Covered Services: All plans offered on the Marketplace cover 10 Essential Health Benefits:



Similar documents
Covered Services: All plans offered on the Marketplace cover 10 Essential Health Benefits:

Health Insurance Marketplace in Illinois Plan Comparison Charts

NY State of Health Small Business Marketplace

Health Insurance Buyers Guide. What You Need to Know to Get Started

How To Compare Health Insurance Plans

LEARN. Your guide to health insurance. How to choose the best plan for you and your family

Health Care Reform. Frequently Asked Questions. June 2013

2015 HEALTH INSURANCE OPTIONS

FEEL BETTER ABOUT YOUR CHOICES

Small Group Plan Options HMO

Health Insurance Marketplace

Health Insurance Marketplace. vhealth insurance exchanges. What to expect in What to expect in 2014

The Affordable Care Act. President Obama signed the Affordable Care Act (ACA) into law on March 23, 2010.

A Consumer s Guide to the Affordable Care Act

HCR 101: Your Guide to Understanding Healthcare Reform

The Vermont Health Benefit Exchange: An Update

NEW HEALTH MARKETPLACE

Title Here Title Here Title Here Title Here Title

LEARN. Your guide to health insurance

Your Guide to Health Insurance Learn how to choose the best health plan

INDIVIDUAL HEALTH INSURANCE In Maine

HEALTH INSURANCE MARKETPLACES FACT SHEET

Choosing the Best Plan for You: A Tool for Purchasing Coverage in the Health Insurance Exchange

Affordable Care Act HEALTHCARE.GOV. Marketplace Implementation Briefing Virginia Organizing Marketplace Public Forum August 20, 2013

Health Insurance Marketplaces

Exchanges and the ACA What You Need to Know for 2014

EXPLORING NEW YORK S SHOP MARKETPLACE. An Overview for Small Groups

Health insurance Marketplace. What to expect in 2014

The Small Business Guide to Health Care Law

EXPLORING NEW YORK S SHOP MARKETPLACE 2016 Overview for Small Groups

Health Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family.

The Vermont Health Benefit Exchange: An Update for Small Business Owners

The ACA and Healthcare Exchanges

Who are you healthy for?

Indiana Health Insurance Marketplace Enrollment & Benefits Guide

Individual and Family Plans

Covered California 101

You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment.

Review of Market Rules for the Commercial Market

Understanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace

HMO Individual HMO Plans Comparison of Benefits. Page 1

2016 HIV Pre-Exposure Prophylaxis (PrEP) Health Insurance Assessment

BlueDirect. How it Works. Actively manage your health and prevent diseases. Get a Quote BCBSND.com/shop BLUE (2583)

Why the Affordable Care Act Matters for Women: Health Insurance 101

THE KANSAS AFFORDABLE CARE ACT IMPLEMENTATION. Linda J. Sheppard November 6, 2014

THE HEALTH INSURANCE MARKETPLACE

$ $ % 29497DE Aetna Bronze $15 Copay PPO Bronze 26 $

Health plans for individuals and families

Contact: As February 15 Deadline Nears for 2015 Enrollment Under the Affordable Care Act, a Health Insurance Expert Answers Common Questions

Maryland s New Health Insurance Marketplace. What You Need To Know About Getting Health Coverage

Small Employer Health Insurance. Avera Health Plans One team. Connected. Caring for you.

Healthcare Reform Preparedness for Small Businesses

The Small Business Guide to Health Care Law. How new changes in health care law will affect you and your employees

HEALTH CARE REFORM CHECKLIST

Let us help you choose the health insurance plan that fits you best

Massachusetts Health Connector logo. The Health Connector: Massachusetts New and Improved Health Insurance Marketplace

An Overview of Arizona Enrollment in the Affordable Care Act (ACA) Marketplace. Presented by: Jaime Perikly, Health Choice

SHIBA. Statewide Health Insurance Benefits Advisors. Medicare, Health Insurance, & the Affordable Care Act Updates for Summer 2013

THE AFFORDABLE CARE ACT: THE AFFORDABLE COVERAGE OPTIONS AND CONSIDERATIONS IN 2014 THE NEW HEALTH INSURANCE: MARKETPLACE AND MEDICAID

Maryland Health Connection

BLUE. Care. A classic, comprehensive health insurance plan for families and individuals who want more predictable health care costs.

