How To Insure A Car In The United States

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1 Save As UCIP COVERAGE SUMMARY EXHIBIT 1A THE REGENTS OF THE UNIVERSITY OF CALIFORNIA UNIVERSITY CONTROLLED INSURANCE PROGRAM (UCIP) This Exhibit summarizes the UCIP Commercial General Liability, Workers Compensation/Employers Liability, and Excess Liability insurance policies and is not intended to reflect all the terms and conditions or exclusions of such policies. This document is not an insurance policy and does not amend, alter or extend the coverage afforded by the listed policies. The insurance afforded by the listed policies is subject to all the terms, exclusions and conditions of each policy. The policies are available for review by contacting the UCIP Administrator. INSURANCE COMPANY: BEST S RATING: Various Various NAMED INSURED / SPONSOR: The Regents of the University of Commercial General Liability LIMITS: $4,000,000 General Aggregate, Per Project $4,000,000 Products/Completed Operations Aggregate, Per Project $2,000,000 Personal and Advertising Injury (any one person or organization) $2,000,000 Each Occurrence $1,000,000 Fire Legal Liability (any one fire) $ 5,000 Medical Expense (any one person) EXTENSIONS OF March 02, 2015 Page 1 of 5 Annual reinstatement of limits applies except the Products/Completed Operations 10-year extension period wherein only one, per project limit applies for the entire extension period. Named Insured Additional Definitions Non-Cancelable except for 10 Day Notice for Non-Payment of Premium and 30 Day Notice for Non-Compliance of Safety Recommendations Assignment Consent Amendment to Duties in the Event of Occurrence, Claim or Suit Additional Insured (where required by Contract) Designated Premises Amendment of Fellow Employee Exclusion Waiver of Subrogation Endorsement (where required by Contract) Knowledge & Notice of an Occurrence Completed Operations Extension (10 years)

2 Damage to Property Exclusion Modified Builder's Risk Exclusion Unintentional Errors & Omissions Project Description Amendment of Expected or Intended Injury Exclusion Property Damage to Insured s Work Amendment of Other Insurance Repair Work Extension (2 years) Separation of Insureds Common Policy Change (for Requested and Approved 100% Dedicated Off-Site Locations) Contractual Liability - Railroads KNOWN EXCLUSIONS: Expected or Intended Injury Liquor Liability Workers Compensation and Similar Laws Employer s Liability Pollution Aircraft, Auto or Watercraft Mobile Equipment War Damage to Property Damage to Your Product Damage to Your Work Damage to Impaired Property or Property Not Physically Injured Recall of Products, Work or Impaired Property Personal and Advertising Injury Electronic Data Knowing Violation of Rights of Another Material Published with Knowledge of Falsity Material Published Prior to Policy Period Criminal Acts Contractual Liability Breach of Contract Quality or Performance of Goods Failure to Conform to Statements Wrong Description of Prices Infringement of Copyright, Patent, Trademark or Trade Secret Insureds in Media and Internet Type Businesses Electronic Chatrooms or Bulletin boards Unauthorized Use of Another s Name or Product Distribution of Material in Violation of Statutes Exterior Insulation and Finish Systems Employment-Related Practices Total Pollution Exclusion with a Building, Cooling and Dehumidifying Equipment and Hostile Fire Exception Contractors Professional Liability Nuclear Energy Liability Exclusion Silica or Silica Mixed Dust Fungi or Bacteria Lead March 02, 2015 Page 2 of 5

3 Asbestos Limited Contractual Liability Damage to the Project Prior Claims or Continuous Progressively Deteriorating Injury or Damage Vendors Suppliers Material Dealers Temporary Labor Services Structural Demolition Abatement Contractors, or other hazardous waste removal contractors who visit, make deliveries to or work temporarily at the project site(s) Contractor Deductible Obligation: See Contract General Conditions, Article For Commercial General Liability 20% of the loss up to a maximum of $25,000 University shall not collect an amount that exceeds the actual costs of the claim. LIMITS: Workers' Compensation and Employer's Liability Workers Compensation Statutory Employer's Liability Limits: $2,000,000 Each Accident $2,000,000 Policy Limit $2,000,000 Each Employee EXTENSIONS OF All statutory requirements Federal Employers Liability Act Longshore and Harbor Workers Compensation Act Maritime Alternate Employer Employers Liability Voluntary Compensation & Employers Liability Unintentional Errors & Omissions Non-Cancelable except for 10 Day Notice for Non-Payment of Premium and 30 Day Notice for Non-Compliance of Safety Recommendations March 02, 2015 Page 3 of 5

4 Sole Agent Catastrophe (other than Certified Acts of Terrorism) Additional Definitions Designated Workplace Assignment Consent Waiver of Rights to Recover from Others Knowledge of Injury Employer s Liability Stop Gap KNOWN EXCLUSIONS: All statutory requirements CA Form 10 - Designated Workplace Exclusion for Subcontractors Liability assumed under a contract Punitive or exemplary damages because of bodily injury to an employee employed in violation of the law Any obligation imposed by a workers compensation, occupational disease, unemployment compensation or disability benefits law or any similar law Bodily injury intentionally caused or aggravated by you Bodily injury outside covered territory (see policy for details) Damages arising out of coercion, criticism, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination against or termination of any employee, or any personnel practices, policies, acts or omissions; Fines or penalties imposed for violation of federal or state law Damages payable under the Migrant and Seasonal Agricultural Worker Protection Act. Bodily Injury covered by a Protection and Indemnity Policy or similar issued to you for your benefit. Vendors Suppliers Material Dealers Temporary Labor Services Structural Demolition Abatement Contractors, or other hazardous waste removal contractors who visit, make deliveries to or work temporarily at the project site(s) March 02, 2015 Page 4 of 5

5 Excess Liability LIMITS ARE PLACED IN LAYERS: $100,000,000 Each Occurrence $100,000,000 Annual Aggregate $100,000,000 Products/Completed Operations $ 250,000 Crisis Response Sublimit $ 50,000 Excess Casualty Crisis Fund Limit KNOWN EXCLUSIONS: Following Form of the Underlying coverages except as otherwise stated in the actual policy form and the following additional exclusions: Automobile Liability Exclusion Marine Liability [End] March 02, 2015 Page 5 of 5