LIFE SETTLEMENT TRADE MISSION

LIFE SETTLEMENT TRADE MISSION

From LISA s Exeutive Diretor Writing from a perspetive unique to the birthplae of life settlements, I an tell you unequivoally, the numbers do not lie. onsider these: Doug Head 2005 - $5.5 billion in fae transferred in the seondary market. 2006 - $6.1 billion transferred. 2007 - $12.2 billion. 2008 - $11.8 billion. Despite the leveling in 2008, and while 2009 numbers are yet to be firmly assessed, this trend is extraordinary for a market just one deade old. Ours is an industry grounded in U.S. law, embraed by onsumers and broadly regulated by the States. Despite formidable opposition from the U.S. insurane industry, fats on the ground are foring insurers to reognize what is already understood by so many: life settlements are an aepted and established finanial option. Approximately 76 million Baby Boomers omprise the U.S. work fore. This substantial population is urrently reevaluating their finanial options and preparing to retire. The seondary market is uniquely positioned to eduate and serve this vital demographi. The time is now for serious investment into a finanial option speifially designed to serve our aging populations. http:// www.thevoieoftheindustry.om/news-detail.aspx? newsid=456 http:// www.thevoieoftheindustry.om/news-detail.aspx? newsid=456 http:// www.thevoieoftheindustry.om/news-detail.aspx? newsid=2878 http:// www.thevoieoftheindustry.om/news-detail.aspx? newsid=2872 http:// aselaw.lp.findlaw.om/gibin/getase.pl? ourt=us&vol=222&invol=1 49 The Life Insurane Settlement Assoiation (LISA) is heartened to see suh a robust response from the European investment ommunity. As the Voie of the Industry in the U.S., we re proud to bring the most respeted U.S. based life settlement firms to this meeting. The quality of investment houses and managers attending this seminal event is a testament to the seriousness with whih European eonomies are treating life settlement investment. Building long-term relationships with outstanding organizations suh as ELSA, LISA looks forward to the expansion of the seondary market throughout Europe and beyond. Regards, Doug Head Exeutive Diretor Life Insurane Settlement Assoiation 2 AGENDA AND EVENT INFORMATION

Table of ontents 4 Event hairmen s Welome 6 Trade Mission ommittee 8 Sponsors 12 Media Partners LONDON 14 Welome Page 16 AGENDA - Tuesday, Feb 23 18 AGENDA - Wednesday, Feb 24 LUXEMBOURG 20 Welome Page 23 AGENDA - Tuesday, Feb 24-25 ZURIH 26 Welome Page 28 AGENDA - Tuesday, Feb 26 32 Speaker s Biographies 44 ompany Profile LIFE SETTLEMENT TRADE MISSION 3

hairmen s Welome Ladies & gentlemen, friends and olleagues, Brian T. asey Welome to the first ever LISA/ELSA European Trade Mission. I annot tell you how honored we are that you have hosen to share your time, your interest, and your friendship with us during this innovative and exiting event. This is an exiting time in the world of life insurane settlements. While other investment vehiles weaken and fade, the seondary market for life insurane ontinues to offer strong opportunity for return on investment aross the globe. In my 20 plus year areer as an attorney speializing in insurane apital markets, I an tell you that I remain amazed at how the industry has grown over the years. Organizations like LISA (Life Insurane Settlement Assoiation) and ELSA (European Life Settlement Assoiation) and their olletive members have worked diligently to ensure that this industry ontinues to grow and remain a viable investment opportunity for onsumers and the investment ommunity while never sarifiing its high ethial standards. For this event, we have gathered some of the most knowledgeable and well respeted professionals in the industry today. We hope to provide you with information and knowledge olleted from our own experienes in the industry and to provide you with the tools to determine what your role ould be in the future of this fasinating investment opportunity. We truly hope you find the information valuable and eduational. Please feel free to speak with any of our presenters if you have questions or to simply introdue yourselves. We thank you again for your time and interest. Sinerely, Brian T. asey Partner Loke Lord Bissell & Liddell urrent Board Member, Life Insurane Settlement Assoiation 4 AGENDA AND EVENT INFORMATION

olleagues, Friends and Honored Guests, M. Bryan Freeman Let me personally welome you to this important gathering, and thank you for your partiipation. Many of us know eah other and have already reated valued friendships and business relationships. Through this trade mission, we hope to enrih and extend those. We are all here beause we reognize that the seondary market for life insurane provides an exellent opportunity for onsumers to realize real value for their life insurane while offering a valuable option for investors. Of ourse, as with any investment, there are risks. It is important for you to know that members of the Life Insurane Settlement Assoiation (LISA) are ommitted to minimizing those risks to market partiipants through the ontinued refinement of and adherene to best praties. As someone who has been a part of LISA sine its ineption, I am proud that our members individually and olletively have from the beginning foused on a fair transation for all stakeholders. From proesses and tehnology to marketing and regulation, we have set the standards for the seondary market for life insurane. And, as that market enters its third deade and ontinues to evolve rapidly, those standards are ever-hanging. We olletively benefit by sharing both our knowledge and our strength. I hope the information you gather during this trade mission is helpful to you. Likewise, I know that your questions and the relationships that are developed will prove valuable to you, to the industry and to the people it serves. Sinerely, M. Bryan Freeman President & Managing Member Habersham Funding, LL urrent Board Member urrent hair of the Best Praties ommittee Former four-term President Life Insurane Settlement Assoiation LIFE SETTLEMENT TRADE MISSION 5

hairmen Bryan asey, Partner Loke, Lord, Bissell, and Liddell, LLP Brian asey is a partner in the orporate and Regulatory Insurane Pratie Group of the Atlanta offie of Loke Lord Bissell & Liddell LLP. Mr. asey's pratie primarily fouses on mergers and aquisitions and the multi-state regulation of insurane ompanies, insurane agenies, third party administrators, and other finanial servies firms. He also represents insurane lients in the areas of privay, reinsurane, orporate finane and venture apital, and e-ommere. Mr. asey is a highly sought after speaker and routinely addresses a number of publi and private organizations on both a loal and national level. While a well versed speaker on a number of topis inluding the Gramm-Leah Bliley At, Telemarketing and the Do-Not-all regulations, the ANSPAM At of 2003, Fair redit Reporting At, HIPAA privay regulations and eletroni ommere, with a partiular emphasis on eletroni signatures and reords, Mr. asey remains nationally reognized for his fous on various regulatory matters and trends affeting the insurane industry. For the past several years Mr. asey has been lauded for presentations and multiple publiations on the Life Settlements industry. Mr. asey is a graduate of Auburn University (B.S.B.A. Aounting, summa um laude, 1984); The Ohio State University ollege of Law (J.D., 1987) and Emory University (Master of Laws in Taxation, 1992). Bryan Freeman, President Habersham Funding, LL M. BRYAN FREEMAN, President of Habersham Funding, LL, is reognized for his longstanding efforts in developing the seondary market for life insurane. A liensed life agent for 31 years, he ompleted his first settlement in 1989. Bryan has reeived many honors for being a life settlement pioneer. In 2009, he was named by the Life Settlement Review as one of the 10 most influential people in the settlement industry internationally. In 2006, upon ompletion of four terms as President of LISA, Bryan was honored with resolutions from both houses of the Georgia Legislature for his settlement industry leadership. He has been atively involved in the development of responsible regulation and legislation of the seondary market sine its ineption. He lobbied for federal employees and veterans to gain the right to transat settlements, and for tax-free treatment for viatial settlements. Bryan has lobbied and testified before the U.S. ongress, state legislative ommittees, the NAI and NOIL on numerous oasions. He frequently speaks about and writes on life settlements. ommittee Members Jose Garia, EO arlisle Management ompany Having established a nine year trak reord of suess aross several setors of the Life Settlement industry, Jose Garia has put his experiene to work as both a life settlement Fund Manager in Luxembourg. Reognizing that many of the industry standards and anillary setors are outdated, Mr. Garia is launhing new investment vehiles utilizing Life Settlements as underlying assets. Having served as the EO and equity partner of one of the industry s largest life settlement providers. Mr. Garia s industry experiene also extends from industry brokers, to life settlement providers, fund management, fund struturing, and investment marketing. During his areer in the seondary market for life insurane, Jose Garia has led and overseen the purhase of more than $2 billion in Life Settlements as well as helping to raise more than $750 million for investment into this asset lass. 6 AGENDA AND EVENT INFORMATION

Doug Head, Exeutive Diretor LISA Doug Head serves as LISA Exeutive Diretor. Sine 1992, Mr. Head has tirelessly worked to promote the growth and development of the life settlement industry. Speifially, Mr. Head has been integral to the development and passage of key life settlement legislation aross the United States. As Exeutive Diretor, Mr. Head represents LISA before state and federal legislative ommittees and works with important industry organizations suh as the National onferene of Insurane Legislators (NOIL), and the National Assoiation of Insurane ommissioners (NAI). Previously, Mr. Head has served as President and Seretary of LISA as well as hair of its Legislative ommittee. As Exeutive Diretor, Mr. Head has helped guide LISA membership growth from a few dozen ompanies to over 140 domesti and international entities representing every industry segment. Today, LISA is widely reognized as the Voie of the Industry, leading the largest and most diverse membership of any life settlement trade assoiation. hris Wells ELSA hris Wells is the Deputy onvener of the European Life Settlement Assoiation and oversees the administrative and daily operations of the Assoiation. He joined ELSA in August 2009 and is urrently involved in the Drafting of the European Life Settlement Assoiation's ode of Pratie and expansion of the Assoiation's membership base. Sine graduating with a Bahelor of Siene in Eonomis from the University of Hull hris has worked in Stok Loan and Fund Management roles for both Merrill Lynh and Northern Trust. He has served as President of AIESE (Assoiation Internationale des Étudiants en Sienes Éonomiques et ommeriales) for the University of Hull and ontinues to play an ative role within the Assoiation. Paul Winner ELSA Paul Winner launhed The European Life Settlement Assoiation in May 2009 after Paul Winner onsultants Limited (PWL) undertook a feasibility study. The study onluded that there was strong support for suh an Assoiation to protet the rights of the European Investor. Paul Winner's areer has spanned politis and publi affairs, reputation management, ommunity and haritable involvement. His ompany, PWL, has advised many UK trade assoiations inluding the BI (the onfederation of British Industry). He has stood for Parliament 4 times, been a magistrate for over 25 years, built the 10th largest independent UK PR ompany and advised UK and international organisations on their publi relations strategies. He set up The ampaign to lean Up opier ontrats with the baking of an All Party Support group in the UK Parliament. As an artist he has used his talents to raise funds for many harities as well as serving on their advisory Boards or as a Trustee. LISA Staff Karla Ortiz,Event Diretor The growth and suess of LISA is inextriably tied to the suess of our Events Department. As head of this department, Karla provides ritial leadership in every aspet of the planning, marketing and exeution of LISA onferenes and speialty seminars. Sine 2005, Karla has guided the growth of all LISA events as the industry has seen a dramati surge in interest and partiipation. As a result, the seondary market has experiened an equally dramati rise in onferene and events ompetition. Antiipating these trends, Karla has more than tripled the events on LISA s alendar, going well beyond our traditional bi-annual onferenesour members are strongly enouraged to ontat the Events Department to learn more about what we have in store for 2010 and beyond. Will Menezes, Business Manager Sine 2005, Will Menezes has served as LISA s business manager. During this period, Will has helped oversee a tripling in LISA membership, the largest expansion of membership growth the assoiation has ever experiened. As daily leader of a small but talented work fore, Will performs a variety of duties ruial to the daily suess of LISA. These inlude, but are ertainly not limited to, marketing for LISA and our members, materials and information tehnology prodution, programmati development as well as other ongoing projets. On behalf of LISA, Will ontinues to offer innovative initiatives and ideas to LISA members in the servie of the assoiation and the industry at large. On a daily basis, Will onnets with our membership base to maintain the outstanding progress the assoiation has made to date. LIFE SETTLEMENT TRADE MISSION 7

Premier Sponsor oventry oventry reated the seondary market for life insurane in the US, opening a wealth of opportunities for onsumers, finanial professionals and institutional investors alike. Our efforts have delivered more than $2.8 billion to poliyowners. and provided global institutions with unparalleled aess to the $22 trillion US longevity market. As the market leader, we ontinue to drive the industry forward. By expanding opportunities for onsumers with new transations like SWAPP and Simplified Settlements. By developing ustom solutions for institutions seeking the unorrelated performane and low volatility of longevity-linked assets. And by setting new standards of exellene in everything we do. We are making life insurane more flexible, more powerful, more valuable. And it will never be the same. 8 AGENDA AND EVENT INFORMATION

Mission Sponsors Habersham Funding, LL Habersham Funding, LL ("Habersham Funding") is the authority in the life settlement market. With powerful experiene in the life settlement industry and as life insurane agents, the prinipals at Habersham Funding have the know-how to transat the most omplex and hallenging life settlement transations. Through solid relationships with multiple leading finaning entities, Habersham Funding provides a omprehensive seletion of settlements. Habersham Funding is the life settlement provider of hoie for life insurane agents, brokers, attorneys, finanial advisors and poliyholders in the know. They understand that Habersham Funding has the experiene they seek, and the finanial apability to buy the widest variety of life insurane poliies inluding term, whole, universal, variable, group, joint survivorship, and orporate and trustowned. Loke Lord Bissell & Liddell LLP Loke Lord Bissell & Liddell LLP is a fullservie, national law firm of approximately 700 attorneys with offies in Atlanta, Austin, Boston, hiago, Dallas, Houston, London, Los Angeles, New Orleans, New York, Saramento and Washington, D.. LLB&L was formed on Otober 2, 2007, after the ombination of Texas-based Loke Liddell & Sapp PLL and Lord Bissell & Brook LLP, a national firm headquartered in hiago. With an expanded geographi sope, and a national reputation in omplex litigation, regulatory and transational work, Loke Lord Bissell & Liddell is foused on ahieving lient suess as a team. Among LLB&L s many strong pratie areas are appellate, orporate and seurities, employee benefits, energy, environmental, finanial servies, health are, insurane and reinsurane industries, intelletual property, labor and employment, publi law, real estate, REIT, tax and tehnology. LIFE SETTLEMENT TRADE MISSION 9

