Tracy b. stewart, cpa, PFS, CFF, cfp, CDFA 426 Tarrow Street, Suite 101 College Station, TX 77840 Phone 979-324-8179 stewart@texasdivorcecpa.com SELECTED PROFESSIONAL ACTIVITIES American Society of Certified Public Accountants (AICPA) AICPA Council member present (3-year elected term ending in 2015) National CPA Financial Literacy Commission 2010 2013 Columnist for AICPA Wealth Management Insider E-Newsletter 2008 2012 AICPA Media Spokesperson 2009 present AICPA/State Society PFP committee 2009-2011 AICPA Ambassador 2004 present Advisory Panel 2003 present Webinar co-presenter, Collaborative Law: Getting Through a Divorce Without Financial Disaster, November 2011 Advanced PFP Conference panelist, Divorce Strategies, January 2013 Member since 1987 Texas Society of Certified Public Accountants (TSCPA) Brazos Valley Chapter President 2001 2003 (awarded Small Chapter of the Year award both years) President-elect 2000-2001 Newsletter Editor 1998 - present Board member 1998 - present Member since 1990 TSCPA Executive Board Treasurer 2011-12 Treasurer-elect 2010-11 Elected Three-Year Term 2006-09 Appointed One-Year Term 2004-05 Coordinating Officer for Chapter Coordinating Committee 2011-12 Coordinating Officer for CPE Advisory Board 2006-07, 2008-09, 2010-11 Coordinating Officer for External Relations Committee 2007-08 CPE Advisory Board 2005-present Board member - present Chair 2008-2010 Past Chair 2010-2011 Vice Chair 2006-08 Legislative Advisory Committee 2008-present Key Person to State Representative John Raney beginning 2012 Page 1 of 4
Chairman, Chapter Coordinating Steering Committee 2003-05 Strategic Planning Committee 2004 - present Member Participation Task Force 2006-07 Bylaws Revision Task Force 2005-06 CPA Ownership Task Force 2003-04 E-mentoring Task Force 2008-09 Membership Committee 2007-10 External Relations Committee 2007-09 Awards Committee 2003-06 Editorial Board 2002-05 Tax Institute Planning Committee 2002-03 Speaker at various chapters CPE events (see list of Publications & Public Speaking) Collaborative Law Institute of Texas (CLI-TX) Board member 2007 present Chairman Website Committee Member Marketing Committee present Member Committee to Design Lower Cost Services to the Public Chairman Financial Oversight Committee 2007-2008 Member since 2003 Brazos Valley Dispute Resolution Center Board member since 2011 - present Vice-Chairman 2014-2015 Chairman Policies and Procedures Task Force - present Council of Collaborative Law Local not-for-profit for the purpose of educating the public on collaborative divorce as an alternative to litigation Founding member President 2009-2011 International Academy of Collaborative Professionals (IACP) Review Committee for 2011 Forum Workshop proposals Member 2004-2011 Institute of Divorce Financial Analysts Member since 2001 PROFESSIONAL EXPERIENCE Current Tracy B. Stewart, CPA, CFP, College Station, since 1998 Owner of firm focusing on personal financial planning, financial literacy and settlement negotiations assistance in collaborative divorce cases; testifying expert in litigated divorce cases; previously consultant on personal financial planning, investments, retirement planning, estate planning, insurance and tax planning Author & Publisher Applegate Publishing, 1994-1997 (owner) A Guide to the Evans Library, textbook at Texas A&M University Page 2 of 4
