At CNA International we provide innovative, flexible and comprehensive insurance solutions for your Insured s expanding global needs. CNA International capabilities: CNA offers foreign coverage for your U.S.-based clients. We offer Passport and WorldPass all-line package policies that are flexible and cater to your client s needs. Our overseas network connects CNA to five continents and over 150 countries issuing local admitted policies for local jurisdictions. We offer integrated claims, risk control and underwriting services. International policy highlights: Policy Territory: anywhere in the world except the United States, its territories and possessions, Puerto Rico, Canada and excluding any insurance transactions prohibited by law or regulation of any country, or which are subject to trade or economic embargoes imposed by the laws or regulations of any country Worldwide Travel Assistance services provided by Europ Assistance USA, Inc. 90 days notice of cancellation other than for non-payment of premium 10 days notice of cancellation for non-payment of premium 30 days notice for non-renewal Broad named insured wording International Commercial Property Coverage Property at Undesignated Locations $25,000 Property in Transit $25,000 Debris Removal 25% of direct loss Pollution Clean-up $25,000 Preservation of Property $50,000 Fire Department Service Charge $50,000 Tenants and Neighbors $1,000,000 Off Premises Services $50,000 Coinsurance Deficiency $250,000 Newly Acquired/Constructed Property $250,000 E.D.P. $50,000 Incidental Extra Expense (only applicable if no Business Income coverage) $50,000 Loss of Rents (only applicable if no Business Income coverage) $50,000 Leasehold Interest $100,000 Valuable Papers and Records $50,000 Accounts Receivable $50,000 Brands and Labels $10,000
International Commercial Property Coverage (continued) Fine Arts $50,000 Deferred Payments $10,000 Inventory or Appraisal $10,000 Personal Effects Fire Protection Equipment $25,000 Water, Liquids, Powder, Molten Materials $25,000 Trees/Shrubs Accounts, Bills, Deeds $2,500 Demolition Costs and Increased Costs of Construction $50,000 Any Occurrence as described in paragraph B-3 $250,000 $1,000/person; $25,000/occurrence $500/item; $25,000/occurrence Theft of: Furs, jewelry, watches, etc. $2,500/occurrence Patterns, dies, etc. $5,000/occurrence Stamps, tickets, letters of credit $250/occurrence Earth Movement and Flood $100,000 Policy highlights: Easy to read forms that are broad in scope No coinsurance provision Ability to arrange local admitted policies international coverage summary International Business Income Extra Expense $25,000 Extended Business Income $25,000 Miscellaneous Dependent Business Location $25,000 Civil Authority 30 days/25,000 Alterations and New Buildings $100,000 Newly Acquired Locations $250,000/180 day reporting Royalties $25,000 Policy highlights: Gross Earnings or Profits Coverage available International Boiler & Machinery coverage option available upon request
International Employee Dishonesty and/or Crime Coverage Form Default limits of insurance: Limit(s) of Insurance/Value(s) Employee Dishonesty $25,000 Forgery & Alteration $25,000 Theft $25,000 Computer Fraud $25,000 Extortion $25,000 Robbery and Burglary $25,000 Electronic Wire Transfer Communications Fraud $25,000 Counterfeit U.S./Canadian Paper Currency and Money Orders $25,000 International Commercial General Liability Coverage Form Default limits of insurance: Each Occurrence Aggregate Bodily Injury & Property Damage Limit $1,000,000 $2,000,000 Products/Completed Operations Limit $1,000,000 $1,000,000 Personal and Advertising Injury Limit $1,000,000 $1,000,000 Premises Legal Liability Limit $1,000,000 $1,000,000 Medical Expense Limit $10,000 per person included in BI/PD aggregate Sublimits/additional coverages/coverage extensions: $50,000 per accident included in BI/PD aggregate Limits Bail Bonds $2,500 Loss of Earnings Products Recall Expense Coverage option Coverage includes: Contractual Liability Host Liquor Liability Fellow Employee Liability Broad Form Property Damage Employees as Additional Insureds Vendors as Additional Insureds Newly Acquired Entities Coverage 180 days Non-Owned Watercraft Liability 50 feet 72-Hour Time Element Pollution Coverage Incidental Medical Malpractice Liability Defense Costs in Addition to the Limit of Insurance $500 per day standard $25,000 limit available.
Coverage includes (continued): Mental Injury, Anguish and Shock Assault & Battery to prevent injury Blanket Contractual Including Oral Broad Form Vendors Notice & Knowledge of Occurrence Newly Acquired Entities 180 days XCU Cover Additional coverage options: Excess Difference in Conditions Endorsement Blanket Additional Insured Blanket Waiver of Subrogation Additional Insured Managers or Lessors of Premises International Employee Benefits Liability Coverage Amendment Claims made or occurrence form available. Standard limit: $1,000,000. International Commercial Ocean Cargo Coverage Form Optional coverage with a limit of up to $250,000 available. Includes Air Transport coverage One-off shipments Note: Higher limits available upon request via CNA Marine. International Business Travel Accidental, Death & Dismemberment Coverage Form Optional coverage with a limit of up to $250,000 available. International Automobile DIC/Excess Liability Coverage Form Limits of insurance: Each Occurrence Bodily Injury/Property Damage Liability for any one occurrence $1,000,000 combined single limit Auto Medical Expense Coverage, each person $10,000 Auto Medical Expense Coverage, each accident $50,000 Sublimits/additional coverages/coverage extensions: Each Occurrence Bail Bonds $2,500 Loss of Earnings $500 per day
Endorsements amending standard form: Hired Automobile DIC/Excess Physical Damage Coverage Amendment (limits of insurance: $2,500 any one accident/ $25,000 any one policy period) Excess Difference in Conditions (DIC) Provision Endorsement International Foreign Voluntary Workers Compensation and Employers Liability Limits of insurance: s/benefits Workers Compensation Insurance: U.S./Canadian Employees state of hire benefits Third Country Nationals country of origin Local Nationals employers liability Employers Liability Insurance: Bodily Injury by Accident (each accident) $1,000,000 Bodily Injury by Disease (policy limit) $1,000,000 Bodily Injury by Disease (each employee) $1,000,000 Additional coverages/coverage extensions: Excess Repatriation s: $100,000 per employee $250,000 annual aggregate Reverse Trip Travel Volunteers as Insureds Endemic Disease for U.S. National & Third Country National Employees Defense Base Act Coverage/Maritime Liability option available upon request International Kidnap and Ransom/Wrongful Detention Coverage Form Standard limits of insurance: $25,000 occurrence/aggregate limit International Confiscation, Expropriation and Nationalization Coverage Form Standard limits of insurance: $25,000 occurrence/aggregate limit One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. CNA is a registered trademark of CNA Financial Corporation. Copyright 2009 CNA. All rights reserved. ICS SS 032009