13. Single Bets General Rules. 13.1 Placing or Annulment of Bets. 13.2 Joint Betting Objects. 13.3 Refund



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13. Single Bets General Rules 13.1 Placing or Annulment of Bets 13.1.1. Bets may not be placed or annulled after the valid start of the race. ATG or MALTCO LOTTERIES Limited may also fix earlier deadlines after which bets may not be placed and / or annulled. 13.2 Joint Betting Objects 13.2.1. In certain cases, horses may be grouped together as a joint betting object with a single programme number; for example where more than a certain number of horses have been definitely entered to start. 13.3 Refund 13.3.1. Investments will be refunded where bets have been placed on horses which have subsequently been withdrawn in the betting categories Win, Show, Quinella, Exacta, Trifecta and Double (Daily Double and Lunch Double), and in other instances explained in these regulations. 13.4 Horse which has started in a heat and withdraws 13.4.1. Any horse which has started in a heat but does not start in the final is not to be classified as a withdrawn horse, and players are in such cases not entitled to a reimbursement of their stake. 13.5 Race Abandoned, Declared Void or Postponed 13.5.1. When a race is abandoned, declared void, or postponed additional special regulations may apply in case of betting on Double. 13.6 Horses which determine the result of betting 13.6.1. In the case of Win, Show, Quinella and Exacta only those horses on which bets have been placed may determine the result of the betting. Page 50 U*BET Horse Racing Players Booklet

13.6.2. If no investment has been placed on any of the horses which complete the race, then for the betting categories Win, Show, Quinella and Exacta, the betting will be abandoned and investments repaid. 13.7 Dead Heat 13.7.1. If, in the definitive result of a race, two or more horses are placed in the same finishing position, then those horses have run a dead heat. 13.7.2. If there is a dead heat for first place between two or more horses, then each horse shall be considered the winner. 13.7.3. If there is a dead heat for first place between two horses, then no horse will be placed second. 13.7.4. If there is a dead heat for first place between more than two horses, then no horse will be placed second or third. 13.7.5. If there is a dead heat for second place, then no horse will be placed third. 13.8 Odds 13.8.1.With regards to betting on the betting categories Win, Show, Quinella, Exacta, Trifecta and Double (Daily Double and Lunch Double), odds shall be calculated. Odds will be fixed to two decimal places, without account being taken of the third decimal place. 13.9 Take-Out & Payout CATEGORY OF BET TAKE-OUT PAYOUT Win 20 % 80% Show 20 % 80% Quinella 20% 80% Exacta 20 % 80% Double 25 % 75% Trifecta 30 % 70% U*BET Horse Racing Players Booklet Page 51

14. Single Bets Offered The following single bets are offered by U*BET Horse-Racing betting on Swedish Horse Racing. The U*BET Horse-Racing Single Bets coupon for ATG bets must be used to play these bets. WIN SHOW (SHW) WIN / SHOW QUINELLA (QNL) EXACTA (EXA) This type of bet is available on all races offered in the U*BET programme and involves the player trying to predict the winner of a particular race. This bet is also available on all races offered in the U*BET programme and involves the player trying to predict whether a horse will place in the top positions in a race. This type of bet involves the player placing two separate bets, one on WIN and one on SHOW, with the same horse/s. Thus the player participates in the WIN and SHOW pools and the stake increases accordingly. Win/Show is offered on all races in the U*BET programme. This bet is available on all trotting races and involves the player trying to predict which horses will place first and second in a race, in any order. A bet which involves predicting the first two horses in a particular race in correct order. This type of bet is available on all thoroughbred (galopp) races. TRIFECTA (TRI) DOUBLE (DBL) This bet involves the player trying to predict the first three horses in a race in correct order. This bet is offered every day on the week-day lunch time races, first race at the Friday afternoon races and on one thoroughbred race on Saturdays and Sundays. This involves predicting the winners of two designated legs.there is a Lunch Double held during lunch time meetings from Monday to Friday and a Daily Double held at the track with each day s V75, V64 or V65. Page 52 U*BET Horse Racing Players Booklet

15. The Single Bet Coupon The image below depicts the coupon which the player uses to play any one of the ATG single bets. U*BET Horse Racing Players Booklet Page 53

