2020 Foresight Report: Trends in Non-Life Insurance Underwriting



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Brochure More information from http://www.researchandmarkets.com/reports/2713356/ 2020 Foresight Report: Trends in Non-Life Insurance Underwriting Description: The report provides in depth market analysis, information and insights into underwriting industry trends for non-life insurance globally, including: - Comprehensive assessment of non-life underwriting market dynamics - Analysis of the effect of changes in regulations on underwriting - Analysis of the underwriting cycles - Detailed analysis of the technological trends impacting underwriting - Detailed analysis of the effect of natural and man-made disasters on underwriting Summary The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice. Insurance companies are augmenting their processes to maintain a social media presence and also to help combat fraud. With the advent of Solvency II and other risk-based capital (RBC) approaches, underwriting has become increasingly dependent on movements in the regulatory environment. Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (2008 2012). Telemetric, predictive analytics, automated software programs and the use of social networking sites has transformed the way in which insurance underwriting operates. Scope - This report provides a global snapshot of the key performance indicators impacting underwriting including combined ratio, loss ratio and expense ratio and underwriting profit/loss trends - It studies the impact of regulatory trends on underwriting including Solvency II and EU gender neutral insurance - It provides detailed analysis of the different underwriting cycles - It provides detailed analysis of the relationship between economic growth and the insurance industry's growth in key markets - It provides detailed analysis of the impact of technological trends in underwriting - It provides detailed analysis of the impact of natural and man-made disasters on underwriting Reasons To Buy - Make strategic business decisions using detailed assessment of the key challenges and opportunities that non-life insurance underwriting presents currently - Understand directives of new regulations and the necessary changes required in the current business structure of an underwriting firm - Assess underwriting profit or loss trends in key markets - Assess the impact of economic growth on the insurance industry - Assess the adoption of technology trends in different companies across different geographies - Find out how underwriting has evolved due to the impact of natural disasters Key Highlights - The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice. - Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (2008-2012). - While, mature markets such as the US, the UK, France and Italy are recording stagnant growth, emerging economies are driving premiums. - The US non-life insurance segment registered the highest underwriting loss in 2012, while, Japan recorded the highest underwriting profit. - The growth in telematics users in Europe will be driven by the UK and Italy.

- Predictive analytics has revolutionized the world of premiums and claims management in the insurance industry. Contents: 1 Executive Summary 2 Global Snapshot: Assessment of Non-life Underwriting Market Dynamics 2.1 Underwriting Profits and Loss Trends 2.2 Analysis of Key Performance Indicators Impacting Underwriting 2.2.1 Developed economies 2.2.2 Emerging economies 3 The Effect of Regulations on Underwriting 3.1 Overview 3.2 EU Ruling on Gender Neutral Insurance to Affect Underwriting 3.3 Impact of Solvency II on Underwriting 3.4 Solvency II Risk Assessment and Challenges 4 Market Dynamics Related to Economic Risk 4.1 Economic Risk on Non-life Insurance Underwriting 4.2 Market Risk on Non-life Insurance Underwriting 4.2.1 Developed economies 4.2.2 Emerging economies 5 Technological Trends in Underwriting 5.1 Process automation 5.2 Telematics and real-time data in underwriting risk 5.2.1 Insurance telematics in developed countries 5.2.2 Insurance telematics in developing countries 5.2.3 Companies tying up with telematics suppliers to augment insurance telematics offerings 5.2.4 Snapshot of different telematics-based insurance schemes 5.3 Predictive analytics and Big data 5.4 Social Media 6 Natural Disasters and their Impact on Underwriting 6.1 Catastrophe Insurance and Pricing 6.2 Case Studies 6.2.1 Swiss Re - Use of advanced underwriting modelling following the Japanese earthquake 6.2.2 Hurricane Katrina's effect on property and casualty underwriting industry 6.2.3 2011 Thai Floods and their Subsequent Effect on Underwriting 6.3 Impact of Man-made Disasters 7 Appendix 7.1 Methodology 7.2 Contact Us 7.3 About Timetric 7.4 Disclaimer List of Tables Table 1: Non-life Insurance Segment, Underwriting Profitability (US$ Million), 2008-2017 Table 2: Estimated Losses Due to Natural Disasters in The US, 2008-2011 Table 3: Catastrophic Damage Across Various Countries, 2000-2013 Table 4: Estimated Road Traffic Death Rate (Per 100 000 Population), 2010 and 2013 Table 5: Impact of EU Gender Neutral Insurance Ruling on the UK Motor Insurance Policy Prices Table 6: Non-life Insurance Segment, Emerging Economies, Insurance Frauds (US$ Billion), 2008-2017 Table 7: Non-life Insurance Segment, Emerging Economies, Commissions and Expenses (US$ Billion), 2008-2017 Table 8: Snapshot of Insurance Companies Automating Underwriting Table 9: Snapshot of Various Telematics-Based Insurance Products Table 10: Key Natural Disasters to have Impacted the Global Insurance Industry, 2008-2012 Table 11: Insurance Losses Emanating from the Japanese Earthquake/ Tsunami, 2011 Table 12: Insurance Losses Emanating from Thai Floods, 2011

List of Figures Figure 1: Japanese Non-Life Insurance Segment - Earned Premiums and Gross Claims (US$ Billion), 2008-2012 Figure 2: EU Motor Insurance - Loss Ratio (%), 2008-2017 Figure 3: BRIC Motor Insurance - Loss Ratio (%), 2008-2017 Figure 4: Non-life Insurance Segment in Developed Economies - Loss Ratios (%), Expense Ratios (%) and Combined Ratios (%), 2012 Figure 5: Non-life Insurance Segment in Developed Economies - Loss Ratio (%), 2008-2017 Figure 6: Non-life Insurance Segment in Developed Economies - Expense Ratio (%), 2008-2017 Figure 7: Non-life Insurance Segment in Developed Economies - Combined Ratio (%), 2008-2017 Figure 8: Non-life Insurance Segment in Emerging Economies - Loss Ratios (%), Expense Ratios (%) and Combined Ratios (%), 2012 Figure 9: Non-life Insurance Segment in Emerging Economies - Loss Ratio (%), 2008-2017 Figure 10: Non-life Insurance Segment in Emerging Economies - Expense Ratio (%), 2008-2017 Figure 11: Non-life Insurance Segment in Emerging Economies - Combined Ratio (%), 2008-2017 Figure 12: Regulatory Trends Affecting Insurance Underwriting Figure 13: Impact of Solvency II on Assets Figure 14: Why Telematics? - The Value Proposition Figure 15: Impact of Santam's New Software Installation in Various Channels Figure 16: Use of Various Social Media Channels in Insurance Underwriting Figure 17: Areas In Non-Life Insurance With Maximum Fraud Cases, US, 2012 Figure 18: Outcome of Public Unrests in 2011 for Insurance Underwriting Ordering: Order Online - http://www.researchandmarkets.com/reports/2713356/ Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8,

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