Accident Reporting Company Procedures

Accident Reporting Company Procedures

Accident reporting: FMCSA requirements Part 390.15 fatality injury tow away Accident Register keep for three year following a recordable accident.

State Reporting requirements: obtain copies of State reports and review them for accuracy. each State has different reporting criteria and methods for obtaining the reports.

Insurance carrier reporting requirements Timely, AS SOON AS THEY HAPPEN!!! Company adjusters or independent adjusters (who calls, who pays?) Notify all involved, Liability carrier, physical damage carrier, cargo carrier, work comp carrier and General liability carrier, and in serious losses the excess or umbrella carrier. Late reported claims are out of control claims.

Post Accident Drug and Alcohol Testing DOT recordable accident Any fatality alcohol done as soon as possible if not within 2 hours of accident document why and continue to try to obtain alcohol test after 8 hours cease trying to do alcohol test. Breath is the only accepted means for alcohol test. Urine sample for drug test must be done within 32 hours of accident Any other DOT recordable accident where the driver is cited as a result of the accident requires alcohol test and drug test. Company policy may require drug and alcohol testing when DOT does not but the driver cannot be told that DOT requires it when it is not. If the driver is injured in the accident testing may also be required under the various drug free workplace programs.

Injury Reporting Required by OSHA / TOSHA First report of injury Posting of panel of physicians Drug free workplace post injury testing OSHA 300 log Timely reporting to insurance carrier

Cargo Claims Timely Reporting Know your rights and obligations Know what you are transporting Have a security plan in place and constantly reinforce the plan to drivers, operations, sales and all areas of the company

Drivers they are normally the first company representative on the scene of any loss. Operations-the people who control the day to day operation and most likely will take the first report of loss. Maintenance-assist in recovery and investigation from an equipment standpoint Sales-the people who will interact with the customer Company spokesperson to handle the media President/CEO/Owner-writes the checks

Those who do not understand history are destined to repeat it. Who? What? When? Where? Why? How? Loss Investigation

Proper planning prevents poor performance. The only good claim is a settled claim. Gather facts and prepare each loss / claim as if where going to court (many do). Communicate with everyone involved. Don t be penny wise and pound foolish Get the best help available. Controlling the Loss

Hold all parties accountable for their responsibilities. Determine preventablility Take appropriate disciplinary action Conduct remedial training when appropriate Communicate and enforce company policy and safety regulations Follow up Action

Driver / employee qualification and hiring Background investigations Training, re-training and supervision Incentive programs Communication Preventing Losses

Be cautious of using digital or cell phone photographs at the scene. If they are e-mailed to the company s computer, the whole computer system may be discoverable in litigation.

Plan for litigation (lawsuits). Notify your attorney and get all documentation to them as soon as possible. Make certain your attorney is experienced in handling truck accidents and losses. Communicate and update your attorney as the information and case developes. Keep your insurance carrier informed throughout the process.

Accident Reporting - drivers

If you are involved in an accident you (driver) will be the first company representative on the scene. Your quick and professional actions will protect you, any others involved and your company. Accident Reporting

In any safety effort the first priority is protecting PEOPLE. Protect yourself so that you can render assistance to others and protect them. Stop your vehicle and turn on your emergency flashers and do not move the vehicle until police arrive. Set your emergency warning signals and protect the scene and do not allow anyone to use flares. Accident Reporting

Stay at the scene, be polite and courteous but do not admit fault or apologize. Secure all company documents, shipping papers, inspection book, permit book, log book and other documentation. Cooperate with law enforcement at the scene and provide them and the others involved with your name and address, the company name and address and insurance information. Accident Reporting

Complete the accident report information Get the information on all the other people involved in the accident and if they have been taken to a hospital get the name of the hospital. Get vehicle information on all vehicles involved. Get names, address and phone numbers of any witnesses and the license plate number of any cars in the area of the accident. Get the officers name, badge number and organization and report number if available. Accident Reporting

Ask the other driver to sign the Driver s Exoneration card when appropriate Complete all of the information in the accident report packet Diagram the scene, showing the direction of travel of each vehicle, the final resting place of each vehicle after the collision and any distinguishing landmarks at the scene. Accident Reporting

Photograph the scene In accident investigation a picture is worth 100,000 words and many times is worth hundreds of thousands of dollars in claim handling. Accident Reporting

Photograph the roadway from all angles, move back along the roadway and photograph from your approach and then from the other vehicle s approach to the scene. Photograph all vehicles preferably before they are moved. Take photos of all four sides of each vehicle and the interior of each vehicle when possible Accident Reporting

Photograph the other driver and passengers if they are walking around uninjured but be discreet. DO NOT take photographs of injured people or blood or body parts that might be at the scene. This will not have any positive effect on the investigation Accident Reporting

If anyone at the scene is taking photographs get their name and / or tag number. If the media is present get the name of the organization and their address. Use all the film in the camera Use the flash in any period of reduced lighting Replace your camera at the first opportunity Accident Reporting

Make no statements to anyone regarding liability or who is a fault in the accident. Do not sign anything regarding responsibility for the accident. Discuss the accident only with the investigating officer or a company assigned insurance adjuster. Accident Reporting

Dealing with the Media In any serious accident situation you will probably have to deal with the media, print, TV, or radio will probably be on the scene. Don t say no comment. This gives the inference that you did something wrong when you probably did not. Don t disclose any unverified information. You will not know all the facts until the investigation is complete so don t speculate or assume you know something. Tell the media that the investigation is ongoing and their questions can be answered when the investigation is complete. Accident Reporting

Dealing with the Media Don t run form the media. Look them in the eye, appear calm, in control and answer only with facts and refer them to your company for more detailed information. Don t be fooled by reporters who appear friendly off camera but become very aggressive when the camera is rolling. Don t joke or make fun of the situation. This is serious business even in a minor accident. Accident Reporting

Post Accident Drug and Alcohol Testing Post accident drug and alcohol testing is required (Part 382.303 FMCSR): In any accident involving a fatality In any accident involving injury or tow away when the truck driver is cited for a moving violation. Accident Reporting

Post accident drug and alcohol testing The alcohol test must be done as soon as possible after the accident and if over 2 hours documentation must be done verifying the reason for the delay. If 8 hours have passed since the accident then no alcohol test should be done. The controlled substance test must be done within 32 hours of the accident. Alcohol and controlled substance testing may also be required under various State Drug Free Workplace Programs even when FMCSR do not require it. Accident Reporting

You are a trained professional. Your actions at the scene of accidents will protect you, the motoring public and your company. Should you come upon the scene of any company unit that has been involved in a crash, stop and render whatever assistance you can to your fellow driver and if they have been incapacitated then you should handle the situation just as if you were involved. Accident Reporting

DRIVE SAFELY DRIVE DEFENSIVELY DRIVE RESPONSIBLY DRIVE PROFESSIONALLY Accident Reporting

Questions and Discussion