Venue Sponsors LONDON atalyst Investment Group atalyst Investment Group provides a range of Investment Offers, Strutured Produts and Tax Effiient Investments. Details of our orporate Finane and Private lient Stok Broking Servies an be found on our website www.atalystinvestment.o.uk atalyst Investment Group Limited is Authorized and Regulated by the Finanial Servies Authority (FSA). Registered in England and Wales, number 4031316 at 125 Old Broad Street, E2N 1AR. LUXEMBOURG arlisle Management ompany arlisle Management ompany is a fund management firm, based in Luxembourg, speializing in alternative asset lasses, suh as the seondary market for life insurane, more ommonly known as Life Settlements. The mission of arlisle Management ompany is to ahieve the highest standards in all areas of our business, inluding aurate investment analysis, robust deision making proedures and strong investment performane. arlisle Management ompany has pulled together one of the best teams in the asset lass with years of experiene, tehnial know-how, and relationships, making arlisle the gold standard for others to follow in the marketplae. www.arlislelux.om 10 AGENDA AND EVENT INFORMATION Life Equity Life Equity is a national leader in the life settlement market. Sine its formation in August 2000, Life Equity has offered a professional business approah to life settlements. Life Equity is respeted for its integrity and fairness in dealing with all parties involved in a life settlement transation, its protetion of the legal, finanial and reputational interests of the institutional investors with whih it works, and its adherene to the highest regulatory, legal and ethial business praties in the life settlement market. In addition to being a liensed provider in virtually every state that regulates life settlements, Life Equity offers a omprehensive platform for investors in life settlements by providing onsulting, modeling, poliy serviing and asset management expertise. Life Equity o -founded the Life Settlement Institute. www.lifeequity.om

Venue Supporters ZURIH AA-Partners Ltd. AA-Partners Ltd. (AAP) is a Switzerland based and registered independent investment boutique founded in January 2007 and domiiled in Zurih. We are speialized in the reation of innovative investment solutions that generally have a very low orrelation to finanial markets as well as the evaluation and monitoring of the best suited asset managers globally to exeute these solutions. Our fous urrently is on traded life insurane poliies in the US market, so alled life settlements. AAP is the sponsor of the AAP Life Settlement Index whih serves as industry benhmark. We offer investors atively managed fund solutions, tailor-made mandate solutions as well as advisory servies. Fundabilis GmbH Fundabilis GmbH is Zurih based asset manger speialized in US Life Settlements and strutured solutions. The ompany fouses in omplex strutures in traditional as well as in nontraditional markets. This enables Fundabilis to offer a broad range of Life Settlement based investment solutions. The ompany is owner managed and teams up with private and investment banks, and fund providers to onstrue strutured solutions and funds. Fundabilis is a fund distributor authorized by the Swiss Finanial Market Supervisory Authority (FINMA). The ompany is, based on artile 24 of the Swiss Federal At on the prevention of money laundering in the finanial setor, member of the self regulatory body Polyreg, Zurih. NOTES LIFE SETTLEMENT TRADE MISSION 11

Private Banking Fastintel PRIVATEBANKING.OM PROVIDES LEAD GENERATION, BRANDING AND GLOBAL REAH TO FINANIAL SER- VIE PROVIDERS. THE SITE ALSO OFFERS THE FIRST SOIAL NETWORK PLATFORM EXLUSIVELY AIMED AT THE NEEDS OF HIGH NET WORTH INDIVIDUALS, BANK- ERS AND FINANIAL SERVIE PROFESSIONALS. With roughly 800,000 unique visitors per month privatebanking.om is the world s leading internet portal for Private Banking and Wealth Management. We failitate the searh for finanial servie providers, generate leads and help our subsribers with building strong brand reognition. Privatebanking.om s Bankers Network is an online ommunity that aters to the needs of high net worth individuals, bankers and finanial servie professionals. The aim of the platform is to foster business development, areer building and opportunities in all areas related to the global wealth management industry. Life Settlement Fastintel is a twie monthly, round-up of the latest life settlement industry news. Our editors keep an eye on the latest longevity investment developments; identify the major headlines and events to ensure our members have smart and ationable intelligene. Eah edition provides the headlines and links to information soures delivered to your inbox and mobile devies. Life Settlement Review Asset-Baked Alert Life Settlement Review is published monthly by the Life Insurane Settlement Assoiation (LISA), the most reognized and trusted trade group in the life settlement industry. LISA has been serving as the industry s leading advoate for more than 13 years. From LEGIS- LATION to REGULATION, OURT ASES to SEURITIZA- TION, Life Settlement Review overs all the major issues affeting the life settlement world. The publiation features in-depth interviews with top industry leaders and editorial ommentary by well known life settlement experts. Subsribers also reeive the latest industry news and business development advie. SPOT FRESH OPPORTUNITIES IN SEURITIZATION Every week, Asset-Baked Alert steers subsribers to money-making deals in the global market for seuritized onsumer loans, home mortgages and orporate 12 AGENDA AND EVENT INFORMATION

reeivables. The newsletter also guarantees your edge in the growing DO market. See for yourself by signing up for a three-issue FREE trial subsription to Asset-Baked Alert. To start your free trial, all 201-659-1700 or visit www.abalert.om. Barlay Hedge ETF Express Global Fund Wire Hedgeweek Private Equity Wire Hedge onnetion BarlayHedge offers one of the fastest growing, most aurate and up -to-date hedge fund databases, fund of funds databases, and TA databases available. Founded in 1985, Barlay provides servies as a publisher, industry onsultant, and is a leading soure of researh in the field of alternative investments. Barlay s 18 hedge fund indies and 10 managed futures indies are utilized worldwide as performane benhmarks for hedge funds and managed futures. ETF Express is the ETF s industry s leading portal on news and topial features, inluding updates on new fund launhes, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and produt profiles. ETF Express produes a free daily newsletter overing essential news and features within the exhange traded funds industry and a series of speial reports. Life Settlement Fastintel is a twie monthly, round-up of the latest life settlement industry news. Our editors keep an eye on the latest longevity investment developments; identify the major headlines and events to ensure our members have smart and ationable intelligene. Eah edition provides the headlines and links to information soures delivered to your inbox and mobile devies. Hedgeweek is the hedge fund industry s leading portal on news and topial features = inluding updates on new fund launhes, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and fund manager interviews. Hedgeweek produes a free weekly and a daily newsletter overing essential news and features within the Hedge Fund industry. Private Equity Wire is the private equity industry s leading portal on news and topial features, inluding updates on new fund launhes, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and produt profiles. Private Equity Wire produes a free daily newsletter overing essential news and features within the private equity industry and a series of speial reports. Hedge onnetion is the first omprehensive, web-based, marketing tool that failitates relationship building and allows diret interation and exhange of information between hedge funds and opt-in, qualified investors. LIFE SETTLEMENT TRADE MISSION 13

London Andrew Wilkins It is my pleasure to welome you to London for the inaugural ross ontinent life settlement trade mission, o-hosted by the Life Insurane Settlement Assoiation (LISA) and European Life Settlement Assoiation (ELSA). This marks an important development in the European market for life settlements in reognising a maturing industry, and engineering a platform through whih ideas an be exhanged, ommon standards of best pratie and transpareny are established, and a mutually benefiial dialogue is ontinued with both loal and international investors. This is a neessary step for the burgeoning life settlements industry. The finanial risis and its aftermath have undersored the need for investors to diversify into investment hoies that provide a soure of low market orrelation and allow for more preditable returns. Yet that same eonomi dissatisfation the finanial risis engendered has simultaneously left investors apprehensive of finanial innovation at large. Life settlements provide a viable and effetive solution. A forum for open disussion and ommuniation is required to ommuniate the tremendous opportunity, the development of the market, and the quality solutions available. In this, we welome the trade mission and the debate it allows. A growing industry must demonstrate its maturity and viability, engaging with investors and the media. It is essential that the market is better informed, that questions are answered and ruially unambiguous standards of best pratie are adopted to put the industry on a firm and harmonized footing, transparent and benefiial to all. Andrew Wilkins Exeutive Diretor atalyst Investment Group Limited 14 AGENDA AND EVENT INFORMATION

LONDON - Welome LONDON Time Zone: 0 GMT Nearest Airport: Heathrow (LHR) urreny: Pound Int. ountry ode: + 44 (United Kingdom) Event Loation Royal Garden Hotel London 2-24 Kensington High St London, W8 4PT +44 (0)20 7937 8000 Nearest Airports and Ground Transportation: Heathrow Taxi - 65-75 ($107 - $123), 60 minutes Underground - 4 ($6.50), 50 minutes (2-3 hanges) Gatwik Taxi - 100-120 ($164 - $197), 90 minutes Underground - 4 ($6.50), 57 minutes (2-3 hanges) London ity DLR (metro) - 4 ($6.50), 30 minutes LIFE SETTLEMENT TRADE MISSION 15 Taxi - 30-40 ($49 - $66), 30 minutes

LONDON Tuesday, Feb 23, 2010 12:00-13:00 Lunh Palae Suite, Lower Level 12:00-14:00 Registration Pre-Funtion Area, Lower Level 14:00-14:15 Introdution to Life Settlements in London Palae Suite, Lower Level Reognized as one of the three most signifiant finanial enters in the world, along with New York and Tokyo, London presents a rih environment for life settlement investors to enter the market. Important tax treaties among the United Kingdom, Ireland and the United States must be understood and navigated skillfully in this burgeoning industry. Patrik MAdams, Investment Diretor at SL Investment Management and ELSA Joint hairman and Brian asey, Partner at Loke Lord Bissell & Liddell LLP and Board Member of LISA, together bring their onsiderable knowledge and expertise to bear on marketplae issues essential to understanding private life settlement investment in the United Kingdom. Brian asey, Partner - Loke Lord Bissell & Liddell LLP Patrik MAdams, Investment Diretor - SL Investment Management 14:15-14:45 Settlements: An Attrative Alternative for Investors and Asset Managers Palae Suite, Lower Level A omplex multi-billion dollar industry is simplified in this session by Mr. Mihael rane, Managing Diretor of apital Markets with oventry apital Ltd in London. Mr. rane will disuss the reasons underlying the appeal of this true alternative asset lass, while providing key information regarding how the market works and how it has developed over the past 10 years. Mihael rane, Managing Diretor, apital Markets - oventry 14:45-15:30 The Roles of Life Settlement Professionals Palae Suite, Lower Level Over the ourse of a deade, the finanial transation ommonly understood today as a life settlement has evolved from a simple and pure exhange between a life insurane poliy owner and a purhaser to a more nuaned and omplex series of ations made possible by numerous ators. This session will provide a lear illustration of the life settlement proess, eah industry partiipant involved and the impliations of their role in the outome. Mark Todd, Senior Vie President of apital Markets - Maple Life Mark Venn, EO and Managing Diretor - learlife Moderator - Mihael Fugler, Head of Global apital Markets - Welome Life Finanial Group, LL Roger Tafoya, Exeutive Vie President & hief Underwriter - IS Servies 15:30-15:45 Break Pre-Funtion Area, Lower Level 15:45-16:15 Tax Palae Suite, Lower Level As with the industry itself, tax treatment of life settlements has evolved over the years. Most reently, in response to growing alls for greater larity, the 16 AGENDA AND EVENT INFORMATION

L O N D O N - Ag e n d a AGENDA United States Internal Revenue Servie (IRS) issued two important tax rulings profoundly affeting a variety of possible life settlement senarios. Importantly, IRS Rulings 2009-13 and 2009-14 may have serious impliations for foreign funds. This session will offer a omprehensive look at the tax treatment of life settlements for parties ating under the purview of UK, Irish and U.S. tax treaties. Andrew Quinn, Partner - A&L Goodbody Kirk Van Brunt, Partner - Loke Lord Bissell & Liddell LLP 16:15-17:00 The Unique harateristis of Dublin Strutures Palae Suite, Lower Level Issues surrounding the building of proper finanial strutures for life settlement funds will be the fous of this important session. The speifi harateristis of Dublin-based investment strutures will be overed by distinguished finanial professionals. Andrew Quinn, Partner - A&L Goodbody Brian Tyrrell, Diretor - Athena Seurities Group Frank Gannon, Partner - FS Audit - KPMG Moderator - Kirk Van Brunt, Partner - Loke Lord Bissell & Liddell LLP Nigel Frudd, Partner - Rosenblatt Soliitors 17:00-19:00 oktail Reeption - Royal Garden Hotel Pre-Funtion Area, Lower Level 19:00-7:00 Overnight Stay - Royal Garden Hotel NOTES LIFE SETTLEMENT TRADE MISSION 17

LONDON Wednesday, Feb 24, 2010 8:00-9:00 ontinental Breakfast & Registration Pre-Funtion Area, Lower Level 9:00-9:30 What Investors an Find in this Market and Best Praties (LISA/ ELSA) to Ensure Understanding Palae Suite, Lower Level Expetations in Europe are high for an industry that has seen exponential growth in the United States. The distinguished panel brings onsiderable experiene and market knowledge to a disussion foused on these expetations and the urrent finanial realities faed by all interested parties. Additionally, the panel will address urrent efforts to develop a ommon Best Praties framework. As with all maturing markets, establishing a oherent Best Praties framework is essential to the effiient funtioning of the market as well as to its redibility in the investment ommunity. As life settlement investment interest grows in the United States and finds firmer footing in Europe, the need for a ommonly reognized and adhered to Best Praties model is greater than ever. Moderator - Bryan Freeman, President - Habersham Funding LL Sott Gibson, Vie President - Lewis & Ellis Atuaries & onsultants Simon Erritt, Managing Diretor - oventry 9:30-10:15 Mitigating the Risks Involved in Life Settlement Palae Suite, Lower Level Sophistiated investors entering the market require a sound understanding of the underlying risks in this unique asset lass. Industry experts will put forth sensible risk mitigation strategies to grapple with a variety of areas ommon to life settlements. Among the areas addressed will be issues of market unertainty surrounding life expetanies (LEs), portfolio valuation, arrier solveny, redit, premiums, mortality, reputation, moral hazard, and others. Pratial solutions for the transfer of risk will be essential to the effiient development and viability of a European market. Ian otgias, Senior Atuary - SL Investment Management Jose Garia, hief Exeutive Offier - arlisle Management ompany Moderator - Brian Smith, EO - Life Equity LL Vinent Granieri, hief Atuary/FO - 21st Servies, LL 10:15-10:30 Break Pre-Funtion Area, Lower Level 10:30-11:15 ustom Building a Life Settlement Portfolio Palae Suite, Lower Level Building a life settlement portfolio that is at one suffiiently diversified and effiient an be a task fraught with pitfalls. This session will address key elements ommon to suessful life settlement portfolios while highlighting areas of potential unertainty. Key issues to be addressed inlude varied approahes to market regulation, diffiulties in dislosure, transpareny of proess, poliy differenes, life expetanies and others. Eri Ranson, Fund Manager - atalyst Investment Group Steven Shapiro, President and EO - Q apital Strategies, LL 11:15-12:00 Retail Investment: How an Private Investors Gain Exposure to Life 18 AGENDA AND EVENT INFORMATION