HEALTH INSURANCE PLANS

Shopping for a health care plan can be confusing. Let us help.

COVER [26837]

Find the plan that s right for you

Plan Comparison Guide

Legislative Brief: COMPREHENSIVE HEALTH COVERAGE ESSENTIAL HEALTH BENEFITS PACKAGE

WASHINGTON QUALIFIED HEALTH PLAN SELECTION: CONSIDERATIONS FOR CONSUMERS

Health plans for individuals and families

Let us help you choose the health insurance plan that fits you best

The Health Insurance Marketplace

Copayment: The amount you must pay for each medical visit to a participating doctor or other healthcare provider, usually at this time service.

How To Get Health Insurance On A Health Insurance Marketplace

or vertical applications)

List of Insurance Terms and Definitions for Uniform Translation

Gateway Health Medicare Assured RubySM (HMO SNP) $6,700 out-of-pocket limit for Medicare-covered services. No No No No. Days 1-6: $0 or $225 copay per

individual and family health insurance plans

2016 Health insurance plans

Affordable Care Act Toolkit

As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government.

Molina Marketplace. We have a plan to keep you healthy.

Nebraska Health Insurance Exchange Update

State of Wisconsin / OFFICE OF THE COMMISSIONER OF INSURANCE

The Healthcare Law April 19, 2010

Understanding the Impact of Health Care Reform

The New Health Law & Small Businesses

Evaluations. Nursing Contact Hours, CME and CHES credits are available.

Small Employer Plans

Idaho Health Care Council Forum 10/30/2012

Your Guide to Health Insurance Learn how to choose the best health plan

Health Care Reform Update

New provider networks will support health plans sold on and off the Health Insurance Marketplace

how to choose the health plan that s right for you

: What You Need To Know About The Affordable Care Act

Compare your plan options

Cost-sharing Charges in Marketplace Health Insurance Plans - Part II

Your guide to finding the best health insurance plan.

The Health Insurance Exchange: Key Issues for Native Americans. Sireesha Manne & Kelsey McCowan Heilman, NM Center on Law and Poverty June 27, 2013

Health Insurance Quick Reference Guide

Let us help you choose the health insurance plan that fits you best

Transcription:

Introduction The NY State of Health 2015 Plan Compare provides information about health plans offered on the Individual Marketplace. Here's some general information to get you started. Metal Levels: Plans offered on the NY State of Health are available at four metal levels: Platinum, Gold, Silver and Bronze. Platinum plans have the lowest out-of-pocket cost if you use a service, but the highest premium. Bronze plans have the highest out-of- pocket cost, but the lowest premium. Covered Services: All plans offered on the Marketplace cover 10 Essential Health Benefits: Ambulatory Patient Services Emergency Services Inpatient Care Maternity and New Born Care Mental Health and Substance Use Services s Rehabilitative Care Laboratory Services Preventive, and Chronic Disease Management Pediatric Services, including vision care Standard and Non-Standard Plans: NY State of Health offers two types of plans: standard plans and non-standard plans. To make it easier to compare options, standard plans cover the same services and have the same out-of-pocket costs regardless of the insurer. The primary differences are the monthly premium charged by the insurer, the insurer s provider network and prescription drug formulary, and the plan s quality rating. Non-standard plans were designed to give you additional choices. Non-standard plans cover the same ten Essential Health Benefits as the standard plan, but they may also cover extra services like dental and/or vision care for adults. Non-standard plan may also have different out-ofpocket costs.