1. Select the Type of Bet: 2. Select the day of the Race or Races you would like to bet on: 3. Select the Track of the race / s you would like to bet on. The Track ID may be found in Section 20 of this Players Booklet and on the U*BET Horse Racing Programme. 4. Select the race you want to bet on. In the case of Daily Double or Lunch Double, select the number of the first race in the double: Page 54 U*BET Horse Racing Players Booklet

5. Select the horses according to the type of bet you want to play: 6. You may increase your stake by selecting 1 to 3 numbers which multiply the basic stake: U*BET Horse Racing Players Booklet Page 55

16. Examples i. Win Betting with Multiplier: Bet Type: Win - Winner of the Race Day: Wednesday Race Track: 05 (Solvalla) Race: 3 Selection 1: 2 Selection 2: Selection 3: Cost: Simple Column x Multiplier(2) = 2.00 Page 56 U*BET Horse Racing Players Booklet

ii. Show Betting with Multiplier Bet Type: Show Day: Saturday Race Track: 14 (Eskilstuna) Race: 7 Selection 1: 7 Selection 2: Selection 3: Cost: Column Show x Multiplier (2) = 2.00 U*BET Horse Racing Players Booklet Page 57

iii. Win & Show Betting with Multiplier Bet Type: Combined Win & Show (both pools) Day: Friday Race Track: 19 (Kalmar) Race: 2 Selection 1: 3 Selection 2: Selection 3: Cost: Column WIN + Column SHOW x Multiplier (10) = 20.00 Page 58 U*BET Horse Racing Players Booklet

iv. Win Betting with Systems & Multiplier Bet Type: Win Day: Wedneday Race Track: 22 (Mantorp) Race: 9 Selection 1: 2, 5, 7 Selection 2: Selection 3: Cost: 3 x 1.00 x 5 (multiplier) = 15.00 U*BET Horse Racing Players Booklet Page 59

v. Trifecta Betting with Multiplier Bet Type: Trifecta Day: Friday Race Track: 09 (Bergsaker) Race: 1 Selection 1: 2 Selection 2: 1 Selection 3: 5 Cost: 0.25 x 10 (multiplier) = 2.50 Page 60 U*BET Horse Racing Players Booklet

vi. Trifecta Betting with Systems & Multiplier Bet Type: Trifecta Day: Wednesday Race Track: 18 (Halmstad) Race: 1 Selection 1: 4, 10 Selection 2: 2 Selection 3: 5, 7 Cost: 4 (columns) x 12 (multiplier) x column price ( 0.25) = 12 U*BET Horse Racing Players Booklet Page 61

vii. Quinella Betting with Multiplier Bet Type: Quinella Day: Saturday Race Track: 23 (Romme) Race: 2 Selection 1: 2, 15 Selection 2: Selection 3: Cost: Column Price x Multiplier (2) = 2.00 Page 62 U*BET Horse Racing Players Booklet

viii. Double Betting with Multiplier Bet Type: Lunch Double Day: Friday Race Track: 25 (Skelleftea) First Race: 1 Selection 1: 2 Selection 2: 3 Selection 3: Cost: Column Price x Multiplier (2) = 2.00 U*BET Horse Racing Players Booklet Page 63

ix. Exacta Betting with Multiplier: Bet Type: Exacta Day: Saturday Race Track: 35 (Taby Galopp) First Race: 1 Selection 1: 2 Selection 2: 6 Selection 3: Cost: Columns Price x Multiplier (30) = 30.00 Page 64 U*BET Horse Racing Players Booklet

17. Single Bets Rules 17.1 WIN BETTING A type of bet which involves the prediction of the winner of a particular race. 17.1.1. Winning the Win Bet Customers who correctly forecast the winning horse win the bet. In the totalisator context the winning horse is that horse which, without any determining intervention by a race judge, is the first of all the horses on which bets have been placed to cross the finishing line. 17.1.2. Dividend Calculation (Odds) The dividend is calculated by dividing the net total of turnover by the gross total of turnover money placed on the winning horse. The quotient provides the odds. 17.1.3. Dead Heat 17.1.3.1. In the event of a dead heat for first place between two or more horses, each such horse will be considered as the winner. 17.1.3.2. Where a race ends in a dead heat the net total of turnover will firstly be divided into as many parts as there are winning horses. The odds for each winning horse are thereafter calculated by means of dividing each such part by the gross total of turnover placed on the horse in question. 17.1.4. Dividend less than the investment A winning customer recoups his investment if the dividend is less than the investment paid. U*BET Horse Racing Players Booklet Page 65