Controller Imperial Savings and Loan, San Diego, 1987-89 ICA Mortgage, La Jolla, 1985-87 Controller and VP ICA Mortgage acquired by Imperial Savings and Loan 1987 Supervised 75 employees in a $4 Billion company, responsible for monthly and annual financial reporting of all real estate and mortgage banking divisions, coordinated with outside auditors, worked on public offerings of collateralized mortgage obligations. Audit Manager Peat, Marwick, Mitchell & Co. (now KPMG) San Francisco, 1979-82 Sacramento, 1982-85 Academic National University, Sacramento Accounting Instructor, 1984-85 Government Auditor California State Board of Equalization, Sales and Use Tax Department Summer intern auditor for state, local and district sales and use tax programs, 1978 EDUCATION, PROFESSIONAL LICENSES & CERTIFICATIONS BS in Accounting, California State University, Sacramento, 1979 Certified Public Accountant (CPA), California 1981-present (inactive), Texas 1990-present Certified Financial Planner (CFP), 1999-present Personal Financial Specialist (PFS), 2000-present Certified Divorce Financial Analyst (CDFA), 2001-present Certified Financial Forensics (CFF), awarded 2008-present Series 7 exam Previously licensed with the Texas State Securities Board SELECTED PROFESSIONAL TRAINING Media Training AICPA, 2004 and 2010 Training included presentation skills, interview skills for print, panel/press conferences and satellite, message development and fielding questions. TSCPA, 2002 Training included presentation skills, preparation and interview skills for television and print interviews. Dale Carnegie Course: Effective Communications & Human Relations/Skills for Success Graduate Assistant 1991, 1992, and 2005 Participant 1987 Program develops attributes such as public speaking abilities, consensus building, clear and concise communication, and tackling complex challenges. Mediation Training Family Law Mediation, 2004 General Mediation, 2004 Interdisciplinary Collaborative Family Law Training Collaborative Family Law, 2004, 2006, 2009 Page 3 of 4
SELECTED COMMUNITY ACTIVITIES St. Mary s Catholic Center Engaged Couples Advisor Advisory Committee for Resident Seminarian Rotary Club Bryan, Texas Paul Harris Fellow Scholarship Awards Committee Co-Chair Officer Nominations Committee Brazos Valley Food Bank Food drive volunteer Brazos Valley Animal Shelter volunteer Page 4 of 4
Tracy b. stewart, cpa, pfs, CDFA, cfp, CFF 426 Tarrow Street, Suite 101 College Station, TX 77840 Phone 979-324-8179 stewart@texasdivorcecpa.com Publications - Author AICPA, Save Wisely, Spend Happily: Real Stories About Money and How to Thrive From Trusted Advisors, 2012; Chapter 7: The Dreaded Divorce, contributing author TexasBarBooks, Collaborative Law: A Practitioner s Guide, publication date November 2013; Chapter 6: The Neutral Financial Professional, co-author The Eagle Newspaper Monthly Financial Literacy Column Why Collaborative Divorce Makes Financial Sense, October 2013 Tips for Selecting a Great CPA: Advice for Small Business Owners, September 2013 What is Considered Separate Property?, August 2013 Sell Fast, Save Money, July 2013 Want to Reduce Divorce Costs?, June 2013 Five Tiers: Investing for Retirement, May 2013 Three Tips on Inheritance Planning, April 2013 The Hidden Costs of Parenting After a Divorce, March 2013 The Rest of the Story: Tax Changes That Passed in Congress, February 2013 Do You Know Where You Are Going?, January 2013 How the Tax Law Provisions Will Affect You, December 2012 Are You Cut Out to Be an Estate Executor?, November 2012 How Long Should You Keep All Those Old Papers?, October 2012 What to Do With All Those Files?, September 2012 Three Questions to Ask Yourself When Planning for Retirement, August 2012 Mistakes to Avoid in Dividing the Nest Eggs, July 2012 There are Interest Rates and Then There are Real Interest Rates, June 2012 Social Security Retirement Benefits: Frequently Asked Questions, May 2012 Is Mediation What You Think It Is?, April 2012 Climbing Out of Credit Card Debt, March 2012 Am I Withholding Enough Tax?, February 2012 Inherited IRAs (part two), January 2012 Inherited IRAs (part one), December 2011 Tax Planning Tips, November 2011 Avoid Holiday Spending Hangover, October 2011 Splitting Headache: Avoid a Money Pit Divorce, September 2011 Home Health Care for Mom and Dad, August 2011 Buyer Beware: Choosing a Financial Advisor, July 2011 Who s a What? Do Those Financial Advisor Credentials Really Mean Anything?, June 2011 Your Retirement: Boom(ers) or Bust?, May 2011 Beneficiary Basics, April 2011 Page 1 of 5