How to Use the NYSOH Plan Compare The Plan Compare is organized by county. Find the section for the county in which you reside. It will include information about all of the health plan options available to you and your family through the Marketplace. At the top of each page, you will find information that identifies the name of the insurer, the name of the plan, the plan s identification number and the metal level. The Plan Compare allows you to preview all of the plan options in your county, or select plans offered by certain insurers or at certain metal levels. Each page in the Health Plan Compare shows the standard plan and the plan you are reviewing so you can see how it compares. Pay particular attention to any difference in out-of-pocket costs and any additional services covered by the plan. The Plan Compare does not include monthly premium because the amount you will pay each month will depend on your income and family size when you apply for coverage. To see if you may qualify for financial assistance to reduce your monthly cost, visit the NY State of Health website. You can review the Plan Compare while you are on the website, or if it is more convenient you can print one or more pages and review them later. The Health Plan Compare is intended to allow you to preview the plans offered on the Individual Marketplace. Before you select and enroll in a health plan, find out which health care providers participate in the health plan s network and, if you take medication, find out if they are covered by the health plans formulary or list of covered drugs. You can find the plan s customer service numbers and provider directory links on our website at: http://info.nystateofhealth.ny.gov/resource/health-plan-customer-service-phone-numbers-andprovider-networks Questions or need assistance? Visit our website at www.nystateofhealth.ny.gov, call our Customer Service Center at 1-855-355-5777 or meet with a NY State of Health in-person assistor in your area.

Queens County Individual Market Products Plan Standard Non-Standard Affinity X Emblem Health X Empire Blue Cross Blue Shield X X Fidelis X Healthfirst X X Health Republic X X Metroplus X X North Shore - LIJ Care Connect X X Oscar X X United Healthcare X Wellcare X X

Plan Name: Affinity Health Plan Product Name: Affinity Access Bronze ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010004 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010003 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010003-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010003-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010003-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Gold ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010002 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Platinum ST INN Pediatric Dental Dep25 HIOS Plan ID: 57165NY0010001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Bronze ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010013 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010012 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010012-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010012-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010012-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Gold ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010011 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Platinum ST INN Pediatric Dental Dep29 HIOS Plan ID: 57165NY0010010 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Bronze ST INN Dep25 HIOS Plan ID: 57165NY0020004 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep25 HIOS Plan ID: 57165NY0020003 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep25 HIOS Plan ID: 57165NY0020003-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep25 HIOS Plan ID: 57165NY0020003-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep25 HIOS Plan ID: 57165NY0020003-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Gold ST INN Dep25 HIOS Plan ID: 57165NY0020002 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Platinum ST INN Dep25 HIOS Plan ID: 57165NY0020001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Bronze ST INN Dep29 HIOS Plan ID: 57165NY0020013 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep29 HIOS Plan ID: 57165NY0020012 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep29 HIOS Plan ID: 57165NY0020012-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep29 HIOS Plan ID: 57165NY0020012-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Silver ST INN Dep29 HIOS Plan ID: 57165NY0020012-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Gold ST INN Dep29 HIOS Plan ID: 57165NY0020011 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Affinity Health Plan Product Name: Affinity Access Platinum ST INN Dep29 HIOS Plan ID: 57165NY0020010 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Bronze Bronze ST INN Dep25 HIOS Plan ID: 88582NY0170001 Metal Level: Bronze $3,000 $6,000 $6,350 $12,700 0% coinsurance Standard Bronze Benefits

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep25 HIOS Plan ID: 88582NY0160001 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep25 HIOS Plan ID: 88582NY0160001-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep25 HIOS Plan ID: 88582NY0160001-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL $250 $500 Standard Silver Benefits, 150-200% FPL copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep25 HIOS Plan ID: 88582NY0160001-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Emblem Health Product Name: Select Care Gold Gold ST INN Dep25 HIOS Plan ID: 88582NY0150001 Metal Level: Gold $600 $1,200 $8,000 $25 copayment $40 copayment copayment Standard Gold Benefits $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Emblem Health Product Name: Select Care Platinum Platinum ST INN Dep25 HIOS Plan ID: 88582NY0140001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Bronze Bronze ST INN Dep29 HIOS Plan ID: 88582NY020001 Metal Level: Bronze $3,000 $6,000 $6,350 $12,700 0% coinsurance Standard Bronze Benefits

