616 NW 51st Street Oklahoma City, OK 73118 Phone: (800) 634-3710 Fax: (866) 637-4461 www.hawkinscapitalgroup.com

616 NW 51st Street Oklahoma City, OK 73118 Phone: (800) 634-3710 Fax: (866) 637-4461 www.hawkinscapitalgroup.com

Hawkins Capital Group is a nationally recognized financial company, which provides local small and medium-sized businesses commercial financing services. In these trying times, most banks are not in a position to provide all the different types of financing small to medium-sized businesses require. Hawkins Capital, with our expertise and our partnerships with national lenders, can provide secondary and alternative financial solutions to businesses previously turned down by banks and other lenders. Whether you need to get new equipment, finance your accounts receivable and inventory, raise working capital, or finance a business acquisition, Hawkins Capital Group can help. Whether your business has just started, or is well established, we have a financing solution for you. Equipment Leasing Types of Leases We Offer 1. Application only to $250,000. No financial statements necessary. 2. Middle market financing up to $500,000 3. Large ticket over $500,000 Approvals for applications in only 24 hours. Middle market and large ticket usually take 3-5 days, and up to 84 months to repay with excellent rates. These programs are for companies established for two years or more. Sale & Lease Back Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you. When all the payments are made, you own the equipment again.

Startup Program Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful. Second Chance Program In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a B, C, and D Credit Second Chance Program to help these companies. We can structure your financial needs to help you rebuild your company. Government and Municipal Leasing We can provide lease financing to any government or municipal entity with guaranteed approval. The rate is determined by the rating of the municipality or government agency. A partial list of who we finance is listed below: Federal Government Agencies Armed Services State Agencies Public Schools Police Department Fire Houses Libraries The above list is only an example of what we can finance. We can finance any state or federally controlled entity. Please contact us so we can discuss your specific needs and how we can arrange the financing your company requires. Why Lease? Leasing is the right choice! Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment. We can lease virtually any type of equipment, including software and installation. Low monthly payments The monthly lease payment will usually be lower than the payment required by other methods of financing. No need to tie up capital Keep your business cash for future needs, unexpected expenses or working capital when revenues are low.

You can always lease equipment you can t lease money! Most types of financing require down payments of up to 25%, whereas leasing covers 100% of the cost of the equipment. Most leases require only one or two payments in advance. Get immediate use of the equipment with minimal up-front cost. Preserve existing lines of credit Leasing has no impact on your bank credit lines. Protect your borrowing power for other business needs or opportunities. Eliminate obsolescence Technology is changing at a rapid fire pace. What meets your business needs today may be obsolete three years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you today s best technology then allowing you to upgrade when the equipment has outlived its advantage. Fixed payments through the term of the lease Unlike bank lines of credit that usually have variable rates, lease payments are fixed no matter what happens in the market. By choosing to lease you won t be a victim of skyrocketing interest rates. Significant tax and accounting advantages Leasing eliminates the need for complicated depreciation schedules since lease payments are generally line item expenses on your P&L statement. And since lease payments can usually be treated as a pre-tax business expense you may even reduce your taxes. Paying cash for equipment automatically adds 30-40% to the cost when you realize that cash = profits and taxes are paid on profits. Leasing is the right choice! It minimizes demands on cash flow, eliminates obsolescence, keeps your bank lines open, saves on taxes and shelters you from the market Accounts Receivable Financing Hawkins Capital Group is a premier national lender providing financing to small and medium sized businesses nationwide. Unlock the Cash Tied Up in Your Receivables. Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in 30, 60, or 90 days or more, Hawkins Capital has a liquidity solution for you. We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer s credit, not yours. This is not a debt. You are selling an asset. But, it is more than just an asset sale; it is like outsourcing your accounts receivable department. Factors provide valuable services. They check your customer s credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.

Cash in 24 Hours No Personal Guarantees We Finance Any Type of Business No Recourse Even if the Account Does Not Pay Credit Insurance on Your Clients At No Cost To You No Arbitrary Loan Board Decisions, No Fixed Payments As Sales and Receivables Increase, Funding Increases Focus on Your Business, Not Collections Use The Money To... Fund Payroll or Other Operating Expenses Purchase Inventory to Take Advantage of Bulk/Early Payment Discounts Fund Expansion and Growth Respond to Seasonal Demands and Opportunities Take on That Large New Account with Confidence Construction Equipment Financing Up to $250,000 Call for larger financing amount No Financial Statements or Tax Returns 24-48 hour approval and up to 60 months to Pay We can also do Startup Companies! If you have been turned down for credit from any other company, Hawkins Capital can help. Hawkins Capital Group is a specialist in funding all types of specialty trucks and construction equipment. We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources. We can approve transactions in 24-48 hours or less. Normally, we do not require financial statements or tax returns on any transaction up to $250,000. We also have a preferred rate program for better credit, and our application is quick and easy. Working Capital Loans Need working capital? With an equipment equity loan from Hawkins Capital you can: Put cash in your company's pockets Take on more jobs Acquire new equipment or expand your business