L O N D O N - Ag e n d a AGENDA Settlements Palae Suite, Lower Level At the final session of the trade mission in London, the panel will address retail investment in the life settlement industry looking at past performane and future growth Andrew Wilkins, Exeutive Diretor - atalyst Investment Group Moderator - Mark Goode, EO - Seondary Life apital Paul Bruton, Managing Diretor - Evans Randall Opus Life Assets 12:00-13:00 Lunh - Keynote Address by Finanial Servies Authority Palae Suite, Lower Level Regulatory priorities for the life Settlement industry inluding: - Produt design - Treating ustomers fairly - Systems and ontrols - Finanial promotions - Sales by intermediaries Peter Smith, Head of Investment, Poliy Department - Finanial Servies Authority 15:05-17:25 Travel Time - Flight from London to Luxembourg ity LIFE SETTLEMENT TRADE MISSION 19

LUXEMBOURG Time Zone: +1 ET Nearest Airport: Luxembourg Airport (LUX) urreny: Euro Int. ountry ode: + 352 (Luxembourg) Event Loation Novotel Luxembourg Kirhberg 6, rue du Fort Niedergrünewald L-2226 Luxembourg +352 42 98 48 1 From Airport to Hotel Taxi - 25 ($38), 15 minutes No publi transport for the airport From Train Station to Hotel Bus - No 16 Bus 1.50 ($2.25) Taxi - 20 ($30), 10-15 minutes AGENDA AND EVENT INFORMATION

L U X E M B O U R G - W e l o m e Luxembourg As a sponsor and partiipant to the European Life Settlement Trade Jose Garia Mission, arlisle Management welomes you to Luxembourg. We are pleased that you have joined us to disover more about longevity investments and the opportunities that lay ahead for investors. Our U.S. and European olleagues onverge upon Luxembourg at a time when investment in life settlements is establishing a strong foothold in this vibrant finanial entre. Life Settlements represent a new frontier of non orrelated investment strategies that provide both historially attrative returns without orrelation to traditional markets. With attrative tax relationships and finanial regulation, among leading nations, Luxembourg is fertile eonomi territory for seondary market development. During this onferene, you will learn detailed information about the asset lass, its regulation and best praties. We extend our warmest regards for attending this important forum and hope that your time here brings larity, understanding and new long-term relationships. Jose Garia hief Exeutive Offier arlisle Management ompany Life Equity welomes you to Luxembourg and the 2010 Life Settlement Trade Brian Smith Mission. ommonly reognized as a world lass finanial enter, Luxembourg is rapidly beoming the loation of hoie for life settlement investment. Luxembourg s uniquely favorable tax environment ensures that effiient life settlement strutures may ontinue to all this great ity home. Featured event sessions offer expert perspetives on life settlements as a maturing market with speifi but disrete risks. Portfolio diversifiation with an emphasis on quality assets and a long-term holding period inreases the likelihood of expeted returns. We re onfident that your partiipation in the disussion will ontribute to the long term development of the seondary market here in Europe. While in Luxembourg, see the ity, enjoy its ulture and reflet upon its future in the seondary market. We re honored to meet you and look forward to a produtive exhange of ideas during this seminal forum for life settlements. Brian Smith EO Life Equity LL LIFE SETTLEMENT TRADE MISSION 21

22 AGENDA AND EVENT INFORMATION

L U X E M B O U R G - Ag e n d a LUXEMBOURG Wednesday, Feb 24, 2010 19:00-21:00 oktail Reeption - Sofietel Luxembourg Europe Violette & Jainthe, Ground Floor 21:00-8:00 Overnight Stay - Sofietel Luxembourg Europe - or - Novotel Luxembourg Kirhberg Thursday, Feb 25, 2010 8:00-9:00 ontinental Breakfast & Registration Pre-Funtion Area, Ground Floor 9:00-9:15 Introdution to Life Settlements in Luxembourg Lilas & Magnolia, Ground Floor ommonly reognized as one of the world s leading international banking and finanial enters, Luxembourg brings a unique set of harateristis to the investment in life settlements. Luxembourg s favorable tax treaty with the United States, along with a number of other vital market elements ombines to effetively drive business to this ountry. As hief Exeutive Offier at arlisle Management ompany, Mr. Jose Garia will lend insight and larity to the Luxembourg investment environment and what it means for interested 9:15-9:45 life settlement partiipants. Jose Garia, hief Exeutive Offier - arlisle Management ompany Life Settlements: An Interesting Alternative for Investors and Asset Managers Lilas & Magnolia, Ground Floor 9:45-10:30 One of the industry s most experiened professionals bring a fresh perspetive to the basis of a life settlement transation. Mr. Brian asey look bak on the market history of life settlements providing a balaned perspetive on a growing and sometimes ontroversial industry. Other topis of disussion inlude market performane, business volume, and the influene of past voabulary on present publi pereptions. Brian asey, Partner - Loke Lord Bissell & Liddell LLP Life Settlements: Who s involved? Lilas & Magnolia, Ground Floor The life settlement proess is a multi-layered event with a variety of interests at stake. This session will offer a 360 view of a life settlement transation and an in-depth illustration eah industry partiipant involved. Additionally, investment in life settlements has introdued new ators with unique relationships to the proess. It is ritial to understand how all partiipants urrently interfae and the nature of their relationships relative to the overall proess. Andrew Murphy, OO - Mosai Moderator - Rob Haynie, Managing Diretor - Life Insurane Settlements, In. Roger Tafoya, Exeutive Vie President & hief Underwriter - IS Servies Sheri Townsend, OO - Asset Serviing Group 10:30-10:45 Break Pre-Funtion Area, Ground Floor LIFE SETTLEMENT TRADE MISSION 23

LUXEMBOURG Thursday, Feb 25, 2010 10:45-11:25 Mitigating the Risks Involved in Life Settlement Lilas & Magnolia, Ground Floor Sophistiated investors entering the market require a sound understanding of the underlying risks in this unique asset lass. Industry experts will put forth sensible risk mitigation strategies to grapple with a variety of areas ommon to life settlements. Among the areas addressed will be issues of market unertainty surrounding life expetanies (LEs), portfolio valuation, arrier solveny, redit, premiums, mortality, reputation, moral hazard, and others. Pratial solutions for the transfer of risk will be essential to the effiient development and viability of a European market. Jeff Mulholland, onsultant - Fasano Assoiates Meir Eliav, President - Legay Benefits LL Moderator - Mihael Fasano, President - Fasano Assoiates 11:25-12:15 The Unique harateristis of Luxembourg Tax Treatment and Strutures Lilas & Magnolia, Ground Floor Following the IRS' tax rulings last year, Luxembourg, along with Dublin, found itself in a unique position. The following panel will begin with a presentation detailing the hanges to the new tax rules followed by an in-depth disussion on the unique opportunities to be found for investors in Luxembourg. Andre Pesh, International Tax Pratitioner - Ernst & Young Luxembourg Denis Van Den Bulke, Managing Partner - Van Den Bulke Law Moderator - Timmo Mol, hief Operating Offier - arlisle Management ompany Steven Huttler, Partner - Sadis & Goldberg 12:15-13:00 What Investors an Find in this Market and Best Praties (LISA/ ELSA) to Ensure Understanding Lilas & Magnolia, Ground Floor A deep panel of life settlement professionals onvene this session to brief Luxembourg investors on the advantages and risks in the settlement market. ELSA and LISA have made great strides in developing hest praties for an industry now reahing new markets around the world. In what areas might ommon business praties be shared between U.S. and European parties? What are the essential differenes between their respetive insurane industries and how do these differenes shape the development of a mutual best praties model? Darryl Glatthorn, Head of Strategi Finane - aldwell Life Strategies Larry Simon, President and EO - Life Solutions International Moderator - Jakie Lee, onsultant - Lewis & Ellis Atuaries & onsultants 13:00-14:00 Lunh Violette & Jainthe, Ground Floor 16:10-21:24 Travel Time - Train from Luxembourg to Zurih - 1st lass 24 AGENDA AND EVENT INFORMATION

NOTES LIFE SETTLEMENT TRADE MISSION 25

ZURIH Time Zone: +1 ET Nearest Airport: Zurih Airport (ZRH) urreny: Swiss Franks Int. ountry ode: + 41 (Switzerland) Event Loation Renaissane Zurih Hotel Thurgauerstrasse 101 Zurih-Glattpark, 8152 Switzerland (41) 44 874 5000 From Train Station to Hotel Taxi 25 HF ($25), 6 minutes Tram - No10 Tram, 4 HF ($4), 9 minutes From Airport to Hotel Taxi 35 HF ($35), 15-30 minutes Tram - No11 Tram, 4 HF ($4), 22 minutes AGENDA AND EVENT INFORMATION

Z u r i h - W e l o m e Zurih Dr Heinz R. Kubli Fundabilis GmbH Beat Hess AA-Partners AG Jean-Paul Messerli Fundabilis GmbH As loal representatives of the U.S. life settlement industry we are exited and pleased to welome you to the first Life Settlement Trade Summit in one of the world s most respeted finanial enters, Zurih. Often referred to as a global ity, Zurih is the ommerial enter of Switzerland and home to the Swiss Stok Exhange as well as many of the world s largest finanial institutions. Zurih onsistently ranks among the major metropolitan ities with the highest quality of life, a diret refletion of our ontinued finanial growth. As in many areas of the world, life settlements in Zurih are still onsidered a nihe market. Among the orporations driving this booming finanial enter, life settlements remain largely unknown. As suh, this finanial option is ripe for development within the investment ommunity. The upward trends over the past ten years in the U.S. market are extraordinary. Given the growing target demographi, post-ww II retirees, the explosive potential for this unique asset lass annot be overstated. We are thrilled to have the opportunity to partiipate in this firstever multinational life settlement trade summit. Our U.S. olleagues bring a depth of knowledge and experiene that is unsurpassed. With our expert knowledge of Zurih s speifi finanial environment, we are eager to work together to bring this burgeoning market to the greater Swiss finanial ommunity. Have a very pleasant time! Dr Heinz R. Kubli Beat Hess Jean-Paul Messerli LIFE SETTLEMENT TRADE MISSION 27

ZURIH Friday, Feb 26, 2010 8:00-9:00 ontinental Breakfast & Registration Grand Foyer, First Level 9:00-9:25 Introdution to Life Settlements in Zurih hillon 1 & 2, First Level Zurih, the final stop on the Life Settlement Trade Mission, is a leading European banking entre and home to some of the world s largest finanial institutions. With long established eonomi ties between this thriving nation and the United States, Zurih is also home to a budding life settlement investment ommunity. Mr. Jean-Paul Messerli, Partner at Fundabilis provides an introdution to the urrent Zurih life settlement landsape and details 9:25-9:45 what makes this vibrant finanial enter so attrative to investors. Jean-Paul Messerli, Partner - Fundabilis GmbH Life Settlements and Interesting Alternative for Investors and Asset Managers hillon 1 & 2, First Level 9:45-10:30 In reent years Zurih has seen a number of life settlement funds open their doors to investors. In a relatively new environment for suh ativity, a return to the basis is invaluable. To provide a thorough overview of the life settlement industry, Mr. Bryan Freeman of Habersham Funding offers his perspetives. Understanding the rapid evolution of life settlements requires a broad view of the market s history and performane over the past deade. This seasoned professional offers his thoughts on how asset managers might benefit from investment in the seondary market for life insurane. Bryan Freeman, President - Habersham Funding LL Life Settlements: What s the proess? hillon 1 & 2, First Level As the Life Settlement industry has matured so have the roles of the industry s players. Four industry experts, representing the main links in the Life Settlement hain, outline their role and how they add value to a Life Settlement investment. Anna M Bailey, Diretor of Business Development - MLF Lexserv Dan Sheedy, Diretor apital Markets - GWG Life Moderator - Rob Haynie, Managing Diretor - Life Insurane Settlements, In. Vinent Granieri, hief Atuary/FO - 21st Servies, LL 10:30-10:45 Break Grand Foyer, First Level 10:45-11:25 Mitigating the Risks Involved in Life Settlement hillon 1 & 2, First Level No investment is risk free and Life Settlements brings with it unique fators that need to be addressed. The session will address the risks involved in a Life Settlement investment and how these risks are mitigated. Inluding a detailed look at how Life Expetany estimates are made and their involvement in portfolio valuation. Jeff Mulholland, onsultant - Fasano Assoiates Meir Eliav, President - Legay Benefits LL Moderator - Mihael Fasano, President - Fasano Assoiates 28 AGENDA AND EVENT INFORMATION

11:25-12:00 Tax Treatment and Overview of Aeptable Strutures hillon 1 & 2, First Level The two reent Internal Revenue Servies tax rulings have had signifiant onsequenes for foreign investors. The rulings have led to foreign funds now being subjet to a 30% withholding tax. Experts on the topi outline these hanges and the impat it has had on foreign investments. In addition, the speakers will delve into a detailed analysis of the possible investment vehiles that an avoid the US withholding tax while remaining ompliant with US tax treaties. Brian Tyrrell, Diretor - Athena Seurities Group Moderator - Timmo Mol, hief Operating Offier - arlisle Management ompany Steven Huttler, Partner - Sadis & Goldberg 12:00-12:30 Strutures Offering Life Settlement Exposure hillon 1 & 2, First Level There are many strutures offering exposure to this asset lass. This session will fous on exploring different strutures and disussing the pros and ons of eah one of them. Heinz Kubli, Prinipal - Fundabilis GmbH (ontinued on page 30) LIFE SETTLEMENT TRADE MISSION 29 Z U R I H - Ag e n d a AGENDA