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep29 HIOS Plan ID: 88582NY0230001 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep29 HIOS Plan ID: 88582NY0230001-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep29 HIOS Plan ID: 88582NY0230001-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL $250 $500 Standard Silver Benefits, 150-200% FPL copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep29 HIOS Plan ID: 88582NY0230001-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Emblem Health Product Name: Select Care Gold Gold ST INN Dep29 HIOS Plan ID: 88582NY0260001 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Emblem Health Product Name: Select Care Silver Silver ST INN Dep29 HIOS Plan ID: 88582NY0290001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 3000 for HSA Bronze ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160002 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160008 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160008-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160008-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160008-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 600 Gold ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160012 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 0 Platinum ST INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160014 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 3000 for HSA Bronze ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160018 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160024 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160024-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160024-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2000 Silver ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160024-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 600 Gold ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160028 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 0 Platinum ST INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160030 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 6000 Bronze NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160004 Metal Level: Bronze Standard Bronze Benefits How Does this Non-Standard Product Compare? $3,000 $6,000 $6,000 $12,000 $6,350 $12,700 $6,600 $13,200 $45 copayment 20% coinsurance 0% coinsurance 0% coinsurance 20% coinsurance 20% coinsurance 20% coinsurance $600 copayment $500 copayment 20% coinsurance Covered Therapies 20% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 20% coinsurance Services Diagnostic & Routine 20% coinsurance Imaging 20% coinsurance 20% coinsurance 20% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 5600 Bronze NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160006 Metal Level: Bronze Standard Bronze Benefits How Does this Non-Standard Product Compare? $3,000 $6,000 $5,600 $11,200 $6,350 $12,700 $6,600 $13,200 40% coinsurance 0% coinsurance 0% coinsurance 40% coinsurance 40% coinsurance 40% coinsurance $1000 copayment $500 copayment 40% coinsurance Covered Therapies 40% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 40% coinsurance Services Diagnostic & Routine 40% coinsurance Imaging 40% coinsurance 40% coinsurance 40% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160010 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,250 $4,500 $5,500 $11,000 $5,800 $11,600 25% coinsurance copayment copayment 25% coinsurance 25% coinsurance 25% coinsurance $1500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 25% coinsurance Covered Therapies 25% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 25% coinsurance Services Diagnostic & Routine 25% coinsurance Imaging $100 copayment 25% coinsurance 25% coinsurance 25% coinsurance 25% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160010-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 How Does this Non-Standard Product Compare? $1,750 $3,500 $5,200 $10,400 $5,200 $10,400 20% coinsurance copayment copayment 20% coinsurance 20% coinsurance 20% coinsurance $1,500 copayment $1,000 copayment $150 copayment $200 copayment 25% coinsurance 20% coinsurance Covered Therapies 20% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 20% coinsurance Services Diagnostic & Routine 20% coinsurance Imaging $100 copayment 20% coinsurance 20% coinsurance 20% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160010-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 How Does this Non-Standard Product Compare? $250 $500 $8,000 15% coinsurance copayment copayment $9 copayment $20 copayment $40 copayment 15% coinsurance 15% coinsurance 15% coinsurance $250 copayment $250 copayment $75 copayment $100 copayment 10% coinsurance 15% coinsurance Covered Therapies $25 copayment 15% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 15% coinsurance Services Diagnostic & Routine 15% coinsurance