Our equity loans are not based on the profitability of your company but the value of your equipment. Even if your personal credit is badly damaged we can get you the cash you need. Accounts receivable financing Are you waiting 60, 90 or 120 days to get paid for your work? We can lend you money for working capital or any other reason the same day you bill and we get paid back when you get paid. Call for details. Here is a partial list of the equipment we can finance: Above Ground Fuel Tanks Street Sweeper Backhoe Mechanic s Truck Bulldozer Roofing Truck Chipper Stump Cutter Concrete Mixer Flat Bed Truck Cranes Garbage Truck Dump Truck Tow Truck Excavator Tractor-Farming Trailers Sewer & Septic Unsecured Business Loans and Lines of Credit Get Approved for $100,000 in Corporate Credit in 24 HOURS! Funding for small businesses has changed... In today's economic environment, banks are no longer able to lend money to businesses like yours as they have in the past. Banks are absolutely flooded with applications from consumers and businesses, and at the same time they are facing record defaults on their existing lending. This leaves the banks with a mountain of applicants and a shrinking reserve of money to lend. Mechanics that used to qualify are being instantly denied. It's just the plain truth. Fortunately we can help. Banks have to lend money since it's the only way they can make money for their investors. Providing funding to businesses is their one viable option since businesses are not limited to how much money they can make or how they can expand. The question is: "Who do they lend to?" Navigating each bank s lending restrictions provides a challenge for your business. You have to know EXACTLY what they are looking for and if you don't know what you're doing you'll run into a wall every time. That's where we come in. With over 8 years of corporate banking experience and thousands of satisfied clients, you've come to the right place. We set you up from start to finish. We establish your corporation if you don't already have one, build your business credit profile, establish your corporate credit, formulate an asset protection plan and get your company in front of our network of national and regional lenders so you'll have the best chance to get the funding your business needs with one easy, no hassle application.

Success stories about Three Business People who received Unsecured business loans John L. Startup manufacturer Needed $100,000 Janet P. Optometrist Needed $75,000 to expand her business Frank P. Needed $85,000 to buy homes in foreclosure Church Financing Automatic Approval! Your church can be automatically approved for a loan to purchase the equipment you need now. We can finance pews, air-conditioning and heating systems, organs, sound and video equipment, pianos, computers, or just about any type of equipment your church needs. We offer low rates and up to 60 months to repay. Our Church Equipment Finance Programs We offer 3 specific programs so that every church nationwide can qualify to get financing for any equipment their growing church needs. Below is a list and a brief description of each program and what a church would need to qualify for that specific program. Established Church Program Church must be established for 7 years or more if the church is part of a major denomination. 15 years or more if the church is non-denominational. Church must maintain a minimum average bank balance of $7,000 or more. Combined accounts will qualify, example: checking + savings. Church must be listed with directory assistance.

Newer Church Program Church must be established for 2-5 years or more. Church must maintain a minimum average bank balance of $2,500 or more. Combined accounts will qualify, example: checking + savings. Church must be listed with directory assistance. Start-Up Church Program Any church that has been established less than 2 years. Church must maintain a minimum average bank balance of $2,500 or more. Combined accounts will qualify example: checking + savings. Church must be listed with directory assistance. Medical Working Capital Loans Loans ranging from $15,000 to $250,000 Very Competitive Rates Up to 84 months to Repay Credit Approval in 48 Hours from Application Submission Funding Within 5 Days of Receipt of Signed Documents Programs for Medical Professionals with Damaged Credit Types of Medical Professionals We Can Finance: Board Certified Internists Dermatologists Maxillofacialists OB/GYN s Orthopedic Surgeons Pediatricians Plastic Surgeons Cardiovascular Surgeons General Surgeons Neurosurgeons Ophthalmologists Oral Surgeons Periodontists "Ologists" of all types, as well as Dentists, Family Practitioners, General Practitioners, MD s, Osteopaths, Psychiatrists, Veterinarians. The proceeds of these loans can be used for almost any purpose. Personal Needs Debt Consolidation Practice Expansion

Please contact us today and we will forward you an application or, if you prefer, one of our qualified professionals will contact you with all of the details. Commercial Bridge Loans Many times a company is approved for a loan through its bank, or financial institution, but the loan doesn t close for 4-6 months. During that time we can provide a short-term bridge loan, which will be paid back when the senior loan closes, so your short-term financial needs can be met. We can also provide other types of short-term collateralized loans and can usually close in 10 days or less. Debt Restructuring Growing companies enter into loan agreements to pay for equipment needed to expand their businesses. Loans have different maturities and in most cases, the companies have built in equity in the equipment. We will pay off all your lenders and refinance all your equipment into one loan. This can result in reduced payments of 30% or more, so your cash flow and bottom line are greatly improved. Example of a recent transaction: A manufacturing company had combined monthly payments of $28,000 per month and showed a modest $10,000 a year in profits. We were able to refinance all their loans and reduce their monthly payments to $16,000 per month. Their bottom line was increased by a whopping $144,000 per year! Business Acquisition Financing Services we provide: Analysis of the purchase price. We determine if the purchase price can be supported based upon the cash flow of the acquired entity. We do an in depth analysis to determine whether the purchase price is within the standards of the industry. Financing to purchase the company. We do this by leveraging the existing assets of the company to the maximum amount based upon cash flows available, keeping your cash requirements to a minimum.