ZURIH Friday, Feb 26, 2010 12:30-13:30 Lunh hillon 1 & 2, First Level 13:30-14:15 What Investors an Find in this Market and Best Praties (LISA/ ELSA) to Ensure Understanding hillon 1 & 2, First Level Fundamental to a suessful Life Settlement investment is ensuring that all players involved follow best praties. Reent ases involving Deutshe Bank and Keydata have highlighted the need for guidelines. The panel will onvene a substansive disussion between U.S. and European industry professionals ommitted to a uniform Best Praties model. hristian Seidl, Exeutive Vie President - Life Bond Management GmbH/ BVZL Darryl Glatthorn, Head of Strategi Finane - aldwell Life Strategies Jose Garia, hief Exeutive Offier - arlisle Management ompany 14:15-14:45 The Gap into Knowledge - Using Tehnology in Life Settlements hillon 1 & 2, First Level Investors in life settlements need to manage information as well as people. Best praties, not to mention the volume of information involved in transations, require that seurity, privay and data integrity be addressed as integral to any investment business. For many institutions not ompletely familiar with the Longevity Marketplae there is a need for independent objetive advie. This panel examines how tehnology an help investors with their needs for ompliane, risk management, priing, trading and infrastruture while addressing the tools available to assist investors in bridging the knowledge gap. Mihael Fugler of Welome Life Finanial Group and Mark Venn of learlife disuss the issues surrounding privay and transpareny and explore some of the tehnology available to assist investors with trading, risk management and portfolio analysis. Mark Venn, EO and Managing Diretor - learlife Mihael Fugler, Head of Global apital Markets - Welome Life Finanial Group, LL 14:45-15:00 Break Grand Foyer, First Level 15:00-15:25 Asset lass Past Performane And Analyses hillon 1 & 2, First Level Fats and figures will bring light to past performane of the asset lass and the impat of the finanial risis. Expet to see a breakdown regarding fae values, age of the insured using historial data of open ended mutual funds. Beat Hess, Managing Partner - AA-Partners Ltd 15:25-16:00 Future for Life Settlements hillon 1 & 2, First Level In 2009, the United States life settlement ommunity elebrated its 10-year anniversary. While the market has seen a substantial evolution, the full story of life settlements has yet to be told. With growing international interest and federal governments taking notie, industry professionals have an unpreedented opportunity to establish a new brand for a rapidly maturing invest- 30 AGENDA AND EVENT INFORMATION

Z U R I H - Ag e n d a AGENDA ment market. Leading representatives from LISA and ELSA will onvene a disussion on the future possibilities of the life settlement industry as it expands aross Europe and into Asia. Moderator - Doug Head, Exeutive Diretor - Life Insurane Settlement Assoiation Patrik MAdams, Investment Diretor - SL Investment Management Rob Haynie, Managing Diretor - Life Insurane Settlements, In. Thomas Laumont, Exeutive Diretor - Wealth Management apital Holding GmbH /BVZL 16:00-18:00 oktail Reeption - Renaissane Zurih Hotel Grand Foyer, First Level NOTES LIFE SETTLEMENT TRADE MISSION 31

In Alphabetial order by last name. Speaker s sheduled sessions are indiated below biography. 66 Speakers AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies Andre Pesh Ernst & Young Luxembourg Mr. André Pesh is an International Tax pratitioner based in Luxembourg where he leads the Luxembourg Finanial Servies Offie (FSO) and o-leads the EMEIA Investment Management Tax.He is onentrating on national and international tax issues for finanial institutions, asset management and insurane ompanies. Andre Pesh is very experiened in the development and implementation of tax effiient investment/holding strutures for investment funds and finanial institutions as well as in the tax analysis of apital market transations and strutured produts developed by banks. Aording to the International Tax Review, André Pesh is well known and highly respeted for his work in apital markets and finanial produts. He is also a member of several working and expert groups within the European ommission, Luxembourg Bankers Assoiation (ABBL) and the Assoiation of the Luxembourg Fund Industry (ALFI). Luxembourg 25-Feb-10 11:25 The Unique harateristis of Luxembourg Tax Treatment and Strutures Andrew Murphy Mosai Mr. Andrew Murphy serves as hief Operating Offier for Mosai Management Group and is a regular leturer on U.S. Life Settlements and mortality based investments. He an be reahed at amurphy@mosai-grp.om. Luxembourg 25-Feb-10 9:45 Life Settlements: Who s involved? Andrew Quinn A&L Goodbody Mr. Andrew Quinn is a orporate Tax Partner in A&L Goodbody, one of Ireland's leading orporate law firms. Andrew advises major international ompanies, investment managers and banks on ross border strutures, investment funds and apital markets transations. Andrew has worked for several years advising arrangers, investors and lenders in the life settlements industry in struturing the holding of life settlements through Irish tax effiient ompanies. London 23-Feb-10 15:45 Tax London 23-Feb-10 16:15 The Unique harateristis of Dublin Strutures Andrew Wilkins atalyst Investment Group London 24-Feb-10 11:15 Retail Investment: How an Private Investors Gain Exposure to Life Settlements Anna M Bailey MLF Lexserv Ms. Anna Bailey joined MLF LexServ in July of 2009 as Diretor of Business Development. In this role Anna is responsible for identifying and attrating lients that are in need of life settlement portfolio serviing, while ultivating already existing relationships. MLF LexServ is an industry leader and innovator in portfolio serviing and is a joint venture between Maple Life Finanial and antor- Fitzgerald. After ompleting her undergraduate degree at the University at Buffalo where she reeived a BA in German with a double major in International Relations, she studied at the University of Maryland ollege Park. She holds her Master s Degree in Germani Studies with a onentration in Language, Literature and ulture. Anna began her areer in Life Settlements in 2007 working for a liensed provider as Diretor of Operations. Anna began work on the Steering Group ommittee for ELSA (European Life Settlement Assoiation) in early 2009. Zurih 26-Feb-10 9:45 Life Settlements: What s the proess? Beat Hess AA-Partners Ltd Mr. Beat Hess is managing partner of AA-Partners Ltd (AAP). Before founding AAP Beat was working in the areas of produt management and produt development of fund of hedge fund and equity produts at Bank Leu, and fund and manager seletion with UBS. Beat holds a degree as LIFE SETTLEMENT TRADE MISSION 33

Speaker s Biographies Dipl. Ing. Agr. From the Swiss Federal Institute of Tehnology in Zurih and a master degree in business administration from the University of Zurih. Zurih 26-Feb-10 15:00 Asset lass Past Performane And Analyses Brian asey Loke Lord Bissell & Liddell LLP Mr. Brian asey is a Partner in the orporate and Regulatory Insurane Pratie Group of the Atlanta offie of Loke Lord Bissell & Liddell LLP. Brian's pratie fous is on life settlements, general insurane, mergers and aquisitions, warranties/extended servie ontrats, and the multi-state regulation of insurane ompanies, insurane agenies, third party administrators, and other finanial servies firms. He also represents insurane lients in the areas of privay, reinsurane, orporate finane and venture apital, and e-ommere. Brian is a nationally reognized speaker and author in the field of life settlements and holds advaned degrees from Auburn University, The Ohio State University of Law, and Emory University. London 23-Feb-10 14:00 Introdution to Life Settlements in London Luxembourg 25-Feb-10 9:15 Life Settlements: An Interesting Alternative for Investors and Asset Managers Brian Smith Life Equity LL Mr. Brian Smith is EO of Life Equity LL, one of the fastest growing providers and serviers in the life settlement industry. As a life settlement provider, Life Equity is the purhaser of the life insurane poliy from the original owner. As a o-founder of Life Equity in 2000, Brian formulated the ompany's objetives of bringing a professional business approah to the industry by adhering to the highest ethial and legal standards. Life Equity only utilizes institutionally-provided funds and is liensed in virtually every state that regulates life settlements.brian also serves as the President of the Life Settlement Institute (LSI), whih is a not-for-profit trade organization that Life Equity o-founded. Brian is the former President, OO and Diretor of ole National orporation, a $1 billion NYSE ompany, whih he took publi in 1994. Brian holds a BS and MBA from ornell University and reeived his liense as a PA. London 24-Feb-10 9:30 (Moderator) Mitigating the Risks Involved in Life Settlement Brian Tyrrell Athena Seurities Group Mr. Brian Tyrrell has worked for 18 years in the finanial servies industry and has held diretorships in a number of finanial servie ompanies. Brian has speialised in strutured investments and fund reation and has been responsible for the design, distribution and management of over 50 investment bonds, these bonds were underwritten by firms suh as Bank of Ireland, Bank of Sotland, Anglo Irish Bank, Investe, anada Life and Friends First Life Assurane.Brian graduated with an honours degree in Business Studies (Finane) from Dublin ity University followed by a postgraduate qualifiation with the Soiety of Investment Analysts of Ireland and the Institute of Investment Management and Researh UK and is a hartered Finanial Analyst. London 23-Feb-10 16:15 The Unique harateristis of Dublin Strutures Zurih 26-Feb-10 11:25 Tax Treatment and Overview of Aeptable Strutures Bryan Freeman Habersham Funding LL Mr. Bryan Freeman, President of Habersham Funding, LL, is reognized for his longstanding efforts in developing the seondary market for life insurane. A liensed life agent for 31 years, he ompleted his first settlement in 1989.Bryan has reeived many honors for being a life settlement pioneer. In 2009, he was named by the Life Settlement Review as one of the 10 most influential people in the settlement industry internationally. In 2006, upon ompletion of four terms as President of LISA, Bryan was honored with resolutions from both houses of the Georgia Legislature for his settlement industry leadership. He has been atively involved in the development of responsible regulation and legislation of the seondary market sine its ineption. He lobbied for federal employees and veterans to gain the 34 AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies right to transat settlements, and for tax-free treatment for viatial settlements. Bryan has lobbied and testified before the U.S. ongress, state legislative ommittees, the NAI and NOIL on numerous oasions. He frequently speaks about and writes on life settlements. London 24-Feb-10 9:00 (Moderator) What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Zurih 26-Feb-10 9:25 Life Settlements and Interesting Alternative for Investors and Asset Managers hristian Seidl Life Bond Management GmbH/ BVZL hristian Seidl is Exeutive Vie President with Life Bond Management GmbH and is responsible for all US Life Settlement related business ativities of the Life Bond Group of ompanies (www.lifebond.de). The Life Bond Group was the market opener in Germany bak in 2002 for US Life Settlement Funds and sine then is onsulting, planning and managing apital investments in the seondary markets for life insurane in the U.S.A., Germany and Japan. Prior to joining Life Bond in 2003 Mr. Seidl was working in different management positions with the Shoerghuber Group of ompanies, Munih/Germany. He started his professional areer as an assistant auditor with PrieWaterhouseoopers and holds a diploma in business administration from the University of Regensburg/Germany. hristian Seidl is very ative in the seondary markets for life insurane and is also Head of the International Setion of the German assoiation BVZL (www.bvzl.de). Zurih 26-Feb-10 13:30 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Dan Sheedy GWG Life Mr. Dan Sheedy is the Diretor of apital Markets for GWG Life working on apital markets solutions and produt development in the seondary life insurane market. Previously, Dan has developed other seondary life funds and alternative asset strutures for both the institutional and individual markets. Additionally, he served as a Portfolio Manager/Prinipal with Barrow, Hanley, Mewhinney & Strauss and a lient Portfolio Manager/Vie President with JP Morgan & o., managing several billion dollars in lient portfolios and onduting in-depth original researh. Dan's eduation inludes a Master of Business Administration in Management from Golden Gate University and a Bahelor of Siene in Finane from Auburn University. Dan is a hartered Finanial Analyst (FA), and a member of the FA Soiety of Dallas/Ft Worth. Zurih 26-Feb-10 9:45 Life Settlements: What s the proess? Darryl Glatthorn aldwell Life Strategies Mr. Darryl Glatthorn is Head of Strategi Finane at aldwell interfaing with apital markets partiipants and institutional investors. Darryl has more than 29 years experiene in strutured finane and apital markets, the last six foused on life settlements. Prior to joining aldwell, Darryl founded a FINRA liensed broker dealer whih speialized in private plaements and finane for life settlement investments. He advised investment banks and money managers, suessfully raising funds for early hedge entrants to the spae, and advised on life insurane premium finane programs. Before that, Darryl spent eight years as a Partner and head of global trading at Zweig DiMenna Assoiates, a New York-based hedge fund. Darryl also served as a Senior VP in institutional derivatives sales at UBS, Morgan Stanley and Lehman Brothers. He is a graduate of Babson ollege where he majored in Aounting. He s a long standing member of the Life Insurane Settlement Assoiation ( LISA ) and is a liensed life insurane agent. Luxembourg 25-Feb-10 12:15 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Zurih 26-Feb-10 13:30 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Denis Van Den Bulke Van Den Bulke Law Luxembourg 25-Feb-10 11:25 The Unique harateristis of Luxembourg Tax Treatment and Strutures LIFE SETTLEMENT TRADE MISSION 35