17.2 SHOW BETTING A type of bet which involves the player trying to predict whether a horse will place in the top positions in a race. 17.2.1. Winning with the Show Bet 17.2.1.1 In this bet the customer attempts to forecast that a horse will be placed as follows: if bets may be placed on 7 or more horses, the forecast is for the horse on which the bet is placed to finish in one of the first three places (first, second or third place). if bets may be placed on 4 to 6 horses, the forecast is for the horse on which the bet is placed to finish in one of the first two places (first or second place). 17.2.1.2. Customers who place their bet on a horse which finishes in one of the places indicated in the aforementioned paragraph (a placed horse) have won the bet. 17.2.1.3. The number of horses on which bets may be placed is determined with respect to such withdrawals as have been made public no later than the finish of the preceding race, or, with regard to race 1, no later than 60 minutes before the official starting time of the race. 17.2.1.4. In determining the result of the betting, those horses on which no bets have been placed will be disregarded. 17.2.2 No more than Three Starters If no more than three horses start in a race for which place betting is carried on, the betting will be called off and investments will be repaid. 17.2.3. Dividend Calculation (Odds) Dividend calculation is effected in such a way that the net total of turnover is firstly reduced by the gross total of all turnover placed on the placed horses. The remaining sum is thereafter divided in such a way that an equal dividend share is allocated to each place. This dividend share is then divided by the gross turnover placed on each respective placed horse. To the quotient thus obtained 1.00 is added, and the sum thus obtained provides the odds. Page 66 U*BET Horse Racing Players Booklet

17.2.4. Dead Heat 17.2.4.1. In the event of a dead heat for first place between two horses, no horse will be placed as second. 17.2.4.2. Should there be a dead heat for first place between more than two horses, no horse will be placed in second or third place. 17.2.4.3. Should there be a dead heat for second place no horse will be placed in third place. 17.2.4.4. If, in a dead heat, the number of placed horses exceeds the number of horses which are to be designated as placed, then the dividend share accruing to the place for which the dead heat has occurred will be divided equally between the horses which have finished in this place. The net total will be divided by the number of places resulting from the dead heat. 17.2.5 Few Placed Horses In the event of a smaller number of horses being placed than the number of horses which are to be designated as placed, then the calculation of dividends is to be effected on the basis of the number of horses which have achieved a place. Consequently, if a race only produces one placed horse, the whole of the dividend will accrue to that horse. 17.2.6. Dividend Less than Investment A winning customer recoups his investment, if the dividend is less than the investment paid. U*BET Horse Racing Players Booklet Page 67

17.3 EXACTA BETTING A bet which involves predicting the first two horses in a particular race in correct order. 17.3.1. Winning with the Exacta bet The term 'exacta betting' refers to betting on the combination of first and second horse: the customer attempts, in a race in which there are no fewer than three horses on which bets may be placed, to forecast in correct order, those horses which will finish the race in first and second position. Customers who have correctly forecast the winning combination have won the bet. 17.3.2. No more than Two Starters If no more than two horses on which bets may be placed start the race, the betting will be called off and investments will be repaid. 17.3.3. Dividend Calculation (Odds) Dividend calculation is effected in such a way that the net total of turnover is divided by the gross total of turnover placed on the winning combination. The quotient provides the odds. 17.3.4. Dead Heat In the event of there being a dead heat for one or more of the first two places, several betwinning combinations are produced. In such cases the net total of turnover is divided by that number of equal divisions which corresponds to the number of winning combinations on which bets have been placed. The dividend shares thus obtained will thereafter be divided by the gross total turnover placed on each respective winning combination; the resulting quotients provide the odds. Page 68 U*BET Horse Racing Players Booklet

17.3.5. No Winning Combination 17.3.5.1. If no customer has forecasted the winning combination, customers who have correctly forecast the horse finishing in first place have won the bet. 17.3.5.2. If no customer has correctly forecast the horse finishing in first place, customers who have correctly forecast the horse finishing in second place have won the bet. If there has been a dead heat for second place, then each horse in the dead heat will be considered as having finished second. 17.3.5.3. In the calculation of dividends the provisions detailed in 17.3.3. and 17.3.4. will be correspondingly applicable. 17.3.5.4. If neither the horse finishing first nor the horse finishing second have been correctly forecast, then the investments placed will be refunded. U*BET Horse Racing Players Booklet Page 69