Imaging $75 copayment 15% coinsurance 15% coinsurance 15% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160010-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL How Does this Non-Standard Product Compare? $1,000 $1,600 $3,200 $5 copayment $20 copayment 10% coinsurance copayment copayment $6 copayment 10% coinsurance 10% coinsurance 10% coinsurance $100 copayment $100 copayment $25 copayment 5% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $25 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 6000 Bronze NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160020 Metal Level: Bronze Standard Bronze Benefits How Does this Non-Standard Product Compare? $3,000 $6,000 $6,000 $12,000 $6,350 $12,700 $6,600 $13,200 $45 copayment 20% coinsurance 0% coinsurance 0% coinsurance 20% coinsurance 20% coinsurance 20% coinsurance $600 copayment $500 copayment 20% coinsurance Covered Therapies 20% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 20% coinsurance Services Diagnostic & Routine 20% coinsurance Imaging 20% coinsurance 20% coinsurance 20% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 5600 Bronze NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160022 Metal Level: Bronze Standard Bronze Benefits How Does this Non-Standard Product Compare? $3,000 $6,000 $5,600 $11,200 $6,350 $12,700 $6,600 $13,200 40% coinsurance 0% coinsurance 0% coinsurance 40% coinsurance 40% coinsurance 40% coinsurance $1000 copayment $500 copayment 40% coinsurance Covered Therapies 40% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 40% coinsurance Services Diagnostic & Routine 40% coinsurance Imaging 40% coinsurance 40% coinsurance 40% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160026 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,250 $4,500 $5,500 $11,000 $5,800 $11,600 25% coinsurance copayment copayment 25% coinsurance 25% coinsurance 25% coinsurance $1500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 25% coinsurance Covered Therapies 25% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 25% coinsurance Services Diagnostic & Routine 25% coinsurance Imaging $100 copayment 25% coinsurance 25% coinsurance 25% coinsurance 25% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160026-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 How Does this Non-Standard Product Compare? $1,750 $3,500 $5,200 $10,400 $5,200 $10,400 20% coinsurance copayment copayment 20% coinsurance 20% coinsurance 20% coinsurance $1,500 copayment $1,000 copayment $150 copayment $200 copayment 25% coinsurance 20% coinsurance Covered Therapies 20% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 20% coinsurance Services Diagnostic & Routine 20% coinsurance Imaging $100 copayment 20% coinsurance 20% coinsurance 20% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160026-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 How Does this Non-Standard Product Compare? $250 $500 $8,000 15% coinsurance copayment copayment $9 copayment $20 copayment $40 copayment 15% coinsurance 15% coinsurance 15% coinsurance $250 copayment $250 copayment $75 copayment $100 copayment 10% coinsurance 15% coinsurance Covered Therapies $25 copayment 15% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 15% coinsurance Services Diagnostic & Routine 15% coinsurance Imaging $75 copayment 15% coinsurance 15% coinsurance 15% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2250 Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160026-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL How Does this Non-Standard Product Compare? $1,000 $1,600 $3,200 $5 copayment $20 copayment 10% coinsurance copayment copayment $6 copayment 10% coinsurance 10% coinsurance 10% coinsurance $100 copayment $100 copayment $25 copayment 5% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $25 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160099 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,450 $4,900 $5,500 $11,000 $6,450 $12,900 10% coinsurance 10% coinsurance copayment copayment Additional Non-Standard Benefits: Health Savings Account Eligible 10% coinsurance 10% coinsurance 10% coinsurance $1500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 0% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160099-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $2,250 $4,500 $5,200 $10,400 $3,750 $7,500 10% coinsurance 10% coinsurance copayment copayment 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment 10% coinsurance $150 copayment $200 copayment 25% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 0% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160099-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $1,100 $2,200 $1,100 $2,200 copayment copayment copayment copayment $9 copayment $20 copayment $40 copayment copayment copayment copayment $250 copayment copayment $75 copayment copayment copayment 10% coinsurance 