GUIDE TO CORPORATE FOREIGN EXCHANGE

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GUIDE TO CORPORATE FOREIGN EXCHANGE FOREIGN EXCHANGE & INTERNATIONAL PAYMENTS

Founded in 2000, Currency UK has helped thousands of businesses move billions of pounds around the globe. Our focus on delivering a comprehensive range of FX tools, hedging services and international payments with market leading customer service has won us the long term loyalty of our client base. We invite you to join them.

BENEFITS OF USING CURRENCY//UK We work on behalf of our corporate clients to get the best value for their money, minimise exposure to exchange rate fluctuations, and to make the international payments process safe, quick and easy. // Better pricing than those offered by the clearing banks // Currency market tools to reduce exposure to rate volatility // Service tailored to your specific requirements // A dedicated account manager // A fast and efficient payment service // Automated payment confirmations to sender & beneficiary // Multi-lingual staff // Market leading customer service with clear SLA's Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

OUR LATEST CURRENCY VIEWS Stay informed with timely news & views from the world of FX. @CurrencyUKLtd

HOW WE SAVE YOU MONEY Our corporate team can handle all of your foreign currency payments & receipts and give you access to the same money market tools as the largest companies. SME's normally only have access to pricing in the tier just above tourist rates. We buy currency on your behalf from the market, giving you access to the same competitive pricing enjoyed by blue chip companies. Along with our bank beating price structure we provide a faster, more flexible service designed to support the smaller enterprise. Learn more: currencyuk.co.uk +44 (0) 20 7738 0777 EXAMPLE COMPETITIVE RATES* 1.3250 TOURIST CASH RATES 1.3490 HIGH STREET BANK RATES 1.3780 CORPORATE RATES 1.4005 CURRENCY UK RATES 1.4055 INTERBANK RATES * Rates are indicative and are for comparative purposes only, but are based on actual GBP/EUR rates in March '15 with the Interbank rate at 1.4055. The 1.4005 was a rate offered by Currency UK Ltd for a trade of 100,000 to a corporate client, the corporate rate was offered by a major high street bank for the same amount. The client received more by using Currency UK Ltd. The tourist rate was that generally available from Bureau de Change outlets.

TAKE THE FRUSTRATION OUT OF FX FLUCTUATION If it involves sending or receiving foreign currency then we can do what your bank cannot help. currencyuk.co.uk

PRODUCTS DESCRIPTION USE SAME DAY / NEXT DAY / SPOT CONTRACT FORWARD CONTRACT The most common type of FX contracts. This is for the purchase or sale of a currency on a fixed future date. A forward contract will guarantee an exchange rate for a future date, regardless of subsequent market fluctuations. Forward rates are based on spot rates +/- the interest rate differential between the two ccy's over the tenor of the contract. If you need to make immediate or urgent payments. If you do not have all the funds currently available. // Guarantee a rate for a future date // Take advantage of favourable rates // Protect your forecast costs/ revenue // Lock in bottom line profits FLEXIBLE FORWARD CONTRACT BULK MULTI-CURRENCY PAYMENTS OPTIONS & ADVISORY SERVICES MARKET ORDERS RATE ALERTS This is for the purchase or sale of a currency between a range of future dates. Upload single files with payments for multiple countries and currencies & automatically create the payments and transact the related FX. FX Options such as Vanilla, Collar and Participating Forwards, combined with the necessary advice. Stop Loss, Take Profit, One Cancels Other (OCO) are all types of order designed to automatically execute if certain market conditions are met. A proactive approach and service that allows you to make an informed decision when a particular price has been achieved. Allows you to draw-down from the contract as and when required. An excellent product for when buying goods or services with long and uncertain lead times. If you need to manage large payment volumes in multiple currencies in one single file. If your hedging requirements are highly uncertain, you will need products that can offer you the protection against market volatility that you need but with the obligation to transact. Use if you have specific minimum budgeted levels but don t want to spend your time watching the markets. Allows you to carry on with the day today running of your business whilst we act as your eyes and ears in the FX market. TREASURY MANAGEMENT PRIVATE CLIENT SERVICES Sending and receiving funds in multiple currencies, pooling the funds using our infrastructure. Execute FX transactions and payments from these funds with full reportability and security. We offer a range of our services to individuals as well as businesses. If you do not wish to operate large numbers of banks accounts or do not have sufficient human resources to manage these functions. If you are an individual sending or receiving funds from abroad, living abroad, being paid by an overseas firm, you will save 's by using our services.

BEAT THE BANKS For the best rates on international transfers, just ask us. Up to 4% better off

FOREIGN EXCHANGE IN SEVEN SIMPLE STEPS Once your trading facility is in place, you can carry out a foreign currency trade whenever you require as shown here. To set up a free foreign currency trading facility please complete our online application form: currencyuk.co.uk/business-app Set up a trading facility in hours it s free, easy and without obligation. Once in place, just call your account manager when you're ready to make a trade. 1 Call Currency UK for a quote. 2 Advise your account manager of the currency and amount to be exchanged. 3 Agree a rate and confirm you want to proceed. 4 Receive the contract note that's faxed or emailed to you. 5 Sign the contract note, confirm the onward payment details and return it. We'll store onward payment details for regular payees. 6 Transfer the agreed amount to Currency UK's designated account. 7 Relax upon receipt of your funds we'll forward your foreign currency to the designated recipient account with a confirmation.

WE LOVE CLIENTS BLOWING OUR TRUMPET! Hundreds of five star ratings we're only as good as our last review. trustpilot.com/review/ currencyuk.co.uk

" " " WHAT OUR CLIENTS SAY Don't take our word for it, here's a selection of what some of our clients have to say: My Account Manager goes the extra mile in order to provide an excellent service. They are conscientious, friendly and very helpful. I cannot fault the service that I have received from Currency UK Ltd and the help that I have had in getting the best rates for my business. I would definitely recommend Currency UK Ltd. Financial Controller Recruitment sector First Class service. Huge saving!! Used Currency UK to pay European suppliers. I made a huge saving in comparison to the high street banks, in fact 1,500 on one transaction. Currency UK was recommended to me and the initial call and set up was swift. The transaction was smooth with regular updates. Recently secured a great deal on the US Dollar which is held for me as well. The reality is you will only find out the saving when making a comparison with the banks. A very personalised service! Managing Director Avionics sector We have paid all of our overseas suppliers via Currency UK for a number of years. The savings on exchange rates and fees amount to several thousand pounds each year. I would not hesitate in recommending their service which is friendly, efficient and reliable. Company Partner Retail Sector " " " Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

A 79 Clerkenwell Road, London EC1R 5AR, U.K. T +44 (0) 20 7738 0777 F +44 (0) 20 7691 9479 E info@currencyuk.co.uk W currencyuk.co.uk