17.4 QUINELLA BETTING Predict which horses will place first and second in a race, in any order. 17.4.1. Winning with the Quinella Bet The term Quinella betting refers to a form of betting in which the customer attempts, in a race in which there are no fewer than four horses on which bets may be placed, to forecast those horses which will finish the race in first and second position, in any order. Customers who have correctly forecast the horses in first and second place have won the bet. 17.4.2. No More than Three Starters If no more than three horses on which bets may be placed start the race, the betting will be called off and investments will be repaid. 17.4.3. Dividend Calculation (Odds) Dividend calculation is effected in such a way that the net total of turnover is divided by the gross total of turnover placed on the two horses placed first and second. The quotient provides the odds. 17.4.4. Dead Heat In the event of there being a dead heat for one or more of the first two places, several betwinning combinations are produced. In such cases the net total of turnover is divided by that number of equal divisions which corresponds to the number of winning combinations on which bets have been placed. The dividend shares thus obtained will thereafter be divided by the gross total turnover placed on each respective winning combination; the resulting quotients provide the odds. 17.4.5. No Winning Combination If neither the horse finishing first nor the horse finishing second have been correctly forecast, then the investments placed will be refunded. Page 70 U*BET Horse Racing Players Booklet

17.5 TRIFECTA BETTING This bet involves the player trying to predict the first three horses in a race in correct order. 17.5.1. Winning the Trifecta Bet The term 'Trifecta betting' refers to a form of betting in which the customer attempts, in a race in which there are no fewer than four horses on which bets may be placed, to forecast, in the correct order, those horses which will finish the race in first, second and third position. Customers who have correctly forecast the winning combination of horses in first, second and third place have won the bet. 17.5.2. No more than Three Starters If no more than three horses on which bets may be placed start the race, the betting will be called off and investments will be repaid. 17.5.3. Dividend Calculation (ODDS) Dividend calculation is effected in such a way that the net total of turnover is divided by the gross total of turnover placed on the winning combination. The quotient provides the odds. 17.5.4. Dead Heat In the event of there being a dead heat for one or more of the first three places, several betwinning combinations are produced. In such cases the net total of turnover is divided by that number of equal divisions which corresponds to the number of winning combinations on which bets have been placed. The dividend shares thus obtained will thereafter be divided by the gross total turnover placed on each respective winning combination; the resulting quotients provide the odds. 17.5.5. No Winning Combination If no customer has forecast the winning combination, the investment placed will be carried over to a future Trifecta meeting to be held within the following six months. U*BET Horse Racing Players Booklet Page 71

17.6 DOUBLE BETTING These bets involve the player trying to predict the winners of two designated races. 17.6.1. Winning with Double The betting categories known as Daily Double & Lunch Double entail customers attempting to forecast the winning horse in two designated races (known as Daily Double or Lunch Double legs). Customers who correctly forecast the two winning horses in the two legs win the bet. 17.6.2. Dividend Calculation (Odds) Dividend calculation is effected by dividing the net total of turnover by the gross total of turnover placed on the winning Double. The quotient provides the odds. 17.6.3. Dead Heat If more than one horse finishes first in a dead heat, each such horse will be considered as the winner. 17.6.4. Several Winning Daily / Lunch Doubles If, as a result of there having been a dead heat in one or both of the Double races several winning Doubles have been produced, then dividend calculation will proceed as follows: the net total of turnover will firstly be equally divided between those Doubles on which bets have been placed; the sum thus obtained the dividend share accruing to each winning Double is then divided by the gross total turnover placed on each respective winning Double. The quotients thus obtained provide the odds. 17.6.5. No Correct Double If no customer has correctly forecast the winning Double, customers who have correctly forecast the winner of one of the Double races win the bet. Page 72 U*BET Horse Racing Players Booklet