Speaker s Biographies Doug Head Life Insurane Settlement Assoiation A veteran of the life settlement industry for almost 20 years, Mr. Doug Head serves as Exeutive Diretor of LISA. From 1999 to 2001, Doug served as president of LISA s Board of Diretors. Doug s ontributions to the life settlement industry annot be overstated. Entering the seondary market in the early 1990 s Doug is widely reognized as an expert in seondary market legislative and governmental affairs. As one of the earliest advoates for the passage of strong onsumeroriented legislation, Doug regularly speaks on behalf of LISA in state apitols and before regulatory bodies throughout the United States. The meteori rise of the life settlement industry has brought muh alaim and ritiism. As Exeutive Diretor, Doug plays an essential role in shaping the publi disourse on life settlements, regularly fending off unwarranted attaks in the media, legislative rooms and elsewhere. Doug is proud to lead LISA in its mission to eduate onsumers, investors and poliy makers on the benefits of the seondary market. During Doug s tenure as Exeutive Diretor, LISA membership has inreased ten-fold. From a small group of dediated ompanies to a membership base of over 140 life settlement entities, LISA stands today as the largest and most diverse assoiation in the seondary market. This growth brings substantial gains to the assoiation s reserves. In turn, Doug s apaity to lead the fight to preserve the legally established property rights of onsumers is substantially inreased. On a daily basis, you will find Doug advaning the strategi goals of this vibrant industry, LISA members and the onsumers that they serve. Zurih 26-Feb-10 15:25 (Moderator) Future for Life Settlements Eri Ranson atalyst Investment Group London 24-Feb-10 10:30 ustom Building a Life Settlement Portfolio Frank Gannon KPMG Mr. Frank Gannon advises a wide range of both domesti and international lients who operate in the investment management, banking and seuritisation setors inluding the provision of audit, assurane and risk management servies.speifially Frank has been involved in the life settlement setor and has assisted set-ups in Ireland for over 5 years and also ontinues to at in an assurane apaity. Frank is an International ommere with Frenh graduate of University ollege, Dublin and is a Fellow of the Institute of hartered Aountants in Ireland. Finally, Frank is also a member of the Irish Funds Industry Assoiation Shari ah Working Group. London 23-Feb-10 16:15 The Unique harateristis of Dublin Strutures Heinz Kubli Fundabilis GmbH Mr. Heinz R. Kubli (1969), Dr. oe. Publ., FA, graduated in Eonomis and Business Administrations at the University of Zurih in 1995. He is the founder of fundabilis, a Zurih based independent asset manager and advisor to institutional lients in strutured produts / strutured finane, alternative investments, US life settlements and Islami Finane. Heinz is managing an open-end fund investing in US Senior Life Settlements and, together with a Swiss private bank, has reently ompleted the set up for PPI-ertifiates based on that fund. He is also a leturer in Finane at the University of Applied Siene in Zurih in the field of Behavioral Finane, Alternative Assets, Strutured Finane and Strutured Derivative Produts. In his entire arrier, he has held positions with institutions suh as the Swiss Bank orporation, UBS and HypoVereinsbank Group, dediated to derivatives, risk management produts, and alternative investments shemes. Zurih 26-Feb-10 12:00 Strutures Offering Life Settlement Exposure Ian otgias SL Investment Management Ian oversees all atuarial advie and servie provided by SL Investment Management. This inludes advising lients on the purhasing and valuation of TEPs and Life Settlements, advising on the basis used for valuing lient portfolios and regular reporting to lients. As Senior Atuary, Ian is responsible for orporate governane regarding oversight of the output and proesses relating to the atuarial and valuations tehnial areas. Ian has almost two deades of atuarial experi- 36 AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies ene in the life assurane and life settlement industry. Having worked for a large UK life assurane ompany sine 1991, Ian joined SL Investment Management in 1997. Ian s experiene inludes produt development, atuarial-based reviews, omputer system development and various high profile projet management tasks. Ian was instrumental in setting up the methodology employed by SL Investment Management in priing, valuing and modelling portfolios of life settlement poliies. Ian has been a Member of the Institute of Atuaries sine 1991 and qualified as a Fellow in 1997. London 24-Feb-10 9:30 Mitigating the Risks Involved in Life Settlement Jakie Lee Lewis & Ellis Atuaries & onsultants Ms. Jaqueline Lee has been a onsultant with L&E in the Dallas offie sine 2008. Jaqueline is a Fellow of the Soiety of Atuaries and a Member of the Amerian Aademy of Atuaries. At the beginning of her atuarial areer, she foused on health insurane. For the past year, she has been working in the life settlement market providing poliy priing and poliy/fund valuations. Jaqueline also serves several health lients, aiding in priing, regulatory filing, and reserving. Luxembourg 25-Feb-10 12:15 (Moderator) What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Jean-Paul Messerli Fundabilis GmbH Mr. Jean-Paul Messerli (1970), BS, hartered Finanial Analyst, graduated at the University of Applied Siene for Business and Administration, Zurih in 1996. He is a partner of fundabilis, a Zurih based independent asset manager and advisor to institutional lients in strutured produts / strutured finane, alternative investments, US life settlements and Islami Finane. Jean- Paul is o-managing an open-end fund investing in US Senior Life Settlements and, together with a Swiss private bank, has reently ompleted the set up for PPI-ertifiates based on that fund. As private leturer for derivatives, funds and aounting he develops modules to meet speifi requirements of its lients and teahes. During his 18 year areer Jean-Paul has worked in all major investment related fields, inluding Investment and Private Banking and Asset Management. His employers inlude redit Suisse, UBS and the Geneva- based Private Bank Lombard Odier & ie. Zurih 26-Feb-10 9:00 Introdution to Life Settlements in Zurih Jeff Mulholland Fasano Assoiates Mr. Jeff Mulholland is the hairman and EO of Insurane apital Markets Holdings, Ltd., whih is an investment manager that fouses on the longevity and life settlements markets. Insurane apital Markets offers both derivative and ash strategies in the setor, and has signifiant expertise in both areas. Jeff served as the President of Life Equity, the 3rd largest originator of poliies in the life settlements market, whih originated approximately $1 billion of fae amount of poliies in 2007 and has over 60 employees. He resigned from Life Equity to pursue the reation of Insurane apital Markets. Jeff has been involved in the derivatives and seuritization markets with premier investment banks and hedge funds sine 1991. Prior to working on Wall Street, Jeff was an atuarial and pension onsultant for 5 years. Jeff is a Fellow of the Soiety of Atuaries and a Member of the Amerian Aademy of Atuaries. He graduated magna um laude from the Wharton Shool in 1986 with onentrations in Atuarial Siene and Insurane. Luxembourg 25-Feb-10 10:45 Mitigating the Risks Involved in Life Settlement Zurih 26-Feb-10 10:45 Mitigating the Risks Involved in Life Settlement Jose Garia arlisle Management ompany Having established a nine year trak reord of suess aross several setors of the Life Settlement industry, Mr. Jose Garia puts his experiene to work as a life settlement Fund Manager in Luxembourg. Reognizing that many of the industry standards and anillary setors are outdated, Jose is launhing new investment vehiles utilizing Life Settlements as underlying assets. Having served as the EO and equity partner of one of the industry's largest life settlement providers. LIFE SETTLEMENT TRADE MISSION 37

Speaker s Biographies Jose's industry experiene also extends to industry brokers, life settlement providers, to fund management, fund struturing, and investment marketing.during his areer in the seondary market for life insurane, Jose has led and overseen the purhase of more than $2 billion in life settlements as well as helped to raise more than $750 million for investment into this asset lass. Jose graduated with honors from Old Dominion University with degrees in Finane and Eonomis. He holds a Masters of Business Administration from George Mason University. London 24-Feb-10 9:30 Mitigating the Risks Involved in Life Settlement Luxembourg 25-Feb-10 9:00 Introdution to Life Settlements in Luxembourg Zurih 26-Feb-10 13:30 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Kirk Van Brunt Loke Lord Bissell & Liddell LLP Mr. Kirk Van Brunt is a Partner in the Washington, D.. offie of Loke Lord Bissell & Liddell. Kirk's pratie is foused on the taxation of finanial institutions and produts, with partiular fous on insurane ompanies and insurane produts. Kirk has substantial experiene with life settlement transations, bank/orporate owned life insurane (BOLI/OLI), and is very ative within the strutured settlement industry. Kirk also has substantial experiene in the tax treatment of assetbaked seurities and derivative finanial instruments. Kirk is a graduate of Harvard Law Shool and is a frequent speaker and author on life settlement tax issues. London London 23-Feb-10 15:45 Tax 23-Feb-10 16:15 (Moderator) The Unique harateristis of Dublin Strutures Larry Simon Life Solutions International Mr. Simon serves as the hief exeutive offier, president and sole diretor for Life Settlement Solutions In. In this apaity, he arries ultimate responsibility for the exeutive management of Life Settlement Solutions, long-range strategi planning and development, relationships with funding soures and brokers, and exeutive oversight of the general business affairs of the ompany.separate and independent from the establishment and operation of Life Settlement Solutions, Mr. Simon has also served as the hief exeutive offier and a diretor of Global Life apital In., and its subsidiary, Life apital, B.V., as well as an affiliate, Global Life Servies In., (olletively the Global Life ompanies ) sine their formations in 1999-2001. In this apaity, Mr. Simon was responsible for the management and diretion of the Global Life ompanies dayto-day operations, whih inluded the aquisition and management of assets in the form of life insurane poliies. Luxembourg 25-Feb-10 12:15 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Mark Goode Seondary Life apital Following areful analysis of investment trends, Mr. Mark Goode identified emerging opportunities in the seondary market for life insurane during the summer of 2002. Reognizing the ineffiienies and robust growth potential of this valuable young market, Mark organized and founded The Peninsula Group, LL in early 2003. His original vision for Peninsula was an integrated holding ompany entirely foused on the senior life insurane and life premium finane markets.today Peninsula ontrols and manages four distint business subsidiaries whih operate as a liensed life settlement provider, a life insurane premium finane originator, a life settlement trading fund manager and a life insurane poliy and loan ollateral portfolio servier. In addition to serving as Peninsula s EO and o-managing Member, Mark is also the President and EO of Seondary Life apital, LL and Life Poliy Dynamis, LL. Mark as the Vie-President and is a member of the Life Insurane Settlement Assoiation (LISA) Board of Diretors. Mark has been seleted by the Board of Diretors to serve both as the hairman of the Politial/Legislative ommittee and the hairman of the Politial Ation ommittee (LISAPA) that is administered by LISA. Prior to his involvement in the seondary market for life insurane, Mark was integrally involved 38 AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies in a number of substantial ommerial real estate transations. As a real estate investment banker, he strutured and plaed signifiant European equity for the purhase of landmark ommerial offie buildings in Washington, D. In addition to his finanial and entrepreneurial experiene, Mark is a former aptain in the United States Marine orps, where he was awarded the Navy ommendation Medal. He holds a Master of Arts degree in Legislative Affairs with a fous on Monetary and Fisal Poliy from George Washington University and a Bahelor of Siene in Real Estate Development from the University of Oklahoma. London 24-Feb-10 11:15 (Moderator) Retail Investment: How an Private Investors Gain Exposure to Life Settlements Mark Todd Maple Life Mr. Mark Todd has extensive apital markets experiene. Mark was the managing diretor for Tullett Prebon (Aust) a global finanial markets broker.mark entered the life settlement asset lass in 2007, having spent 20 years managing investor relations with global finanial institutions. Mark brings to Maple the experiene neessary to develop a apital market team that is foused on lient goals and objetives. Mark attended and is ompleting an MBA from the University of New South Wales. London 23-Feb-10 14:45 The Roles of Life Settlement Professionals Mark Venn learlife Mr. Mark Venn is Managing Diretor and hief Exeutive Offier of learlife, whih provides tehnology and business proess management servies through larinet, its proprietary system designed for the life settlements and longevity risk markets. Prior to founding learlife, Mark established the Asset Finane Group at Mizuho International, whih built a portfolio of over US$1.25 billion in life settlements. While at Mizuho, Mark also founded the Institutional Life Markets Assoiation ("ILMA"), whih has beome the leading trade assoiation for institutional partiipants in the life settlements and premium finane markets.mark joined Mizuho in 2000 to o-found Mizuho's Strutured redit Produts Group, whih ompleted US$3 billion in syntheti US high yield DOs. From 1993, Mark worked for redit Suisse First Boston and redit Suisse Finanial Produts in Hong Kong, London, New York and Tokyo, speialising in redit derivatives and syntheti DOs. Mark holds a master's degree in law from ambridge University and qualified as a barrister in 1990. London Zurih 23-Feb-10 14:45 The Roles of Life Settlement Professionals 26-Feb-10 14:15 The Gap into Knowledge - Using Tehnology in Life Settlements Meir Eliav Legay Benefits LL Mr. Meir Eliav established Legay Benefits in 1991. As a pioneer in the life settlement industry, he was a founding member and past-president of the VLSAA, urrently known as LISA Life Insurane Settlement Assoiation.Meir was born in Argentina and emigrated to Israel in 1964, where he studied finane at Tel Aviv University and subsequently earned an MBA. He has over 30 years of international finane experiene. In 1974 he joined Bank Hapoalim, the largest Israeli bank as omptroller of one of the bank s international banking subsidiaries. Subsequently, he was transferred to the U.S. to manage the bank s operations of their offies in alifornia. Prior to establishing Legay Benefits, Meir joined a private onglomerate in New York, serving as the President and EO of one of its banking subsidiaries and later as the FO of the entire group, whih dealt in banking, manufaturing and aviation leasing. Luxembourg 25-Feb-10 10:45 Mitigating the Risks Involved in Life Settlement Zurih 26-Feb-10 10:45 Mitigating the Risks Involved in Life Settlement Mihael rane oventry Mr. Mihael rane is a Managing Diretor, apital Markets for oventry apital. Based in oventry s London offie, Mihael plays a senior role in the global expansion of oventry s industry- LIFE SETTLEMENT TRADE MISSION 39

