Life funds August 2014 Summary of insured fund changes Event Type Name Code Effective Date Communication Date Name change closure Because of the low investment levels, Standard Life has decided to close this fund. Customer investments were switched to a fund which, in our opinion, most closely matches the investment objectives of the closing fund. Change of Annual Management Charge SL M&G High Yield Corporate Bond Life SL M&G Global High Yield Bond Life SL Old Mutual UK Smaller Companies Life Customers switched to: SL Schroder UK Smaller Companies Life (fund code - V8) SL JP Morgan Natural Resources Life Capital Investment Bond level, Tailored Investment Bond, Distribution Bond level only Capital Investment Bond stepped, Distribution Bond stepped 2.25% 2.18% SL Henderson UK Property Life Capital Investment Bond level, Tailored Investment Bond, Distribution Bond level only Capital Investment Bond stepped, Distribution Bond stepped 8N 22/08/2014 05/09/2014 2M 27/08/2014 06/06/2014 J5 01/08/2014 N/A 8X 29/08/2014 N/A
2.25% 2.18% Minor change to fund description Standard Life Asia Pacific ex Japan Equity Life Minor change made to the following line in the fund description: The fund aims to provide long term growth and is designed for investors who are looking for exposure to equity markets in the Asia Pacific region (excluding Japan) and Australasia by investing predominantly in the shares of companies listed on these markets GH 31/08/2014 N/A Pension funds August 2014 Summary of insured fund changes Event Type Name Code closure Because of the low investment levels, Standard Life has decided to close these funds. Customer investments were switched to a fund which, in our opinion, most closely matches the investment objectives of the closing fund. SL Schroder Dynamic Multi Asset Pension Customers switched to: SL Insight Global Absolute Return Pension (fund code YA) SL JP Morgan Life Diversified Equity Pension Effective Date Communication Date CR 13/08/2014 22/05/2014 Corporate Stakeholder only customers switched to: Standard Life Global Equity 50:50 Pension (fund code HT) YM 20/08/2014 03/06/2014 All other customers switched to: SL UBS Global Optimal Pension (fund code KT) SL Old Mutual UK Smaller Companies Pension 1W 27/08/2014 06/06/2014
Customers switched to: SL Schroder UK Smaller Companies Pension (fund code - YL) SL Schroder Global Equity Income Pension Customers switched to: SL SLI Global Equity Income Pension (fund code - LLLA) CV 03/09/2014 07/06/2014 Change of Annual Management Charge SL Schroder Life Intermediated Diversified Growth Pension 61 01/08/2014 N/A 1.65% SL Schroder ISF Global Diversified Growth Pension GGEB 01/08/2014 N/A 1.65% SL JP Morgan Emerging Markets Pension NC 01/08/2014 N/A SL JP Morgan Natural Resources Pension Z1 01/08/2014 N/A SL Henderson UK Property Pension 1R 29/08/2014 N/A Minor change to fund description Standard Life Annuity Purchase F9 31/08/2014 N/A
Minor change made to the following line in the fund description: Long term interest rates are one of the main factors affecting the cost of an annuity. The fund invests predominantly in bonds whose prices are normally expected to rise and fall broadly in line with the cost of purchasing an annuity. Standard Life Asia Pacific ex Japan Equity Pension Minor change made to the following line in the fund description: The fund aims to provide long term growth and is designed for investors who are looking for exposure to equity markets in the Asia Pacific region (excluding Japan) and Australasia by investing predominantly in the shares of companies listed on these markets FY 31/08/2014 N/A SL Vanguard UK Short-Term Investment Grade Bond Index Pension Minor change made to the following line in the fund description: The fund seeks to provide returns consistent with the performance of the Barclays Global Aggregate 500MM U.K. Non-Government 1-5Y Float Adjusted Bond Index, a market weighted pound sterlingdenominated index of investment grade bonds excluding government bonds, with a maturity between 1 and 5 years BBKL 31/08/2014 N/A
