Wealth Management
RELATIONSHIPS THE BUTTERFIELD WAY Some things were just meant for each other like your financial needs and Butterfield s wealth management services. The Butterfield experience is a natural fit. It s based on us acquiring a thorough understanding of your goals and then focusing our extensive resources on helping you achieve them. It s about trust. It s about authenticity. It s about getting you there on your terms. We have been in the business of helping clients realise their financial goals for over 150 years since 1858, when the merchant trading firm that Nathaniel Butterfield founded one hundred years earlier became The Bank of N.T. Butterfield, Bermuda s first bank. Although much has changed with the passage of time, an entrepreneurial spirit and an unrelenting focus on clients needs remain at the heart of everything we do. That s translated into a long-term relationship with clients over multiple generations. With Butterfield as your financial partner, you can be confident that you are in expert hands and that we will do our utmost to craft a custom-fit solution that is meant just for you one that fits your unique needs across private banking, investment, fiduciary, treasury and custody services. By design, we have maintained a size and corporate structure that allows us to deliver services with a highly personal touch and develop long-term relationships with clients. With numerous international offices and access to an extensive network of thirdparty professionals, we are able to offer a depth of expertise in all areas of wealth management, along with sophisticated product offerings and exceptional, personalised service to meet the needs of private, commercial and institutional clients around the world.
Private Banking Everysignatureisaone-of-a-kindmark ofcharacter.oursignatureistheability tocreateoptimisedfinancialsolutionsto suit complex needs. As a private banking client, your affairs will be handled by your personal relationship manager who will be your central point of contact for all that Butterfield offers a professional who is genuinely interested in understanding your needs and priorities who will work with you to help you achieve your current and long-term goals. At Butterfield, we pride ourselves on gaining an in-depth understanding of your unique financial requirements and tailoring our products and services to create the best fit for your circumstances. As your private banking solution, we offer the benefits of an international financial services group that provides a full range of banking and credit facilities coupled with financial expertise and exceptional service. Butterfield corresponds daily with banks around the world and has the ability to pay funds on your behalf quickly and securely. Our advanced internet banking system offers you immediate, global access to your accounts, wherever you are, whenever you wish. BACK NEXT PRINT QUIT
Every journey is unique. Set your goals. Butterfield pro vides th e expertise and experience to get you th ere. In our view, no single financial decision should be made in isolation. We believe that the most effective investment management approach is one that takes into account every aspect of your financial picture and is flexible enough to be prudently adjusted and balanced with your changing circumstances or shifting economic conditions. At Butterfield we will personally take the time to understand your investment objectives, time horizon, risk tolerance, income and liquidity requirements and then work with you to carefully craft an investment strategy tailored to help you meet your needs and goals. Investm ent Services In order to meet your long-term investment requirements, we will utilise the expertise of our global investment team by putting together your investment portfolio with the appropriate combination of asset allocation, sector and stock selection. Our pledge backed by over 150 years of practical experience is to maintain ongoing, open dialogue with you about your investments. We will monitor your portfolio s performance against guidelines, and make recommended changes in its make-up over time, as market realities and your needs and priorities change.
Fiduciary Ser vices Every key is shaped to fit its lock exactly. Our fiduciary ser vices are similarly tailored to perfectly fit your needs. Every relationship is different and everyone s needs are unique. Butterfield has a long history of expertise across the spectrum of fiduciary services. We are highly experienced in the management and administration of a wide range of offshore legal structures in which to hold valuable assets or conduct business transactions. We combine the technical expertise of professional, experienced individuals from a variety of disciplines in order to tailor make a fiduciary solution that meets your unique requirements. Be it through a trust, private trust company, family office, foundation, company, special purpose vehicle or a combination of vehicles, we can create, manage and administer structures for a variety of purposes, such as: Succession / estate planning Consolidation of affairs Confidentiality Asset protection Tax planning Wealth preservation
Custody Every move is strategic. We h elp you anticipate all th e possibilities and position yourself for maximum opportunity. With dealing and settlement capabilities in all major markets and many of the smaller opportune markets, our global custodian team will provide you and your advisers with a truly global custodian service. Working through a matrix of service providers, brokers and international clearing houses, we are able to provide dealing, settlement corporate action and dividend services, in a seamless process that will connect you to the heart of global markets. Dealing services are offered through our investment team, and will provide access to institutional rates of brokerage, so if you prefer to manage your own portfolio, you will have access to a wide network of information. Butterfield is a qualified intermediary for acting as custodian of US assets and will provide assistance in understanding the withholding tax regimes of different markets.
Every foreign market has its hidden treasures. Our skill is sourcing th e truly exceptional pearls to complem ent your portfolio s profile. Butterfield Treasury Services provide expertise to help you manage both foreign exchange and interest rate risk for your personal and business interests. Treasury Ser vices We will work with you to customise a foreign exchange solution to fit your portfolio and needs, including hedging solutions to manage risk. You can execute foreign exchange transactions for immediate cash settlement or for forward delivery in all major currencies and a broad range of secondary currencies. As part of your relationship with us, our treasury dealers are available to discuss markets and provide opinions on their direction, using both fundamental and technical analysis.
Relationsh ips Your way Every successful relationship starts simply by getting to know each other. We invite you to experience Butterfield your way on your terms. We would be pleased to talk about how we can design a unique financial solution that s perfectly tailored to you and all your wealth management needs. Butterfield offers a full range of of community banking services in in Bermuda, and the Cayman BarbadosIslands, theencompassing Cayman Islands, retail encompassing and corporate retail banking and corporate and treasury banking activities. Wealth and treasury Management activities. services, Wealth Management including private services, banking, including fiduciary private services banking, and asset management, fiduciary services are and provided asset management, from the Group s are provided headquarters from the in Bermuda Group s and other Group headquarters locations in Bermuda in The Bahamas, and other Cayman Group locations Islands, Guernsey, in The Bahamas, Switzerland, Caymanand the United Islands, Kingdom. Guernsey, Hong Kong, Malta, Switzerland, and the United Kingdom. www.butterfieldgroup.com This brochure is for information purposes only and does not constitute an offer or solicitation of products or services where prohibited by law. It is designed to provide general information on our fiduciary services and is based on laws and practices prevailing in the relevant jurisdiction at the time of publication. This information is not intended to be exhaustive and does not constitute legal advice. We will be pleased to offer more comprehensive and specific information upon request and we invite you to contact the relevant unit to discuss your specific requirements.