Speaker s Biographies leading longevity distribution platform and is responsible for developing strategi relationships with apital markets firms throughout Europe. Mihael joined oventry from Deutshe Bank AG where he served as a Managing Diretor and Global Head of Distribution for the bank s longevity derivatives business. Previously, he was with Gen Re Seurities, a subsidiary of Berkshire Hathaway, as well as redit Suisse First Boston and Barlays apital. Mihael reeived his A.B. degree in Eonomis from Harvard University. London 23-Feb-10 14:15 Settlements: An Attrative Alternative for Investors and Asset Managers Mihael Fasano Fasano Assoiates Mr. Mihael Fasano is founder and President of Fasano Assoiates, a leading underwriting firm providing life expetany estimates to the life settlement industry. For the past four years he has served as a Board Member of LISA, where he has haired the Best Praties Task Fore for Life Expetany Underwriters. He also is a member of the Life Settlement Institute and the Institutional Life Markets Assoiation. He was named one of the ten most influential people in the life settlement industry by Life Settlement Review. Prior to founding Fasano Assoiates, he served as President of Trans-General Life Insurane ompany. He is a graduate of Northwestern University, and reeived his Master s degree from the University of Wisonsin, Madison. He also is a Fellow of the Life Management Institute. He urrently serves on the Board of Visitors for Northwestern University s ollege of Arts & Sienes. He is a frequent industry speaker and has published artiles in Best s Review, National Underwriter and Pensions & Investments. Luxembourg 25-Feb-10 10:45 (Moderator) Mitigating the Risks Involved in Life Settlement Zurih 26-Feb-10 10:45 (Moderator) Mitigating the Risks Involved in Life Settlement Mihael Fugler Welome Life Finanial Group, LL Mr. Mihael Fugler urrently serves as Head of Global apital Markets for Welome Life Finanial Group ( WLFG ). His responsibilities inlude managing the strategi vision and diretion for building Welome Life Finanial Group as the global expert in longevity markets, offering institutional lients with trading, produt development, apital raising and independent objetive advie. Mihael was a key member of the team that led its subsidiary, Welome Life Seurities to beome the first Broker Dealer to operate exlusively in life settlements. Fugler has been a liensed Attorney for 37 years developing an expertise in international law and finane, international investment and merhant banking. He has also been an Investment Banker for the past 15 of those years being FINRA registered with Series 7, 24 and 63 lienses and establishing offies and providing extensive onsulting and guidane to institutional investors throughout Europe and the USA. London Zurih 23-Feb-10 14:45 (Moderator) The Roles of Life Settlement Professionals 26-Feb-10 14:15 The Gap into Knowledge - Using Tehnology in Life Settlements Nigel Frudd Rosenblatt Soliitors London 23-Feb-10 16:15 The Unique harateristis of Dublin Strutures Patrik MAdams SL Investment Management Mr. Patrik MAdams fouses on the management and analysis of existing Life Settlement funds along with researhing and developing new fund opportunities. Patrik played an important role in the launh of the first London-listed vehile to invest solely in US life settlements and has overseen the substantial growth in SL Investment Management s US ativities. His bakground inludes a post as Researh Assoiate within Bank of Ameria s global orporate & investment banking unit, working with senior analysts on M&A and industry researh, and working for an internet start-up fousing on derivatives investment advie for high-net-worth individuals and their advisers. He joined SL Investment Management in 2002. Patrik obtained an honours degree 40 AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies in Finane and a minor in omputer Siene from a US university in 1998. In 2001, he was awarded the hartered Finanial Analyst (FA) designation, the premier international qualifiation for investment management and analysis. London 23-Feb-10 14:00 Introdution to Life Settlements in London Zurih 26-Feb-10 15:25 Future for Life Settlements Paul Bruton London Evans Randall Opus Life Assets 24-Feb-10 11:15 Retail Investment: How an Private Investors Gain Exposure to Life Settlements Peter Smith Finanial Servies Authority Peter leads the Investment Poliy Department within the FSA, with responsibility for poliy on the distribution and sale of a broad range of investment produts. urrent work inludes the Retail Distribution Review, pension reform, finanial promotions and dislosure issues. Previously, Peter led the FSA s work with HM Treasury, the Bank of England and the FSS to enhane the UK's framework for dealing with banks, inluding the ompensation framework. Peter was seonded to the European ommission in Brussels, working on banking issues inluding the apital Requirements Diretive. Before his seondment, Peter worked on poliy issues, the FSA's internal proesses and internal audit. Peter joined the FSA at its ineption from the Building Soieties ommission. Peter holds a Masters degree in finane from London Business Shool. He is married with one daughter. London 24-Feb-10 12:00 Lunh - Keynote Address by Finanial Servies Authority Rob Haynie Life Insurane Settlements, In. Mr. Rob Haynie has been a major influene in the evolution of the life settlement industry during his seventeen-year areer of proative involvement. Not only has he been diretly involved in negotiating and settling several thousand ontrats, he urrently serves on the Board of Diretors of the (LISA), Life Insurane Settlement Assoiation, in addition to serving as its Vie President for four years in the past. He has reently been reognized as one of the 10 most influential people in the Life Settlement Industry by his peers. Life Insurane Settlements, In., or LIS is uniquely qualified to shop Life Settlements as one of the original Life Settlement Broker ompanies and one of the largest submitters of Life Settlement poliies in the business today. Additionally, he is a noted speaker, panelist and author or ontributor on the topi of life settlements in various trade journals, periodials and press outlets aross the globe and serves on the ustomer advisory board of 21st Servies as well as the Advisory Board of The Insurane Studies Institute. Rob, an Alumnus of Florida State University, urrently holds a Life Agent Liense with Viatial Settlement Broker Appointment for LIS. He urrently resides in Fort Lauderdale, Florida with his wife of 13 years, Lauren and their idential twin daughters, Skyler and Brooke. Luxembourg 25-Feb-10 9:45 (Moderator) Life Settlements: Who s involved? Zurih 26-Feb-10 9:45 (Moderator) Life Settlements: What s the proess? Zurih 26-Feb-10 15:25 Future for Life Settlements Roger Tafoya IS Servies Mr. Roger Tafoya is the Exeutive Vie President & hief Underwriter at IS Servies, a leading Life Expetany provider. Roger is responsible of all operational aspets of IS Servies. He has over 16 years experiene in the life insurane industry inluding life and DI underwriting, impaired risk, laims management, and projet management. Roger has served in exeutive apaities at leading insurane ompanies to inlude Shenandoah Life and The Prinipal Finanial Group. Roger has a Bahelor of Arts degree from Baylor University and attended Texas Teh University Shool of Law. Prior to starting his areer in insurane, Roger served in the United States Marine orps attaining the rank of Major. As an infantry offier, Roger held billets that inluded Platoon ommander, ompany Exeutive Offier, ompany ommander, and Adjutant while partiipating in several military operations inluding Desert Shield and Desert Storm. Roger is a NASD Registered Prinipal, Series 6 and Series 26 and a member of the AALU. London 23-Feb-10 14:45 The Roles of Life Settlement Professionals LIFE SETTLEMENT TRADE MISSION 41

Speaker s Biographies Luxembourg 25-Feb-10 9:45 Life Settlements: Who s involved? Sott Gibson Lewis & Ellis Atuaries & onsultants Mr. Sott Gibson has been a onsultant with L&E in the Dallas offie sine 1987 serving as a partner sine 1993. Sott is a Fellow of the Soiety of Atuaries and a Member of the Amerian Aademy of Atuaries. He has served as a Board Member of the Life Insurane Settlement Assoiation (LISA) sine November 2005. Sott speialized his entire atuarial areer, whih started in 1981, in the life insurane area. He has been working/serving the life settlement market sine 2004 providing poliy priing, poliy/fund valuations, and general onsulting on an independent basis. Sott also ontinues to serve the life insurane industry. London 24-Feb-10 9:00 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Sheri Townsend Asset Serviing Group Ms. Sheri Townsend has been ative in the settlement industry for over 12 years. She is urrently the OO and a Managing Member of Asset Serviing Group, LL (ASG). ASG was inorporated in 2002, and speializes in the management of portfolios of settled poliies. ASG provides all the servies neessary to effetively manage the poliies of its lients, inluding payment of premiums, traking of insureds and management of the death laims proess. ASG has grown signifiantly over the past seven years and urrently employs lose to thirty people and manages over 5,400 poliies. Sheri has been instrumental in not only managing the day-to-day operations, but in all aspets of the ompany.sheri has been involved in the takeover, aquisition and management of several distressed portfolios sine 2002. Sheri is atively involved in the Edward T. Stein Assoiates Reeivership; Lydia apital, In. Reeivership; is the Assistant Reeiver of Life Time apital, In.; and the Assistant onservator of Aelerated Benefits orp. Luxembourg 25-Feb-10 9:45 Life Settlements: Who s involved? Simon Erritt oventry Simon Erritt is Managing Diretor for oventry apital. Based in oventry s London offie, Mr. Erritt plays a senior role in the development of the firm s longevity-linked produts for ounterparties throughout Europe. Prior to joining oventry, Mr. Erritt was a Diretor in itigroup s Asset Finane Group where he led the development of itigroup s investment ativity in the US seondary market for life insurane. Mr. Erritt is a graduate of the University of Bristol and Haywards Heath ollege in West Sussex, England. London 24-Feb-10 9:00 What Investors an Find in this Market and Best Praties (LISA/ELSA) to Ensure Understanding Steven Huttler Sadis & Goldberg Luxembourg 25-Feb-10 11:25 The Unique harateristis of Luxembourg Tax Treatment and Strutures Zurih 26-Feb-10 11:25 Tax Treatment and Overview of Aeptable Strutures Steven Shapiro Q apital Strategies, LL Mr. Steven Shapiro founded Q apital in 2003 and has been the President and EO sine the ompany s ineption. Previously, Steven was the President of MARK Partners LL, a merhant banking boutique he founded in 2001. Steven has extensive experiene in struturing transations, strategi onsulting, investment banking advisory servies, and private equity investing. Steven has held positions with several private equity and investment banking partnerships, inluding The Blakstone Group, LP and entre Partners Management LL. Steven holds a B.A. degree in eonomis from the University of Pennsylvania and an M.B.A. in finane and entrepreneurial management from The Wharton Shool of the University of Pennsylvania. London 24-Feb-10 10:30 ustom Building a Life Settlement Portfolio 42 AGENDA AND EVENT INFORMATION

S p e a k e r s B i o g r a p h i e s Speaker s Biographies Thomas Laumont Wealth Management apital Holding GmbH Mr. Thomas Laumont joined Wealth Management apital Holding GmbH (initially HVB FondsFinane) in Marh, 2001 and is as an Exeutive Diretor heading the Division Seondary Life Markets. Within Uniredit-Group Wealthap is the ompetene enter for losed-end funds and domesti and international strutured leasing. Thomas is responsible for the Seondary Life ativities of Wealthap. His division already launhed six funds whih invest in the seondary markets of life insurane poliies - two thereof in UK Teps and and four in U.S. life settlements. The six funds have raised more than 500 m Euros. Further funds are being planned. After having graduated as a "Diplom-Betriebswirt (BA)" (business administration) Thomas started his professional areer in 1990 as a redit offier and assistant to the board at Landesbank Baden-Württemberg before he appointed head of a housing-loan department at Sähsishen Aufbaubank in Dresden. Before Dresden Thomas was in harge of a real estate finaning projet in Seoul, South Korea, for a period of six months. In 1998 he joined KGAL (KG Allgemeine Leasing) in Munih, Germany, as manager of both domesti and international projets. In 2001 Thomas joined Wealthap. As representative of HVB FondsFinane Thomas was one of the founders of Bundesverband Vermögensanlagen Zweitmarkt Lebensversiherungen e.v. (BVZL) and headed the working group "PR and Industry Standards" before he was eleted as hairman of the assoiation. Thomas is 41 years old and lives together with his spouse and three hildren south of Munih. Zurih 26-Feb-10 15:25 Future for Life Settlements Timmo Mol arlisle Management ompany Before joining the arlisle Group, Mr. Timmo Mol was employed by the Equity Trust Group for thirteen years and spent the first two years working in the Netherlands and the last eleven years in uraao where he was the Diretor of Operations. As the Diretor of Operations he was responsible for the day-to-day management of the uraao offie and leading a team of 40 trust professionals. Furthermore he was involved with the management of several regulated mutual funds with assets totaling more than $ 1.5 billion. Timmo has extensive experiene in the fiduiary servies industry advising both orporate and private lients, and handling omplex aounting issues. Timmo has knowledge of life settlement investment vehiles as well as the institutional investment environment. He has a Bahelors in Aounting and has a Masters in Business Administration from Henley Business Shool/University of Reading, United Kingdom. Luxembourg 25-Feb-10 11:25 (Moderator) The Unique harateristis of Luxembourg Tax Treatment and Strutures Zurih 26-Feb-10 11:25 (Moderator) Tax Treatment and Overview of Aeptable Strutures Vinent Granieri 21st Servies, LL Mr. Vinent J. Granieri FSA, MAAA, EA is hief Atuary for 21st Servies, LL. He is responsible for all atuarial ativities with respet to 21st Servies life expetany underwriting systems. Prior to joining the ompany, Vine operated his own onsulting pratie for over five years in the insurane and finanial servies arena. As hief Atuary/hief Finanial Offier for virtually all the organizations he has served over the past 20 years, he has built and managed every aspet of atuarial and finanial operations. He supplemented his finanial/atuarial skills with meaningful assignments in operations, investments, marketing and systems. He has also worked with Life Settlements provider, Life Equity LL.Vine earned his bahelor s degree at Ball State University, majoring in atuarial siene. He also holds an MBA from the Harvard Business Shool. Vine is a Fellow of the Soiety of Atuaries (SOA) and a Member of the Amerian Aademy of Atuaries, as well as an Enrolled Atuary under ERISA. He urrently serves on the Amerian Aademy of Atuaries SVL2 Steering ommittee Sub-Group on orporate Governane. Vine is a frequent ontributor to atuarial periodials and speaker at SOA meetings. London 24-Feb-10 9:30 Mitigating the Risks Involved in Life Settlement Zurih 26-Feb-10 9:45 Life Settlements: What s the proess? LIFE SETTLEMENT TRADE MISSION 43