0% coinsurance Covered Therapies $25 copayment copayment (PT/OT/ST) Diagnostic & Routine Lab copayment Services Diagnostic & Routine copayment Imaging $75 copayment copayment copayment copayment copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160099-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $475 $950 $1,000 $475 $950 copayment $20 copayment copayment copayment copayment $6 copayment copayment copayment copayment $100 copayment copayment copayment copayment 5% coinsurance 0% coinsurance Covered Therapies copayment (PT/OT/ST) Diagnostic & Routine Lab copayment Services Diagnostic & Routine copayment Imaging $25 copayment copayment copayment copayment copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160101 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,450 $4,900 $5,500 $11,000 $6,450 $12,900 10% coinsurance 10% coinsurance copayment copayment Additional Non-Standard Benefits: Health Savings Account Eligible 10% coinsurance 10% coinsurance 10% coinsurance $1500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 0% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160101-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $2,250 $4,500 $5,200 $10,400 $3,750 $7,500 10% coinsurance 10% coinsurance copayment copayment 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment 10% coinsurance $150 copayment $200 copayment 25% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 0% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160101-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $1,100 $2,200 $1,100 $2,200 copayment copayment copayment copayment $9 copayment $20 copayment $40 copayment copayment copayment copayment $250 copayment copayment $75 copayment copayment copayment 10% coinsurance 0% coinsurance Covered Therapies $25 copayment copayment (PT/OT/ST) Diagnostic & Routine Lab copayment Services Diagnostic & Routine copayment Imaging $75 copayment copayment copayment copayment copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 2450 for HSA Silver NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160101-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $475 $950 $1,000 $475 $950 copayment $20 copayment copayment copayment copayment $6 copayment copayment copayment copayment $100 copayment copayment copayment copayment 5% coinsurance 0% coinsurance Covered Therapies copayment (PT/OT/ST) Diagnostic & Routine Lab copayment Services Diagnostic & Routine copayment Imaging $25 copayment copayment copayment copayment copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 1000 Gold NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160107 Metal Level: Gold Standard Gold Benefits How Does this Non-Standard Product Compare? $600 $1,200 $1,000 $8,000 $6,550 $13,100 $25 copayment $40 copayment 10% coinsurance copayment copayment $40 copayment 10% coinsurance $1,000 copayment $1000 copayment $150 copayment $200 copayment $60 copayment 20% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab $40 copayment 10% coinsurance Services Diagnostic & Routine $40 copayment 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 1000 Gold NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160109 Metal Level: Gold Standard Gold Benefits How Does this Non-Standard Product Compare? $600 $1,200 $1,000 $8,000 $6,550 $13,100 $25 copayment $40 copayment 10% coinsurance copayment copayment $40 copayment 10% coinsurance $1,000 copayment $1000 copayment $150 copayment $200 copayment $60 copayment 20% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab $40 copayment 10% coinsurance Services Diagnostic & Routine $40 copayment 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 200 Platinum NS INN Pediatric Dental Dep 25 HIOS Plan ID: 80519NY0160115 Metal Level: Platinum Standard Platinum Benefits How Does this Non-Standard Product Compare? $200 $400 $3,500 $7,000 $20 copayment copayment copayment $60 copayment $500 copayment $300 copayment $100 copayment $150 copayment $60 copayment 20% coinsurance 5% coinsurance Covered Therapies 5% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 5% coinsurance Services Diagnostic & Routine 5% coinsurance Imaging $100 copayment 5% coinsurance 5% coinsurance 5% coinsurance copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Product Name: Empire HMO 200 Platinum NS INN Pediatric Dental Dep 29 HIOS Plan ID: 80519NY0160117 Metal Level: Platinum Standard Platinum Benefits How Does this Non-Standard Product Compare? $200 $400 $3,500 $7,000 $20 copayment copayment copayment $60 copayment $500 copayment $300 copayment $100 copayment $150 copayment $60 copayment 20% coinsurance 5% coinsurance Covered Therapies 5% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 5% coinsurance Services Diagnostic & Routine 5% coinsurance Imaging $100 copayment 5% coinsurance 5% coinsurance 5% coinsurance copayment copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 