We can also provide the equity necessary should there be a cash shortfall between the financing and the cash you are putting into the transaction. Please contact us today for a free evaluation of your financing needs. Easy Pay Cash Advance Get No Hassle Quick & Easy Cash Up To $150,000 for Any Use in Under 7 Days NO FINANCIALS NO TAX RETURNS NO ASSET DOCUMENTATION NO PERSONAL GUARANTEE APPROVALS IN 48 HOURS We are proud to announce one of the easiest and most beneficial ways to get quick cash for your business. This is really ground breaking. Poor credit: no problem, Late payments: no problem. Bank turndowns: no problem. If you take credit cards in your business you owe it to yourself to check out this cash advance. USE IT TO BUY NEEDED EQUIPMENT USE IT TO HIRE MORE EMPLOYEES USE IT TO REMODEL USE IT FOR ANYTHING YOU WANT Example: A simple example of how much you can borrow: Add up your credit card monthly processing statements for the last 6 months. Perhaps it totals $540,000. Divide by 6= $90,000. You can get 80-120% of that amount or $72,000 to $108,000. The Process STEP 1 - HOW YOU QUALIFY Determine how much your average monthly credit card sales are for the last six months. Then check the simple requirements below: You have been in business for 1 year or in some cases less. You have at least $8,000 in credit card sales monthly. You have accepted Visa, MasterCard or Amex STEP 2 - CONTACT US Call us and we'll complete a simple one page application;

You will be eligible for an advance of between 80-120% of your average monthly credit card receipts. STEP 3 - REPAY BASED ON YOUR ABILITY EASY PAY This is the best part of the program. We are banking on the fact that you will continue to do business as you did before. So we fix your payment at 15 to 20 percent of your future credit card receipts until the loan is repaid. This includes principal and interest. You keep 80% to 85%. That means that if you do very well your cash advance gets paid back sooner and if business is bad you pay back less, WHICH MEANS NO MORE WORRIES! And here's absolutely the best part of the program: Once you have repaid 50% of the advance you can make a simple phone call to re-borrow the paid amount. It's by far the quickest and easiest way to get cash for your retail business. Marketable Securities Loans or Stock Loans Securities-Based Lending Hawkins Capital Group offers non-transfer of title Securities-based loans. If you have a portfolio of securities, we can set up a line of credit of 70-90% of the value of the portfolio. This line of credit is utilized as a true line of credit and you may borrow as much or as little as you want. You can utilize the money for any purpose with no restrictions. Repayment is interest only, with no principle payments. The rates are very low and approval is guaranteed, regardless of personal credit. We can usually approve your loan within 3-5 business days with no credit checks. There is no sale of your stock. You receive all dividends. You can sell the stocks in your portfolio as long as you buy other stocks of equal value. You keep complete control of your portfolio. Key features of Securities Based Lending include: Revolving line of credit Floating or fixed rates available Interest rates as low as 1.6% (variable only) Loan to value ranging from 70-90% Securities remain titled in client's name Limited documentation - Not credit or income based No prepayment penalty With variable rate Dividends paid directly to client Client receives 100% of portfolio appreciation Wide range of eligible securities Foreign nationals with foreign securities accepted

Commercial Real Estate Who We Are Hawkins Capital Group is a private commercial lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. We feature a variety of commercial loans program to accommodate borrowers' needs, with loans limits ranging from $50,000 to $10 million plus. Our Philosophy Unlike many other companies, we recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals. Our Objective While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers and on more transaction types. In addition to being able to finance hard to place transactions, we offer loan programs for investors, owners, or companies seeking financing on strong, superior credit grade transactions. Program Highlights Up to 90.0% LTV Loans From $50K to $10M+ Investor & Owner Occupied Loans No Exorbitant Upfront Deposits Same Day Approvals Rates from 2.75% Purchase, Refinance & Cash-Out Most Commercial Properties Considered Nationwide Programs Contact us today for a free consultation Hawkins Capital Group offers a free consultation to review your financial situation and provide answers to all of your questions regarding your options to finance your business. Call us today!

616 NW 51st Street Oklahoma City, OK 73118 Phone: (800) 634-3710 Fax: (866) 637-4461 www.hawkinscapitalgroup.com