In Alphabetial order. ompany attendees listed below ompany profile. 44 AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile 21st Servies, LL 200 South Sixth Street, Minneapolis, Minnesota Phone: 612-277-0575 21st Servies formed in 1998 to provide third party servies to the life settlement industry with the primary fous being life expetany evaluation. We developed the industry s first software program to determine life expetany for eah insured in a onsistent objetive manner, driven by a proprietary rules-based underwriting manual. This innovative produt helped transform the evaluation proess from a subjetive guess to atuarial siene. 21st Servies has ontinued to refine the evaluation proess, introduing a seond generation model, whih greatly inreased the level of sophistiation of underwriting to inlude preferred risk ategories, o-morbidities, and areful evaluation of funtional status. 21st Servies atively evaluates its own mortality data assoiated with eah impairment and sponsored a major study of Mediare data through a nonprofit ageny. Review of this data in onjuntion with lose ollaboration with the ompany s Medial Advisory Board and independent atuaries will result in ontinued refinement of the underwriting proess. Vinent Granieri hief Atuary/FO Alpha Life Settlement Fund Via Nassa 3 Lugano, 6900 Phone: +41 91 973 3450 Alpha Life Settlement Fund of Funds is a Luxembourg UITS that invests indiretly into life insurane poliies of the US amerian senior settlement market. Alpha Life Settlement Fund is the first Fund of Funds with underlying life settlements worldwide. The Fund of Funds approah offers an exposure to a high number of poliies and diversifiation for ounter-parties. The advisor is well experiened in the life settlement industry and selets best investment opportunities worldwide integrating them into a well balaned portfolio.the Fund has been launhed in Deember 2007.Fenie Investimenti, represented by Roberto Bossi and Alberto Pozzi, is the Investment Advisor of the Fund. The Asset Management ompany, based in Lugano, is speialised in Alternative Assets advisory. Alberto Pozzi DIRETOR Roberto Bossi DIRETOR AON Benfield 10 Debonshire Square London, E2M4PL Phone: +44 20 7086 4027 Aon Benfield offers lients aess to every traditional and alternative market in the world, through our network of offies spanning 50 ountries and 4000+ professionals. lients of all sizes and in all loations an aess the broadest portfolio of integrated apital solutions and servies, world-lass talent, and unparalleled global reah and loal expertise, to meet their business objetives. Fenton Ferguson lient Diretor Paul ousins Global Head Alt. Solutions Asset Serviing Group 521 W. Wilshire Blvd Oklahoma ity, Oklahoma Phone: 405-753-9100 Sine 2002, ASG has been a market leader in the settlement industry, suessfully serviing thousands of poliies and managing numerous portfolios for a variety of lients inluding investment LIFE SETTLEMENT TRADE MISSION 45

ompany Profile banks and hedge funds. Poliy and insured data are effetively managed utilizing ASG s proprietary poliy management software, LifehekTM. ASG s new OpenLifeTM system allows poliyowners instant aess to the data and doumentation for eah of its poliies and insureds - 24 hours per day, 7 days per week. ASG s experiened team provides turn-key serviing from beginning to end, inluding poliy verifiation servies, payment and management of premiums, insured traking, ordering of medial reords and LE s, death laims administration and forms proessing. Eah lient is assigned an experiened, professional, portfolio manager to ensure that their individual needs are ontinuously met. ASG has a long standing reputation for maintaining its ommitment to high ethial standards, professionalism and trust with its lients Pam Maule Insurane Speialist Sheri Townsend OO Athena Seurities Group 44 Upper Mount Street Dublin 2, Phone: +353 1 6390460 Athena Seurities Group is operational in two areas of Life Settlements, the reation of Life Settlement based investments and the restruturing of existing Life Settlement Funds. Investment Bonds: Athena designs and develops Life Settlement Bond Programmes for institutional investors and for distribution partners either issuing the bonds on a propriatorial or a white label basis. The servie ranges from the onversion of an existing produt range to the reation of a new produt and the delivery of all aspets of the projet from initial objetives to the final marketing material. Fund Restruturing\ Reloation: Athena provides all legal, tax and administrative aspets of reloating an existing Life Settlement Fund to Ireland, a jurisdition with a suitable double taxation agreement with the USA. Solutions are provided to address a Fund s need to restruture in the most ost effetive manner, with the minimum of disruption to its urrent relationships and distribution hannels. Brian Tyrrell Diretor Peter Gorman Diretor, apital Markets Broad Street apital Limited 29 Bramham Gardens, Suite London, SW5 0HE Phone: 00 44 2071935566 Broad Street apital Limited fouses on reating and implementing finanial solutions in an innovative and effiient manner. The prinipals of Broad Street apital have broad experiene in the finanial arena ranging from investment banking and insurane strutures to orporate finane and produt reation. Broad Street apital adopts a nihe approah to its business, providing tailored solutions to lients. This nihe approah reflets its ability to ombine investors/lenders with risk takers/mitigators from the banking, hedge fund and insurane industries from many different ountries; typially Broad Street apital solutions involve several ompanies/private individuals aross multiple jurisditions. Loated in London, senior Prinipals attend meetings anywhere in Europe within a few hours, similarly the US and Near East an easily be reahed. Broad Street apital s work is by its very nature onfidential and more information will be provided, if neessary. Kenneth O'Reilly-Hyland Diretor 46 AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile AEIS Investor Servies One ustom House Plaza Dublin, 1 Phone: 35316721602 AEIS is the asset serviing banking group of rédit Agriole dediated to institutional and orporate lients. Through offies aross Europe, North Ameria and Asia, AEIS offers a omprehensive range of high quality produts and servies overing depositary and ustodial servies, fund administration and issuer servies. With assets under ustody of 2,220 billion and assets under administration of 1,030 billion, AEIS is one of the world market leaders in asset serviing and the largest depositary bank and the premier fund administrator in Europe (figures to 30 September 2009). Sine 2007, AEIS has leveraged its expertise in alternative investments to offer a full range of fund administration and ustody servies to life settlement funds, and has been appointed by several Life Settlement promoters in Luxembourg and Ireland. We have also designed ustomised operational proesses for life settlement funds in order to automate most day-to-day proessing tasks. hristine Gillet Senior Business Development Analyst Paddy Walsh Business Development Diretor aldwell Life Strategies 1055 Washington Blvd, 8th Stamford, T 06901 Phone: 203.517.0102 aldwell Life Strategies ( aldwell ) is an asset manager with a proven trak reord providing life settlement and related investing solutions to investors. We have ultivated a unique approah to investing in this spae and fous on: developing innovative investment strategies and produts; the alignment of interests between our investor goals with our own; and identifying value opportunities in the seondary market. aldwell urrently has more than $350 million of assets under management, with a fae value in exess of $2.6 billion. Our team of speialists distinguishes aldwell from its peers. Related experiene inludes: industry reognized older age mortality and priing speialist on staff; finanial, atuarial and life poliy underwriting experiene in older age mortality and risk management; struturing in exess of 25 life settlement funds and in exess of $650 million raised for investment in this asset lass. aldwell s ore funtions are exeuted inhouse, ensuring enhaned due diligene, effetive ontrols and transpareny to investors. Darryl Glatthorn Head of Strategi Finane arlisle Management ompany 9 Rue Sainte Zithe Luxembourg, L-2763 Phone: +(352) 268 4 53 59 arlisle Management ompany SA (M) is a Luxembourg based fund management firm foused on the United States seondary life insurane market known as life settlements. arlisle speializes in alternative asset strategy onsulting and life settlement fund development. M also is a provider of alternative risk finane and seondary market insurane produt onsulting. The ompany operates The Peninsula Funds, offering institutional investors with aess to investment strategies based on life settlement produts. For more information on arlisle and its life settlement servies, please visit the website at www.mlux.om or ontat info@arlislemanagementompany.om. Javier asares Vie President Jordi Martret Business Development Jose Garia hief Exeutive Offier Philip Neuman President Timmo Mol hief Operating Offier Vitor Heggelman Finane Diretor LIFE SETTLEMENT TRADE MISSION 47

ompany Profile learlife 50 Featherstone Street London, E1Y 8RT Phone: +44 (0) 20 7100 0600 learlife offers the only seure, fully-integrated, hosted business management software system in the life settlements market larinet. Designed and built by a team with extensive experiene in developing software in life settlements, larinet integrates ase management, portfolio management, valuation, risk analysis and serviing in a single, hosted offering, aessed through any industry-standard web browser. All market partiipants an benefit from easy ase setup, integrated doument management and bid management with buyers both inside and outside larinet. The prior experiene of learlife s prinipals in purhasing, managing and serviing over US$1 billion in fae amount of life settlements supports the servies that learlife offers to its lients; from pre-aquisition poliy analysis and portfolio performane/mortality analysis to traditional poliy serviing. As former partiipants in the seuritization market, learlife s prinipals are uniquely equipped to assist investors struturing portfolios for finaning in the apital markets. Mark Venn EO and Managing Diretor Fasano Assoiates 1201 15th Street, NW Washington, Distrit of Phone: 202-457-8188 Fasano Assoiates is a leading life settlement underwriter. Its estimates of life expetany are the most onsistent and aurate in the business, with an Atual to Expeted auray ratio of 96%, as determined in three suessive independent atuarial studies. Fasano is the only life settlement underwriter to integrate physiians in the analyti proess, with over 20 physiian analysts, inluding former hief and Senior Medial Diretors of New York Life, First olony Life (Genworth) and John Hanok Life. Its rigorous analyti proess requires all ases to be reviewed by at least two physiians. Its proprietary mortality tables, developed using atual life settlement experiene, failitate more preise ash flow modeling by tailoring the shape of the mortality urve to the level of impairment of the individual. Jeff Mulholland onsultant Mihael Fasano President Finamore 117, route d'arlon STRASSEN, L-8009 Phone: 35226119291 Finamore is an Insurane Master Broker who distribute, through a network of brokers and IFA, investment produts: Unit Linked, real estate, and life settlement (under different vehiles of investment). Finamore has an agreement with an atuarial ompany speialized in SLS who brings us an independent alternative valorization. Bernard Bosquee EO Finter Bank Zurih laridenstrasse 35 Zurih, 8002 Phone: +41 44 289 56 34 Finter Bank Zurih is an independent Swiss bank, with head offie in Zurih, a branh in Lugano and a subsidiary in Nassau (Bahamas). Our team, urrently 140 strong, manages assets on behalf of lients from more than 80 ountries. As part of its advisory servies, Finter Bank Zurih has offered alternative investments as a separate risk lass and a useful omplement to traditional 48 AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile investments sine 2001. Anatol Mueller Vie President Fiseo Ltd Zollerstr. 24 Erlenbah, H- 8703 Phone: +41 43 277 53 57 FISEO Ltd is a finanial servies onsulting ompany. It s fous is on offshore and publi fund value hain optimization, market entry, marketing and researh. This inludes seondary markets (like US Life) and wealth insurane. It s wholly owned subsdiary, BROKERAGE POOL, is a projet to support Swiss independent wealth managers and finanial advisors. BROKERAGE POOL ats as a gatekeeper of non-publi alternative investment strategies and private portfolio bonds. Subsequently FISEO an offer a full sales and marketing servie for funds with Swiss and European market entry and penetration in mind. Axel Foelster Partner Fundabilis GmbH Muenstergasse 12 Zurih, 8001 Phone: +41 44 266 88 55 Fundabilis GmbH is a Zurih based asset manger speialized in US Life Settlements and strutured solutions. The ompany fouses on omplex strutures in traditional as well as in non-traditional markets. This enables Fundabilis to offer a broad range of Life Settlement based investment solutions. State-of-the art finanial solutions for the sole benefits of the Investor inlude: notes, ertifiates, insurane poliies with speial mandates/investment styles, funds a. o. Fundabilis is a founding member of the Swiss Derivative Institute (SDI). The goal of the SDI is to provide transpareny, to train people, eradiate misunderstandings and thus foster investor onfidene in strutured produts. The ompany is owner managed and teams up with private and investment banks and solution providers. Fundabilis is a fund distributor authorized by the Swiss Finanial Market Supervisory Authority (FINMA) and member of the self regulatory body Polyreg, Zurih. Daniel Wehrli Partner Heinz Kubli Prinipal Jean-Paul Messerli Partner GWG Life 220 South Sixth Street, Minneapolis, Minnesota Phone: 1.877.494.2388 GWG Life has been in the seondary market for life insurane sine 2004. Sine ineption, GWG Life has settled over $1 billion in poliies and maintains over $350 million in senior finaning for the asset lass. GWG Life urrently manages a portfolio of insurane poliies exeeding $800 million in fae value. The prinipals and diretors of GWG Life have signifiant experiene in the alternative asset area, enompassing a variety of offerings. LifeNotes, the GWG Life seuritized investment, is made available by the development and management of their portfolio. LifeNotes are a fixed-inome alternative investment baked by high quality life insurane poliies. The life insurane poliies are purhased from seniors who no longer need or want them. LifeNotes offer stable returns whih are not orrelated to traditional markets and assist seniors aross the ountry by helping them unlok the value trapped inside their unneeded or unwanted life insurane poliies. Dan Sheedy Diretor apital Markets LIFE SETTLEMENT TRADE MISSION 49