25, a Multi-State Plan HIOS Plan ID: 80519NY0330003 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,450 $4,900 $5,500 $11,000 $6,450 $12,900 10% coinsurance 10% coinsurance copayment 0$ copayment Additional Non-Standard Benefits: Health Savings Account Eligible 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 10% copayment Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 25, a Multi-State Plan HIOS Plan ID: 80519NY0330003-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $2,250 $4,500 $5,200 $10,400 $3,750 $7,500 10% coinsurance 10% coinsurance 0$ copayment 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment 10% coinsurance $150 copayment $200 copayment 25% coinsurance 10% copayment Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 25, a Multi-State Plan HIOS Plan ID: 80519NY0330003-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $1,100 $2,200 $1,100 $2,200 0% coinsurance 0% coinsurance copayment 0% copayment $9 copayment $20 copayment $40 copayment 0% coinsurance 0% coinsurance 0% coinsurance $250 copayment 0% coinsurance $75 copayment 0% coinsurance 0% coinsurance 10% coinsurance 0% coinsurance Covered Therapies $25 copayment 0% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 0% coinsurance Services Diagnostic & Routine 0% coinsurance Imaging $75 copayment 0% coinsurance 0% coinsurance 0% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 25, a Multi-State Plan HIOS Plan ID: 80519NY0330003-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $475 $950 $1,000 $475 $950 0% coinsurance $20 copayment 0% coinsurance copayment 0% copayment $6 copayment 0% coinsurance 0% coinsurance 0% coinsurance $100 copayment 0% coinsurance 0% coinsurance 0% coinsurance 5% coinsurance 0% coinsurance Covered Therapies 0% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 0% coinsurance Services Diagnostic & Routine 0% coinsurance Imaging $25 copayment 0% coinsurance 0% coinsurance 0% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 1000 Gold NS INN Pediatric Dental Dep 25, a Multi-State Plan HIOS Plan ID: 80519NY0330005 Metal Level: Gold Standard Gold Benefits How Does this Non-Standard Product Compare? $600 $1,200 $1,000 $8,000 $6.550 $13,100 $25 copayment $40 copayment 10% coinsurance copayment copayment $40 copayment 10% coinsurance $1,000 copayment $1,000 copayment $150 copayment $200 copayment $60 copayment 20% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab $40 copayment 10% coinsurance Services Diagnostic & Routine $40 copayment 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 29, a Multi-State Plan HIOS Plan ID: 80519NY0330011 Metal Level: Silver Standard Silver Benefits How Does this Non-Standard Product Compare? $2,450 $4,900 $5,500 $11,000 $6,450 $12,900 10% coinsurance 10% coinsurance copayment 0$ copayment Additional Non-Standard Benefits: Health Savings Account Eligible 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment $1,000 copayment $150 copayment $200 copayment 30% coinsurance 10% copayment Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 29, a Multi-State Plan HIOS Plan ID: 80519NY0330011-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $2,250 $4,500 $5,200 $10,400 $3,750 $7,500 10% coinsurance 10% coinsurance 0$ copayment 10% coinsurance 10% coinsurance 10% coinsurance $1,500 copayment 10% coinsurance $150 copayment $200 copayment 25% coinsurance 10% copayment Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 10% coinsurance Services Diagnostic & Routine 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 29, a Multi-State Plan HIOS Plan ID: 80519NY0330011-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $1,100 $2,200 $1,100 $2,200 0% coinsurance 0% coinsurance copayment 0% copayment $9 copayment $20 copayment $40 copayment 0% coinsurance 0% coinsurance 0% coinsurance $250 copayment 0% coinsurance $75 copayment 0% coinsurance 0% coinsurance 10% coinsurance 0% coinsurance Covered Therapies $25 copayment 0% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 0% coinsurance Services Diagnostic & Routine 0% coinsurance Imaging $75 copayment 0% coinsurance 0% coinsurance 0% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 2450, Silver, NS, INN, Pediatric Dental, Dep 29, a Multi-State Plan HIOS Plan ID: 80519NY0330011-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL Additional Non-Standard Benefits: Health Savings Account Eligible How Does this Non-Standard Product Compare? $475 $950 $1,000 $475 $950 0% coinsurance $20 copayment 0% coinsurance copayment 0% copayment $6 copayment 0% coinsurance 0% coinsurance 0% coinsurance $100 copayment 0% coinsurance 0% coinsurance 0% coinsurance 5% coinsurance 0% coinsurance Covered Therapies 0% coinsurance (PT/OT/ST) Diagnostic & Routine Lab 0% coinsurance Services Diagnostic & Routine 0% coinsurance Imaging $25 copayment 0% coinsurance 0% coinsurance 0% coinsurance 25% coinsurance 0% coinsurance :