17.6.6. Dividend Calculation according to 17.6.5 17.6.6.1. In cases covered by 17.6.5. above, dividend calculation will be effected as follows: The net total of turnover will be divided into two equal parts, between those customers who correctly forecast the winning horse in the first Double leg and those customers who correctly forecast the winning horse in the second Double leg. The dividend shares thus obtained will thereafter be divided by the gross total turnover placed on each respective horse; the resulting quotients provide the odds. 17.6.6.2. If there has been a dead heat then the dividend share accruing to that race will be divided into as many parts as there are joint winning horses of the race. The odds for each individual winning horse in that race will then be established by means of dividing each part thus obtained by the gross total turnover placed on each respective horse. 17.6.6.3. If no customer has correctly forecast the winning horse in one of the two Double legs, then the dividend share consists of the net total of turnover accruing to the winning horse in the other Double leg: dividend calculation will be effected by means of dividing this total by the gross total turnover placed on the winning horse; the resulting quotient provides the odds. 17.6.7. Cancellation of Double leg, Double leg declared void, Double leg postponed If either of the Double legs is cancelled, abandoned or declared void, or if no horse crosses the finishing line as winner, then that race will not be included in the totalisator betting. If however a race thus affected is re-run at a later time on the same day, then the result of the re-run will be included in the totalisator betting. ATG is however entitled, with reference to clause 4.5., to hold the race on another date and at another course. 17.6.8. Cancelled Double leg If either of the Double legs is excluded from the totalisator betting as a consequence of the provisions detailed in 17.6.7., then customers who have correctly forecast the winning horse in the other Double leg win the bet. 17.6.9. Refunds If both of the Double legs are excluded from the totalisator betting as a consequence of the provisions detailed in clause 17.6.7. above, or if there is no winning customer, then the investments placed will be refunded. U*BET Horse Racing Players Booklet Page 73

18. Summary of Single Bet Types BET TYPE PREDICT PAYOUT COLUMN PRICE WIN the winning horse in a particular race. 80% 1.00 SHOW (SHW) whether a horse will classify in a top position in a particular race. 80% 1.00 QUINELLA (QNL) the first two horses in a particular race in any order. 80% 1.00 EXACTA (EXA) the first two horses in a particular race in correct order. 80% 1.00 TRIFECTA (TRI) the first three horses in a particular race in correct order. 70% 0.25 DOUBLE (DBL) the winning horses in two designated races. 75% 1.00 Page 74 U*BET Horse Racing Players Booklet

19. Single Bets Ticket U*BET Horse Racing Players Booklet Page 75

20. Track Information BY TRACK ID BY TRACK NAME Track ID Abbreviation Tracks Abbreviation Tracks Track ID 5 S Solvalla Å Åby 6 6 Å Åby ÅM Åmål 29 7 J Jägersro Trav ÅR Årjäng 31 8 AX Axevalla AR Arvika 36 9 B Bergsåker AX Axevalla 8 10 IS Internationellt B Bergsåker 9 11 BO Boden BL Blommeröd 42 12 BS Bollnäs BO Boden 11 13 D Dannero BS Bollnäs 12 14 E Eskilstuna D Dannero 13 15 F Färjestad E Eskilstuna 14 16 G Gävle XC Extra C 20 17 H Hagmyren XD Extra D 30 18 HD Halmstad XE Extra E 40 19 KR Kalmar F Färjestad 15 20 XC Extra C G Gävle 16 21 L Lindesberg GG Göteborg Galopp 45 22 MP Mantorp GT Göteborg Trav 49 23 RO Romme H Hagmyren 17 24 RÄ Rättvik HD Halmstad 18 25 SK Skellefteå HG Hoting 37 26 SÄ Solänget IS Internationellt 10 27 U Umeå JG Jägersro Galopp 34 28 VI Visby J Jägersro Trav 7 29 ÅM Åmål KR Kalmar 19 30 XD Extra D KH Karlshamn 44 31 ÅR Årjäng L Lindesberg 21 32 Ö Örebro LY Lycksele 38 33 ÖS Östersund MP Mantorp 22 34 JG Jägersro Galopp Ö Örebro 32 Page 76 U*BET Horse Racing Players Booklet

35 TG Täby Galopp ÖS Östersund 33 36 AR Arvika OV Oviken 39 37 HG Hoting RÄ Rättvik 24 38 LY Lycksele RO Romme 23 39 OV Oviken SK Skellefteå 25 40 XE Extra E SÄ Solänget 26 41 SG Strömsholm Galo S Solvalla 5 42 BL Blommeröd SG Strömsholm Galo 41 43 VG Vaggeryd TG Täby Galopp 35 44 KH Karlshamn TT Täby Trav 48 45 GG Göteborg Galopp TI Tingsryd 46 46 TI Tingsryd U Umeå 27 48 TT Täby Trav VG Vaggeryd 43 49 GT Göteborg Trav VI Visby 28 U*BET Horse Racing Players Booklet Page 77