ompany Profile Habersham Funding LL 3495 Piedmont enter NE Atlanta, Georgia 30305 Phone: 404-233-8275 Habersham Funding, LL has the knowledge and market position to meet the hallenges and opportunities - to partner in a strategy to reate a superior investment vehile. Our strength lies in our experiene and settlement leadership. Habersham has long-standing industry relationships, an emphasis on a regulatory ompliane ulture and a deep understanding of the asset lass itself. Habersham has rigorous due diligene proesses that uniquely positions it to mitigate potential risks. The prinipals of Habersham have extensive settlement, insurane and finanial industry bakgrounds. M. Bryan Freeman, Habersham s Founder, President and Managing Member, is internationally reognized for his tireless efforts over the last 20 years in developing the seondary market for life insurane. Look to Habersham Funding, - the life settlement authority to transat the most omplex and hallenging settlement transations. Bryan Freeman President Gregory Waters Exeutive Managing Diretor Matt rowell Managing Diretor IS Servies 17755 U.S. Highway 19 learwater, Florida 33764 Phone: 727-539-7700 IS Servies, a leading Life Expetany provider, was founded in 2005 with the goal of beoming the market leader in providing high quality, ustomized Life Expetany assessments to providers of Life Settlements. To support this effort, IS Servies has assembled a team of experiened and highly qualified medial underwriters, medial dotors and atuaries whose primary goal is to deliver onsistently aurate assessments using the stritest quality ontrol methods. To further support this professional staff, and to ensure that the ompany an turn around evaluations quikly and aurately, IS Servies has developed a proprietary, state-of-the-art, software system to effetively manage the flow of business and reate seamless and seure ommuniations with its expanding lient base and among its professional staff. Roger Tafoya Exeutive Vie President & hief Underwriter Katarsis apital Advisors SA Via Peri, 4 Lugano, 6900 Phone: +41 (0) 91 261 38 53 Katarsis apital Advisors SA is an advisory ompany that renders atuarial and finanial servies. The team onsists of people with a strong and long experiene in finane and insurane setors, oming from leading ompanies and investment banks. The main objetive of the analysis is natural atastrophe risks in the Property & asualty business (for example hurrianes, earthquakes, floods, wildfires), the Life business (e.g. pandemi events, mortality, longevity) and the Speialty Lines (e.g. marine, aviation, satellite, politial risk, rop, and other risks that are traded in the Lloyd s market). Katarsis provides advisory servies and risk analysis to Eskatos apital Management Sagl Katarsis and has beome a enter of exellene with highly reputable atuarial expertise for many ompanies in ILS world. Ederia Ria Analyst Mirko Sartori Finanial and Atuarial Engineer Legay Benefits LL The Empire State Building New York, New York 10118 50 AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile Phone: 1-800-875-1000 x221 A reognized leader in the life settlement industry, Legay Benefits orporation pioneered this burgeoning speialty finane field 17 years ago. Today, Legay Benefits, LL maintains the ompany s reputation as an industry innovator. Sine 1991, Legay Benefits has speialized in the origination, serviing and management of life insurane assets for a broad range of institutional lients. Legay Benefits utilizes an ever-evolving array of sophistiated analytial tools and upholds the highest ethial standards when evaluating and aquiring insurane poliies for its institutional lientele. Legay Benefits was founded by ompany president Meir Eliav, a 30-year finanial servies veteran, who was a founding member and past-president of the Life Insurane Settlement Assoiation (LISA), the largest U.S. trade assoiation in the industry. In 2004, Legay Benefits orporation beame the first provider to originate a portfolio of life settlement assets for a seuritization transation, whih was underwritten by Merrill Lynh and rated A1/Baa3 by Moody s Investor Servies. Meir Eliav President Lewis & Ellis Atuaries & onsultants PO Box 851857 Rihardson, Texas 75085- Phone: 972-850-0850 Lewis & Ellis, In. (L&E) has been an atuarial onsulting firm for over 40 years with offies in Dallas, Kansas ity, and London. lients from all orners of the life settlement industry as well as the world (US, Grand aymans, Great Britain, Luxembourg, Liehtenstein, and Australia) have relied on L&E to value and manage their risks in order to suessfully realize the opportunities. Our onsultants have worked alongside life settlement funders, providers, brokers, marketing groups, underwriters, state insurane departments, and ourt-appointed reeivers. We have a firm understanding of the life settlement industry to inlude expertise in Appraisals and Projeted ash Flows, Poliy Priing Models, and Portfolio Management. Jakie Lee onsultant Sott Gibson Vie President Life Equity LL 85 Exeutive Pkwy, Suite 100 Hudson, Ohio 44234 Phone: 330-342-7772 Life Equity is a national leader in the life settlement market. Sine its formation in August 2000, Life Equity has offered a professional business approah to life settlements. Life Equity is respeted for its integrity and fairness in dealing with all parties involved in a life settlement transation, its protetion of the legal, finanial and reputational interests of the institutional investors with whih it works, and its adherene to the highest regulatory, legal and ethial business praties in the life settlement market. In addition to being a liensed provider in virtually every state that regulates life settlements, Life Equity offers a omprehensive platform for investors in life settlements by providing onsulting, modeling, poliy serviing and asset management expertise. Life Equity o-founded the Life Settlement Institute. Brian Smith EO Life Insurane Settlements, In. 550 West ypress reek Fort Lauderdale, Florida Phone: 954.315.2844 Sine 2005, Life Insurane Settlements, In (LIS) has built an exemplary reputation as the leader in the seondary life insurane market. Our firm is one of the largest in the industry, omprised of an experiened senior management team dediated to providing the tools, support and edua- LIFE SETTLEMENT TRADE MISSION 51

ompany Profile tion neessary for finanial and insurane professionals seeking life settlement solutions for their senior lients. Our aomplished team of experts is among the most experiened brokers in the industry, with extensive knowledge of life settlements. As pioneers with a trustworthy reputation, we have built solid partnerships with a large number of funding entities to assist you in providing your lient one of the largest market values for his or her life insurane poliy. LIS understands the life insurane and finanial planning industries and how their needs and expetations apply to our ore ompeteny life settlements. Through this formula we empower lients and support them in building a signifiant profit enter without altering their established business plan. We are ommitted to negotiating the highest senior life settlement offer on behalf of you and your lient. Rob Haynie Managing Diretor Life Settlements Funds Limited Level 2, 56-58 Nerang Street Southport, QLD 4215 Phone: 755574700 Life Settlements Funds Ltd (LSFL) is an Australian liensed fund manager speialising in the Life Settlements asset lass urrently managing well in exess of USD2 billion FV. LSFL operates the largest open-ended mutual fund in the Life Settlements asset lass in the world and has a worldwide lient base inluding Finanial Institutions, Pension Funds and other Institutional Investors as well as a signifiant number of private lients both in Australia and internationally. LSFL brings together traditional fund management disipline together with life settlement speifi expertise through its relationship with high quality US players with extensive industry experiene. Life Settlements Funds limited has been appointed as the asset manager to the new European based Life Settlement International Fund whih will provide an effetive vehile for many international investors looking to gain aess to the asset lass. Other solutions are available to be tailored to individual needs. Loren Williams Business Development Manager Tony Sugrue Business Development Manager Loyens & Loeff 18-20 rue Edward Steihen Luxembourg, 2540 Phone: (352) 466 230 Loyens & Loeff Luxembourg is an integrated law and tax advisory pratie whih omprises more than 150 fee-earners. The Luxembourg offie is affiliated with Loyens & Loeff, whih has over 900 fee-earners in 17 offies in the Benelux and the main finanial enters around the world. Loyens & Loeff Luxembourg is ommitted to offering the highest standard of integrated orporate, banking & finane, investment management and tax law advie. The offie mainly serves large and medium-size orporate lients, banks and other finanial institutions and investment funds, operating internationally. The ulture of Loyens & Loeff is haraterised by a strong feel for entrepreneurship, the provision of high quality servies and mutual involvement. A fous on quality, openness, short lines of ommuniation and a minimum of hierarhy form the foundation for an informal and inspiring ulture. This ulture stimulates the searh for pragmati solutions to omplex legal and tax problems. Thibaut Partsh ounsel Mosai 7601 N Federal Hwy Suite Boa Raton, Florida 33487 Phone: 561-893-0103 For over a deade, The Mosai Group of ompanies has been providing lients in over 30 oun- AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile tries with omplete solutions in the Senior Life Settlement Market. Through its affiliated ompanies, Mosai provides a one stop shop for investors in this asset lass. With years of experiene, Mosai helps navigate the omplex risks and rewards whih Life Settlements an provide. From initial portfolio design to poliy aquisition and underwriting servies, Mosai Settlement Group provides lients with the proper portfolio to meet their investment objetives. Upon aquisition, Mosai Management Group provides omplete portfolio management servies, and through regular review of a poliies performane, and monitoring the health status of the insureds, helps optimize returns and mitigate risk in a portfolio. Andrew Murphy serves as hief Operating Offier for Mosai Management Group and is a regular leturer on U.S. Life Settlements and mortality based investments. He an be reahed at amurphy@mosai-grp.om Andrew Murphy OO Paifi Bay apital-transpaifi Insurane Ageny 37F, No. 7, Se. 5, Taipei, 11049 Phone: 8.8628758284e+011 Paifi Bay apital is a firm dediated to providing life insurane and finanial investment planning servies to the high net worth entrepreneur in Greater Paifi Region. We had worked with Transpaifi Insurane Ageny the largest Asian General Ageny in Southern alifornia along with our management leading by Dr. S. Mao and Dr. M. Tsung have over 80 years of life settlement, private equity and investment banking experienes. The mission of Paifi Bay apital is to provide eah lient with superior servie and ensures that our lients are given the attention they need to thrive in today's rapid hanging finanial world. Kenneth Tsung Greater hina Region Diretor Patraeus Ass & Fin. Servies via Fesiano 8 adro, H-6965 Phone: 41.(091)940.29.00 Alessandro Beretta Q apital Strategies, LL 950 Third Avenue 23rd Floor New York, New York 10022 Phone: +1 212 418 3270 Q apital Strategies, LL ( Q apital ) is a leader in the life settlement industry, foused on poliy origination and asset aggregation, poliy serviing and life traking, asset management and apital raising, and independent poliy valuations. Q apital, founded in 2003, is headquartered in New York ity, with its primary operations loated in Boa Raton, Florida. Q apital has partnered with hedge funds, international investors, and major U.S. and global investment and ommerial banks to arrange, struture, purhase, and manage life settlement transations. Q apital is known for its pristine reputation, transpareny, auray, and industry-leading tehnology platform. For investors, this new and growing asset lass offers attrative risk-adjusted investment returns with a low orrelation to general market onditions. Q apital offers a full range of produts for investors in the life settlement asset lass; fund managers, asset management, liensed providers, origination servies, portfolio aggregation, poliy serviing, life traking, and independent valuations. Steven Shapiro President and EO LIFE SETTLEMENT TRADE MISSION 53

ompany Profile Sadis & Goldberg 551 5th Avenue, 21st Floor New York, New York 10176 Phone: 212.947.3793 Sadis & Goldberg LLP is a leading New York based law firm foused on delivering sophistiated and reative legal solutions in a highly professional manner. The Firm is internationally reognized for its finanial servies pratie that onsists of representing several hundred investment advisers and related investment entities (inluding hedge funds, private equity funds and venture apital funds). Similarly, the Firm provides regulatory and ompliane advie and representation in onnetion with SE enforement proeedings. Notwithstanding the emphasis on the finanial servies industry, the Firm also provides a full range of tax, litigation, real estate, intelletual property and orporate servies to its lients. Steven Huttler Partner Seondary Life apital 1010 Wisonsin Ave. NW Washington, Distrit of Phone: 202-464-1061 Mark Goode EO Sequaero Weinbergstrasse 10 Freienbah, H-8807 Phone: +41 55 415 99 00 Sequaero is a speialist boutique with a ompetene fous on (re-)insurane risk management and intermediation. Our objetive is to promote the development of a deeper, more liquid market for insurane risk as an asset lass thereby helping both industry partiipants and investors ahieve enhaned performane. To ahieve this, we advise ompanies on all aspets of insurane risk seuritization and any atuarial or enterprise risk management issues relating to the optimal and most effiient use of apital. Beyond ating as a onsultant to potential sponsors and investors, Sequaero aims to beome a leading provider of investment management servies to lients seeking exposure to insuranelinked-risk assets within their portfolio. Guido Grutzner Head of Life & Modelling SGG 412F Route d'esh Luxembourg, L-2086 Phone: +352 466111 1 New Heights in Trust! SGG, estabished over 50 years ago, is a major player in the Luxembourg market. SGG has a global expertise to better servie the fund industry, high net worth families and international ompanies in the field of Family Offie and orporate Servies. SGG benefits from a large international network of offies loated in 11 jurisditions inluding Luxembourg, Belgium, yprus, The Netherlands and Switzerland. As a leader in tax and finanial engineering with more than 250 professionals, SGG delivers tailor made solutions to lient needs. Lua Gallinelli Senior Vie President 54 AGENDA AND EVENT INFORMATION

o m p a n y P r o f i l e ompany Profile Swiss Settlements Kannenfeldstrasse 27 Basel, 4056 Phone: +41 61 273 32 03 Globalvest AG is a full servie life settlement onsulting ompany domiiled in Basel, Switzerland. Under the label SWISS SETTLEMENTS, we offer U.S. seondary market Life Settlements as an alternative investment lass. SWISS SETTLEMENTS failitates and assists in the administration of the underwriting, purhase and sale of life insurane poliies and the payment of the death benefits. Aordingly, SWISS SETTLEMENTS ats as a link between sellers and investors. SWISS SETTLE- MENTS utilizes experts from the insurane and finanial industry, who have many years of experiene within the U.S. Life Settlement market in both aspets of the industry: assisting investors and assisting poliy sellers. We provide private lients and institutional investors aess to the Life Settlement marketplae, and ensure a safe and seure purhase of this outstanding investment via a global distribution network. Renato Bianhin Managing Diretor Trainleaders 43a Napsbury Lane St Albans, Herts, UK AL1 3PF Phone: +441727 870613 Traditional methods of working and ommuniation are being abandoned, leaving behind those that don't engage. Our urrent ways don t seem to quite work. The next way is here we just need to learn how to use it. What is IT? Soial media of ourse!advertising, TV, Radio and the printed word are all struggling to survive due to ompetition from the internet and soial media. If you learn and master how to utilise soial media then at your fingertips you have the most powerful tools to date for reating welomed introdutions, sales pipelines, disarding newsletters in favor of group disussions, traking ustomer hanges, broadasting updates, publiity, reruitment and aessing your hosen target markets. Soial media will transform your organisation. What is your strategy? Do you have one? We assist in formulating and reforming. We an manage ampaigns for you if you don't have the time or inlination! Ivor Kellok Welome Life Finanial Group, LL 13661 Perdido Key Drive, Perdido Key, Florida 32507 Phone: 212-631 7770 Welome Life Finanial Group, LL is an international ompany dediated to the seondary market for life insurane. The prinipals of Welome Life have extensive experiene in the longevity marketplae spanning two deades. Welome Life s family of ompanies provide market leading solutions to all industry partiipants involved in the life settlement lifeyle, inluding Produers, Brokers, Providers and Finaning entities. Its affiliates inlude: Welome Funds In. - reently elebrated its 10th anniversary as one of the industry s oldest and largest Life Settlement brokers. PoliyTra - a leading provider of tehnology solutions to the longevity market. urrent lients inlude leading Life Settlement Brokers, Providers and Finaning Entities in the industry. Welome Life Seurities, LL - the first US Broker-Dealer exlusively operating in the Life Settlement marketplae providing institutional lients aess to a state-of-the-art Life Settlement trading platform as well as independent, objetive, longevity related onsulting servies. Mihael Fugler Head of Global apital Markets LIFE SETTLEMENT TRADE MISSION 55

56 AGENDA AND EVENT INFORMATION