Plan Name: Empire Blue Cross Blue Shield Multi-State Plan Product Name: Empire Blue Cross Blue Shield HMO 1000 Gold NS INN Pediatric Dental Dep 29, a Multi-State Plan HIOS Plan ID: 80519NY0330013 Metal Level: Gold Standard Gold Benefits How Does this Non-Standard Product Compare? $600 $1,200 $1,000 $8,000 $6.550 $13,100 $25 copayment $40 copayment 10% coinsurance copayment copayment $40 copayment 10% coinsurance $1,000 copayment $1,000 copayment $150 copayment $200 copayment $60 copayment 20% coinsurance 10% coinsurance Covered Therapies 10% coinsurance (PT/OT/ST) Diagnostic & Routine Lab $40 copayment 10% coinsurance Services Diagnostic & Routine $40 copayment 10% coinsurance Imaging $100 copayment 10% coinsurance 10% coinsurance 10% coinsurance 25% coinsurance copayment :

Plan Name: Fidelis Care Product Name: Fidelis Care Bronze ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0010001 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0020001 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0020001-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0020001-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0020001-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Gold ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0030001 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Platinum ST INN Pediatric Dental Dep25 HIOS Plan ID: 25303NY0040001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Bronze ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0110001 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0140001 Metal Level: Silver Standard Silver Benefits $5,500 $11,000 copayment $1500 copayment $150 copayment 30% coinsurance $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0140001-04 Metal Level: Silver Cost Share Reduction, 200-250% FPL Standard Silver Benefits, 200-250% FPL $1,200 $2,400 $5,200 $10,400 $1,500 copayment $150 copayment 25% coinsurance $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0140001-05 Metal Level: Silver Cost Share Reduction, 150-200% FPL Standard Silver Benefits, 150-200% FPL $250 $500 copayment $9 copayment $20 copayment $40 copayment $250 copayment $75 copayment 10% coinsurance $25 copayment $75 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Silver ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0140001-06 Metal Level: Silver Cost Share Reduction, 100-150% FPL Standard Silver Benefits, 100-150% FPL $1,000 $20 copayment copayment $6 copayment $100 copayment 5% coinsurance $25 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Gold ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0170001 Metal Level: Gold Standard Gold Benefits $600 $1,200 $8,000 $25 copayment $40 copayment copayment $1,000 copayment $150 copayment $60 copayment 20% coinsurance $40 copayment $40 copayment $100 copayment

Plan Name: Fidelis Care Product Name: Fidelis Care Platinum ST INN Pediatric Dental Dep29 HIOS Plan ID: 25303NY0200001 Metal Level: Platinum Standard Platinum Benefits copayment $60 copayment $500 copayment $100 copayment $60 copayment 20% coinsurance $100 copayment

Plan Name: Health Republic Insurance Product Name: EssentialCare Bronze ST INN Dep25 HIOS Plan ID: 71644NY0010001 Metal Level: Bronze Standard Bronze Benefits $3,000 $6,000 $6,350 $12,700 0% coinsurance