Four Financial Tips When Untying the Knot, February 2011 AICPA Wealth Management Insider E-Newsletter Helping Your Clients with Non Financial Resources, April 2012 Value Added Service for Your Divorcing Clients, December 2011 Home Health Care for Mom and Dad, September 2011 Avoid the Seven Business Casualties of Divorce, June 2011 Deferred Compensation and Divorce, April 2011 Divorcing Clients Need Their Trusted Advisor, December 2010 Hidden Costs of Parenting After Divorce, September 2010 Health Care Reform and Divorce, June 2010 Mistakes to Avoid in Dividing the Nest Eggs, March 2010 Family Business: Avoiding Divorce Disaster, December 2009 Clearness in the Midst of Turmoil, September 2009 Dividing IRAs in Divorce, July 2009 Are Pensions Really Worth More in Divorce?, March 2009 Economic Effects on Divorce, December 2008 A Civilized Divorce Process, September 2008 AICPA The Planner Collaborative Divorce: Helping Your Clients Avoid Financial Disaster, January/February 2012, co-author with Kevin Fuller, JD CPA Magazine Tax Pitfalls When Marriages Fail, feature cover article August/September 2005 Today s CPA Peaceful Parting (article about Texas collaborative law), May/June 2005 Divorce, Retirement and Taxes, co-author Debbie Webb, CPA, September 2003 Collaborative Law Institute of Texas Member Newsletter Working with Financial Professionals: How Can the Attorney Check the Underlying Assumptions of a Financial Expert?, November 2004 Working with Financial Professionals: What Does a Financial Professional Do on Your Collaborative Cases?, October 2004 Working with Financial Professionals: What are the Benefits of Using a Financial Consultant on Your Collaborative Cases?, September 2004 Divorce Magazine Who Gets What, Summer 2003 and Winter 2003 Texas Realtor Split Decisions, May 2003 Institute for Divorce Financial Advisors (IDFA) Member Newsletter Marketing Your Business: Marketing is the Key to Creating Flourishing Business, June 2003 Texas Divorce CPA website & blog www.texasdivorcecpa.com www.texasdivorcefinance.com Page 2 of 5
Publications - Quoted by Journalist New York Times From a Prominent Divorce in the Affluent Class, Lessons for All, August 2013 DivaCFO.com Can You Afford to Keep the House After Divorce?, March 2013 NextAvenue.org (a PBS system website) The Big Money Mistakes Divorcing Couples Make, March 2013 FOXBusiness.com Starting Your Financial Life Over After Divorce, March 2013 Four Tips for the Executor of an Estate, January 2013 Managing Finances Through a Divorce, September 2012 Newlyweds: Should You Join Bank Accounts?, April 2012 Men s Health New Money Math (working title), October 2012 Loans.org How to Eliminate Wedding Debt, February 2013 DepositAccounts.com How to Protect Your Money in Divorce, August 2012 CNNMoney.com Arnold, you better have a prenup!, May 20, 2011 MoneyCentral.msn.com Married to a financial basket case?, April 2010 CPA Magazine Passion for Divorce, August 2006. Featured cover story in national magazine. Divorce Magazine Myths and Realities, Spring 2004 Texas Realtor Managing Your Income s Peaks and Valleys, November 2002 Credit Union National Association, Inc. Life Change To-Do Lists, February 2003 Mommasaid.com What Stay-at-Home Moms Should Know About Their Financial Futures, April 2003 Page 3 of 5
iparenting.com Your Money After Marriage: What You Can Do to Plan for the Future, 2003 The Basics About Bonds: Savings Bonds as Investments, 2003 Economics Family Fun: Inexpensive Ideas for Home and Travel, 2003 Retirement Planning: 401(k), IRA and Other Retirement Savings Plans, 2003 Inexpensive Gifts: Birthdays, Holidays and Anniversaries Can Add Up, 2003 Curbing the Shopaholic Within, 2003 Student Loans for College, 2003 How to Plan and Pay for Things Insurance Won t, 2003 Teaching and Public Speaking KBTX Bryan/ College Station Public Affairs (television); several interviews on various topics on behalf