International funds August 2014 Summary of insured fund changes Event Type Name Code SL Intl JP Morgan Natural Resources Effective Date Communication Date Change of Annual Management Charge 1.50% 1.48% NW 01/08/2014 N/A BlackRock Aquila name changes BlackRock Pension Management removed the term Historic Priced (HP) from the name of its Aquila fund range and replaced it with the word Connect on 31 July 2014. As a result, we updated the names of our insured pension funds on 18 to reflect this change. The new names are listed below code JU NF NK ND NB NH NJ JQ New fund name SL BlackRock Aquila Connect Consensus Pension SL BlackRock Aquila Connect European Equity Pension SL BlackRock Aquila Connect Japanese Equity Pension SL BlackRock Aquila Connect Over 15 Year Gilt Pension SL BlackRock Aquila Connect Over 5 Year Index Linked Gilt Pension SL BlackRock Aquila Connect Pacific Rim Equity Pension SL BlackRock Aquila Connect US Equity Pension SL BlackRock Aquila Connect World (Ex-UK) Equity Pension
description review Following a review, we have identified that a number of our fund descriptions of funds managed by Standard Life investments use inconsistent wording. As a result we have decided to update our fund descriptions to bring consistency across this range. The updated fund descriptions will be shown in our Q3 factsheets. These changes will not impact the way the funds are managed. Life funds code FFNC 0J BBLL KNKF NNLF L7 AABE 5U Z4 L9 L6 FFKF FFAC YY KNBC CCPI CCBG NNNC VA GGDB FI name SL SLI American Equity Unconstrained Life SL SLI Dynamic Distribution Life SL SLI Ethical Corporate Bond Life SL SLI European Equity Growth Life SL SLI Global Emerging Markets Equity Income Life SL SLI Higher Income Life SL SLI Japanese Equity Growth Life SL SLI Short Duration Credit Life SL SLI Strategic Bond Life SL SLI UK Equity High Income Life SL SLI UK Smaller Companies Life SL SLI Emerging Market Debt Life SL SLI European Corporate Bond Life SL SLI Global Absolute Return Strategies Life SL SLI Global Bond Life SL SLI Global Emerging Markets Equity Life SL SLI Global Equity Income Life SL SLI Global Smaller Companies Life SL SLI Global REIT Life Standard Life MyFolio Managed Income V Life Standard Life Far East Equity Life
Pension funds code 2F DGLF MMPD MMMC BBNH FFBE NNLH ADPL KS MPPF 2E FFAN ZR ZT JJNN KR DDMC MMJF MAPI NANL GGPF YX AADE IKPL LLLA KKEF AALK YC BH VB BDAD DGLF FF name SL SLI AAA Income Pension SL SLI American Equity Unconstrained Pension SL SLI Enhanced-Diversification Growth Pension SL SLI Ethical Corporate Bond Pension SL SLI European Equity Growth Pension SL SLI European Ethical Equity Pension SL SLI Global Corporate Bond Pension SL SLI Global Emerging Markets Equity Unconstrained Pension SL SLI Global Equity Unconstrained Pension SL SLI Global Emerging Markets Equity Income Pension SL SLI Higher Income Pension SL SLI Japanese Equity Growth Pension SL SLI Short Duration Credit Pension SL SLI Strategic Bond Pension SL SLI UK Ethical Pension SL SLI UK Smaller Companies Pension SL SLI China Equities Pension SL SLI Emerging Market Debt Pension SL SLI European Corporate Bond Pension SL SLI European Equities Unconstrained Pension SL SLI European Smaller Companies Pension SL SLI Global Absolute Return Strategies Pension SL SLI Global Bond Pension SL SLI Global Emerging Markets Equity Pension SL SLI Global Equity Income Pension SL SLI Global Smaller Companies Pension SL SLI Indian Equities Pension SL SLI UK Equity Income Unconstrained Pension SL SLI European Equity Income Pension SL SLI Global REIT Pension Standard Life Strategic At Retirement Pension SL SLI American Equity Unconstrained Pension Standard Life Far East Equity Pension
International funds code NU T2 TE N3 name SL Intl SLI Dynamic Distribution SL Intl SLI Higher Income SL Intl SLI UK Equity High Income SL Intl SLI UK Property Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. www.standardlife.co.uk GEN1716 0814 2014 Standard Life