwdriver Bits 1/4 x 25mm (Slotted: 3mm, 4mm, 5mm, 6mm, 7mm), (Phillips: PH0, PH1, PH2, PH3), (Pozi: PZ0, PZ1, PZ2, PZ3), (Torx: T10, T15, T20, T25, T30, T40), (Hex: 2mm, 3mm, 4mm, 5mm, 5.5mm, 6mm) 1 Flexible Shaft (175mm) for Awkward Working Areas
Reply today and receive a Free JCB 60-piece Toolkit* delivered to your doorstep by your local JCB Finance Territory Manager. I would like to receive further information on the following items (please tick): Take a Break Unlock tied up cash Sale & lease back Operating Lease Reduce existing finance payments Other financial solutions that could help you? RTI Advanced Extended warranty on new JCB JCB Insurance Services Name Position Company Address Postcode Telephone Email Fax Sales enquiries: 0800 150 650 * Limited stocks available for genuine enquiries Before you submit any personal information, we would like to let you know what we may do with this information. We may wish to market to you further services which JCB Finance offer and to pass your details to other Group or Associate companies for similar purposes. You have the right to request that we DO NOT do so by ticking in the relevant box. Email Fax Telephone Mail
RESPONSE LICENCE No. MID 18096 1 JCB Finance Ltd The Mill, Rocester, Staffordshire, ST14 5WW
JCB Finance - The finance company with the construction connection. Contact us on 0800 150 650 or visit our website www.jcb-finance.com or return the pre-paid reply card. JCB Finance Limited, The Mill, Rocester, Staffordshire ST14 5JW