of the TSCPA Brazos Valley Chapter financial literacy efforts, 2009-present. State Bar of Texas CLE, Financials: X R = D at the Collaborative Law Course: Advanced Strategies for Collaborative Solutions, March 2013 American Institute of Certified Public Accountants, co-presenter Divorce Strategies at the Advanced Personal Financial Planning Conference, January 2013 Texas Society of CPAs, Houston Chapter Who s in Charge of Divorce: Clients or Court? at the Houston CPE Tax Expo, January 2013 Texas Society of CPAs, San Antonio Chapter Boomer Boomerang: Grey Divorce, September 2012 American Institute of Certified Public Accountants co-presenter Collaborative Law: Getting Through a Divorce Without Financial Disaster webinar, November 2011 Texas Society of CPAs, Houston Chapter co-presenter Collaborative Divorce: Dividing the Wealth Without Destroying It, October 2011 Houston Dispute Resolution Center co-presenter Emotional and Financial Effects on Children in Divorce, September 2011 Texas Society of CPAs, San Antonio Chapter co-presenter Collaborative Divorce: Divorce Without Destroying the Business, June 2011 Texas Society of CPAs, Dallas Chapter co-presenter Collaborative Divorce: Divorce Without Destroying the Business, May 2011 Texas Society of CPAs, Fort Worth Chapter co-presenter Collaborative Divorce: Divorce Without Destroying the Business, June 2010 American Institute of Certified Public Accountants co-presenter Collaborative Law Reduced Conflict Resolution webinar, February 2010 Page 4 of 5
International Academy of Collaborative Professionals Forum co-presenter The Role of the Financial Professional in the Collaborative Process, October 2009 South Texas College of Law - Collaborative Law course guest speaker, August and January from 2008 to present Family Law on the Frontlines panel presentation Looking at Assets Beyond Their Face Value, June 2008 Collaborative Law Institute of Texas 5 th Annual Collaborative Law Spring Retreat panel presentation regarding interdisciplinary collaborative divorce teams, March 2008 Collaborative Law Institute of Texas 4th Annual Collaborative Law Spring Retreat panel presentation regarding creative settlement option; March 2007 Houston Bar Association, Collaborative Law Section presentation regarding the neutral financial professional role in collaborative divorce cases; October 2006 KZEP San Antonio Public Affairs Program one-hour interview regarding financial aspects of divorce; May 2005 Collaborative Law Institute of Texas 2 nd Annual Collaborative Law Spring Retreat presentation Practice Development ; March 2005 Texas Society of Certified Public Accountants, Wichita Falls Chapter presentation Financial Aspects of Divorce ; December 2004 Mays Business School at Texas A & M University 2004 Federal Tax Update presentation Divorce Planning Issues ; October 2004 Texas Society of Certified Public Accountants, Fort Worth Chapter presentation regarding divorce and taxes; co-presenter Jan Demetri, CPA; July 2004 Professionals for Collaborative Family Law presentation How to Work with Your Financial Professional to Decrease Headaches and Increase Efficiency ; July 2004 Texas Society of Certified Public Accountants, Brazos Valley Chapter presentation regarding divorce financial issues; May 2004 Blinn College presentations to para-legal family law classes; October 2003 and March 2004 Bryan Rotary Club presentation regarding Collaborative Family Law in Texas; March 2004 Divorce Decisions seminar for the public with family law attorney, mediator, mental health professional, and judge; January 2004 Brazos Valley Dispute Resolution Center Family Law Mediation Class presentation on the financial aspects of divorce; October 2002 and August 2004 Texas A & M University presentation regarding financial planning for women; September 2000 Texas Society of Certified Public Accountants, Brazos Valley Chapter CPE presentation regarding financial planning; May 2000 Page 5 of 5